Join us as we explore the emerging trends in secure storage with Eric Hackett from Safe Box Deposits. Discover why major banks are opting out of offering safe deposit boxes and how alternatives like Safe Box Deposits provide peace of mind. In a world where trust is paramount, this episode highlights the growing importance of secure, confidential storage solutions and the various options available to suit different needs.
SPEAKER 04 :
This is Rush to Reason.
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SPEAKER 04 :
With your host, John Rush.
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My advice to you is to do what your parents did. Get a job, sir. You haven’t made everybody equal. You’ve made them the same and there’s a big difference.
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Let me tell you why you’re here. You’re here because you know something. What you know you can’t explain, but you feel it. You’ve felt it your entire life. That there’s something wrong with the world. You don’t know what it is, but it’s there. It is this feeling that has brought you to me.
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Are you crazy? Am I? Or am I so sane that you just blew your mind?
SPEAKER 17 :
It’s Rush to Reason with your host, John Rush.
SPEAKER 18 :
And it’s Monday. Welcome. Rush to Reason, Denver’s Afternoon Rush, KLZ 560. Not just Monday, but a fabulous, beautiful Monday after daylight saving time started Saturday night. Some of you are probably still kind of reeling in from that today, not having that hour of sleep. You lost an hour of sleep over the weekend. Firing Monday off here today, we’ve got a special guest with us, Eric Hackett, joining us. He is from Safe Box Deposits. You hear me talk about Eric quite a bit here of late. Eric, welcome. Thank you. Always a joy having you. Appreciate you very much. First time you’ve actually been in studio. I’ve met you before outside of this, but first time on air with me. So thank you. Yes, sir. Thank you for having me on. Well, I appreciate it. Okay, so talk to us. Number one, safe boxes, better than a bank, because as I know firsthand, banks are starting to move away from the whole safe deposit box end of things, right? Exactly.
SPEAKER 06 :
Yes. So the four major banks being… Wells Fargo, Bank of America, JP Morgan Chase, and Citi have all vouched to step away from offering safe deposit boxes.
SPEAKER 18 :
And is that just because of liability, space, on down the line we go?
SPEAKER 06 :
Everything you just said. Okay. And they’re primarily, you know, they’re getting rid, getting out of brick and mortar and switching, condensing everything down anyways.
SPEAKER 18 :
Right? Yes. And they’re switching more to online banking and stuff. And even some of the banks that they are keeping brick and mortar, they’re really minimizing that footprint as well. Right?
SPEAKER 06 :
Absolutely.
SPEAKER 18 :
Okay, so bottom line for a lot of you listening, you may have a box now that may not be there in the not-too-distant future. Some of you may be interested in having a box, and we can answer some of those questions for you, or Eric sure can, and I probably can as well, because I think there’s all sorts of things you may want to store in a box. And keep in mind, this is a safe box, safety deposit box, that will be outside of your home so for some of you listening you may have duplicate documents duplicate things that you decide listen i don’t want this at the house you may have some personal financial records papers things like that gold things of that nature too eric or you may want to store some of those things you know we we always think of the movie where it’s the the thief going in to get all of his extra passports and all the different things that he’s going to do to run around the world with. And so when he goes to the safety deposit box, that’s Hollywood. That’s typically not what’s stored in there. Typically it’s valuables and things like that. You wouldn’t want anybody having access to at your home.
SPEAKER 06 :
That’s right, John. Um, and you know, it is a very common practice, especially in Europe, but all over the world, you know, um, A lot of different cultures don’t necessarily trust their government as much as – Well, I don’t either, so I’m with them.
SPEAKER 18 :
I’m in. Well, and I’m glad you’re bringing that up because here’s the reality. And I don’t know all the rules. You would know this far better than I. We’ve already heard stories about even gun-safe companies giving up backdoor combos and things like that to government agencies. Well, I can tell you right now that if they do that, how safe is your safe deposit box in a bank when it’s all said and done, knowing the pressure that the feds have on banks?
SPEAKER 06 :
Well, the banks have all your information. They have your Social Security number. They have your taxes. They have everything to be able to track you down if you owe them money.
SPEAKER 18 :
That’s true.
SPEAKER 06 :
Our facility is 100% confidential. We do, you know, request a government…
SPEAKER 18 :
issued id and that’s for your own protection just so nobody else can access your belongings right you want to make sure that who’s coming back for those items is the same person that owns the box right exactly okay so there’s a question let’s say that it’s a a you know there’s a lot of uh this i think is going to get to be a bigger and bigger deal for those of you listening and may even get kevin flesh on here in the future our attorney and talk about gun trusts because you know you can get into a situation eric where you can give a gun trust where you could have two or three people involved in a trust, and a lot of families are starting to do that because it makes things easier if somebody passes for everybody to still have access to said weapons and so on. So trusts are going to be a bigger, bigger deal. So how would you guys handle that situation? Say, for example, there were several long guns, and we were even talking before the show about how you might handle some of that in the future. But let’s say there’s a few guns at your place. They are owned by the trust. There’s more than one person that wants to enter and have access. How do you guys handle that end of it?
SPEAKER 06 :
So whoever signs the initial lease has to add any additional tenants to it or bring us the proper documentation such as power of attorney and so on.
SPEAKER 18 :
So you have the ability to allow others to access, is my point, outside of that original individual, providing that original individual says that’s okay. Absolutely.
SPEAKER 06 :
Absolutely.
SPEAKER 18 :
Okay, so again, folks, those of you listening, there’s all sorts of ways for you to not only protect your belongings, but it’s even more than that. There’s some of you where you’re thinking, you know, do I want this particular item? And not being illegal or anything along those lines, Eric, just saying, is there certain items that you own that you may not want? at your primary residence for whatever reason. Some of you may not trust. Some of you may live in a neighborhood. You may have neighbors and others that you don’t trust and so on. And some of you may be renting, by the way, and you don’t trust the landlord. I mean, there’s all sorts of scenarios here, Eric, where you want things off site so that you know for sure they’re safe and sound.
SPEAKER 06 :
That’s right. Yeah. And, you know, you touched on a lot of different people that May want access to your belongings, but you didn’t touch on family members. Very well. We’re running into a lot of customers that they might be going through a divorce. They might not trust their spouse. And it’s not always that situation. I understand. We might have a husband that loves guns and the wife, the spouse doesn’t want guns in the house. I get it. It’s that simple.
SPEAKER 18 :
I get it. So for you guys that are listening, if you find yourself in a situation where whatever the reason, and I think the other thing, too, that we need to remind people of, Eric, is no judgment. If you feel like you want to place something in a box and you want to make sure that it’s secret on the up and up, you can have access to it. We’ll talk about that in a moment. But at the end of the day, this is no judgment. This is your property. You decide where you want to store it, right?
SPEAKER 06 :
Right. Right. And it’s, like I said before, it’s confidential. Okay. You know, this isn’t going anywhere. We have people that pay cash, so there’s no records, you know, for the government or anyone else.
SPEAKER 18 :
Nothing wrong with that at all. I should mention safeboxdeposits.com. We’ll give the phone number out here in a moment. But, again, those of you listening where you’re thinking, hey, I’ve always wanted – to do something a little bit different, or we were talking before the show even, Eric, about you talk about certain people that have guns, gun collections, and so on. And I’m not exaggerating when I say this, folks. You go out and buy a really solid gun safe where you’re looking at any kind of a fire protection, things along those lines, it is not an inexpensive endeavor. It can be four or five grand pretty quickly. An alternative to that would be go see Eric, figure out exactly what kind of storage setup you want with you guys. You guys sit down, figure out what a solution would be, and you avoid all of that hassle, if you would, of actually owning your own safe.
SPEAKER 06 :
Right. And to back up a little bit for the customers who aren’t familiar with our business model, we do offer seven different sizes of safe deposit boxes. And we also have gun cabinets. We have full gun safes. Okay. These aren’t for sale. They’re for storage only at our facility. Gotcha. Gotcha.
SPEAKER 18 :
And still just a regular, I think you guys start at what, $15 a month for just a regular, old-fashioned, standard, safe deposit box, right?
SPEAKER 06 :
Yep, that’s correct. So you still do those? Yep, so a 3x5x22 deep starts at $15 a month.
SPEAKER 18 :
Okay, so yeah, I want to make sure we don’t forget about that because you could just have whatever you can fit inside that box, knowing that it’s going to be safe. And walk us through the security aspect of that because you do that even a little differently than what the banks do now if somebody is at a bank.
SPEAKER 06 :
Yeah, so we actually did take over what was previously known as the Wells Fargo Tower at Hampton and Broadway.
SPEAKER 03 :
Okay.
SPEAKER 06 :
The building has been there since 1969. The vault was constructed as a part of the building, unlike a lot of vaults today, which are modular and they bring in pieces. Right, right.
SPEAKER 18 :
So it is foundation to the building is what you could say.
SPEAKER 06 :
It is. Okay. And then, you know, in addition to that, we had to jump through a lot of hoops to become accredited to offer insurance. And the insurance, we don’t just offer it. It is automatically included with every box rental. Okay. So you have $5,000 of coverage. with any box or gun cabinet gun safe.
SPEAKER 18 :
Okay. Now, you also appointment only can allow access. Walk us through. Again, that’s a little different than the bank because typically with the bank, you’ve only got business hour access, and it may not even be super secure. Who knows who has actual keys to even get in, and there’s been mistakenly opened boxes in the past that weren’t even yours or somebody opened your box and things like that, right? That’s right.
SPEAKER 06 :
Yeah. And that’s, you know, we we go through a vetting process with our employees, unlike the banks that have a lot of turnover with younger people. So we’re eliminating the risk of drilling the wrong box.
SPEAKER 03 :
OK.
SPEAKER 06 :
You know, if somebody didn’t pay their rent or something. OK. So and we did ramp up security. We didn’t just take over. The existing vault and not do anything else. We added bollards in front of our front doors. Okay. So no vehicles can drive through the front doors. Right. We have ballistic glass on the exterior. Okay. We have 24-7 surveillance. And I can’t give away too many of our other security measures. No, I understand. I understand. But they’re all in place.
SPEAKER 18 :
It’s secure. Let’s just say that.
SPEAKER 06 :
It is. It is.
SPEAKER 18 :
All right, for those of you listening, again, safeboxdeposits.com, the number 303-771-8000. And what I will, as long as it’s okay, Eric, to say this, if you’ve got something even, pardon the pun, out of the box that you would like to have done security-wise with keeping something safe, you’re willing to sit down and have a conversation at least and see if you can accommodate them, right?
SPEAKER 06 :
Absolutely. Call me anytime, 303-771-8000. Okay. And we’ll get you taken care of.
SPEAKER 18 :
Okay. We appreciate it. Eric, again, thank you. I appreciate it very much. Those of you listening, again, you can go to our website as well, klzradio.com, rushtoreason.com. Find safe boxes there at safeboxdeposits.com. And, Eric, I appreciate it. We’ll be chatting some more in the future. So anything else comes up, let us know. We appreciate you very much. Sounds good.
SPEAKER 06 :
All right, man.
SPEAKER 18 :
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SPEAKER 18 :
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SPEAKER 18 :
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SPEAKER 18 :
All right, we are back. Rush to Reason, Denver’s Afternoon Rush, KLZ 560. And, you know, I can’t say enough, by the way, about Eric from Safebox. And literally, if you’ve got items that you want to keep safe, you’re not sure exactly how you want to do that. You’ve even been worried about a few things. We have the solution for you, and this is a new concept. There’s a few of these around the country, but Eric’s got a fabulous idea that I believe is going to do very, very well just because of what’s happening in the banks and the fact that people can’t trust, really can’t trust anybody anymore, but you can trust Eric when it comes to him keeping your belongings safe. And as I said earlier, just go to our website and find him there, klzradio.com. Friday’s Impossible Question, which 1927 silent film directed by Fritz Lang is considered one of the most influential sci-fi films ever made? It’s Metropolis. That is the answer. Or, sorry, Metropolis. Metropolis, not Metropolitus. Metropolis. Wasn’t there a remake of that here recently, Charlie? No? What am I… Oh, I’m thinking of something else. Sorry, my bad. Okay, anyways, that one was a 1927 silent film. Today’s possible question, what is the name of the limit that determines whether a white dwarf will collapse in a neutron star or a black hole? This one I would not have any idea on, so answer that on our Facebook page, Rush to Reason. All right, daylight saving time. And I had several text messages yesterday, by the way, that said, this is probably John’s favorite day of the year. You know what? I cannot argue that. Yes, when we leap forward, just the simple fact that there’s that extra daylight hour at night, I thoroughly enjoy. You’ve heard some of the politicians, even President Trump, talk about daylight saving time. And, you know, people are asking him, you know, what do we do? You heard him the other day. At least maybe some of you did. I did anyways. Heard him talk about how, well, you know, it’s kind of a 50-50 deal. Half the country would like to stay on standard time. Half the country would like to go to daylight saving time, although he’s a little bit off in his numbers. It’s more like it’s not 60-40 daylight saving to standard time. It’s about 55-45. Most of the polling shows. About 55% would love to have daylight saving time year-round, and the other 45% want standard time. Keep in mind that standard time comes from a lot of parents who feel like, you know, little Timmy, little Sally, little Susie can’t wait at the bus stop in the mornings in the dark, which, by the way, is an absolute joke because very few of them wait by themselves anymore anyway, so… I don’t really listen much to that anymore because rarely is there a kid that walks to the bus stop by themselves and hangs out there in the dark. At least if they’re not here in Colorado anyways, if they’re doing it in other parts of the country, maybe they do. But here in Colorado, it is rare for me to see anybody standing alone at a bus stop waiting for the bus as far as the age of kids go. And I’ll get into some of the school funding things maybe later. a little bit later along those lines. Anyway, so if that, and I also understand, I might talk about this Wednesday we will see. I’m not sure if I’m going to get into it this Wednesday or not, but you’ll hear a lot of health experts also weigh in on the fact that we should be on standard time because of blah, blah, blah, blah, blah. Your circadian rhythm and et cetera, et cetera, et cetera. And my comeback to that always is people travel. And when they travel, those clocks are changing at that point in time. People work night shifts. People do all sorts of things. And I understand that some of those other jobs and even those that travel a ton, they can have other adverse health risks from doing so. But, I mean, I just look at that and think, okay, if you got on one time or the other, your body would get used to it. And how would that matter? That one, again, I’m not saying I don’t believe health experts. But I still struggle with the health experts weighing in on daylight saving time because, to me, your body’s going to adjust anyways. And, by the way, back before we really tracked all of this, that’s what people did anyways. And I understand that we now live more by the clock than we ever have. But I’m a daylight saving guy. I wish it would stay that way all year long. John, go ahead.
SPEAKER 10 :
John, I am so sick of hearing this school kid argument. It is such a false flag. Why can’t the kids go to school an hour later?
SPEAKER 18 :
They could. They could. Easily. Easily, John. Easily could do that.
SPEAKER 10 :
The teachers union would have a meltdown if you said grammar schools are going to start at 830 instead of 730 or 8 o’clock.
SPEAKER 18 :
And here’s the reality, John. The majority of them are starting around 8.30 anyways. There’s probably but a few that start earlier than that, and those could easily be shifted to the later time, like you just said, without any problem at all.
SPEAKER 10 :
Right. Now, I know in Cheyenne, the schools, they use the same buses to get the middle school kids and the high school kids and then the grade school kids. I don’t know what sequence it is, but they kind of use the same buses.
SPEAKER 03 :
Right.
SPEAKER 10 :
Now, I know half of the high school kids are driving anyway.
SPEAKER 03 :
Correct.
SPEAKER 10 :
So if anybody’s going to start early, it would be the high school kids because most of them aren’t taking the bus anyway.
SPEAKER 03 :
You are correct.
SPEAKER 10 :
So it’s such a false flag. And the other thing where they say it’s the body. and yet the body doesn’t react well, that’s a load of crap, too, because my wife has not slept in the same time zone for more than a week in over 30 years, and she adjusts to it just fine. The human body will adjust to whatever time you set it to.
SPEAKER 18 :
John, I am assuming, and again, I’m not a sleep expert by any stretch of the imagination, but those folks that live farther north to where they have really, really short daylight days in the wintertime, and I get it, suicide rates can go up at times and different things along those lines, but the reality is the amount of daylight here in Colorado we have would not change. It’s just a matter of when. would we have it? And the fact of the matter is, we would in the wintertime, instead of it being dark at 4.30, it would be dark at 5.30, and even that would be a very short time. Most of the winter, we would have daylight until at least 6 o’clock at night.
SPEAKER 10 :
Yeah, and that would, you know, and I’m a little further north, so it wouldn’t be as many, probably 10-minute difference or something based on, you know. But still, that extra hour in the evening, I think more people would use it than in the morning. especially if we stayed on standard time year-round. I looked it up, and in Cheyenne, On standard time, I did the math, sunrise would be at 432. I was going to say 430.
SPEAKER 18 :
I wasn’t far off. I did the same, John. And here in Colorado, even, it wouldn’t be long after that. Some of our earliest days would be, you know, 435, 440 in the morning. I mean, I don’t think people are really thinking through that very well either. The other argument you hear is, well, rush hour traffic in the morning, and if it’s dark, there’s just more accidents. Okay, John, I could say the same about the evening rush hour. So how is it any different?
SPEAKER 10 :
How many times at certain times of the year do they have to close eastbound I-70 coming down Floyd Hill because of the sunrise?
SPEAKER 03 :
Correct. Correct.
SPEAKER 10 :
So if, you know, whether we’re on standard time or regular time, they’re still going to have to do it at a certain time because people just can’t see.
SPEAKER 03 :
Right.
SPEAKER 10 :
Because the designers of the road didn’t think about that. But then can you think about everything when you’re building a road?
SPEAKER 18 :
No, and the fact of the matter is in our elevation here where we’re at, you should say not only our distance to the sun but where we are in relation to the equator being as far north, we get such a shift in where the sun is in the sky, John. I’m not sure how you would ever accommodate that.
SPEAKER 10 :
You couldn’t, but it’s more of do you have a legal tint on your windshield? Do you have a good pair of sunglasses? And is your windshield clean? Those three things make the biggest difference, not, you know, the sun hitting you in the eyes. Do you have the right equipment, and is your windshield clean? Yeah, it always cracks me up.
SPEAKER 18 :
You know, there’s a lot of mornings when I’m coming to the station on a Saturday morning and the sun is just, you know, rising, or I’m going home right now. I’ll go home, and depending upon… What time the sun’s actually going down and that’ll change a little bit here. You know, I may have some situations where the sun might be right in your eyes. And I’m always looking around because there’s a lot of people that will darn near have to stop. And I’m thinking I’m seeing just fine. Now, granted, I’ve got a good windshield. I’ve got, you know, visor. I’ve got a little tint on the windshield. I’ve got good sunglasses. All the things you just said a moment ago, John, I have. And I don’t have any trouble driving in it.
SPEAKER 10 :
I don’t have any trouble. I’m the same as you. Last week in the morning when I was driving into the office, the sun was dead in my eyes. This morning it was dark. You’re either going to go to school or work either in the dark in the morning or you’re going to come home in the dark at night. It’s what is better for you. I know a lot of people that live up in Rapid City, which is three degrees further north, And they’re loving it that now they can go out and walk their dog before it gets dark when they get home from work.
SPEAKER 18 :
Right. And to your point, even on the business end of things, if there was a lot of businesses out there that felt like it’s just too dark in the morning to do much of anything, okay, so shift your workday schedule during those particular months and start an hour later, end an hour later. At the end of the day, John, all of this can be accommodated is my point. I just think there’s a lot of people that aren’t thinking through the entire scenario that want to stay on standard time. Standard time, especially for us in our relation to the equator, sucks.
SPEAKER 10 :
It does. The further north you are. And remember, there was no such thing as standard time until the railroad set it up. The main reason we have time zones and standard time is because the railroads needed to be able to track the trains when they first went into effect.
SPEAKER 18 :
Okay.
SPEAKER 10 :
You know, a lot of people… So that’s why, like, Nebraska, South Dakota, halfway across the state, you go into central time.
SPEAKER 03 :
Okay.
SPEAKER 10 :
I mean, is that any better? That all of a sudden you live five miles from somebody else in a different time zone?
SPEAKER 03 :
Great point.
SPEAKER 10 :
It was all matters of convenience. Prior to, you know, 150 years ago, everybody got up and worked from sunup to sundown.
SPEAKER 18 :
Right. Good point.
SPEAKER 10 :
And so what are we going to do? Now we live in a time clock society. So, I mean, that’s where we’re at right now is, would you rather it in the evening or the morning? You got morning people, you got evening people. I don’t know what you are. I’d rather it in the evening. So…
SPEAKER 18 :
Well, as far as my recreational type activities go, I mean, I’m an early person, John. I get up, you know, I get up, get working. Doesn’t matter whether it’s dark out, light out. That part doesn’t change for me. But I’m not a in the morning exercise, go out, walk the dog, all of that, typically because where we live, it’s cooler and so on. I am more of, and I think just because my brain and what I do throughout the day and so on, I’m that evening guy.
SPEAKER 10 :
Because at the end of the day, after you’ve done everything, that half-hour walk with your dog, 45-minute walk with your dog, your mind gets to clean itself out.
SPEAKER 18 :
The wind-down time, I call it. Yep, it’s the wind-down time.
SPEAKER 10 :
That’s right. That’s a great, yeah. You start just letting your mind go and veg out, and you’re thinking about not work, not anything else, and you can enjoy your evening walk. And they say that it’s healthier, and you can ask Dr. Kelly this, to take a walk in the evening after dinner. It helps your digestion and will help your sleep.
SPEAKER 18 :
Well, we’ve heard Dr. Julie on Wednesdays talk about that immensely, John. Absolutely, you’re correct.
SPEAKER 10 :
Oh, yeah. But I would like you to ask Dr. Kelly on Thursday, if she would, how long does it take the human body to adjust to this time change, either spring forward or back?
SPEAKER 18 :
Okay, I’ll do that. I’m putting that on my notes right now.
SPEAKER 10 :
Yeah, I don’t know if she answered that before, but that’s a good question to answer because We don’t – all I know is within – by probably Wednesday, I’ll be back on my normal schedule. I woke up later than I normally do because my body was – I woke up, if we didn’t change the time, the same time I would have. It was just later.
SPEAKER 03 :
Correct.
SPEAKER 10 :
But I know a couple of days, and I’ll be back on my normal schedule. I don’t use an alarm clock. I haven’t used one in decades.
SPEAKER 18 :
You and I both. You and I both. You’re exactly like me. I’ll do the same.
SPEAKER 10 :
Yeah, unless I got to get up at like 2.30 in the morning to catch a flight. And you might need a reminder. You know what I mean?
SPEAKER 18 :
Yeah, exactly.
SPEAKER 10 :
Yeah, but other than that, I never use an alarm clock. I mean, I’m just awake. So, you know, that’s the other thing is your body will adjust, but that’s going back to the beginning. That school kid card is just so… They’ve overplayed it. Start school… Yeah. You know who would be the biggest ones to complain if they said we’re going to start school a half hour later?
SPEAKER 03 :
The unions.
SPEAKER 10 :
Yeah, exactly. Not even the parents. The parents would adjust for it.
SPEAKER 18 :
That’s right. It’s the unions.
SPEAKER 10 :
It would be the teachers.
SPEAKER 18 :
That’s right. You’re correct.
SPEAKER 10 :
John, have a good day.
SPEAKER 18 :
You too, man. Appreciate you very much. And we’ll see where things go and if anything happens when it comes to time. I do know this. I think the one thing that Trump and even Doge is looking at is there is a severe cost to the country when it comes to the time zone or to the time change, I should say not zone, but the time change, you know, clock change, all of what we do, standard time to daylight saving time. There is a big cost for the country in that regard. And by the way, there’s a cost even in the private sector on that end of things as well. So I do think that’s one thing they’re looking at is, you know, which way do we go, which way in the end, you know, It doesn’t matter which way we go. It’s just a matter of staying there. But I Trump did say prior to the election, he’s not saying this now, but he did say prior to the election that whenever they brought this up, whether that be in standard time or daylight saving time, that’s what they would try to stick with. So if you see this come into session while we’re in daylight saving time, you’re most likely going to see that be the way it ends up. But we shall see. Again, it has to be voted on. And as Trump has said, it’s a very divisive topic because some like standard time and some like daylight saving time. I will say this. I don’t know too many people that like the switch. Most people hate the switch. Now, some love it, especially in the fall because you gain that hour back. Some love that. But most hate this time of the year when you spring forward and effectively lose an hour of sleep, if you would, when it’s all said and done. Dr. Scott, speaking of the medical sides of this, and by the way, Scott would probably have an answer to even what we were talking about with what John was talking about from Cheyenne a moment ago. But if you’ve got a question, don’t forget, he’s got stem cell 25% off coming up this 15th, March 15th, 25% off. Get involved in that today. Give Scott a call, 303-663-6990.
SPEAKER 11 :
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SPEAKER 18 :
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SPEAKER 13 :
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SPEAKER 04 :
The best export we have is common sense. You’re listening to Rush to Reason.
SPEAKER 18 :
All right, we are back. Rush to Reason, Denver’s Afternoon Rush, KLZ 560. There was an article I read this morning in the news talking about veterans and how a lot of them flocked to government jobs once coming out of the service or whatever they may have come out with, in some cases a disability or whatever the case may be. And a lot of… there may be certain government jobs that fit those particular individuals very well. Well, this particular article, which I’ve got to take issue with, really was hard on what’s happening right now inside the federal government when it comes to firing of certain federal workers. Because this title was veterans flocked to government jobs. Now thousands are being fired. Now, in this particular article, too, they did talk about how these are temporary or probationary workers, of course, that are the first ones on the chopping block, meaning there’s not really any seniority or anything there along those lines. And I’ve, you know. I’ve had this conversation with a few other people off air and firing someone’s never easy. Losing your job, never easy. Doesn’t matter whether you work for the private sector, you work for government. It’s never easy either way. And I understand that. I’m fully aware of that. I think, though, that the one thing that we have to keep in mind with all of this, and this is where some of these articles that are being written, and there’s even some politicians out there right now, our own Phil Weiser, by the way, our attorney general in Colorado, they are starting lawsuits to stop some of this. And I think, first of all, Phil, you’re running for governor, probably not a smart move. Now, maybe it is in Colorado, but I wouldn’t think that’s a real smart move, because basically what you’re saying, Phil, is I’m okay with government waste. I’m okay with wasting you guys’ tax dollars. I mean, and if I were running for governor in the state of Colorado and running against Phil, if he ends up being the Democrat nominee, to me, that’s an easy one to take him down on. So, Phil, it was more important to you to make sure that we wasted tax dollars. versus analyzing everything in government and letting people go that are inefficient, that aren’t really, and not all are inefficient. Some, it’s just that job may not be needed any longer, whatever the case may be. Reality is we’re trying to make government more efficient at the end of the day, which it’s not government’s money because they have none. It’s taxpayer money. And we can never forget that. And I think that’s one of the things that most politicians, including Phil, Democrats, don’t understand. Government has no money. The money has come from either borrowing or from the taxpayer, which ultimately means it still comes from the taxpayer. Because even if it’s borrowed, it’s borrowed on the back of the taxpayer. So bottom line, all government money, any level, county, state, feds, it’s all coming from taxpayers. So anything you can do, I would think, to clean that up and save taxpayers money would be what everybody would want. But what we’re learning here over the past several weeks is there’s a lot of folks out there, in government, out of government, private sector, and so on, I guess that think it’s okay to just waste money. And because we can’t fire individuals, we’ll just continue to go deeper and deeper and deeper into debt, and that’s okay. Now, I get it. A lot will come back out and say, well, we just got to tax the rich more. Folks, you can’t. We’re already at that max limit right now. That’s not going to do any good for us. We’ve already gone, I’ve talked about that on this program many times. Joe from Jersey’s called in. I have other experts on talking about how much does the rich actually pay the lion’s share of taxes in the country in the first place. There is no more tax the rich and get ahead. That’s a fallacy. That’s a lie, actually. It won’t work. There’s not enough there. So the only other way that we as a business can start to get ahead is we’ve got to reduce our outflow. And like any company, and I’ve talked about this before, any company that somebody that would be new that would come in as CEO, that would be put in charge of, hey, we’ve got to get this thing turned around. This thing is not working right now. We’ve got to get this thing flipped around. It’s like when Lee Iacocca took over Chrysler back in the day. No different. You not only have to come in and figure out, okay, what new products can we sell, which, by the way, Trump and Musk are also working on. How can we collect more at the end of the day? That’s where the $5 million gold visa came into play and so on. It’s $5 million, right, Charlie? Am I saying that correctly? It’s a $5 million gold visa is what Trump has proposed. And I’ll get into details. No more about that. Just go look it up. But, again, there’s ways that they’re looking at both sides. So it’s not just the cutting that they’re looking at. They are looking at both sides, which is what any good CEO does. But you can’t just raise revenue. You’ve got to also cut, especially fat. And I understand that there’s always casualties with anybody, any type of entity that would go through and do this. It could be a church that’s bloated with ministries, and all of a sudden things aren’t going well, donations aren’t coming in like they once were, and they’ve got to start cutting the fat. There’s always going to be some casualties. And what I mean by that is somebody may get cut that shouldn’t have. And that’s just the nature. It’s the nature of war, I guess you could say, or the nature of business in that particular situation. And it’s unfortunate, but it happens. And am I making excuses for that happening? No, it’s just the nature of the beast. It’s what happens at times. Sometimes, not by anybody’s fault, somebody’s going to get cut that maybe shouldn’t have. It is the way it is. The only other flip side to that, if you don’t want to be ever on a chopping block, own your own company. Start your own business. If you’re ever worried about your future in the federal or government or private sector, there’s only one answer to that. Own your own business. Start your own company. And that, by the way, comes with its own set of risks, because you might find yourself on the chopping block at some point in time, depending upon how well your business does. Joe, go ahead.
SPEAKER 09 :
John, you know, the other thing you’ll hear is that we need to have a wealth tax. And I think Massachusetts imposed a wealth tax. What they don’t realize is that money is fungible. And in 2021, more than 6,600 millionaires and billionaires renounced their U.S. citizenship and left the country taking their money and their tax revenues that they were paying with them.
SPEAKER 18 :
Take my ball, go somewhere else.
SPEAKER 09 :
Take my what? I mean, apparently these people never read the fable about the goose that laid the golden egg. As we discussed here, the top 1% alone are paying more in income taxes than the bottom 90% combined. And there’s only so far you can squeeze that before they say screw it. I mean, let’s say they want to do a 3% wealth tax on Elon Musk who’s worth, what, $400 billion or something like that?
SPEAKER 18 :
Right, something like that, yeah.
SPEAKER 09 :
John, that’s, what, $12 billion a year? For $12 billion a year, would you be willing to move to Belize or someplace?
SPEAKER 18 :
And by the way, just because you become a citizen— Joe, I think in his case, you could go start your own country. Well, but even if you— And I’m not exaggerating, by the way, when I say that, because there’s some countries out there that don’t have that much GDP.
SPEAKER 09 :
Right, but if you were Bill Gates or Jeff Bezos, even though, let’s say, you become a citizen of the Cayman Islands— It doesn’t mean you have to live there. You can have a house in Spain. You can have a house in, you know, wherever you want it. You can have nine houses. Just because you’re a citizen doesn’t mean you have to spend 12 months of the year. You can live on your – Jeff Bezos has a yacht with five bedrooms. So, yes, is it – you know, if you push too far – and by the way, the reason the U.S. doesn’t have a wealth tax yet is that the 16th Amendment to the Constitution gave the federal government the power to tax income, which means they do not have the power to tax wealth, but some states – are starting with this wealth tax. And the first thing that happened, by the way, you said in California, all the millionaires and billionaires are moving out of California because money is fundable.
SPEAKER 18 :
Companies, Joe, as you know, companies are moving out of some of these states as well.
SPEAKER 09 :
Right. Chevron is the most recent, by the way. Chevron is a Fortune 50 country. They waved bye-bye to California about two months ago. And by the way, that was their corporate headquarters down with a lot of really high-paid I think in California, if you’re an executive of a Fortune 50 company, if you’re not pulling down close to $200,000 a year, which may seem high for Nebraska, but in California, given their cost of living and taxes, that’s pretty much par for the course if you’re in California. So they lost all those high-paying executive jobs. They lost the corporate tax revenue.
SPEAKER 18 :
And again, Joe, this is just like and this is something that again, most people in some of these areas that are saying these things have no experience with it’s no different Joe than businesses that have really great customers that something starts to go maybe a little awry, they’ll continue to go back to the well, we call it and they keep going back and going back and going back to the point where that customer finally says, you know, I feel like I’m getting milked here. You know what, I’m going to find another provider.
SPEAKER 09 :
Am I right? Yes, and some states are finding this. By the way, the U.K. saw the same thing in the United Kingdom. I think every member of the Rolling Stones and the Beatles all renounced their U.K. citizenship, if I’m not mistaken. France experienced the same thing with a lot of their movie stars renouncing their citizenship and leaving. And there’s also this myth among liberals that the rich don’t pay little, if anything, in taxes, and the burden of the tax Our tax burden is being carried by the middle class, John. You wouldn’t believe how pervasive that myth is amongst the far left.
SPEAKER 18 :
It’s a complete, utter lie, Joe.
SPEAKER 09 :
Well, John, you know that, and I know that. But, John, they’ve been led to believe this, and, John, they believe it with all their heart. That’s why they’re so angry about billionaires.
SPEAKER 18 :
Joe, most of these people, even if you took out their income tax payments, which they all do, but let’s just say they pay zero income tax. The majority of the people that you’re talking about have multiple properties, multiple cars. They buy all sorts of consumables throughout the year. They’re paying a lot of sales tax. They’re paying a lot of property tax. Most of them own businesses. They’re matching FICA tax, which I know gets passed on. to the end consumer when it’s all said and done, but still they’re matching that FICA tax and they’re doing other things for their employees as well. Bottom line, Joe, if they paid zero income tax, they’re still paying a boatload of taxes.
SPEAKER 09 :
Right. And people say, well, they’re hoarding money. Well, guess what? Unless you’re burying your money in the backyard or hiding in your mattress, even if you just put your money in the bank, the bank then gets to turn around and lend that money to small businesses and people who want to go buy a home. That money’s in circulation. It’s not being, again, Unless you’re burying that money in your backyard, they’re not hoarding their money.
SPEAKER 18 :
And, Joe, I go back to what I started kind of this conversation about a little bit ago was if you’re really worried about losing your job in any sector, private or otherwise, then start your own business. Take the risks that those of us that are business owners do to do so, and you’ll find, number one, it’s not as easy as it looks, and there’s a lot more risk involved, and you’re putting a lot more hours in than what the average person that gets a W-2 income does. At the end of the day, my point is this. If you really don’t like your situation now and you’re complaining about those people, go try it.
SPEAKER 09 :
Yep, and, John, I’ve started three businesses, and also, as an investor, John, I’ve invested in three businesses, all started by entrepreneurs. Including, now, I’ll tell you a quick story. One guy, high school education, he’s down in Texas, oil and gas business. One day he bought a little tanker truck.
SPEAKER 08 :
Okay.
SPEAKER 09 :
And he started hauling waste. Most people don’t know this. When you bring up crude oil, for every one gallon of crude, there’s three gallons of salt water. You have to separate and truck off the salt water. So he started a little business hauling away waste water from oil wells.
SPEAKER 03 :
Great idea.
SPEAKER 09 :
Right. And then he bought another truck and another truck. And after 15, 20 years, he was very, very successful. He had like 30 trucks, but he had all of his wealth tied up in his truck fleet.
SPEAKER 18 :
Right.
SPEAKER 09 :
I mean, on paper, he was worth several million dollars. Correct.
SPEAKER 18 :
But no cash.
SPEAKER 09 :
But no cash. And if something happened, you know, he could, you know, everything he owned was at worth, at risk. So, you know, he wanted to, we call it, take some chips off the table. So my partners and I, we invested in this guy’s business. And, you know, we became… the 51% owners of his business. He’s still there running the show. But he, at age 46, put a couple of million dollars in the bank as a result of that transaction.
SPEAKER 18 :
Nice. Good for him.
SPEAKER 09 :
But no, the hard work and the hours he put in, when he was a one-man band, it was he and his wife. His wife was doing the scheduling, and he was literally driving the trucks, hooking up the trucks, all in the water. Yeah, John, he worked his butt off for many years, and then When he had two trucks and three trucks, you know, he worked, John, as hard as you’ll ever see a guy work, and he still works that hard today. That’s nice. But, yeah, he’s a multi—a guy in high school education is a multimillionaire today because of his hard work.
SPEAKER 18 :
Good for him. Great story, Joe. Great story. All right, John, take care. Thank you, sir. No, appreciate it very much. Yeah, my point is— There really is no such thing as quote-unquote job security. That includes those that are self-employed because things can happen there, although I will tell you that typically those are the guys that can figure out how to irk things out and keep moving forward regardless. And unfortunately, if you’ve got somebody else writing your paycheck, things could happen, and you may very well not have said paycheck on down the road. And those are the – that’s just the way it works. I don’t know any other way to say it. I’m not trying to be coy with any of these federal workers that may end up losing their job. But the reality is there are no guarantees. And I don’t know why people that work for any type of entity, government or otherwise, think that that job should be guaranteed, period, no matter what, especially when I, the taxpayer, am writing the paychecks. And I think that’s the one thing, again, we’ve got several different individuals, factions of individuals out there, including our own Attorney General Phil Weiser, that doesn’t know or think about what I just said. Cub Creek Heating and Air Conditioning is next. Hey, we’re getting around the turn of the corner here where it’s 70-plus degrees today. You’re going to be using your air conditioning in the not-too-distant future. So if you find yourself with firing that up and things not working correctly, give Cub Creek a call today. Find them at klzradio.com.
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SPEAKER 18 :
All right, teaching kids how to read, that is a very important thing, and we have got a partner in doing that. So do you, by the way. That’s author Mike Goldstein, American Stonehenge. You can get that book, by the way, just go to jimmyandandrew.com.
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SPEAKER 04 :
Now back to Rush to Reason on KLZ 560.
SPEAKER 18 :
All right, and we are back rolling into a last minute of this first hour. Rush to Reason, Denver’s Afternoon Rush, KLZ 560. Appreciate you all joining us today, by the way. And I had several text messages. It’s hard for me to read those while I’m chatting. I haven’t quite mastered that yet. I can read kind of at a thousand-foot glance while I’m talking, but to read specifically text messages and see exactly what they say and comprehend it, no, I cannot do that in chat on air at the same time. Maybe some of you are really good. I can’t do that. I’m not smart enough to be able to handle that. So I typically read those things in their entirety during the breaks, which I just read several of them talking about – daylight saving time and staying on it year round and so far everybody’s a favor in favor of that one thing that somebody brought up in particular which I should have thought about this as well because I’m in it service businesses service businesses benefit greatly from being on daylight saving time because of this In a lot of cases, they can’t start work super early if they’re doing things outside because most cities have ordinances that won’t allow them to start working until 7 a.m. because that’s just what the ordinances say. Yet there’s no ordinance to continue working 6, 7, 8 o’clock at night. Yes, they can not work super, super late, but you get my drift there. Service entities especially benefit from daylight saving time as far as the production goes because they get that extra hour to work at night where they can’t start extra early in the morning. We’ll be back. Hour number two is next. Rush to Reason, Denver’s Afternoon Rush, KLZ 560.
SPEAKER 1 :
I’m a rich guy.
