Welcome to the Kim Monson Show podcast. Kim Monson is your host. Dinos Alive Immersive Exhibition is coming to Denver. Dinos Alive Executive Producer John Zaller explains that you can feel what it’s like to walk alongside these large creatures. Alicia Garcia and Teddy Collins address making our schools and our communities safe again. Karen Gordey notes what sets Radiant Paint above their competitors. RE/MAX Realtor Karen Levine discusses the metro real estate market. Mortgage specialist Lorne Levy shares what happened at the Federal Reserve Director’s meeting. ————————————————————————————– The Kim Monson Show airs on KLZ 560 AM every Monday
SPEAKER 11 :
It’s the Kim Monson Show, analyzing the most important stories.
SPEAKER 20 :
I find that it takes work to get your brain around these ideas, and it takes work to engage in these conversations.
SPEAKER 11 :
The latest in politics and world affairs.
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With what is happening down at the Statehouse, I used to think that it was above my pay grade to read the legislation, and it’s not.
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Today’s current opinions and ideas.
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I see big danger in as much as we will be giving an unelected bureaucrat the power to make rules about what we inject into our bodies.
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Is it freedom or is it force? Let’s have a conversation.
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Indeed. Let’s have a conversation. And welcome to the Kim Monson Show. Thank you so much for joining us. You each are treasured. You’re valued. You have purpose. Today, strive for excellence. Take care of your heart, your soul, your mind, and your body. My friends, we were made for this moment in history. And thank you to the team. That’s Producer Joe, Luke, Rachel, Zach, Echo, Charlie, Mike, Teresa, Amanda, and all the people here at Crawford Broadcasting. Happy Thursday, Producer Joe.
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Happy Thursday, Kim.
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And buckle up your seatbelts. We’ve got a show planned for you today. So check out my website. That is Kim Monson, M-O-N-S-O-N dot com. Make sure that you are signed up for our email newsletter that goes out on Sundays. We normally only send one email a week. We don’t want to just jam your inbox up with a whole bunch of stuff. And it will highlight the upcoming guests as well as our most recent essays. While you’re at the website, be sure and download our voter’s guide. I did an analysis on both of the statewide issues as well as the Denver bond packages. I was up in Denver yesterday. And I saw all of these signs on, yes, on 2A through 2E, which are those huge debt packages. And, of course, there’s all kinds of money behind that because there’s all kinds of PBIs that will benefit from the taxpayers of Denver. The answer should be no on those. I make the case for that. And so be sure and tell your friends and family about that as well. Regarding school board candidates, I would suggest that you check out transformcolorado.org. And you will be able to see the survey questions that they went out and whether or not candidates answered them and how they answered that. So be sure and check that out as well. And that is transformcolorado.org. Then in my voter’s guide, I did include the county clerk’s phone numbers. And so you can reach out to them for contact information regarding different things that are on your ballot. And also, I put some suggested questions in for you that you might want to ask different candidates for mayor and city council. And contact your city clerks for their contact information regarding for that. I did not put this in the voter’s guide. However, I am a hard no on the South Metro fire protection tax increase question. I know that Ginny has let us know that there is a tax increase for Wellington for their fire department and she is a hard no on that as well. But I’ll tell you my reasoning on this South Metro fire protection is, first of all, they are asking for a $50 million tax increase, and one can debate the merits on that. But what they did do then is they have the clause at the very end of the question on the ballot, which is de-taboring or de-bruising, excuse me, I’m debriefing all of the excess revenue. Well, let me change that. All of the excess taxes that they have taken from us, the taxpayers, that are to be returned to the taxpayers. And this has been something very sneaky that’s been going on for quite some time with a bunch of different ballot questions because Tabor, Colorado’s Taxpayers Bill of Rights, and just so you know democrat representative lorena garcia i found a headline the other day as i was searching for things is on the warpath to get rid of tabor colorado’s taxpayers bill of rights and tabor is really about three things and douglas bruce uh was the architect behind that with with a lot of other people that helped him but he really was the the forefront on that and so When people are trying to debunk or get rid of TABOR, it could be called de-brucing as well. And TABOR is about three things. It’s about good manners. It says, hey, PBIs, politicians, bureaucrats, and interested parties, if you want to raise our taxes, you have to ask us. So that’s what’s happening with the South Metro Fire Department. And again, you can debate the merits of that or not. Number two, if PBIs want to incur debt, you just have to ask us. And that’s why you have these bond questions on the ballot for Denver and a lot of other ballot questions. But number three, it says, hey, PBIs, if you collect excess revenue… above what you’ve been asking for. And you want to keep that. I need to change that. If you have collected excess taxes, our tax money, and you want to keep it, you have to ask us. And so what’s been sneaky is a lot of these different metro districts, school districts, cities, counties, the state, they are saying, hey, we want to keep all that excess revenue, and they plug that into the language. And that’s what’s going on with the South Metro Fire Protection Act. And just on that, I would say no. The other thing is, though, is I got a text message, and who’s paying for this, from somebody that said that they are with the South Metro Fire Protection District and said, hey, we haven’t had a tax increase since a long time ago. So please, it’s time for us to have a tax increase. It’s like, really? And quite frankly, I think most all of these entities got a real bump where we pay our property taxes to those entities, and we had this huge property tax increase because of the higher assessed valuations. So I felt that that was disingenuous. And I want to get to a point where… Those that are representing us in government and the bureaucrats that are hired by them, that they are transparent and that they are honest. They’re not doing this funny stuff on language. And we talk about how concerned we are regarding the debt. at the national level that we have got to say no to debt on the local, the county, and the state level as well. So with that, without trepidation obviously today, I’m addressing these important issues. And trepidation is our word of the day. And boy, I’ve got so many headlines here, and I now have so many pieces of paper. Hold on here. Trepidation is T-R-E-P-I-D-A-T-I-O-N, and it is a noun, and it says a state of alarm or dread, apprehension, or fear, or it could be an involuntary trembling or quivering, and sometimes an effect of paralysis, but usually caused by terror or fear, quaking and quivering. And in some of the conversations that we had yesterday, I was really having trepidation as we are moving into a very concerning time. I’m going to use the word concerning. In some ways, it could be a dangerous time in our country right now with all the headlines that are out there. And so I was yesterday I was kind of. living initially doing the show with some trepidation. I was trying to understand what’s going on. But today, back into hope that we continue to step forward. So many people are stepping forward. And I’m so excited about that. And I’m not going to go through the right now because we are so jammed up on time. But he was born in 1949, died in 1832. He was a German polymath. He’s widely regarded as the most influential writer in the German language. And he said this, you can easily judge the character of a man by how he treats those who can do nothing for him. And again, that’s Johann Wolfgang von Goethe. And on the line with us is a great sponsor of the show. And that is Karen Gorday. She is an entrepreneur and owner of Radiant Painting and Lighting. And she’s also a candidate for Lakewood City Council. Karen, welcome to the show. Hi, we are right around. I know you are so busy, both with the business and with your campaign. But let’s talk about Radiant first and foremost and what sets you apart from your competitors, because I think it’s important that people understand that.
SPEAKER 03 :
Absolutely. So one thing right off the bat, you know, at the initial estimate appointment, thoroughly understand what it is the customers need and then not try to be a hard salesman and say, upsell you know if let’s say they’re going to sell the house and the ceilings look fine and they just want the walls done then understand that we’re going to sell to their needs not what we want um and that’s you know and we’re not pushy um it’s a lot of people appreciate that but then even with the estimate um it’s it’s thorough and transparent um you’ll know up front what you’re going to have to pay um i know personally i don’t like change orders um And I know customers don’t like change orders, and so we like to be thorough and transparent. And I even have my painters trained that, you know, we stick to the scope of work. And you’re not looking around their house to upsell because there’s a lot of painting companies that train their painters to upsell when they’re out there. But I don’t like people to have unexpected surprises, and so we like to be thorough. And then we use the products that we say we’re going to use, so it’s not a bait-and-switch when we get out there to actually paint. So it’s full transparency, you know up front what you’re going to pay at the end of the job, and that is with the products. And so it’s super important, and it’s rare that that happens. Okay.
SPEAKER 20 :
Well, Karen, you and I have talked, you’ve been out to my house, and it was really time for me to paint outside, and I’m going to have to have, I think, maybe some boards re-painted. replaced and different things like that what does that look like Karen Gorday and I know that we’re going to need to wait until spring and I need to get windows first so it’s windows and then you so what about these boards that I’m going to have to get replaced
SPEAKER 03 :
Right. So I do put a caveat on the board. Usually when I’m walking around and typically I walk it with the customers and then on my own, because I found that if I’m actually talking with someone that I miss, you know, details. But yeah. you know, looking at the board, see if they’re rotten, but then I put the caveat on, cause I do not climb up on the second or third level during the estimate. Um, so I, I, I can zoom in and I can kind of see, okay, we have got a, you know, board up there that that’s warped and it, you know, it’s obvious that’s rotten, but, um, put a caveat on there. Um, If we come across additional boards, it’s going to cost X amount per board, and we will talk with you before we replace it. Because sometimes maybe, and every customer is different, right? But let’s say they’re selling the house, and there’s one trim board, and there’s one little spot of the board that’s rotten. I’ve had customers say, well, can you put some wood bondo in there instead of replacing the actual board? because we’re selling it and we just don’t want to replace things. So we have those conversations before we would have to replace additional boards.
SPEAKER 20 :
Okay. Well, we’re going to have to have a conversation, so we’ll do that soon. So next thing, Karen, let’s move over here to your campaign. Election Day is Tuesday the 4th. It’s right around the corner. People need to have their ballots in by 7 p.m. to their county clerks. How is the campaign going?
SPEAKER 03 :
I feel like it’s going well. I feel like the momentum is there. However, there are a lot of ballots still out there. As of yesterday afternoon, in Jefferson County as a whole, only 17% have voted. And in Lakewood, it’s a much lower number. And so it’s time for get out the vote phone calls. You know, see if people need rides to the polls, get those ballots in. And so that effort is going on now till Tuesday to get folks out and get their ballots in.
SPEAKER 20 :
Okay, Lakewood is really, I say Colorado’s at the tip of the spear on so many things. Lakewood really is at the tip of the spear. Denver’s dirty, dysfunctional, dangerous. Lakewood is like a Denver wannabe right now with this city council and this mayor, and they need to make a change. So people don’t have to live in Lakewood to help you on this get out the vote, do they?
SPEAKER 03 :
No, absolutely not. I get a daily spreadsheet from Jeffco, and then I can sort it by precinct, and I can give someone one precinct to start calling. They can be anywhere in the state, and I will take all the help I can get from anywhere, or even out of state for that matter, just to make those phone calls because There’s probably, you know, if you look at one side versus the other, there’s probably right around 5000 conservative votes out there that are ballots that have not been turned in. And that’s where the focus is going to be is on those conservative ballots versus the unaffiliated.
SPEAKER 20 :
Okay, Karen, how can people reach you? And so my friends, I know that we all many times are keyboard cowboys here and putting our opinions out on things. This is a time for action. And so take some time and reach out and help Karen. So how can people reach you?
SPEAKER 03 :
For painting, they can reach me at www.paintwithradiant.com. And for the campaign, it’s just karenforlakewood.com. And if you want to reach out and help on the campaign, there is a web form. You can fill that out, and I’ll get back to you.
SPEAKER 20 :
Okay. Karen Gorday, thanks so much. We’ll talk next week.
SPEAKER 03 :
All right. Sounds good. Thank you, Kim.
SPEAKER 20 :
And I do work with people that strive for excellence, such as Karen Gorday and the Roger Mangut State Farm Insurance team. In September, my insurance was all up for renewal. And so I talked to Roger and then Stacy over at the office as well to make sure that I had what I needed, but what wasn’t paying for anything more that I needed or didn’t need, I guess I should say. So if you’d like to check that out and have a complimentary appointment and to go over your insurance coverage, reach out to the Roger Mangan State Farm Insurance Team. That number is 303-795-8855. Like a good neighbor, the Roger Mangan Team is there.
SPEAKER 19 :
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SPEAKER 18 :
Is the outside of your home looking dull? Paint peeling? Maybe it’s time to make your home radiant again. At Radiant Painting and Lighting, we strive for excellence in bringing both quality paint and service to your home. We treat your home as if it were our own. Quality products mean longer life for your paint because who wants to paint every other year? At Radiant Painting and Lighting, we don’t just enhance your space, we transform it. Give us a call today, 720-940-3887. Let our team of professionals make your home or business truly shine. 720-940-3887.
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There’s so much noise coming at us. Sometimes it is difficult to make sense of it all. How can you sift through the clamor for your attention and get to the truth? The Kim Monson Show is here to help. Kim searches for truth and clarity by examining issues through the lens of freedom versus force, force versus freedom. Tune in to the Kim Monson Show each weekday, 6 to 8 a.m. with encores 1 to 2 p.m. and 10 to 11 p.m. on KLZ 560 AM, KLZ 100.7 FM. The KLZ website, the KLZ app, and Alexa. Play KLZ. Shows can also be found at KimMonson.com, Spotify, and iTunes.
SPEAKER 20 :
And welcome back to the Kim Monson Show. Be sure and check out our website. That is KimMonson, M-O-N-S-O-N.com. And the show comes to you because of our sponsors and all of your support. We’re an independent voice on an independent station. What that means is I buy my airtime. So I have full control over airtime. what you hear. And while I’m doing that, I should give you the caveat that I’m searching for truth and clarity and looking at these issues through this lens of freedom versus force, force versus freedom. I want to say thank you to Laramie Energy for their gold sponsorship of the show. It is reliable, efficient, affordable, and abundant power from oil, natural gas, and coal that powers our lives, fuels our hopes and dreams, and empowers us to change our own personal climate. And I think all of you know that I’ve got this volunteer gig as president of the Colorado Union of Taxpayers. It’s an amazing group of people. It’s all volunteers in the spirit of the founders, I would say, who volunteered for liberty. This group is really volunteering as well. And I’m so pleased to have on the line with me our vice president, and that is Rob Knuth. Rob, welcome to the show.
SPEAKER 14 :
Good morning, Kim. Thank you for having me.
SPEAKER 20 :
Well, it is good to have you, and we need to give a shout out to our fellow board members of the Colorado Union of Taxpayers. That is Steve Dorman, Greg Golianski, Russ Haas, Bill Hamill, Rob Knuth, you, John Nelson, Wendy Warner, Marty Nielsen, Ramey Johnson, Mary Jansen, Dave Evans, Corey Onizorg, Paula Beard, and Ray Beard. It is an amazing group of people that we work with, and our group took positions on 273 pieces of legislation that was proposed this last legislative session. It is a monumental amount of work that this group puts in, Rob.
SPEAKER 14 :
Yeah, pardon me. We do spend a few hours over the course of a legislative session going through these bills and writing up the reviews on them. I just wanted to give kudos to you on air, Kim, for the latest cut ratings report that we did and your commentary that you had both on the front cover and then your review on the back cover. You really do an incredible amount of work in helping us in the organization. Pardon me. And we certainly appreciate it. And reading through the different things that you had covered in your commentary, your review, it kind of brought back to mind just how dire we are as far as our lack of good representation in the state and the fact that we have basically a one-party rule and what is going on down there, the irresponsible – actions and things that have been done. You covered on the back of our review the fact that the legislature gave Governor Polis the power to cut spending, but of a $1 billion deficit, he only cut $252 million in spending, and then they’re going after the taxpayers to pick their pockets to try to make up the shortfall. It’s a rather dire situation we find ourselves in.
SPEAKER 20 :
Well, and Rob, we are nonpartisan. We really look at these issues from a principal standpoint. And the four things that we really focus on is, first of all, how does this affect the taxpayer? And that means how does it affect everybody, everyday hardworking Coloradans? And then the next thing is, is to protect Tabor, Colorado’s taxpayers bill of rights. And I mentioned in the first segment, I saw a headline that representative Democrat Lorena Garcia is she’s got Tabor in the crosshairs. So we need to get girded up for the fight on that to protect Tabor. And then also property rights and then really parental rights as well, parental choice in education. And those are the four things that we really use as our north star as we are looking at all of this legislation. Now, you mentioned the ratings report, and I know that our board members all have some in their hand, and it is a monumental piece of work. And I worked on it last night, and I’m going to try to get this finished up today. Anyone that is a member will be receiving a hard copy of that. And we would really encourage you to join us, and we will get a hard copy to you as well. We will get this on the website soon, but I did want to preempt getting this out to our listeners. members. And so I would highly recommend that people go to coloradotaxpayer.org and join online. And we will then get a hard copy to people. It’s only $25 to be a member. And we really want, instead of a few real wealthy members, what we would like is a wide range of members throughout Colorado. So we’d really recommend that people go to coloradotaxpayer.org .org and join us. $25 a year, $2.08 a month. Rob, I don’t normally go to the she-she coffee shops for coffee, but I met someone the other day who, I won’t give her name right now, but she’s interested possibly in coming on to the board. But So I got, I think, a medium latte. It was $6.25. And I’m thinking, oh my gosh, so for $25 you can be a member of CUT. We highly recommend it.
SPEAKER 14 :
Well, Kim, my middle son, who’s now a pastor at a large church out in Aurora, he used to work in a Starbucks. And I would go in and visit him, but I did not care for foo-foo coffee, and I would always get the entry level, which is Pike’s Place. At least that’s what it used to be. And it was just fine, but it was still pricey. And so I prefer brewing my own at home, and if a pot lasts more than a day, then so be it. I just nuke it and take it until it’s gone. But I understand what you’re saying. I look at those prices, even for a basic cup of coffee, and I’m going, I know that they’re in it for profit, and that’s good. I encourage that. But it’s just not something that I’m drawn to, and I could not quite figure out some of my friends and their addiction to these standalone coffee shops. But anyway, it is what it is.
SPEAKER 20 :
Well, coffee is personal, but the point is, for $2.08 a month, you can be a member of CUT, and you will get this hard copy of our ratings report. And then also, as we are taking positions each week during the legislative session, on these um different bills we send an email to all of our representatives and the governor and also our membership list so you will also get that as well and the value on this to become informed is is so important and so um we’d really recommend that what what’s your final thought you’d like to leave with our listeners today rob and i thank you for you are out there and you’re You’re questioning. You’re very thoughtful. You really want to unify the people here in Colorado. And when you mentioned one party rule, this isn’t really a Democrat Republican thing anymore. The Democrat Party is really being controlled in Colorado by radical activists who are have agendas, radical agendas that they’re pushing. And so this is not a Democrat or Republican thing. And we are nonpartisan. We stay on principle. And you’re out there really trying to unite people. And I love that, Rob Knuth.
SPEAKER 14 :
Well, thank you, Kim. I do, and I’ll visit with anybody. The reality is that we do have a one-party rule system here, and we don’t have enough people within that one party to stand up and align themselves with the values that we stand for at CUT. And adherence to the principles of the people’s will in that they passed Tabor and that it’s kept our state in reasonably good shape up until the last few years where they’ve tried to undermine and go around and figure out ways to, to dilute the effects of Tabor. And so I would encourage people that find themselves on, you know, the side of the aisle of the people that are in majority of power, that they would reevaluate their responsibilities to good, to the citizens of colorado and to good governance and and try to you know work with people and organizations like cut to protect all taxpayers regardless of political affiliation and to help us make a better state because you know you mentioned the the basics in your commentary of the rule the condition of the highways and how bad they are that’s something people deal with every day and that’s not something that happens just By happenstance, it happens with bad policies that emanate from the legislature, and then it goes downhill from there. And then they keep coming back to the taxpayer to try to backfill the problems of budget deficit. So anyway, we would encourage people to join us and march with us to try to make our state a better place to live.
SPEAKER 20 :
Absolutely. Rob Knuth, I so appreciate you and all your work, and I appreciate our other board members, and we will talk with you again very soon.
SPEAKER 14 :
Thank you, Kim. Have a great day now.
SPEAKER 20 :
You as well. And these discussions happen because of our sponsors. For everything residential real estate, you’ll want to have Karen Levine on your side of the table.
SPEAKER 16 :
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SPEAKER 09 :
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SPEAKER 10 :
April 26, 1777. Colonel, the British are raiding Danbury and burning the town. I’ll go tell them. Sixteen-year-old Sybil Ludington mounted her horse and rode 40 miles through night and pouring rain. That’s twice the distance of Paul Revere to sound the alarm.
SPEAKER 18 :
Quickly. Assemble at my father’s house.
SPEAKER 10 :
The Kim Monson Show is our modern-day Sybil Luddington, bringing us the latest breaking news in the battle for truth and freedom. Ben’s Plumbing, Heating, and Cooling is proud to stand with Kim. Will you stand with us? Get engaged with the issue that keeps you up at night so that you can influence your school and community with truth and justice. And for quality craftsmanship at a fair price, call or text Ben’s Plumbing, Heating, and Cooling at 303-995-1636. That number again is 303-995-1636.
SPEAKER 02 :
All Kim’s sponsors are an inclusive partnership with Kim and are not affiliated with or in partnership with KLZ or Crawford Broadcasting. If you would like to support the work of The Kim Monson Show and grow your business, contact Kim at her website, kimmonson.com. That’s Kim Monson, M-O-N-S-O-N dot com.
SPEAKER 20 :
And welcome back to The Kim Monson Show. And be sure and check out our website. That’s kimmonson.com. And also download our voter’s guide regarding the two statewide issues and this big debt package that’s being asked for in Denver. And there’s a red ribbon at the top of the website. And you click on that, put your name in and your email address, and we will… I email you a copy of that. As you know, I work with amazing people as our sponsors and Jody Hensie with Mint Financial Strategies and her team are doing something really fun. It’s a fabulous evening of networking and fun at Women’s Wealth. It will be on Friday, November 7th in the Lone Tree area at 5 p.m. And they have just a few seats left. So if you would like to join them, RSVP to Jody at Jody, J-O-D-Y at MintFS.com. So that’s like Mint, M-I-N-T, FinancialStrategies.com. So Jody at MintFS.com. And it sounds like it’s going to be just a really great evening. I’m so excited to have on the line with me John Zoller. We had talked with him when he was bringing his Titanic immersive exhibition to Denver, and he’s back with Dinos Alive. And it says, Dinos Alive, Stomp Into Denver. It’s a new prehistoric immersive experience, and it’s coming next month, November, which is right around the corner. And it’s bringing visitors face-to-face with dozens of life-size dinosaurs. John Zoller, welcome to the show.
SPEAKER 08 :
Thanks, Kim. Great to be back here with you talking about Dinos Alive.
SPEAKER 20 :
Well, dinosaurs have been a family favorite ever since the kids were little. In fact, my youngest, when he was in first grade and they were studying dinosaurs, his teacher would ask him how to pronounce the names of all of the dinosaurs. So it is a family favorite, and we’re going to be going to the exhibit. I’m really excited about it. So it’s going to open next week, isn’t it?
SPEAKER 08 :
That’s right. It opens next Thursday at 3900 Elati Street, same place where we had Titanic and we had Bubbles, Bubble Planet before that.
SPEAKER 20 :
And so tell us about this, because as I’ve looked at the promotional material on it, it looks exciting. And you’ve had this. It’s been in some of the other cities as well, yes?
SPEAKER 08 :
That’s right. Dinos Alive has been touring since about 2021, and it’s been all over the world from L.A. to Chicago to Seoul to Paris. And we’re really excited to make our stop here in Denver where we’ve got so much rich dinosaur history to draw upon. But here you can see dinosaurs as close as you could ever get to a dinosaur is how we like to describe it.
SPEAKER 20 :
Okay. And so what does getting tickets look like and, you know, what’s the time? And if people get tickets, how long will they be in the exhibit? Explain that to us.
SPEAKER 08 :
So the best place to go to get tickets is the website dinosaliveexhibit.com. And you can select Denver and then you’ll see the ticket availabilities. We are planning on presenting this for about six months. So we’ll definitely be in town through the holidays, through the fall, the holidays and into the winter. It’s a great way to just get out of the chilly outdoors into the prehistoric jungle and And we’re open every day except for Tuesdays. And the hours are typically opening at 10 during the week, opening at 9.30 on the weekends. And then we’ve got sort of typical museum hours running until 6 or 7 during the week and then a little bit later on the weekends. It’s really a family-friendly environment. It bridges the generational gaps. I mean, it’s great for grandparents to go with their grandkids. And as you mentioned, Kim… Kids love dinosaurs. And what we’ve done is we’ve created this environment that is very engaging for children using both full-size animatronic dinosaurs, but also engaging for adults by including this overlay of digital technology that we’ve become quite experienced at doing with all the digital technology exhibitions that we’ve done in the past.
SPEAKER 20 :
So for little, little ones like toddlers, is it scary at all?
SPEAKER 08 :
I mean, I wouldn’t say it’s scary. I think when you get right up in the teeth of a full-size, 45-foot-long Spinosaurus, you might get some tears. But for the most part, it’s just a very engaging environment. The scenery is such that you feel like you’re going back in the prehistoric jungle. We actually have introduced as well a character, Dr. Epoch, who introduces you to the exhibit and takes you out of the exhibit. You’re going through a time portal, so there’s this fun time travel feel to it. So overall, it’s definitely designed to be engaging for children. We’ve also added in a small playground area where you can slide down a sauropod’s tail and out of a T-Rex’s mouth. So all of those things that do make dinosaurs scary for kids, we’ve also emphasized to make them playful as well.
SPEAKER 20 :
Well, I love that. And one of the things that Olivia sent over regarding the press packet, you said Jurassic stress relief. You said from these animatronic dinosaurs to these adventures in dino rides, Dinos Alive offers a prehistoric escape from political tensions, holiday chaos, and everyday stress, bringing the whole family an awe-inspiring journey back in time. I love that, John Zoller, because there is so much going on out there. This looks to me like a great event that a family can do together and just chill out for a little bit with everything that’s going on.
SPEAKER 08 :
Well, I did hear the last part of your last segment, just the very end of it. And every place you look, there’s definitely a lot of concern about what’s going on with my life, what’s going on with the world. Dinos Alive is an opportunity to just get away from it all for the hour or the 90 minutes that you’re in there. go back to being a kid again, go back to being an explorer again, go back to the prehistoric era with folks from all walks of life who can come together and meet around this subject and really just enjoy and rediscover what it’s like to just enjoy a space together again, which I think is really important in this time. And I think it’s over the years, I’ve always wanted to create experiences that have a very high educational value. And we certainly deliver that with Dinos Alive with all the science and learning in there. But what I’ve come to accept about part of what I do is creating these spaces for escape, for entertainment as well. There’s a great value to just breathing and opening your eyes to a new subject in an environment that’s very immersive and very sense stimulates all the senses. And that allows all that learning and education to flow in. But part of it is just getting away from your everyday. It’s going to be there when you get back. But for that brief period of time, especially in geological time, you can you can just explore a new space and learn something new away from away from a lot of your concerns of the everyday.
SPEAKER 20 :
Well, I find this really exciting. And speaking of that, I kind of forgotten that I’d done this. When my kids were little, the Museum of Science and History here in Denver, I don’t think they do it anymore. But you could sign up and you could spend the night at the museum. and you take your sleeping bag and there’s all these kids and we would dissect whatever it is from owls and it was really interesting. I was exhausted after I did it because it was very uncomfortable. People were snoring and all that. But it was a really memorable experience. And I don’t think they do that anymore. So as I’m seeing this, I’m thinking about families doing this together. I think this is the next best thing. And you don’t end up being exhausted because you didn’t get any sleep because you were sleeping on the floor at the Museum of Science and History.
SPEAKER 08 :
That that it’s such a great museum and they do bring so much incredible knowledge to the region. They’ve got such a great understanding of the of all the paleontology and region right along that dinosaur highway. What we do have some great packages for families. We’ve got great packages for educators. And we also have wonderful packages for birthday parties and group gatherings as well. So you can do those group gatherings, but we won’t make you sleep with the dinosaurs.
SPEAKER 20 :
So, okay, so that brings up something. So this is something that a teacher could possibly do a field trip for.
SPEAKER 08 :
Oh, absolutely. Yes. I mean, we, as I said, I mean, We want to balance that education and entertainment factor. And we do that by creating these incredible environments with virtual reality, with a dive into the Jurassic deep ocean through digital projection mapping. But we also allow that education to flow through that in that immersive way. And we’ve created this great educational guide that creates pre-experience learning opportunities opportunity learning learning opportunities while you’re in the experience and post opportunity learning so a educator could really plan a week’s curriculum around coming to this experience and if we do really cover the entire stem curriculum as well so everything from the science the technology the engineering and the mathematics can all be taught through coming to dinos alive as a week-long package
SPEAKER 20 :
That is so cool. So how could a teacher get information? And I noticed that’s what you said, that you have science, technology, engineering, mathematics, and hands-on learning. What a great opportunity. So how could a teacher interface with Dinos Alive to make all this happen?
SPEAKER 08 :
Well, you can go to the website, dinosaurliveexhibit.com, or you can write info at exhibitionhub.com, and we can get you that information, and you can start to plan your trip.
SPEAKER 20 :
Oh, I love that, John Zoller. And we’re going to go to break. But before we do that, I wanted to acknowledge a couple of our great sponsors. And one of those is Little Richie’s, which is located in Parker and one in Golden. And they’re your go-to for real New York-style pizza, hearty pastas, and that unbeatable local vibe. Little Richie’s is serving up daily specials, quick and tasty weekday lunch deals, and And a happy hour, the locals actually build their plans around. So whether you’re bringing the crew, catching up with friends, or flying solo for a hot slice, Little Richie’s is your neighborhood hangout. And then we will be talking with Lorne Levy, our mortgage specialist, in the next hour. The Federal Reserve met yesterday. I saw a headline. It looks like that they are reducing interest rates. I wonder what that means exactly. Lorne Levy will let us know. So for everything mortgages, reach out to Lorne Levy.
SPEAKER 15 :
Many seniors are feeling squeezed because of inflation, higher property taxes, and increasing costs of living. If you’re 62 or older, a reverse mortgage may be the solution. Reverse mortgages can be complicated, so it’s important that you understand the process and work with a trusted professional. Mortgage expert Lorne Levy will help you craft solutions for your unique circumstances, whether a reverse mortgage, first mortgage, or a second mortgage. If you’d like to explore how a reverse mortgage might help you, call Lorne Levy at 303-880-8881. That’s 303-880-8881. Call now.
SPEAKER 17 :
Today, particularly in Colorado, your Second Amendment right to keep and bear firearms is under relentless attack. The Second Amendment is in our Bill of Rights to ensure that each individual has the right to resist oppression, stand firm against government overreach, and protect our right to defend ourselves, our families, and our freedoms. Colorado’s premier grassroots Second Amendment organization, the Second Syndicate, is exposing the most pressing threats to the Second Amendment and providing education, resources, and tools to stay informed. empowered and prepared join the movement protect your rights support the second syndicate.com that’s the2ndsyndicate.com where the second is first
SPEAKER 01 :
Do you strive for excellence as you work with your clients and customers? Does it make sense for you to add a unique and focused branding opportunity to your marketing portfolio? Would you like to access a broad customer base that loves our country and wants to make life better for ourselves, our neighbors, our colleagues, our children, and our grandchildren? Then you may be a perfect fit as a sponsor slash partner of The Kim Monson Show. To learn more, reach out to Teresa at 520-631-9243. Teresa would love to talk with you. Again, that number is 520-631-9243.
SPEAKER 20 :
And welcome back to the Kim Monson Show. Be sure and check out our Web site. That is Kim Monson, M-O-N-S-O-N dot com. And sign up for our weekly email newsletter that highlights our upcoming guests as well as our most recent essays. And then download my voters guide. Your ballots are due back by seven o’clock this Sunday. Tuesday. And it’s important to be an informed voter, not an influenced voter. And so I did an analysis on these ballot questions, gave you my reasoning, my recommendation, and then you take it from there and make your own decision on that. A couple of things I wanted to mention is the USMC Memorial Foundation is hosting an event in honor of Veterans Day. It will be next Saturday, the 8th at 2 o’clock out at the Marine Memorial, which is out in Golden. And it is important to stop and reflect and remember those that are wearing the uniform or have worn the uniform. And so you can get more information about that by going to usmcmemorialfoundation.org. And then the other nonprofit that I feature on a regular basis on the show is the Center for American Values, which is located in Pueblo. Pueblo is known as the home of heroes because they had four Medal of Honor recipients that grew up there. And co-founder of the center is Drew Dix, who is a Medal of Honor recipient for actions he took during the Vietnam War. And the center is non-political, non-partisan, but just focused on these foundational principles of honor, integrity, and patriotism. And so support them. That website is AmericanValueCenter.org, AmericanValueCenter.org. We are talking with John Zoller. He is the executive producer at Exhibition Hub. And he is the creator of Dinos Alive, which is an immersive exhibit that is coming to Colorado next month, right around the corner, actually next week. And we’ll be here for probably about six months. And John Zoller, being creative and an entrepreneur, I think that you’re probably the definition of that. So tell us a little bit about your story.
SPEAKER 08 :
Oh, well, I’ve always enjoyed telling stories. And about a quarter century ago, it seems like yesterday, I had the opportunity to work on an experience based around the Titanic. And it was a walkthrough museum exhibit. And from that point forward, I was really hooked on this way of creating environments for the public. I’ve always thought about them as immersive experiences because I want to take you out of your everyday and put you into a new environment. And over the years, I’ve just been fortunate enough to work with some great people, work on some great projects that have created a lot of traction. One of the things that I’ve worked on quite a bit, you know, we’re talking about today is various dinosaur exhibits. And I do find that just like these other experiences like Titanic, like Bubble Planet, like Van Gogh, when we can take you out of your everyday and put you into a new environment, different perspective and gives you a little break from the world that you’re in, but also an opportunity to learn something new.
SPEAKER 20 :
Well, and John Zoller, the immersive experience, I think people, to just sit back and not partake in entertainment or to not partake in a conversation, to just be more of an observer in life, I think we’re supposed to be engaged in life and we’ve, in many ways, we become maybe more observers of life. So this is different. An immersive experience is different than just going to a movie or a concert, right?
SPEAKER 08 :
It’s true. I mean, just by the fact that it’s partly a walkthrough experience, you can experience to a certain degree, choose your own path as you go along. There’s Easter eggs throughout the experience where you’re discovering your own information in your own way. There’s multiple ways to learn and engage with content from written text to an app that we have to Video screens to play opportunities. We also have a walking virtual reality experience in here. So it creates this incredible variety over the 20,000 plus square feet that we’ve got And it, it does really engage with you really engage with it because you’re moving through the space. And that is different than being seated and sort of being just fed information from one screen. It’s all around you and you can pick where you want to go and go after those things that are most interesting to you.
SPEAKER 20 :
So how much time should someone allow for to go to the exhibit? It’s probably 75 to 90 minutes is a good estimate.
SPEAKER 08 :
good amount of time to plan. There’s, there’s a lot of dinosaurs. I mean, I do know that, um, we have created this experience so that it does meander. There’s a, there’s a surprise around every corner, but when you’ve got the little ones who want to go from one dinosaur to the next, to the next, they might get, they might get through pretty fast. And we also will also allow families to go back again through it. If, if they, if the kids just blew through it, run through it one time, then come back around. And you can go through it again and take your time. The elements that we’ve added, for example, like a dino race. You get to race against a velociraptor and see if you can beat a velociraptor. That’s a lot of fun. The walking virtual reality is a new addition to the show. And it’s magical. You go through a time portal and you’re back among the dinosaurs. You’re actually… For part of the time you’re in Colorado walking with the Stegosaurus and you’ve got about a 10 minute walking virtual reality where you can see you see our dinosaurs at full size. We they do move. They have all kinds of animatronic movements, too, but they they’re not they can’t they don’t walk through the space because that would be a little too difficult with all the safety concerns. But in the virtual reality, you’re actually walking with these dinosaurs. You’re seeing them run and play and move. And that makes it really special. Plus, you’re fully engrossed in that prehistoric environment in the virtual reality.
SPEAKER 20 :
I think this is so creative. I’m just enamored with this. Colorado, dinosaurs are really a part of Colorado. So talk to me a little bit about that.
SPEAKER 08 :
Well, I mean, Colorado is really ground zero for dino discovery in a lot of ways. It’s right in the heart of the Morrison Formation, which is one of the most fossil-rich formations in the world. We’ve got all types of dinosaurs, especially the Stegosaurus, which is the state fossil that had been discovered in Colorado, as well as the Allosaurus and the Ploticus, one of the big sauropods of the day. Which, by the way, you mentioned Pueblo in the lead-in here, and the Stegosaurus, Diplodocus, and Allosaurus were all discovered in Pueblo. So there’s just great connections throughout Colorado to these dinosaurs. The Dinosaur Highway runs right through Denver. It is the edge of the Morrison Formation. That uplift of the mountains really brought all these fossils up from the depths, and we get to… we get to see these dinosaurs that are, have been in the ground for millions of years. The history of the earth, written in stone brought to life and dinos alive.
SPEAKER 20 :
Well, and what happened to the dinosaurs? You don’t know what happened. What do you think?
SPEAKER 08 :
So, I mean, I go with the, the standard theory, partly because it’s so dramatic and it’s, Just real quick, when we come into the experience, we meet our character, Dr. Epoch, he takes us through a time portal back to the time period of the dinosaurs. At the end of the experience, we meet Dr. Epoch again, and he’s taking us out of the time period of the dinosaurs just as the asteroid is approaching the Earth. So 65 million years ago, a six-mile-wide asteroid impacted Earth right around the Yucatan Peninsula in Mexico. It came out of nowhere. It had the power of hundreds of atomic bombs. It raised debris into the atmosphere that then came back down onto the earth in a rain of fire, killing most dinosaurs instantly. And there is some debate here if it was a few weeks or a few thousand years, but essentially a huge cloud covered the earth. No sunlight got in. Vegetation died off. The dinosaurs that fed on that vegetation died off. The dinosaurs that fed on those dinosaurs died off. And within between a few weeks and a few thousand years, all the dinosaurs were gone. And it’s so dramatic and so tragic when you think about these species that ruled the earth for 150 million years or more, but it did pave the way for modern humans because one of dinosaurs favorite foods was small mammals. So we would have never made, we would have never evolved to get to the point of being on the earth as humans had those dinosaurs not been wiped from the earth, as tragic as that story is for the dinosaurs.
SPEAKER 20 :
Wow, fascinating. Just fascinating. Okay, so John Zoller, how can people get tickets? What’s the best way to get all the information about Dinos Alive? And again, it opens next week here in Denver, correct? Correct.
SPEAKER 08 :
That’s right. So we’re at 3900 Elati Street. We’re really close to downtown, right where Titanic and Bubble Planet were. You can go to dinosaliveexhibit.com and pick Denver as your city. Pick your time and day. We’re open every day except for Tuesdays, opening at 10 a.m. during the week and at 9.30 a.m. on the weekends.
SPEAKER 20 :
Okay. And again, that is dinosaliveexhibit.com. What about parking? That seems to always be a challenge these days in Denver.
SPEAKER 08 :
Free parking. We’re part of a complex that is called the Assembly Student Housing. So right behind the building, there’s about 150 free spaces there. And we never seem to run out. So there’s definitely free parking there. So one more thing you don’t have to worry about that we provide for you.
SPEAKER 20 :
Oh, my gosh. I think the stress of holidays and having everybody in can be so interesting. This just sounds like a wonderful thing for people to do. John Zoller, I so appreciate you sharing your creativity with all the rest of us. I really appreciate it.
SPEAKER 08 :
Well, thanks, Kim. And I really appreciate everything you do every day on the air for all of us. And it’s always a pleasure to talk to you.
SPEAKER 20 :
Well, we will talk again soon. And again, that is John Zoller. He’s the executive producer of Dinos Alive. And our quote for the end of the show is from Johann Wolfgang von Goethe. He said this, every day we should hear at least one little song, read one good poem, see one exquisite picture, and if possible, speak a few sensible words. So today, be grateful, read great books, think good thoughts, listen to beautiful music. communicate and listen well live honestly and authentically strive for high ideals and like superman stand for truth justice and the american way my friends you are not alone god bless you god bless america stay tuned for hour number two
SPEAKER 06 :
The views and opinions expressed on KLZ 560 are those of the speaker, commentators, hosts, their guests, and callers. They are not necessarily the views and opinions of Crawford Broadcasting or KLZ management, employees, associates, or advertisers. KLZ 560 is a Crawford Broadcasting God and country station.
SPEAKER 11 :
It’s the Kim Monson Show. Analyzing the most important stories.
SPEAKER 20 :
I find that it takes work to get your brain around these ideas, and it takes work to engage in these conversations.
SPEAKER 11 :
The latest in politics and world affairs.
SPEAKER 20 :
With what is happening down at the Statehouse, I used to think that it was above my pay grade to read the legislation, and it’s not.
SPEAKER 11 :
Today’s current opinions and ideas.
SPEAKER 20 :
I see big danger in as much as we will be giving an unelected bureaucrat the power to make rules about what we inject into our bodies.
SPEAKER 11 :
Is it freedom or is it force? Let’s have a conversation.
SPEAKER 20 :
Indeed, let’s have a conversation, and welcome to our number two of the Kim Monson Show. Thank you so much for joining us. You each are treasured, you’re valued, you have purpose. Today, strive for excellence, take care of your heart, your soul, your mind, and your body. My friends, we were made for this moment in history. And thank you to the team. That’s Producer Joe, Luke, Rachel, Zach, Echo, Charlie, Mike, Teresa, Amanda, and all the people here at Crawford Broadcasting. Happy Thursday, Producer Joe. Happy Thursday, Kim. And this really is a fasten your seatbelt kind of a day. As you know, we search for truth and clarity by looking at these issues through the lens of freedom versus force, force versus freedom. If something’s a good idea, you shouldn’t have to force people to do it. And it’s never compassionate to take other people’s stuff. whether or not it’s their rights or their freedom, their livelihood, opportunity, childhoods or lives. And force can obviously be a weapon, but it can be policy and unpredictable and excessive taxation, fear, coercion, government induced inflation and this agenda of the World Economic Forum. that is played out, and the global leads played out through the United Nations, but we’re seeing it all the way down to municipal governments. That’s why these mayor and city council races are so, so important. And so you need to do your research on these candidates. On my voter’s guide, which is at my website, I suggested some questions that you might want to ask the candidates. So what you need to do is contact your city clerk, get the contact information for the and ask them where they stand on these issues, and then you can vote accordingly. So again, download my voters guide, which is at the website. It’s KimMonson.com. Our word of the day is trepidation. It’s T-R-E-P-I-D-A-T-I-O-N. It’s a noun. It could be a state of alarm or dread, apprehension or fear, an involuntary trembling or quivering. and usually caused by terror, fear, quaking, or quivering. And sometimes I have some trepidation, again, T-R-E-P-I-D-A-T-I-O-N, as I’m thinking about how I’m going to broach these subjects with you. And then I try to work through my quivering on that and realize that our North Star, this searching for truth and clarity, I just have to stay true to that. And I don’t always get things right. People will, if I get it wrong, let me know. We will correct it, have a conversation about it. And so our word of the day is trepidation. We have these important discussions because of our sponsors. And one of our goal sponsors is Laramie Energy. And I thank them for that. And it is reliable, efficient, affordable, and abundant power. that comes to us from naturally occurring hydrocarbons, such as oil, natural gas, and coal, that powers our lives, it fuels our hopes and dreams, and it empowers us to change our own personal climate, to be warm in the winter and cool in the summer, and all that is under attack. And that’s why we have to have these discussions. And I guess this is a good time to mention the documentary, A Climate Conversation, which you can watch for free at A Climate Conversation dot com. It is the project of Walt Johnson, who is a geophysicist. And he just wanted to have a conversation about this whole thing regarding climate and bring in experts to talk about it. And he’s getting ready to. i do the sequel to a climate conversation so stay tuned on that but if you’ve not seen it check out a climateconversation.com and you also might want to do that because as we’re getting into the holidays there’s so much out there that people are getting whipped up about and so more information more knowledge is important and you should probably take a look at that. And then also check out artclubthemovie.com or artclubmovie.com regarding this whole transgender agenda as well. Those are two things that will probably help you as you’re addressing these issues with friends and family as we get into the holidays. A great sponsor of the show is also Hooters Restaurants. And they have locations in Loveland, Westminster, and in Aurora on Parker Road. And great specials for lunch or for happy hour. And Kurt Gerwitz was in last week as a guest. So we went over to Hooters for lunch. And they have, I think, some of the best nachos I’ve ever had. So be sure and check that out. And I really do appreciate their sponsorship of the show as well. Our quote of the day is from Johann Wolfgang von Goethe. And he was a German polymath who is widely regarded as the most influential writer in the German language. His work has a wide-ranging influence on literary, political, and philosophical thought in the Western world from the late 18th century to the present. He was a poet, a playwright, novelist, scientist, statesman, theater director, and critic. And Goethe wrote on a… a wide range of works, including plays, poetry, and aesthetic criticism, as well as on botany and anatomy. And, uh, so anyway, this is what he said. He said, you can easily judge the character of a man by how he treats those who can do nothing for him. And, uh, I just find that interesting, so interesting. On the line with me is my good friend. She is a RE-MAX Alliance Realtor, and that is Karen Levine. Karen, welcome to the show.
SPEAKER 21 :
Good morning, Kim.
SPEAKER 20 :
And we have been in the fall selling season. Are we still in the fall selling season in real estate?
SPEAKER 21 :
We are still in the fall selling season. Things seem to be quite busy out there.
SPEAKER 20 :
Well, that is good. And so what’s the possibility of people being in a new house by Christmas?
SPEAKER 21 :
Oh, that possibility is… Definitely. It’s a definite, a definite possibility. I was just thinking about a young first time homebuyer client who is looking to do that. And we found a great home for him. So we’re hoping we’ll be successful in getting him into that home by Christmas.
SPEAKER 20 :
Okay, let’s talk a little bit about first-time homebuyers. If people want to rent, I want them to have the freedom to do so. I don’t want all these subsidies that’s going into these apartment buildings. But if people want to rent in a free market, yes, please. But a lot of people that are in apartments would really like to get into their own home. What’s your thoughts on that?
SPEAKER 21 :
Yes, and this is… The first time in over a decade, Kim, that first-time homebuyers have had choice. They have options out there. And, yes, our prices have appreciated, and many have said, you know, out of their price range. And yet there are ways to get there. you into a new home through a seller concession, which allows us to buy down the interest rate to make it a little more palatable for the first and second year. And I know Lauren has talked about that over time. There’s so much choice out there. This young person that I’m working with right now, we’ve looked at oh probably 20 homes and um he has had the opportunity to um like two or three of them of course what we find in this market is the minute that you like it so does somebody else so so then that puts you in a competitive position but yet you still have so much room to negotiate um the motivated seller would like their home sold by the, by Christmas, by the end of the year. And so there’s just really good opportunity out there with, uh, prices continuing to come down, which makes that more affordable. Um, I just put a three bedroom, two and a half bath, two car garage townhome on the market, which is ideal for a first time home buyer, um, or a couple starting, uh, their, you know, a family or just getting together. Um, priced at $465. So it’s a really good buy, and it’s in Arvada. And those type of opportunities are more abundant than we’ve seen, like I said, in a decade.
SPEAKER 20 :
Okay. So next question for somebody selling their home. Those days of selling above, just talk to me about somebody that’s selling a home. You mentioned that prices have come down on the selling side. Is that something to be real concerned about? Address that.
SPEAKER 21 :
well i think what we need to remind ourselves as sellers that um yes our homes um they appreciated to quite high values and we were quite angry when our tax assessments came out because our values were at the top of the market and now our values are seeing some depreciation it is very local there are some communities that don’t get homes on the market very often, and people have their eyes on those communities. And so there’s maybe a little bit less room as far as prices coming down or seeing depreciation. But many, many sellers have a lot of equity in their homes, which allows them to have the flexibility to be able to negotiate. And They need to understand that they’re not going to get that assessed value in today’s market and that they’re going to need to price their homes competitively to get eyes on their homes. And then to be willing to negotiate, and that’s negotiate with maybe seller concessions or price, and also to be willing to negotiate when it comes to items on the inspection, which is we negotiate the contract up front, and then we get to renegotiate after the inspection because of things that may crop up that were not negotiated. aware of um the seller many times isn’t aware of maybe the condition of their roof or that they may have high levels of radon and those type of things need generally need to get addressed with a buyer because the buyer will now go to another home if they can’t uh get that negotiated out but We are being successful in getting those things negotiated, and buyers and sellers are happy at the closing table. That’s the goal. Yep, the seller gets to walk away with their equity, and the buyer gets a new home, and that’s the win-win.
SPEAKER 20 :
Well, win-win is always a great goal. How can people reach you, Karen Levine, particularly if they would like to either sell their home or get into a new home by Christmas?
SPEAKER 21 :
Well, they should call me at 303-877-7516. Again, that’s Karen Levine, 303-877-7516. Karen, we’ll talk with you next week.
SPEAKER 20 :
Sounds great, Kim. Thanks. And amazing sponsors that make all this happen. And, of course, the Roger Mangan State Farm Insurance Team is one of those great sponsors. And they know that life can be challenging. And it’s their mission to maximize your financial security as you manage the risks of everyday life. Call Roger Mangan at 303-795-8855 for more information. Like a good neighbor, Roger Mangan’s team is there.
SPEAKER 19 :
costs to ensure your home, apartment, auto, boat are increasing. Inflation, high taxes, grocery prices are squeezing Coloradans’ budgets. How can you save money? When you bundle your insurance coverage with the Roger Mink and State Farm Insurance Team, you may save money on your insurance premiums. The only way to find out is to reach out to the Roger Mangan State Farm Insurance team for a complimentary appointment. Call the Roger Mangan team now at 303-795-8855. That number again is 303-795-8855. Like a good neighbor, the Roger Mangan team is there.
SPEAKER 16 :
A house protects from the rain, but a home shelters from the storms of life. Additionally, homeownership has helped Americans create wealth for themselves and their families. The Colorado Metro real estate market is ever-changing and is presenting new opportunities for homebuyers that we have not seen in quite some time. If you are thinking of buying a new home or selling your home, Remax Realtor Karen Levine can help you successfully navigate the complexities of real estate transactions. Call Karen Levine today at 303-877-7516. That’s 303-877-7516. You want Karen Levine on your side of the table.
SPEAKER 13 :
There’s so much noise coming at us. Sometimes it is difficult to make sense of it all. How can you sift through the clamor for your attention and get to the truth? The Kim Monson Show is here to help. Kim searches for truth and clarity by examining issues through the lens of freedom versus force. Force vs. Freedom. Tune in to the Kim Monson Show each weekday, 6 to 8 a.m. with encores 1 to 2 p.m. and 10 to 11 p.m. on KLZ 560 AM, KLZ 100.7 FM. The KLZ website, the KLZ app, and Alexa. Play KLZ. Shows can also be found at KimMonson.com, Spotify, and iTunes.
SPEAKER 20 :
And welcome back to The Kim Monson Show. Be sure and check out our website. That is KimMonson, M-O-N-S-O-N.com. And wanted to say thank you to Laramie Energy for their gold sponsorship of the show because it’s reliable, efficient, affordable, and abundant power from oil, natural gas, and coal that powers our lives, fuels our hopes and dreams. Thank you so much for having me. And to RSVP, go to Jody at MintFS.com. So that’s Jody, J-O-D-Y, at MintFS, like FinancialStrategies.com. And again, that looks like that’s going to be a really fun event. Another great sponsor, we have them on the line. And that is Teddy Collins with the Second Syndicate. He’s also the owner of Spartan Defense, which is located in Colorado Springs. Teddy, welcome to the show.
SPEAKER 07 :
Hey, thanks for having me, Kim.
SPEAKER 20 :
I’ve been thinking a lot about where our world is kind of crazy and firearms are a way for us to protect ourselves about about bad actors. And we talk about making our communities and our schools safer. I just want to make them safe. And you at Spartan Defense obviously help people with firearms and training and Alicia Garcia as well. But you’re also doing something right now, partnering with the FASTER program to arm individuals, so teachers, administrators, staff in schools with firearms to keep our kids and our teachers safe. And this is so important, Teddy. Absolutely. So tell us about what you’re doing to support the FASTER program.
SPEAKER 07 :
So what we’re doing is trying to raise money so that we can get teachers and administrators, like you said, certified and trained in order to be able to carry lawfully and safely in a school. What we’re trying to do is offset a little bit more than just the general training, though. We’re trying to also provide the gear so that there’s no upfront costs involved. for those teachers because we do you know these teachers aren’t paid anything additional in order or administrators aren’t paying anything additional to do to take on this extra responsibility so we want to make sure that there’s no upfront cost so we want to provide you know their holster their ammo their their their firearm their medical kits their ifac everything
SPEAKER 20 :
And so you are having a fundraiser for that. I went on and I contributed and our names will be put into a drawing. So tell us about that, Teddy Collins.
SPEAKER 07 :
Yeah, so anybody that does contribute gets entered into a drawing to win a custom 1911 that’s been laser engraved with some really beautiful artwork. And that’s available. You can check it out on our Facebook page for the Second Syndicate or any of our other social medias. We have it posted for you guys to see what that looks like. But anytime you donate, you get entered into that drawing. So we’ll be giving that out here shortly. Information and details are online on our social media.
SPEAKER 20 :
And for every $5, you get an entry into the drawing for this, correct?
SPEAKER 07 :
Correct. Yes, ma’am.
SPEAKER 20 :
Okay. Well, I hope… So my name’s in there, Teddy. If you choose my name, that would be great. I would love that. I guess you don’t choose. I guess you don’t choose. You draw. So there’s a difference, right?
SPEAKER 02 :
Yes, ma’am. Yes, ma’am.
SPEAKER 20 :
Okay. Let’s talk about… Why the second syndicate? You and your wife, Rosia and Alicia, have come together and created the second syndicate because so many people care about firearms. And boy, the right to bear firearms is under legislative and bureaucratic attack here in Colorado. But what we’ve seen is organizations that want to protect the Second Amendment, some of them don’t get along, right?
SPEAKER 07 :
Yeah, we do see that a lot in the Second Amendment community. Unfortunately, there’s a number of 2A organizations. So our goal is to kind of bridge that gap and bring these organizations together. We did this last legislative session. We held some successful rallies where we brought together some groups who generally don’t play nice together. We want to create a big tent. We want to bring in people that are generally overlooked in the Second Amendment community. If you want to be a member of the Second Syndicate, we don’t care what your background is really or what your other political beliefs are. As long as you’re a 2A lover and as long as you believe in freedom and liberty and the Second Amendment, that’s all we care about.
SPEAKER 20 :
Well, and the founders put the Second Amendment into the Bill of Rights and the Constitution for a reason, and that is so that everyday people can protect ourselves and our families against bad actors. And why do you think Bloomberg is putting so much money, particularly in Colorado, to try to take away our rights under the guise of trying to make our communities safer when it’s making our communities more dangerous?
SPEAKER 07 :
I mean, you know, it’s a really good question. It feels like it’s about control, in my opinion. It comes down to control. Any time that there’s an infringement on the Second Amendment, it always has to do with someone in power having fear of someone not in power maybe toppling that power or not being controlled or being able to think for themselves. Really, the Second Amendment is the ultimate It’s the ultimate freedom, in my opinion, the ultimate independence in my freedom. It protects the individual from an overreaching government. And without it, well, there is no ability to really fight back or to even have the ability to be independent.
SPEAKER 20 :
Well, and that’s why the founders put the Second Amendment into the Bill of Rights. I wanted to go back to safe schools and what you’re doing with this FASTER program. We’ve seen stories about where a shooter has gone into a school and a teacher who does not have a firearm. And for this, this is not arming all the teachers. It is those that want to go through the training so that they can have a firearm to protect protect their kids. And it’s astonishing to me, Teddy Collins, that I’ve seen stories of teachers that have really put down their lives or been willing to put their lives down for their students. And I’m thinking, why is it that this legislature, they really want to prevent staff and teachers from having firearms in school. And what, you throw a trash can at the shooter when they come in to try to hurt your kids? It’s ludicrous to me that we would not put people in schools that are trained properly that want to protect kids and staff.
SPEAKER 07 :
Absolutely. I mean, also be aware of the elections. We have elections on Tuesday. I know, for example, in Douglas County, it’s a very close election there. There’s one seat that could basically flip the school board in a direction that a lot of people don’t want to see it go. A lot of the candidates that are that are running that are on the left side of the aisle have pledged to essentially abolish armed guards and or law enforcement from schools in the Douglas County District. Make sure that you check your school board elections, guys. It’s very important that we make the right decisions this election because that is what’s on the line. We’re talking about some radicals that completely want to. take police away from schools. And we’ve seen what happens in schools that don’t have police. Those are where the mass shootings generally occur or that don’t have a faster program.
SPEAKER 20 :
Well, and so with that, I’ve got the I’m in Douglas County, so I’ve got the sign in my yard. But the candidates to vote for are Gamble, Kramer, Smith and Vail. But regarding the school board elections, which are so important, again, I’ll say Gamble, Kramer, Smith and Vail, transform Colorado dot org. did a survey with almost all of the different school districts and their candidates. And you can get an idea from those survey questions where these candidates stand. Some of them didn’t answer the question. If they didn’t answer the question, that’s your answer. But that is an excellent tool for school board elections throughout the state. And so I would recommend that people check that out. And then my voters guide, which you can download at Kim Monson dot com, where I’ve done analysis on the two statewide issues, which are it says healthy school meals for all children. It’s really a tax. A tax increase for just some people, which is unfair. And it’s on the backs of Proposition FF, which was passed by the people of Colorado in 2022, which put in place five new bureaucracies. So instead of this really being healthy school meals for children, and maybe there will be some, but we already have a national or federal bill. lunch program. I think that’s probably it’s greasing PBIs, politicians and bureaucrats and interested parties’ pockets. At least they do that first. So anyway, I did that analysis. I did the analysis on the Denver bond questions. You can get all that by going to KimMonson.com. I’m talking with Teddy Collins and He is one of the co-founders of the Second Syndicate. He and his wife also own Spartan Defense, which is a firearm store in Colorado Springs. So we are going to continue the discussion with Teddy when we come back. But we had talked with her in the first hour, and that is Karen Gorday, who is the owner of Radiant Painting and Lighting and also a candidate for Lakewood City Council. And now is the time to help her as well. But Radiant Painting and Lighting, they do a great job.
SPEAKER 18 :
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SPEAKER 15 :
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SPEAKER 19 :
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SPEAKER 02 :
All Kim’s sponsors are an inclusive partnership with Kim and are not affiliated with or in partnership with KLZ or Crawford Broadcasting. If you would like to support the work of The Kim Monson Show and grow your business, contact Kim at her website, kimmonson.com. That’s Kim Monson, M-O-N-S-O-N dot com.
SPEAKER 20 :
And welcome back to the Kim Monson Show. Be sure and check out our website. That is KimMonson, M-O-N-S-O-N.com. Sign up for our weekly email newsletter while you’re there. And also you can download our voter’s guide, which I hope this is a tool for you to be an informed voter. It sounds like there’s a lot of people that need to return their ballots. I think that they may look at their ballots and they think this is daunting. I don’t know what this is exactly. That’s why the voter’s guide, I hope, is a real… help and so you might recommend this to friends and family that have not voted yet and hopefully that’ll be a good tool for them to be an informed voter not an influence voter i did the analysis gave my recommendation my reasoning why But then you take it from there as you complete your ballot. And I wanted to mention the USMC Memorial Foundation. They are hosting an event out at the Marine Memorial on Saturday, November 8th at 2 o’clock in the afternoon in honor of Veterans Day. And it is so important to just stop, reflect, appreciate those that have put on the uniform. And you can get more information about that by going to USMCMemorialFoundation.org. I’m talking with Teddy Collins. He is the co-founder of the Second Syndicate. He is also a co-owner of Spartan Defense, which is a firearm store in Colorado Springs. Teddy Collins, you’ve been down to the state capitol. And, of course, you’re gearing up to be down at the capitol this next legislative session. That’s why it’s so important for people to support you. And if they do that right now, they can have their name put into a drawing for a really cool firearm. But what I find so interesting when I’ve gone down to the Capitol is the Capitol is protected by the state’s patrol. And I find it so interesting that I have to go through a metal detector and the state patrol has firearms. And you have all these legislators down there. many of the legislators, the radical activists that have taken over the Democrat Party, that are trying to take away our right to have a firearm to protect ourselves, but yet they have somebody with a firearm protecting them as they’re going to work. And as you said, but yet they want to take… I didn’t know this, they wanted to get rid of police or resource officers in schools. Well, maybe they should then… Get rid of the State Patrol and everybody that comes into the Capitol. What do you think about that?
SPEAKER 07 :
I agree. We shouldn’t have an elite class that has protection that the general citizenry isn’t allowed to have themselves. It’s protection for me, but not for thee. And that’s not the way our government should work. Our government should be a servant of the people. They are elected by us. They are our elected officials. But unfortunately, that’s not the way they see it. So, yes, when you go to the Capitol, security is very high. Yeah, I was just there yesterday. In fact, you have to go through security. You cannot carry a firearm, even though in most state capitals across the United States, if you have a concealed handgun license or concealed handgun permit, you are able to do that, just not here in Colorado. So, yeah, they’re in their ivory tower with their guards. We don’t have that luxury, unfortunately, as the peasant class, so to speak.
SPEAKER 20 :
But then looking at the legislation, which I look at everything that is being put forth for hearings because of CUT, this volunteer gig that all of us are doing to look at legislation, I see all kinds of legislation. To take away our right and it’s almost like death by a thousand cuts to take away our right to protect ourselves against bad actors. So they’re putting in policies. For example, Denver, I don’t like to go into Denver anymore. It’s it’s dangerous and it’s dirty and it’s dysfunctional and it’s because of policy. And we can turn this around. But one of the key things is, is we have to be able to protect ourselves against bad actors. And they are trying to take away that right little by little, Teddy Collins.
SPEAKER 07 :
Absolutely. It’s the boiling frog mentality. The pot gets hotter and hotter. The frog doesn’t realize until it’s too late. That’s essentially what’s going on here in the state of Colorado. We see it every single legislative session with new restrictions coming into place. And a lot of people just haven’t been paying attention. I mean, this has been going on since 2013, since the magazine ban here in Colorado. And every year we get more and more gun control out of the state legislature. yet the state gets more and more unsafe. And when it comes down, they really don’t want to hold criminals responsible. They’re wanting to hold the law-abiding responsible. They’re wanting to take away our rights, but they’re not willing to hold criminals responsible because there have been plenty of bills that have come up in which the Democrat Party, the left side of the party, will not vote for that would increase criminal penalties, increase mandatory sentencing, things of that nature. I mean, a lot of people don’t even realize, but a lot of the crime in Colorado is committed by juveniles, and they only have 100 and some odd beds. juvenile detention for the entire state. So they have to determine, okay, so do I arrest this person or do I put this person in jail or in prison that has murdered somebody? Or do I have to do the person that did armed robbery and shot somebody? They have to decide between the person who killed and the person who attempted to kill. And that’s how bad it’s become in our state. The reasoning, the rationale, it’s just not there.
SPEAKER 20 :
Well, on the website for the secondsyndicate.com, and that’s the 2ndsyndicate.com, you talk about gun rights. And you say gun rights are women’s rights, human rights, and civil rights. Break that down for me, Teddy Collins.
SPEAKER 07 :
Well, to put it simply, the firearm is a great equalizer. It doesn’t matter if you’re a… 110-pound female or 300-pound male, at the end of the day, what’s going to equalize that and make that woman able to defend herself against a much larger physical attacker is going to be the firearm. At that point, it doesn’t matter how much the person’s been to the gym. It doesn’t matter how big the person is or what they know. All that matters is that they have the great equalizer, the firearm, the right to defend themselves.
SPEAKER 20 :
Well, and you also mentioned human rights and civil rights. My understanding is that those in the black community were some of those that were really were supporters of the Second Amendment because they wanted to be able to carry a firearm as well. I don’t really know my history on that. Are you familiar with that at all, Teddy?
SPEAKER 07 :
I mean, you have you have some more radical organizations, even, you know, like the Black Panthers that were pro Second Amendment back in the day. It’s it’s you know, it’s interesting how politics have changed in the country and how the narrative has changed. But you would think for civil rights and minority groups that are affected by, you know, racism or things of that nature, those those should be the groups that carry to defend themselves.
SPEAKER 20 :
Well, and they should have the right to defend themselves. Each of us should have the right to defend ourselves. Absolutely. You mentioned this great equalizer. Okay, so let’s give a scenario. I can’t remember which bill number it was, but I think there’s like a waiting period now if you want to buy a firearm.
SPEAKER 07 :
Right, you have a three-day wait.
SPEAKER 20 :
OK, so let’s say young college student woman and she’s got a stalker and she wants to protect herself against a stalker. She’s gone through and done the training so that she can have her concealed carry. But she wants to buy a firearm and this guy is stalking her. She goes in to buy a firearm. She can’t take that home with her, can she?
SPEAKER 07 :
No, not even under special circumstances. In fact, this was an amendment Republicans tried to bring to this bill because they knew it was going to pass, so they tried to weaken it, water it down, do whatever they could to kill it or make it less effective. And one of the amendments that they proposed was specifically this, a woman who has a stalker or protective order against an individual to try to be able to bypass that 72-hour wait. The state did not allow any exceptions for this, even if they had a protective order against an individual.
SPEAKER 20 :
So, okay, next thing, and that is elections matter so much. The radical activists that have taken over the Democrat Party and are in control here at our state legislature as well as the governor’s mansion, and many of them are running for school boards and also city councils. So it is so important to understand this and to vote, vote for freedom, vote for the responsible exercise of freedom. These races are so important. And so we’ve got the radical activists that have taken over the Democrat Party. Teddy Collins, this Democrat Party is not the party of JFK. If people think that they’re voting for that kind of a candidate, they’re not. And any moderate Democrat… if they’re just very quiet. And so people need to get to the ballot box. And I would say moderate Democrats, unaffiliated Republicans, conservatives, libertarians all need to be voting for candidates and policies that are for freedom. And I know that you realize how important these elections are, but I want to continue to say that this Democrat Party is not the party of JFK. It’s important that people understand that it’s radical activists that are in control over there now.
SPEAKER 07 :
Absolutely. I mean, look at what’s going on in New York. We have potentially our first socialist mayor about to be elected in America City, in New York City. It’s insane. And you have the party leaders from the Democrat Party coming out and backing them and not shying away from it like they usually have in the past. The party is not the same party it used to be. It’s become radical. It’s become a party of control. And just so you know, without the Second Amendment and the Bill of Rights, none of the other rights are protected. That was, in my opinion, the Founding Fathers’ original intent. The second protects the rest of your rights. Without the second, there’s no way to protect from an overreaching government. And I believe that’s what they want. It’s all about control.
SPEAKER 20 :
And the American idea is about the sanctity of the individual and liberty, which is the responsible exercise of freedom. I so appreciate the Second Syndicate being a sponsor of the show. And just tell us a little bit about Spartan Defense and what you’re doing there at your business.
SPEAKER 07 :
Absolutely. Spartan Defense is one of the largest family-owned and operated gun stores. We’re out of Colorado Springs in the state of Colorado. We carry a large selection of unobtainium, as we call it, things that you don’t normally see at big box stores. We even have some brands that are exclusive statewide, such as Bull Armory, Cabot Alchemy, things of that nature, and very difficult-to-get brands. But we also carry something for everybody. We have guns that start at $200, and we have guns that go up to $10,000. It just depends on exactly what you’re looking for. But if you’re looking for that gun that’s unique to you, come to Spartan Defense. We also have a full custom workshop, Cerakote, gunsmithing, everything you can think of with a firearm we can do over at Spartan.
SPEAKER 20 :
Okay. And what’s that website, Teddy Collins?
SPEAKER 07 :
Yeah, it’s spartandefense.com. That’s S-P-A-R-T-A-N, defense with an S, D-E-F-E-N-S-E.com.
SPEAKER 20 :
Okay. Teddy Collins, thank you so much. We’ll talk next week.
SPEAKER 07 :
Absolutely. Thanks for having me, Kim. You have a great day.
SPEAKER 20 :
You as well. And a great sponsor of the show is TheSecondSyndicate.com and also Bozen Law. If you’ve been injured, reach out to John Bozen and Bozen Law.
SPEAKER 09 :
John Bozen and the attorneys at Bozen Law believe that everyone deserves access to justice regardless of their financial situation. That’s why Bozen Law handles personal injury cases on a contingency fee basis. You don’t pay anything up front. And there are no hourly fees. Bozen Law covers the cost of building your case and they only get paid if they win for you. Every case is different and results vary depending on facts and circumstances. Contact Bozen Law today at 303-999-9999 to see how Bozen Law might help you. That number is 303-999-9999.
SPEAKER 17 :
The Second Amendment is in our Constitution to protect your right to resist oppression and protect your right to protect yourself, your family, and your freedom from out-of-control PBIs, politicians, bureaucrats, and interested parties. Those rights are under attack. Colorado’s premier grassroots Second Amendment organization, the Second Syndicate, is fighting to preserve and protect your constitutional rights. The Second Syndicate exposes the most pressing threats to the Second Amendment by providing education, resources, and tools to help you stay informed, empowered, and prepared. Join the movement. Check out thesecondsyndicate.com, where the second is first. That’s thesecondsyndicate.com.
SPEAKER 01 :
Would you like to access a broad customer base that loves our country and wants to make life better for ourselves, our neighbors, our colleagues, our children, and our grandchildren? Then you may be a perfect fit as a sponsor slash partner of The Kim Monson Show. To learn more, reach out to Teresa at 520-631-9243. Teresa would love to talk with you. Again, that number is 520-631-9243.
SPEAKER 20 :
And welcome back to the Kim Monson Show. Check out our Web site. That’s Kim Monson, M-O-N-S-O-N dot com. And while you’re there, click on the red ribbon at the top of the Web page and you can download our voters guide, which I hope will be a great tool for you. for you as you are completing your ballot, and you might recommend that to others as well. And I really want you to be an informed voter to really think about these issues. So we did a good analysis on it with the recommendation and the reasoning. But of course, you take it from there as you are completing your ballot and making your choices. I wanted to mention the Center for American Values, which is located in Pueblo. They’re going to be celebrating their 15th anniversary, which is just amazing. And it’s co-founded by Drew Dix, Medal of Honor recipient, and Brad Padula, an Emmy Award-winning documentary maker. And they wanted to keep the stories and remember these Medal of Honor recipients. and their values of honor, integrity, and patriotism. So they have portraits of valor, which really can change your life as you just look into the eyes of these men that put their life on the line to protect those around them. And we’re called to do the same thing, to protect our rights for those around us. We’re in a time, when I said on the show that we were made for this moment, we really are. But check out the Center for American Values. They’re nonpolitical, nonpartisan. And that website is AmericanValuesCenter.org. And on the line with us is Lorne Levy. He is our mortgage specialist. He can help you with anything regarding mortgages, first or second or reverse mortgage. He can help you in 49 of the 50 states, just not New York. We should probably let the people in New York know that you can help them in 49 of the 50 states because a lot of people may be moving out of New York. Lorne Levy, welcome to the show.
SPEAKER 12 :
Very good morning, Kim.
SPEAKER 20 :
Oh, gosh. Hey, the Fed met yesterday, and I think I saw a headline that they lowered rates. So what’s going on with mortgages?
SPEAKER 12 :
They did. They lowered by a quarter, but once again, this is another example, same as in September where, um, rates have moved up ever so slightly since the meeting, because the reason is they lowered by a quarter. But they said in their statement there was one person this time who actually wanted to lower by a half of a percent, but also another Fed governor who didn’t want to do anything at all. So there’s some questions on the committee like we talked about. And they said that everyone was expecting another cut in December. And they made a point to go out of their way to say that that is not a foregone conclusion. They’re having some trouble now with the Fed shutdown because some of their data is not being reported yet. that they rely on to make these decisions. But they said inflation crept up a little bit in what they are able to see. So they’re not sure if they’re going to lower in December or not. They’re going to wait to see what data comes out. So you and I always talk about the 10-year U.S. Treasury. It was about $399 going into the meeting. This morning, it’s $410. So rates have actually gone up a little bit since the meeting, which is what we talk about a lot when I tell you that People keep telling me in our company that, you know, I’m going to wait until the Fed lowers rates more. They’re going to keep lowering. I’ll wait to do a refi or wait to do something until then. And I tell them just because the Fed cuts does not necessarily mean rates are going to go down. And this was another example of it yesterday.
SPEAKER 20 :
And part of that, though, is anticipated demand for mortgages because of rates going down. Do I remember you saying that?
SPEAKER 12 :
Which part is anticipated demand?
SPEAKER 20 :
Well, okay, people say, oh, I’m waiting for rates to go down, and then the rate gets cut, but because on the 10-year Treasury, people are anticipating that there will be more demand for mortgages.
SPEAKER 12 :
No, what’s going on is… There’s a disconnect between the public who has mortgages and what Wall Street and the market sees. So when the Fed cuts, and you and I have discussed this before, the Fed right now is cutting into an economy that doesn’t necessarily have big problems. We don’t have a lot of unemployment. We’re not in a recession. It’s not typically a time that they cut. And so they’re cutting into that. And so while the average person sees that and is excited thinking mortgage rates will go down. And again, it does help their credit card payments and home equity line of credit and car loans. It helps them go down. But the real fear amongst Wall Street is that it will stoke inflation further, which is already higher than what people want. Because when you have lower rates, people have more access to credit. They’ll spend more money, which creates inflation. That’s the fear. That’s why the 10-year note goes up. because people are afraid of inflation. And when I say people, I mean, you know, the investing public like Wall Street. But I did hear yesterday that, and this is what you and I have also talked about, that every time the Fed cuts by a quarter, it saves the federal government $88 billion of interest on the national debt a year. So that’s a lot of money. And that’s what we’ve talked about, where there’s been a lot of pressure to cut rates because it’ll really help with the debt. But that doesn’t affect you and I, an average person that’s a listener, you know. As far as mortgages go, which is the number one concern, rates have not yet gone down because of these cuts.
SPEAKER 20 :
Okay. Next thing, Lord, I saw a headline, and I’ve got so many headlines now. There’s so much going on. But I saw a headline within the last week or so that said the deficit had actually gone down by 2%. I’d never seen a headline like that. Now, the deficit’s still way out of control, but that seemed like that was some good news.
SPEAKER 12 :
And the thing to remember is the deficit is a year-by-year thing, right? How much money does the government spend versus how much do they take in? That’s our deficit. The debt is the big number, right, of the grand total of all the years. which is where you’ll see billboards around the country sometimes with that dollar amount that just keeps going up, you know, in the trillions. That’s the debt. And that’s what they’re talking about with these rate cuts that saves interest on is the national debt. The deficit is our year by year. How much does Congress and the government spend versus how much tax revenue do they take in? That I did hear the other day for the first time in a long time was a surplus deficit. which never happens you know very well not never but very rarely does the government take in more than they spend but they did have a one year or recently on a rolling basis where they took in more than they spent so you’re right about that so is this because of tariffs do you think yes wow yes it’s a lot because of tariffs because of what they took in yep okay okay So the question comes down to, and this is not for you and I to decide, is who’s actually paying the tariffs, right? Is it the people making the goods in another country? Is it the middleman that supplies them and gets them over to our country? Or are the prices going up and are you and I paying them, which in that case makes it more like a sales tax, right? And I don’t have that answer. No one really does yet. But that’s the question, because if it’s just revenue coming from you and I, as like an additional form of a tax kind of, well, that doesn’t really help you and I, you know?
SPEAKER 20 :
I know we don’t know for sure what it is. It’s probably a combination of everything, don’t you?
SPEAKER 12 :
That would be my… I agree, and I think that’s why the Fed has been slow to move, and that’s been one of their battles with the administration, is they’re waiting to see who’s actually paying these things, because if it’s you and I and the consumer, then it’s actually a form of inflation, right? Because it’s like additional sales tax or higher prices. And that’s why they keep waiting to see where it’s coming through as. If it’s the foreign countries that are eating it, well, that’s not a problem for us. So that’s what they’ve been saying they’re trying to figure out.
SPEAKER 20 :
And I bet it is a combination on all of that. We talk about debt, but what we’re seeing is we have these conversations about how concerned we are about the national debt. And then we, on the local level… vote for tax increases and extending debt and uh… funding more and more government and uh… so we need to to be looking locally to not be taking on debt that the taxpayers have to pay or higher and higher taxes as well and uh… and and what has happened is many of the consultants that are helping these government entities that are using our tax dollars many times to promote us to vote for a higher tax They craft language which sounds good, but it’s not really that good. I really think that we need to cut the spigot off. It’s like a parent that has a kid that is out of control, and they just continue to give them more and more money. I think it’s time for us, the voter, to turn the spigot off on all of these taxes and debt.
SPEAKER 12 :
You’re probably right, and the only difference is the federal government can build that national debt system whereas the states have to have a balanced budget every year by law. So when things take the slightest little turn and you have all this tax and spend, and the slightest little thing happens, the economy turns, all of a sudden you see what’s happening with the Colorado budget where they have to make drastic cuts, and then that rocks people’s worlds, you know, because they’re used to getting stuff now, and all of a sudden they have to cut it because they have to balance the budget. So I agree with you.
SPEAKER 20 :
Well, and that’s another thing, and Rob Knuth referenced this in our number one on the commentary that I put into the cut ratings report, is the word was that Colorado had about a billion dollars, just south of a billion dollar deficit. And so they did the special session, and they gave Polis the power to cut the budget. He cut maybe $252 million. But then what they did is they went back to pick the pockets of Coloradans to try to make up the rest of that in higher taxes. And what they don’t understand is, is the higher taxes… then affect the economy in a negative way, and so there will be less taxes. They don’t seem to understand that. Your final thought on all this, Lorne Levy, and we’ll talk next week, but super interesting.
SPEAKER 12 :
Yeah, no, I’m glad we get to have these conversations, and my final thought is always that you and I talk about one of the themes of your show is opportunity knocks, and you’ve got to jump on it because opportunity You know, you can always undo things like, for example, in my world with a refinance or a home purchase, when you get a rate and you’re happy with it and the payment works, you’re great, you’re happy, you’re in. And you can always refinance and lower at a later date. But if you’re waiting and waiting and waiting for rates to go down, you may miss the opportunity that passes you by because you didn’t act. And so if you have any questions or you just want to be on the radar, give us a call. And, you know, we maintain lists of people that are interested in doing things that want to know if a raid hits a certain point. But when we call, be ready to act and, you know, because the windows can be short.
SPEAKER 20 :
And that number is 303-880-8881. Lorne Levy, we’ll talk next week. Okay. Thank you so much, Kim. In our quote for the end of the show is from Von Garte. He said, every day we should hear at least one little song, read one good poem, see one exquisite picture, and if possible, speak a few sensible words. My friends, we’ll talk with you again tomorrow.
SPEAKER 06 :
The views and opinions expressed on KLZ 560 are those of the speaker, commentators, hosts, their guests, and callers. They are not necessarily the views and opinions of Crawford Broadcasting or KLZ management, employees, associates, or advertisers. KLZ 560 is a Crawford Broadcasting God and country station.
