This is Rush To Reason.
You are going to shut your damn yamper and listen for a change because I got you begged, sweetheart. You want to take the easy way out because you’re scared. And you’re scared because if you try and fail, there’s only you to blame.
Let me break this down for you. Life is scary. Get used to it.
There are no magical fixes.
With your host, John Rush.
My advice to you is to do what your parents did.
Get a job first.
You haven’t made everybody equal.
You’ve made them the same and there’s a big difference.
Let me tell you why you’re here.
You’re here because you know something. What you know you can’t explain, but you feel it. You’ve felt it your entire life, that there’s something wrong with the world.
You don’t know what it is, but it’s there.
It is this feeling that has brought you to me.
Are you crazy?
Am I? Or am I so sane that you just blew your mind?
It’s Rush To Reason with your host, John Rush. Presented by Hi5 Plumbing, Heating and Cooling, where every call ends with a high five.
All right, we are back. Rush To Reason, Denver’s Afternoon Rush, Klz560. David Strazeski joining us now.
Sound Planning Group. David, welcome back. How are you?
Doing fantastic, John. How about yourself?
I’m doing pretty well. Not bad for a Monday. We’ll see what the Fed does this week in regards to rates.
We’ll get into that, but talk to us about the jobs report that came out recently.
You know, it’s pretty amazing right now where we find ourselves in history. We’ve just had such significant revisions to the jobs numbers that we should definitely believe that these things should be discredited. I mean, when you submit it so significantly, you have to be a little bit critical of it.
So, you know, we do saw jobs revisions come down 818,000, but guess what? We saw literally 1.8 million layoffs. We saw 500,000 jobs that were open last month go closed.
And so, there’s a lot of employers right now that are buckling down. They’re recognizing that cash is getting tight. And if you’re talking to people just like I am, you recognize that that is for sure true across the board with businesses, almost in any sector right now.
Yeah, there’s very few that I talk to that you can just tell from the consumer confidence end of things that people are sort of a wait and see right now, David. That’s my feeling. They’re waiting to see what’s going to happen with this upcoming election.
Who ends up winning? What’s the economy going to do? What’s the Fed going to do?
In the meantime, to me, there’s just all sorts of variables that I think the average consumer is still waiting for and looking at.
Absolutely. Yeah, and the consumer right now is spending his way down. Everyone’s got financing of this inflation cycle, buy inflation on their credit cards and then now buy, now pay later.
This is just spiraling out of control. And here’s the part that I don’t know that we’ve really put into our perspective. When we’re looking at 20 plus percent on credit card interest rates, and you’re talking about young people, 30 for some people, who don’t have super amazing credit already, how in the world are they going to be able to pay this off and get out of it?
I literally had a conversation with somebody that was like, hey, I can pay my minimum amount, and I would like to put an extra thousand on, but I can really only do about 750, 500, and my interest is about a thousand. And it’s like, how do you get out of that hole?
Well, my feeling on it, David, is things have to change. There’s no way they’re going to dig out of that hole. You know as well as I, there’s only going to be several ways that that happens.
They either buckle down, dig themselves out, and start paying a lot more principle than interest. A, the Fed does some things which we’ll get into when it comes to the interest rates themselves where credit card companies lower the rate, which then helps people apply more to principle than the interest side of the fence. Or there’s some sort of a, you know depending upon who wins the election, there’s some sort of a big stimulus package like student loans to help people get out of their credit card debt.
I guess there would be a fourth way, it’s called bankruptcy.
Well, bring on the liquidity.
And by the way, the last two still cost us money as taxpayers.
Exactly. And basically, I think that the answer is that they’re going to go with the most politically favorable answer. And that’s going to be, hey, we’ll just print, because no one seems to bother to care or have a loud enough voice to say that this is not something that we’re interested in continuing to do, but you know.
Well, you know, really quick, I think it’s a combination. Get your thoughts on this. I think there’s a combination.
I don’t disagree with you. Yes, I do. There’s going to be printing, by the way, there’s going to be printing no matter who’s president.
Sorry, for everybody that loves the conservative side, and I do, and I’m for Trump, and I’ll vote the R just the way it is. So I’m going to go that direction. But don’t be surprised if the printing press doesn’t still run under Donald Trump, because it most likely will.
So that one’s going to happen no matter what. I also can see Fed was reading this this morning in some of the different journals and things that are out there. There’s some folks out there right now that are betting on a half a point change this coming Wednesday.
What are your thoughts?
I don’t think that they’re going to do a half. I think that we actually have a lot more challenges than the Fed’s letting on, than anyone’s letting on. And so the one thing that Powell does not want to do, and you have to understand that these, this is really a political cut, in my opinion, because the jobs data hasn’t gotten terrible, terrible, because there’s so many people out there today that won’t say the things I just said about jobs.
All right. So, you know, what’s Powell going to do? He has to stay higher for longer.
He told us that in the beginning. I think he’s going to disappoint the market that wants 50 basis points. I’m not saying 50 basis points wouldn’t be awesome, but here’s what ends up happening when Powell cuts.
We get more inflation. What do you mean, David? Well, more inflation because what ends up happening is interest-sensitive assets like real estate, which are already at all-time highs at this moment, are going to go through the roof if interest rates could somehow come down to five and a half or five percent over the next 12 months.
I think you’ll see a ton of people rush in. You’ll see some people come out, but mostly it’s going to just be new builders that are just going to be cranking right there. So asset prices go through the roof.
But the other thing that this does when we start cutting rates is it actually makes the US dollar weaker. See, when Powell was strengthening the dollar because he was saying, hey, we’re going to be stronger and tougher, okay, well, here’s the thing. If the US dollar gets weaker, it takes more US dollars to buy the things that we need.
And so how does that work? That’s more inflation. And then this also makes the Japanese carry trade way worse, which that was the reason why in early August we had this big volatility spike and the market was like, what am I going to do?
And so I think that this, Powell’s going to be slow and he’s going to do a lot less than people think, because I could actually talk out of the other side of my mouth and say, he really should be hiking right now. Although I don’t think that’s the right answer. I think we’ve approached this wrong.
He doesn’t want to lose his credibility, and he cares tremendously about his credibility long term.
Yeah, and I don’t know that I can disagree with any of that, although I don’t think, I mean, you already know he can’t raise. I mean, in my feeling on the raising is, to your point earlier, there’s already enough people struggling. They’re having a hard time, paying bills, paying those credit cards.
The interest rate for some people is in the 30s, not 20s, by the way. It’s really high for a lot of individuals, and the only reprieve, I hate to say this, but outside of the things we mentioned a moment ago, the only reprieve they get is if somehow interest rates come down. Otherwise, they’re gonna keep paying interest.
They’ll never stop, David. Some of these people will never stop. They’ll be paying that forever.
Yeah, no, correct. And by the way, the consumer, if they think that it’s gonna be forever, ultimately, they get to the last stage of the down cycle, and that’s what’s called capitulation. And so in capitulation, they just stop.
They care. They say, screw it. I don’t, I’m not gonna be able to pay it off.
So I’m just gonna file the bankruptcy. I’m gonna do whatever. And they’re gonna bail me out.
And especially if Kamala gets in, that’s gonna be the attitude. But here’s the point, unsecured debt, like a credit card, you don’t repo a house with this. You don’t repo a car with this.
That was someone’s groceries are gasoline.
That’s right. You know, there’s no repos. You’re correct on that.
Absolutely.
And so this is unsecured debt. What are we gonna do in the United States when our banking industry is loaded with debt and our consumer cannot pay it? And that’s 70% of our GDP is the consumer spending money.
And so-
Well, that’s where I end, by the way, this is where I come back and say, I don’t think Powell has any choice. Yeah.
No, he doesn’t at this point. But here’s the thing, we need to remember this.
Go ahead.
If he cuts and then he has to raise again, because everything goes so inflationary through the roof-
See, and I’m not totally sold on that because I also know as an owner, small business owner, that when owners and businesses, small, medium, and it doesn’t affect the big guys, but the medium to small businesses that have lines of credits and so on, that’s inflationary as well. So when the rate’s high and they’re passing those costs, because let’s face it, owners don’t eat everything, corporations don’t eat costs, they pass them on to their consumers. So if you can get their spending, their interest costs, the cost for them to do business and grow and do those things, it also creates inflation.
So I get it. It’s a two-sided coin. And I’m glad I’m not the Fed chair, although I think there’s times I could do a better job than some of the guys we’ve got there now because I can read Main Street better than these guys can.
They read Wall Street, I read Main Street. I don’t know. I’m torn because I understand everything you say when it comes to the rates and where we should actually be.
But I also know that businesses that are paying a higher rate to do business on a daily basis, given the climate that we’re in right now, and these are folks that are trying to keep people employed and keep goods on the shelf, if you would, and do all these different things. They’ve got a money carrying cost and if it’s higher, that’s inflationary as well.
Absolutely, and in fact, what happens here is that we risk losing some very important businesses and pieces of our economy if we don’t actually cut. Because basically, the issue here is that he raised so quickly.
That’s right.
He was 18 months late for the party, so it was not credible there. Everything was in transitory. And then, hey, we’re only going to go little in terms up, nothing bigger than 50 basis points.
We did 5 consecutive.75.
That’s right.
Okay, so he’s been wrong every step.
That’s right.
And then he says, hey, we’re going to cut, we’re going to cut, we’re going to cut, we’re going to cut.
And he doesn’t.
We’re 18 months later now, and 14 months later now.
That’s right.
July 23.
Oh, you know, everything, by the way, like I said, can I do a better job than Jerome Powell? Honestly, this last go-around, I was calling for rate increases on this program long before the Fed did, because you knew what inflation was already starting to do. They should have, you know, if they would have raised sooner, they wouldn’t have to go as high.
Let’s just say it that way.
Absolutely. And in fact, the repercussions won’t be as bad when you have to figure out, you know, really, what is ultimately the plan here going forward. But, you know, gold tells you that inflation is real.
Gold’s sitting here in an all time high today. And guess what? It takes more US dollars to buy one ounce of gold.
Therefore, that is inflationary. And so, you can say it’s going down, but guess what? Gold’s telling us a very different story right now.
And I don’t know if we’re all paying attention.
Well, and as you know, as well as anybody out there, that even if inflation drops, that doesn’t mean prices came down. It means the rate of inflation dropped. But overall, prices are still up 25 to 30 points from where they were four years ago.
Absolutely. And so when the American people go to the ballot here in November, I’m hopeful that they’re intelligent enough to get beyond headline statements like this debate that happened last week in front of no audience. And it was completely biased.
And ABC should be literally ashamed of themselves and how they conducted themselves in this way. Fact-checking Trump for little minor comments. And she makes claims like, hey, there’s not even troops in a combat zone in the first half of the century.
What an unbelievable lie. If people are falling for this stuff, that is, shame on us. But the point is, I think a lot of people recognize, to your point, the price of everything is a whole lot more.
And even though they’re here in one thing, they’re seeing another, the emperor’s got no clothes on right now. And it’s unfortunately gonna cost the middle class the most, in my opinion, because the taxpayer ends up picking up the bag when we QE and we just print and spend.
Yep, absolutely. Where do folks find you, David, and when’s your book coming out?
Yeah, myspg.com is our website. The book is gonna be coming out, John. I’m thinking it’s gonna be here about October, halfway through.
The challenges are that I have a life that is quite complex right now, given all the crazy things that are going on.
You wear a lot of hats like I do. Let’s just say that.
Yes, sir. But we’re gonna get that book out, and it’s gonna be an awesome one. But Riding Bulls and Taming Bears is gonna help people make better decisions about these investment choices.
So I got classes that are coming up. We’re actually gonna be doing a number of these, offering them for the first time online. And so if people are interested in checking that out, they can go to our website and look into events and different information out there.
David, I always appreciate having you. We think very much alike, and I appreciate all that you do, even outside of the financial world. So thank you so much.
Keep up the great work, and we’ll have you back again.
Hey, I appreciate it, John.
You betcha, David. You take care. And up next, Hi-Fi Plumbing.
Yes, water filtration is a big deal. The quality of water, I guess I should say, is a big deal. Talk to Hi-Fi today, 877-WE-HI5.
The kids are back in school, and now you can focus on those critical plumbing projects you must get done, and with the help of Hi-Fi Plumbing. Having a house full of kids constantly in the bathroom makes the summer a tough time for those projects. Whether it’s a new toilet, faucets or upgrading all your fixtures, Hi-Fi has the inventory and techs to get it done fast.
In the same day, in many cases, kids are out of the house and you’ve got time to do these projects before the holiday season begins. And for a limited time, if you tell Hi-Fi that you heard the advertisement on Rush To Reason, they’ll give you $99 off any service. Hi-Fi has competitive financing so you don’t have to break the bank before the holidays.
With interest-free financing for up to 18 months for plumbing projects and more for larger projects, get in touch with Hi-Fi on the klzradio.com advertisers page for a free consultation or to answer any questions you have.
Call Hi-Fi for this. Veteran Windows and Doors is next. Eight windows or more, 40% off.
That includes free labor. We had Dave on just a few minutes ago here at the top of the 3 o’clock hour. Call Dave directly, 303-529-0720 or find him at klzradio.com.
Veteran Windows and Doors is so confident in their process, they insist you receive at least three other bids first. Veteran will never bully you into signing a contract and will educate you about the product you’re purchasing as well as the installation process. And owner Dave Bancroft actually prefers to be your third or fourth meeting so you can see the difference with his honesty and integrity.
Other window and door companies will aggressively pressure you into signing before they leave your house. They insist you listen to their 90 minute spiel with gimmicks that lack details and critical information about your windows and doors. Veteran will never sell with a predatory approach.
They care about transparency and giving you the best prices and products. Any issues you may encounter with your windows and doors, veteran will always answer your calls and come out to help you. Don’t sign with anyone else until you meet with Dave and Veteran Windows and Doors by going to klzradio.com.
Bruce Simmons, he is our reverse mortgage professor. If you’ve ever been interested in a reverse mortgage call, call Bruce today, 303-467-7821.
A reverse mortgage is not the impossibility you once thought. If you’re properly prepared, Klz’s reverse mortgage expert, Bruce Simmons, can uniquely provide the expertise and advice that you need to eliminate your mortgage payment and do what you’ve always doubted could be done, give you more cash flow. Of course, you still need to pay your own property taxes and insurance, but eliminating your principal and interest payment will allow you to live a more financially comfortable lifestyle in your retirement.
By calling Bruce to help you get this going now, you can move forward before additional rate increases take effect, and he can always help you go back and get more money when interest rates start to ease. Don’t assume. Call the expert we trust for real and honest advice about your reverse mortgage.
Call Bruce Simmons today at 303-467-7821. That’s 303-467-7821. Or schedule online now at klzradio.com/reverse.
NMLS 409914. American Liberty Mortgage is an equal housing lender.
Putting reason into your afternoon drive.
This is John Rush.
All right.
Speaking of the economy and things of that nature, Amazon. Charlie sent me an article and I had seen it as well. Amazon is now telling its employees that it needs to return to work.
To the office. Not to return to work, but office work, you know, in person in the office. Five days a week.
So in other words, you’re going back to work in the office every day. Now, what’s interesting is this is taken, I’ll be first to admit, longer than I expected. Andy and I clear back in 2020 when the whole remote office thing started, said, yeah, this isn’t going to last that long.
I really predicted, I gave it a year. I figured really by 2022 at most, you know, because that really kind of started halfway through 2020. It continued on through 2021.
And I thought, yeah, by 2022, these people are going to be back at it. I had no idea that thing would carry as long as it did. My own gut feeling is it’s only carried this long because of pushback from certain employees.
Well, it’s finally run its course, at least at Amazon, but it has at a lot of other companies as well. And it’s the same, I feel, it’s the same reason that Andy and I talked about all the way back then. People aren’t as productive at home.
It’s that simple. There are, and for those of you that are very productive, I’m not talking about you. There are some people that can work alone, in fact, might even do better and get more done on their own at home than they do at work.
I get that. There are some that are that way. And if you’re one of those, I’m not talking about you.
You’re one of the few. But realize that you’re a one percenter. And I don’t think I’m often saying that.
Maybe five percent, but I’m going to call you the one percent club. Because most people don’t work well from home. They can’t handle the distractions.
They’re not disciplined enough to even get up in the morning, get fully dressed and do what they would normally do if they were going to the office. They hang around mostly in their pajamas. And if they’ve got a zoom call, they put on whatever they need to do on their upper body.
But, you know, underneath, it’s whatever they still wore to bed the night before. And I’m not exaggerating, because we’ve seen some of these things talked about and seen some of the behind the scenes videos and things, the foo-paws, whatever you want to call it, where people end up on camera that shouldn’t have been. And there’s been lots of jokes and things made about it.
But really, at the end of the day, people, for the most part, are not as effective working remotely as they are in the office. There’s something about collaborating and being with one another that creates some synergy in things that you just wouldn’t get any other way. In fact, it’s why, and I’m very disciplined, you guys all know this, I do a lot of work from home already.
I could have easily, through COVID, Charlie and I both, we had all the technology and everything had the ability. Charlie could have been at home and I could have been at home, he still could have done this show on a daily basis. No problem.
But it wouldn’t have been the same. And I’ll toot my own horn here for just one moment, and Charlie’s as well. I believe Charlie, tell me if I’m wrong, but I believe we were the only local radio station live that we were in studio every single day through COVID.
Yeah, Charlie just said in my ear that he knows of. In studio. We were in studio, unless I was on vacation.
We were in studio every single day through COVID. Yeah, we never did a single remote thing, even on Saturdays. We were both here even on Saturdays when others couldn’t come in.
He and I were here every single day all the way through COVID. Yeah, and thank you, Charlie. Some wouldn’t allow their employees to come to work.
I get that. I was a little different. I’m not an employee.
I could pretty much do whatever I needed to do to do my show, which was nice. Charlie is. And he still, though, was able to still come to work and do what we needed to do daily through COVID.
And in between, we sanitized all sorts of things. Yes, we did. So we were very clean doing everything we did because nobody kind of knew what was going on at that time.
But again, my point is we did that. And Charlie and I had conversations early on. What are we going to do?
How are we going to handle this? And we made some decisions early on that we just felt like the synergy and the things that we would do, especially during COVID, was much better with us coming in than not. So we did.
And I’m still a big believer that that in person being together does some things. I mean, I’ve got enough technology and you all know this because I do radio remotes all the time on Saturdays and other things. And I have enough gear.
I have double gear, by the way, in some cases. I could literally set up a home studio and stay home every day. But no problem.
And all of you listening probably wouldn’t know the difference. I still choose to drive and come into the station. Now, will that change at some point in time?
For me, honestly, I think the only thing that will change that for me is as traffic continues to get worse and worse and worse in Denver, that I’m just being straight up honest. And Charlie knows this. Sometimes, me going on vacation is as much to reduce the drive six days a week as it is anything else.
And I’m not exaggerating. And I try my best to not drive while on vacation, even though I’m a guy that loves driving. Because that drive, yes, it does get very strenuous at times.
Some days it’s easy, it’s a breeze. Other days, it’s the biggest pain in the neck you could ever imagine. And those of you that drive in it daily know exactly what I mean.
Point being, this return to work thing is shifting. Amazon, being a very, very large employer, is now requiring their staff to come back to the office. And I think you’re going to see this as a trend to where the majority of people, unless you’re one of those one percenters, that really can work remotely and do it effectively.
And yes, there’s some of you out there listening that can. But the reality is most can’t. And by the way, Amazon’s work force is about a million and a half people.
It’s a lot of people, by the way. A million and a half. So anyways, just wanted to note that kind of a shift in where things are at, economically speaking.
Industry, employers are realizing that we need to maximize the people that we have on payroll. It always happens, by the way, when things get a little bit tighter, economically speaking. That’s some of the pluses of a downturn in the economy.
As businesses tighten up, they figure out exactly who’s productive, who’s not, who’s making the money, who’s not. And in turn, these are the sorts of decisions that you see made out of those things, which aren’t always a bad thing. In fact, I will tell you, I think industry-wise, they’re a good thing.
Golden Eagle Financial is coming up next. If you’re looking for some direct advice on what to do with your financial future, your investments, how to get to retirement and stay, talk to Al today, 303-744-1128.
You need retirement advisor, Al Smith, of Golden Eagle Financial to help you get your finances organized. Estate planning and retirement planning go hand in hand, and Al doesn’t just run a checklist, he gets to know you, your risk tolerance, and most importantly, what your goals are in retirement. That directly relates to estate planning, and Al can also help guide you so you’re prepared when you meet with your estate planner.
He understands overall finances and how to best prepare everything to be the most efficient, highest yield possible, all while not wasting any of your precious time in retirement. Al can even direct you to ask certain things of your estate planner because he uniquely understands how it all fits together. Make an appointment for a free consultation with Al Smith and Golden Eagle Financial at klzradio.com on the advertisers page.
Investment advisory services are offered through Brookstone Capital Management LLC, a registered investment advisor. BCM and Golden Eagle Financial Limited are independent of each other. Insurance products and services are not offered through BCM, but are offered and sold through individually licensed and appointed agents.
Roofs, here’s a Colorado. As I look out at all of the roofs to the west of the station here, realizing how many of them probably still need an inspection before winter time. Give Dave Hart a call today and get yours done.
303-710-6916.
Have you recently received a letter saying that your roof is no longer covered under your insurance due to its age? The insurance industry is changing the face of roof replacements, but we want to ensure that you can keep your roof alive and out of the landfills. With over 4 million square feet treated every week, we here at Roof Savers Colorado strive to maximize the life of your residential or flat roof.
Up to 90% of older or damaged roofs do not require a full replacement. Extreme weather conditions here in Colorado lead to the drying, cracking and granule loss that slowly kills your roof. Dave and his team are here to save it.
With the rejuvenation treatment, we can put critical oils that bind your roof together back into the asphalt shingles, adding up to 15 years of life to your existing roof. And it’s 100% people, pet and plant friendly. For your commercial or flat roof needs, we provide a silicone based coating with up to 95% UV reflectivity and a 50 year ponding warranty.
Call the Roof Savers team today to set a free roof inspection at 303-710-6916 or go to roofsaversceo.com.
Premier Home Remodels. Make sure that your remodeling is done by the professionals, not yourself. Give them a call today.
Find them at klzradio.com.
Premier Home Remodels is not just in the construction business, but the customer relationship business. They work hard to build a culture of transparency with every customer they work with. Premier wants you to know where every dollar is going, and they even credit you back for construction that did not cost as much as anticipated.
They focus on being versatile, ready for any sized project, and they execute consistently from your vision all the way to completion, every time. Their relationship with their contractors benefits you, and they use our trusted and vetted partners for your project. Everyone is on the same page to do right by you and your family.
They are transparent about change orders, and strive to keep your total cost within 5% of your initial bid. Partner with a remodeling company that is built on transparency with Premier Home Remodels by going to klzradio.com.
Now, back to Rush To Reason, presented by Hi5 Plumbing Heating and Cooling, where every call ends with a Hi5.
All right, we are back. Rush To Reason, Denver’s Afternoon Rush. Richard Rush joining us now.
Richard, give us the weekend update of sports. We had everything from college to, well, you know, the Broncos played yesterday. Well, I guess they played.
They played, right? That’s what we’re saying, that they did play. We all saw them play.
Yes.
Whether we like it or not, they played. Yeah, it was not great, dad. It was unfortunately for the Broncos.
It’s kind of what we expected, though, in a lot of cases, right? And what I mean by that is, well, what do you expect when you’ve got a quarterback that, well, Bo’s a rookie and you even thought last night with Caleb Williams and the Bears. And unfortunately, there’s a reason that rookies most of the time in the NFL, doesn’t matter if you’re a quarterback, if you’re a quarterback, if you’re offensive lineman, whatever it is, you’re gonna struggle at some point in time.
Yeah, you’ve come in, you know, I say this all the time and I don’t think that some folks really understand, you know, there’s that old saying that, well, you know, the best college team could beat the worst pro team. Yeah, no, they can’t. Sorry, is a whole nother level that you have attained when you go into the pros that you didn’t have in college, right?
We, yeah, we kind of talk about this or you and I talked about this on occasion, which is in the end in college, right? Your top guys, right? Your top Alabama, Georgia, Oregon, Ohio State, Michigan.
You know, they in a really good year, dad, right? They may have 10 guys drafted and that’s really high.
That’s high. That’s right.
Well, and keep in mind of those 10 guys, you know, three of them are likely to not, you know, make the, you know, make the league or be out of the league in a number of years and even even more than that. And when you get, but when you get to an NFL team, yes, while some of those guys are going to flame out, pretty much the guys playing, the guys starting, most of them are going to be around next year and even the following year. It’s just, it’s the game’s faster, right?
You know, it’s the similar thing of, you know, high school, right? You go from eighth grade to playing high school, that’s why you see so few freshmen playing high school football, right? You know, playing against seniors and juniors, it takes, especially even a sophomore, right?
It doesn’t matter the size of high school, it takes a lot to play as a, you know, in football especially, to put, to play, and I can, we can, you and I can just attest to it. The speed of the game is just so much more intense, and I think that you’re seeing that with, with Bo Nix in the Bronx, and just rookie quarterback, but we’ll talk about Bo. The game just looks like it’s going really fast for him.
And I don’t even think that’s an indictment on him, dad. I just think that that’s an example of you. This guy was a six year starter in college, and he got some extra years because of COVID and everything else.
He was a six year starter, and I think you saw that when he was playing in college, he was able to do well. He was able to process process. I think now what you’re seeing is it’s difficult for him to process.
It’s difficult for him to see everything that’s going on.
And I think that because these guys are like lightning speed compared to what it used to be.
And what I mean by that is, okay, you see a hole that’s open. Well, if you haven’t already decided to throw the ball and it’s leaving your fingers at that moment, somebody else is going to close the hole. That doesn’t happen in college.
You are 100% correct. There’s not much wiggle room in the NFL for…
And really quick, Richard, that’s why they teach a quarterback in the NFL, and this is what a lot of people don’t understand. You’re not throwing to a guy, you’re throwing to a place, and that guy better be there when the ball arrives, because that’s the play and that’s where the ball is supposed to be, right?
Well, and not only that, but in the NFL, a guy may be open when in college, that’s a tough throw, right? You don’t want to take that chance. But in the NFL, that guy may have a yard of separation, not even that, right?
You know, when it comes to Fasher Bones, he may not even have separation, you just gotta put the ball in a spot where only your guy can get it, or no one can get it. And I think that, again, I think that with Bo, he struggles. Now, here’s the deal, do I think that Bo has the mental capacity to do that?
Yes, I do. Do I think that the game will slow down for him the more reps that he gets? Yes, I do.
But I also think that Sean Payton could help him out. His offense is very, how do you say, long-winded? You know, when you’re getting, and what’s funny is this actually happened with Nathaniel Hackett a few years ago with Russell Wilson in the Broncos.
It even happened last year with Russell Wilson. We all kind of blame Russell Wilson. Well, maybe we should, and as much as I like Sean Payton, I think he’s done a really good job at sort of recreating the Broncos culture into something that’s really good.
There’s no reason that in the NFL, the play clock starts at 40 seconds, right? That means basically the time the play ends, you’ve got 40 seconds to get the playoff. They are routinely breaking the huddle at 15 seconds, even 12 seconds.
Well, by the time everyone gets lined up, that only gives you 9 or 10 seconds to read the defense and adjust the play as needed. And I think that especially as a rookie quarterback, it would help him that much more if they could get him to the line faster. And to me, that’s shortening the play calls down, right?
And maybe for Sean, that’s shortening up some of his playbooks a little bit.
Simplify it just a little bit for right now.
Yeah. Simplify it. And because here’s the deal, as they say in football, right?
That when you’re thinking about something, you’re not playing fast, right? Because if you have to think about it, then you’re a step slower.
In football, yeah. I was taught even in high school, you have no time to think, just react.
Correct. And that’s, you know, honestly, that’s why I love defense, right? Because defense wasn’t thinking.
You were just reacting to what the offense was doing. And I think what you’re seeing right now with Bo in the offense is, he’s trying to re or he’s trying to remember what’s going on. Okay, this guy goes here as a quarterback.
That will be hardest position in sports, right? Because you get to the line, you got to see how many safeties are there. Is the defense in man or zone?
Are they bringing a blitzer? Is the who’s your Mike Linebacker, right? So who’s your middle of the defense?
Where’s your offensive line going to set their protection protections to? I mean, I could sit here and bore the audience for an entire, you know, well, I don’t know for a whole segment, but maybe even a day about all of the nuances that go into it. And the faster that you make that decision making process, the better than it is.
And so I think you’re seeing some growing things. I will say this, I think with Bronco, we just want to see some signs. I think we’re actually okay with with both struggling.
I even think we’re okay with him not with us not winning this year.
I just think you see some signs of improvement. I agree with that.
And I just don’t think that we’re seeing those signs of improvement. You know what I mean? I think that we’re just seeing kind of, you know, last week to this week was the same, and it never felt like this week that you, it’s like the offense is stuck in mud, right?
All of our tires are stuck in mud. You’re trying to go, you’re really trying to floor it, but nothing’s happening as a result. And I think that that’s probably the biggest concern that fans have.
And you’re seeing it around the league. Week one was a little bit slow. We talked a little bit about that last week.
Week two, you saw more explosive plays out of the offenses. And I think that you would expect to see that if you’re the Broncos, and unfortunately, you didn’t see that at all, dad. You saw kind of the opposite.
You saw literally the exact same thing. And honestly, you could argue you saw worse in week two than you saw in week one, because at least in week one, you were able to score, what was it, 20 points. This week, you managed six.
Right, at home.
I don’t want to, at home. And here’s the deal, dad, there’s a real chance that here in about two weeks, you and I are talking about the Broncos being 0-4 because they’ve got two tough games. They go to Tampa Bay and Baker Mesa, they’ve got that team kind of rolling, really good tough team.
And then you go play the Jets with Aaron Rodgers. You’ve got two tough teams back to back with two good defenses, in my opinion.
Yeah.
You’re going to see more of this. And I just don’t know. Now, could you take one of those games?
Absolutely could. It’s the NFL, right? Crazy stuff happens every single week.
True.
But the likelihood of that’s pretty minimal.
I talked to us a little bit about college. There was the Rocky Mountain Showdown between CU, CSU. Always a good game to watch.
I got a chance to watch it. I didn’t go to the game, but was able to watch the majority of the game, you know, live television, of course. And at first, you kind of were wondering, OK, CU, are you mean you’re favored to win?
Are you going to be able to make this thing actually happen? And I get CSU always plays. I’ve watched that showdown for years.
They always come out really strong. They’re mouthy. They’re always kind of, you know, cutting down CU from from the week ahead.
And that’s the one thing about that whole thing I don’t like is there’s always a lot of stuff said that frankly, you should just keep your mouth shut and go play on on Saturday. But at the end of the day, CU pulled it out. They did very well.
Tons of turnover in that game back and forth to some extent. All in all, though, how do you think that both teams played?
I it’s about how the game should have been. I could argue that CU actually probably should have put up another score on them to be honest with you. Travis Hunter for CU, I don’t care what happens the rest of the season, he should be in New York for the Heisman.
I’m not saying he should win it, but he should be there. He is one of the top players in college football. Shadour Sanders sort of showed who he is.
CU actually ran the ball halfway decent, which was to be expected. And I can say this because, well, my wife is a CSU fan, as you know, lots of other things. CU should beat CSU every year, Dad.
The only reason it’s ever closest is because CU is down, or maybe CSU just has an exceptional team. CU and CSU literally are not in the same conference. And some people are gonna dislike that.
The main reason it’s close, Dad, is because CSU gets a lot of gritty kids, they get a lot of gritty Colorado kids who are mad at CU because they didn’t really recruit them. And so they play their tails off, and that’s what brings them together. And usually CU losing, that’s why CU’s won twice as many as they’ve lost.
It’s just, and so this game went as it should have. There was lots of talk from CSU, and you’re seeing talk about how your Shadour didn’t shake hands at the end. Well, you know, I can’t say I blame him.
I mean, I probably would have shook hands, but when the quarterback basically comes, like we talked about, comes out and says, well, you know, you’re a better, you know, it’s not about how many Instagram followers you have, and then he doesn’t want to face the music. Okay, you’re what it is. But it went about how I expected it to.
And CU after three games is where I thought they should be, which is two and one. Doesn’t matter how they’ve won. They’re there.
They’ve got a winnable game against Baylor this weekend to kick off big 12 play. They should do that, should take them to three and one. And then you got to get three wins the rest of the season to be bowl eligible.
This team is a work in progress. I think they’re getting better. But yeah, honestly, this game this last week and that was what I expected it to be.
The highest selling game in terms of most people in CSU history at their new stadium. Wow. Which again, you can think to obviously.
They shouldn’t be complaining about that.
No, and again, as everyone wants to trash Gion and everything else, regardless of what happened that, you and I have talked about the business side of it countless times. What he has done for CEU, what he’s done for Colorado football as a whole is a mess. He could leave next year, folks, and people from the outside are going to be upset.
I can tell you that the amount of positivity, just in terms of admissions and in terms of publicity, good or bad, whatever it is, has been tenfold what you’ve actually had to pay out to him. And so…
I don’t see him leaving next year anyway, so I don’t think that’s an issue.
I’m with you. But nope, here’s the deal, we’ll see you. You got to keep rolling.
You came back from after a beat down from Nebraska. You beat down your in-state rival, which is as it should be. Now the real stuff starts.
You got conference play. You’re in a tough conference. You just got to keep building.
Okay. We’ll come right back. We got a car review to do as well.
Ridgeline Auto Brokers is next. Two locations. Buy a new used car.
Take care of your current car. Fix and accessorize your car as well. They can do it all at either location.
Find them both at ridgelineautobrokers.com.
Are you in the market for a reliable car that won’t break the bank? Do you need high quality auto repair? Then look no further.
ridgelineautobrokers.com specializes in quality used cars that cost between $15,000 and $25,000, making them a great option for first time drivers or anyone looking for a good deal. At Ridgeline, we pride ourselves on providing a transparent and hassle-free car buying experience. That’s why we never charge any dealer fees.
Plus, all of our vehicles are inspected by our team of ASE certified technicians. You can trust that the car you’re buying is in excellent condition. And remember, we can also service your vehicle after the sale.
At Ridgeline, we offer competitive financing options for vehicle purchase or for vehicle repairs. Ridgeline now has two locations, one in Boulder and now a second location in Fort Collins, located at 1101 North College Avenue. Both locations offer full service auto repair and a host of off-road accessories.
Check out all our services at ridgelineautobrokers.com. Ridgeline, the smart way to buy or service your car.
For a bunch of mortgage, Kurt will join me here in about 10 minutes or so. We’ll do our Monday Mortgage Minute in the meantime. Kurt’s direct line, 720-895-0500.
With rates dropping, are you asking yourself, when should I buy my next home or when should I refinance? How can you be sure to get the lowest rate and save the most? Take AIM, Affordable Interest Mortgage, 720-895-0500.
We’ve been answering those questions for over 23 years in Colorado. Always low rates, lower fees with no games. We listen to make sure you have the best loan with the most savings.
Take AIM, 720-895-0500. Want an FHA Streamline? We shop 38 of the top lenders for the best rate and the biggest savings.
What about a VA Streamline? As veterans ourselves, you can be assured we will work for you. Take AIM, Affordable Interest Mortgage, 720-895-0500.
Want to purchase a new home? We can help save you money with our team of agents willing to negotiate their compensation. Let us be your one-stop shop for all your mortgage needs.
Take AIM, 720-895-0500. That’s 720-895-0500. Where it’s all about you.
NMLS 217147, Equal Credit Lender, regulated by DORA.
Business Equipment Sales, Solutions and Service, or BES, is a service-first company. Their customer service is a top priority to the company and the technicians.
I’ve built relationships with a lot of my customers. I know bigger companies typically don’t operate that way. They try to keep their technicians moving around as much as possible.
We’re unique in that each technician has their own territory, which is beneficial for building relationships and establishing trust with your customers. We’re very personable. We don’t treat our customers like they’re just a number.
They trust us to handle all their office needs. We handle anything and everything, copier, printer, scanner, fax related. We stand by being one of the best in the industry in response time.
I’d put our company up against any company.
Choosing BES for your company’s office puts you in good hands. Go to besofcolorado.com to learn more about the best resources for your office equipment in the front range area.
We don’t yell at you, we inform you.
Now back to Rush To Reason.
All right, we are back. Rush To Reason, Denver’s Afternoon Rush, Klz560. Time of the week where we do a car review.
Richard, what have you driven lately?
Dad, I drove one of the most fun cars that I have had a chance to drive in some time, and it didn’t break the bank. And that is the 2024 Honda Civic Type R. And yes, folks, it’s a Honda Civic, but it’s their performance version.
It’s got a 315 horsepower, two liter, four cylinder turbo underneath the engine. It only comes in a manual transmission, Dad, and some people are gonna say, well, that’s terrible. And in fact, I actually read some reviews on it, and people gave that as a negative.
And I will tell you this, I would not want this car in an automatic. This car is meant to be driven as a manual. It’s meant to, it lives in second and third gear.
It is an absolute blast to drive, especially here in Colorado with some of the windy roads and some of the fun stuff that we’ve got around here, didn’t get a chance to take it up the hill, but I have zero doubts that it would do well in that regard. One of my most favorite cars to drive, it was really pretty. It came in this special paint color called Boost Blue, which was just this really pretty light blue color.
You can look it up and they’re really actually kind of advertising it. Not really anything new from 2023, dad. It’s still essentially a Civic on the inside.
And so the Civic that was introduced in 2022, they basically, essentially have done the same thing on this car. They’ve kept it to save. And again, the Type R is the performance version of it.
This car, dad, there’s not really a whole lot of options you can get on it. It’s got a Type R performance package that kind of adds some carbon fiber and some stuff on it, which really supes this car up. The price of the car as we tested it, 46,345.
Fuel economy with 22 and 28 for an average of 24. However, that’s the last I’m going to talk about when it comes to this car, because there’s nothing as far as practicality of saving fuel economy, anything like that. This is just a fun car to drive.
It’s a blast how they’ve got the gears set up, and I should say the power band is really phenomenal. I think this thing tops out at close to 7,000 RPM. As far as that goes, you’ve got a fun Type R mode.
You push this R button and it puts you into this immense display, and it’s got different G-forces, depending on how you go. It can log different things. If you wanted to take this car to the track, of course, we’re not able to do any of that.
The most testing we’re able to do with this is how fast can you get up to the highway speed on the highway? And that’s, again, for most people, the one thing I will say, Dad, was able to take the kids to and from school in this car. The back seat has got plenty of room in it.
The cargo area in the back has got plenty of room. So if you’re looking for a really fun sedan, this is a four-door sedan, of course, that you can still fit the kids in, still fit some golf bags or something like that. And it is front wheel drive, which again, for here in Colorado, Dad, for most what we do in most of the year, and honestly all but what, maybe one or two snow storms, this would be sufficient.
But of all of the performance cars we’ve driven, for under $50,000, Dad, I was incredibly impressed with this vehicle. It ran really well. And I know you’ve seen this car on the road.
Looks great.
Have you seen kind of some of that?
No, it’s a great looking car. You know, I’m not a huge wing fan in the back on any car, by the way. But on this one, it actually looks really decent.
It fits the shape of the car. I guess you could say, you know, if you didn’t know this was a Civic, you wouldn’t know from looking at it.
And that is some of the comments I got. And I’m going to say compliments because that is what I got. People looked at this car and they were like, what is that?
And I said, oh, that’s a Honda Civic type. Are they like a Civic? And I said, I said, let me come show you.
Sure enough, you’re showing me inside. It’s got a beautiful red suede, interior seats, everything else about it, just kind of like a Civic. It’s got the infotainment system from a Civic.
But outside of that, dad, this car, it doesn’t look like a Honda. And that’s not a bad thing.
No, no, not at all.
It looks and feels a lot more expensive and proper than it actually, well, I guess that maybe the price tag would suggest, right? You know, under $50,000. And just like I said, just a really fun car to drive, especially with that manual, because dad, of all of the cars you and I drive, we might get one or two a year through a manual.
That’s right, that’s right. Well, they’re just not making that many more of them, as you know, so it’s rare to even get one. But no, great car.
I mean, this is a car that a lot of people, Honda lovers, were waiting for them to come out with several years ago, now that it’s come out. And this is, I want to say, don’t quote me, but I think this is their second rendition of the Type R. Am I correct in saying that?
Yes, well, yes. I mean, as far as previous generations go, I believe you’re correct.
Yeah. So again, a car that people waited for a long time on the Honda, line up those of you that are interested in a really great, what I would call fast, it is a luxury car. I mean, really, they’ve done a great job on this car.
So probably shouldn’t name it luxury, but it’s really built that way. A fabulous design, sedan, I guess what I was really trying to say, it’s what I would call a performance sedan, a priced under 50K.
Yes. And you can get an Civic Si that’s got 200 horsepower, turbocharged engine. That thing can be about 30 to 35, depending on how you get it.
Again, for an extra 10 grand, you’re stepping up the horsepower by over 100. You get that six-speed manual transmission. And like you said, not quite a luxury, but I’ll just say that it’s a performance sedan that’s on the more affordable side of things.
So I encourage folks get out. If you’re interested in this, you’re in the market for this segment of car, test drive it, because you’ll be really excited when you do. And when you do that, let them know that John and Richard Rush from Drive Radio and Rush To Reason sent you.
All right. With that, Richard, I will let you roll. Thanks so much for all that you do.
And we’ll see how our teams do here in the coming week.
Absolutely.
Have a great night. And again, folks, those of you that are looking at car reviews and I get questions periodically on different cars and what do you think of this and what do you think of that? And I’ll always answer those questions, of course, whether you text me or email me, I’m always here to answer those.
But keep in mind, a lot of cars, we have driven over the past almost two decades. We’ve been driving cars for about 15 years now. And not that all of those are up on the website, we’ve driven a lot of cars.
So even people looking at used cars, very quite possible we drove that car when it was new. And as Richard always says too, I have no idea what the longevity of some cars are gonna be, make and model. That all depends on, I’ll be honest, who owns it, how it’s maintained and so on.
But we’ve driven a lot of cars over the years. You can find all of those on our website. And we’ve even got some YouTube videos and so on that we did years ago.
Might get back into doing that again, but that’s up on our YouTube channel as well. You can find all of that. Just go to our website, rushtoreason.com or driveradio.com.
You can find our reviews there. Cub Creek Heating and Air Conditioning is next, folks. And again, if you’re looking for a furnace and or a AC unit and you’re thinking, you know, what if I just did them together?
There’s a great discount if you do. Talk to Cub Creek today. Find them at klzradio.com.
Cub Creek Heating and AC makes cooling and heating your home more affordable. Heat pumps are convenient and save you money. And Cub Creek can help you get yours installed with as little cost as possible.
Heat pumps heat and cool, so you save space while you save money. And heat pumps are up to 200% more efficient than traditional furnaces and ACs. Higher efficiency means lower energy bills and less noise.
Cub Creek Heating and AC makes it affordable by keeping track of all federal estate rebates and incentives, so you can rest assured that you’re saving as much money as possible. These rebates change so often that techs at Cub Creek are trained to understand how to use them to your advantage, and that can save you up to $2,500 on a heat pump installation. Heat pumps are under more government scrutiny.
You need a team who understands how the regulations work. You need Reem certified pro partners Cub Creek Heating and AC. Go to klzradio.com’s advertising page to learn more now.
Now back to Rush To Reason on Klz560.
All right, we’ve got Kurt Rodgers joining us for our Monday Mortgage Minute. We’re going to talk to him on what his thoughts are on the Fed. What’s it going to do to mortgage rates?
For all of you listening, that can be a very big deal, so we’ll talk to Kurt here in just a few minutes. After that, Daniel Turner is going to join us. He’s from Power of the Future.
We talk to Daniel quite often. He’s going to talk about Harris and her flip-flopping on her EV mandate. We’ll get some insight from him on that as well.
Our number three is next, Rush To Reason, Denver’s Afternoon Rush, Klz560.