HR2 Drive Radio Encore Presentation of February 8, 2025 (2-22-25) by John Rush
SPEAKER 15 :
Being an expert on general automotive knowledge, what would the correct ignition timing be on a 1955 Bel Air Chevrolet with a 327 cubic inch engine and a four barrel carburetor?
SPEAKER 21 :
It is a trick question. Watch this. Because Chevy didn’t make a 327 in 55. The 327 didn’t come out until 62. And it wasn’t offered in the Bel Air with a four-barrel carb until 64. However, in 1964, the correct ignition timing would be four degrees before top dead center.
SPEAKER 05 :
Get ready for another hour of Drive Radio, brought to you by Colorado Select Auto Care Centers. Got a question for the experts? Then give them a call, 303-477-5600. Now it’s time to pop the hood and get our hands dirty. Drive Radio on KLZ 560 The Source.
SPEAKER 09 :
And we are back. Hour number two, Drive Radio, KLC 560. My bad. Say that one too often during the week. And don’t forget Tri-State Swap Meet going on this weekend out at the Coliseum. It’ll be today and tomorrow. Same place the stock show is held. With me today, we’ve got Josh Goff from Legacy Automotive and Ridgeline Auto Brokers up in Boulder. Justin is cohort with us, I should say, as well. Paul Leuenberger, our insurance expert, is with us today as well. So if you have any insurance questions at all, please call. We’ll get those answered for you, 303-477-7000. Larry Unger answering phones for us. And last but not least, Steve Horvath from Geno’s Auto Service with us as well. So, guys, thanks for taking your day, your time out to be with us. I appreciate it greatly. One thing that before we get going in this hour, Paul, that somebody asked is, The credit score end of things, and making sure that we’re explaining this correctly, it’s not that your insurance and what you’re doing is affecting credit score. It’s that the credit score can affect your insurance rates. Am I saying that correctly?
SPEAKER 25 :
It’s more of just your risk score.
SPEAKER 09 :
Okay.
SPEAKER 25 :
It’s just a tricky slope because you don’t necessarily – the two go together, but they don’t go together.
SPEAKER 09 :
Okay. I mean – Because you’re not running a social on somebody when you actually do their insurance, correct? Yeah.
SPEAKER 25 :
I mean, you’re not going to pull your credit score and see a hit from the insurance company.
SPEAKER 09 :
It’s more of a soft… But it’s factored into your risk score as a customer.
SPEAKER 25 :
Correct.
SPEAKER 09 :
Okay. Okay, so I hope I’m explaining that correctly. Those of you that don’t maybe follow, please call in and ask more specific questions if you would like. Jerry and Greeley, you are next.
SPEAKER 22 :
I’ve got a question about variable valve timing, but can I quickly mention something about the quick lube like the gentleman called earlier?
SPEAKER 09 :
Yeah, absolutely, Jerry. Sure. Of course.
SPEAKER 22 :
He was sharing his experience. Anyway, a friend of mine… had a pickup some years ago that he had to have the transmission replaced in, so he did. And then shortly after that, he went to a quick-loop place for an engine oil change, and the counterperson at that shop brought out this little tray with white towel and said, here, here’s a drop of your tranny fluid, and it’s all brown and dirty and stinky, and so this This tells us you need to let us flush your transmission fluid for you. He knew he had just had the transmission replaced very shortly before that, so it had clean fluid in it. So they were just flat-out lying to him trying to sell him a tranny flush. I don’t know. You guys have probably heard stories like that before, I’m sure.
SPEAKER 16 :
Oh, we’ve heard. We’ve lived it.
SPEAKER 09 :
Yeah, thank you. That’s a good way to say it, Steve. We’ve lived it, absolutely.
SPEAKER 22 :
Okay. But on the variable valve timing, my 2017 F-150 with the 3.5 EcoBoost, it’s apparently the first generation of cam phasers they put in there tend to leak down the oil over time, like if you leave the vehicle parked for a few days. Okay. And then when you start it up, well, in my case, when I start it up after not having run it for a few days, then there’s just some rattling for a few seconds until the pressure builds up. And I guess they’ve gone through different iterations trying to improve these phasers. And let’s see, I’ve only got, I think, about 44k on that thing right now. And the noise doesn’t really bother me. But And somebody told me that if it gets really bad, that it can actually cause serious drivability issues later on. I was just wondering what you gentlemen might be able to tell me about that.
SPEAKER 08 :
Usually when you get to the drivability side, you’ll have codes. So what it can’t do is it can no longer adjust the valve timing on it, and that’s when you’ll have a little bit longer rattle in the morning, and you may even have, as they get bad, a rattle every time you start up, even when it’s warm. But you will get a code, and what it does is it goes from the limp home, so it doesn’t adjust the valve timing anymore, and you’ll still be able to run, but you won’t have power or anywhere near the power you have now. Yeah. that’s what you’ll you’ll feel when you do get to that point but usually what we’ve noticed is the it’ll rattle just about every time you start and about that time is when you’ll get a check engine light for you know the cam timing issues in your case jerry you’re probably many moons away from that yeah that’s okay that’s good news uh one one bit of advice i’d heard was that theoretically if um
SPEAKER 22 :
If somebody was utilizing the start-stop system, they said, well, conceivably, it might not start up again. You’re sitting at a stoplight, and it turns off the engine, and then it goes to start it up again.
SPEAKER 09 :
I never heard that. I don’t know why that would even take place, Jerry. Yeah. Okay.
SPEAKER 08 :
And to me, this is a good chance to run EPR because what I’m finding on all these motors is the ones that we have issues with, they haven’t done their oil changes on time. And what happens is all the passages that flow to the VVTi solenoids and the actually VVTi itself start to clog up, kind of like the arteries in your heart, you know, after a while. And they don’t get enough flow. So if you keep putting an EPR in there, it usually breaks down all that carbon that builds up in that passage. And we find the ones that get proper oil changes with EPRs, We don’t see this issue nearly as often.
SPEAKER 22 :
And I do do that, so I’m encouraged that that’ll help.
SPEAKER 08 :
Because we have a fleet that they have 300,000 miles on these motors, and they’ve done their oil changes, and we don’t put phasers and all these parts in them. And then I have guys that don’t do their oil changes, and at 50,000 miles, we’re putting timing chains, phasers, solenoids, all the stuff in it.
SPEAKER 22 :
Okay. All right. Well, I appreciate the advice, gentlemen.
SPEAKER 09 :
Thank you. Great question, Jerry. No, appreciate you. Very, very good questions, by the way. Mark in Denver, you’re next. Go ahead.
SPEAKER 15 :
Well, gentlemen, the blendor has finally bit the dust on the 03 Tahoe. I have no choice now.
SPEAKER 09 :
Okay.
SPEAKER 15 :
Okay, I got on YouTube. I found there’s a blendor down on the passenger footwell. There’s one over there. This one seems to be in the center of the dash, and it bangs every time you start the truck, about 10 beats. I turned the AC on yesterday and got really kind of luke temperature, and the AC system on this truck is all brand new. So it’s obviously leaking hot into the AC. Where I’m hearing this banging is right behind the radio on top of the dash. Is there a blend door up there, too? Yes.
SPEAKER 09 :
Yes.
SPEAKER 15 :
Okay, so you’ve got to take the dash cap off, pull the radio, and then what else? How do you get at that piece?
SPEAKER 09 :
Pull the air box out. If you’re going to do that, you might as well put them all in.
SPEAKER 15 :
Yeah. I’m not going to just do one.
SPEAKER 09 :
You’ve got to pull the dash and pull the air box out.
SPEAKER 15 :
Where’s the air box located?
SPEAKER 09 :
All across the underneath of the dash, one side to the other. Oh, yummy. Oh, yeah, it’s a job. Oh, it’s a job, yeah.
SPEAKER 15 :
I’m not doing it. I found a guy that’s going to do it. I didn’t tell him anything. He said, oh, yeah, I’ll do that job.
SPEAKER 09 :
And he already knows. I mean, you’ve got to start early in the morning, work all day long to get it back together that night. Otherwise, it’s a two-day job.
SPEAKER 16 :
Buy a quality motor. Don’t buy anything cheap.
SPEAKER 15 :
I’m not looking for Dorman stuff, but I looked online on eBay, and it’s all Dorman. I can’t find any GM doors.
SPEAKER 09 :
go to gm yeah i’d either buy gm or there are some i know like on my ram and i’d have to double check on that there are some guys building aluminum blend doors for these in my ram i put aluminum doors in it because there is an aftermarket company building aluminum doors so look online mark just in general not ebay or whatever but look online to see if anybody’s making a metal door
SPEAKER 15 :
And any idea what the manufacturer was on that or just kind of put metal door blend doors?
SPEAKER 09 :
Yep, just type in blend door metal that year and see what comes up. See if anybody’s making any. And if they are, it’s going to be a one-off guy that’ll just send them to you. You pay him direct and he’ll send them to you and then you put them in, that kind of a thing.
SPEAKER 15 :
No, you guys put them in.
SPEAKER 09 :
Yeah, because I’m not…
SPEAKER 15 :
Yeah, you’re not. So there’s another guy in the room that’s got a shop. I’ll just take it to him.
SPEAKER 09 :
There you go. Either one of these guys will do it. Yep. Yeah. But it’s a job. I mean, for any of you listening, and this is the other thing. I was talking about this with somebody this week, by the way, where you’ve got to be careful on some of the videos and things. And, Mark, you would know this, of course. But for those listening, be careful of what you watch online. Because, for example, there’s some guys out there that will show you how to do a blend door by cutting the box apart and gluing it back together, which I would never do. You would never do that, Mark. Oh, no. I need to mention that because for people that are listening, Mark, you’ll go on YouTube and see people that literally take a cutoff wheel, and they will cut the door out, and then they epoxy everything back together, and I would never do that.
SPEAKER 15 :
That’s not in my garage work.
SPEAKER 09 :
Nope, mine either. That’s just, to me, an accident waiting to happen down the road.
SPEAKER 15 :
Well, it’s just not the right way to do it. If you’re tearing all that stuff apart, you might as well do it the right way. I mean, it’s apart, it’s apart, so they’re trying to cut it and piece it.
SPEAKER 09 :
Exactly. But again, and by the way, I think there’s a company that I just looked up. Sorry, I was a little bit slow to answer you a second ago. I think there’s a company called Blendor USA. That is the website, blendorusa.com, that makes aluminum blendors for that. Well, thank you very much. Okay, because I bought some for my Dodge, like I said, because I didn’t want to do it again because it’s such a huge job, as we’re discussing, and that’s a vehicle I was planning on keeping. So just look and see if they make anything for that particular truck, which it looks like they do.
SPEAKER 15 :
Do you think they’d have a blender? Okay, I’ll look it up when I get home. Yeah, I don’t want the plastic Dorman. I want the metal one.
SPEAKER 09 :
There you go.
SPEAKER 15 :
Okay, one last question. How many blenders are in this car?
SPEAKER 08 :
Or at least three. Three? Does it have dual climate control?
SPEAKER 15 :
Yes. It’s not the basic climate control. It’s the computerized one.
SPEAKER 08 :
So then you probably have four. If you have dual climate control, so you’re going to have one for a separate blend door for each side. Okay.
SPEAKER 15 :
Got that.
SPEAKER 08 :
And then you’ve got your recirc door. Yep.
SPEAKER 15 :
See, all the functions are working, but I’ve got it set at 64 right now, and I just hit recirc, and it’s blowing like it should. But it’s not cold. It’s not 64. Yeah, got it.
SPEAKER 09 :
Anyway, what I would do is call these guys and just say, hey, here’s what I’ve got. Here’s what I’m looking at. Here’s the exact HVAC system I have. What do you have? Okay, one more time, John, please. It’s blenddoorusa.com. Okay, thank you very much. You’re very welcome, Mark. Appreciate you. And, yeah, for some of you that look at doing some of those jobs, that might not be a bad option for some of you. Jim and Parker, hang tight. We’ll come right back. A couple lines open, 303-477-5600. This is Drive Radio, KLZ 560.
SPEAKER 02 :
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SPEAKER 19 :
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SPEAKER 06 :
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SPEAKER 09 :
All right, we are back. Drive Radio, KLZ 560. Lines open 303-477-5600. Jim and Parker, you’re next.
SPEAKER 10 :
Yeah, hey, I’ve got a 2010 Jeep Wrangler, and I’ve got a leak at the top of the vent return line, and I’ve had one shop look at it. They want to replace the whole tank, and it’s the connector at the top that doesn’t have anything to do with the tank. But I’ve just seen if you guys might have some ideas on some other options.
SPEAKER 16 :
Depends on which vent line that is. Some could be part of the tank. It’s very possible. And some could be part of the fuel.
SPEAKER 10 :
It’s very top. It’s right there at the nipple where it goes in. It’s right there where the line connects to the top of that nipple.
SPEAKER 08 :
It’s just the liner of the nipple because the nipple on those is actually cast into the tank. Like we can’t replace those, and that might be what they’re doing because I’ve had to do that in the past where it actually cracks at the nipple.
SPEAKER 10 :
It’s at the nipple and the nipple. The nipple’s not cracked.
SPEAKER 08 :
The nipple’s not cracked, and it’s just the vent line. They would probably have to drop the tank to replace the line. Which isn’t a big deal. Yeah. But to replace the whole tank, usually the only time we replace the whole tank on those is if the actual nipple part is cracked, which is somewhat common.
SPEAKER 09 :
Or they get, you know, some guys go four-wheel and crush them, do things along those lines. Right, exactly. But other than that, no reason to.
SPEAKER 10 :
Yeah, I just thought that was a little extreme. But, hey. I thought you guys might have some ideas.
SPEAKER 09 :
Well, and ask and make sure that we’re on the right track, that it’s not a vent valve or a rollover valve or something along those lines that they’re talking about as well. Any of those could be replaced independently of the tank, though, also.
SPEAKER 10 :
Okay. Well, I didn’t think it was an issue until I go to do my emissions test, and it won’t pass.
SPEAKER 09 :
Because it’s got a leak in the EVAP system, I’m guessing. Yes. That, by the way, is something. So here’s here’s something that’s going to be for those of you listening. I was going to talk about this today. Anyways, there was a some proposals in the Air Care Colorado, which I believe have passed. I’ve got to double check this, but I believe it has passed to where you’re now going to have mobile emission. stations in other words self serves what i should say self serve emissions stations they won’t be mobile they’ll be set places where you can actually go and do your own test they will not be checking for the things that you’re talking about now jim in fact that’s one of the things they said is going to be a disadvantage to the new system but their feeling is in what we were talking about earlier they’re going to go after some of the bigger fish diesels things along those lines so they’re going to be changing that system around here in the not too distant future to where you’re going to be able to do your emissions test yourself and they’re going to go after some of the bigger fish
SPEAKER 10 :
Huh, okay.
SPEAKER 09 :
That came out. I’d have to go back in my show notes from during the day. I’ll find that here even while we’re on air today and let you guys know that. But, yeah, that was something that was – that’s going to be a change coming out in the not-too-distant future here in Colorado. Okay. So in your case, by the way, if that were happening, I’m not telling you not to fix it, but you wouldn’t have to fix it. Do you have a check engine light on, by the way? I do. Yeah. Okay. Well, that means it’s leaking badly enough that it’s turning the light on. Yep.
SPEAKER 10 :
And I tried to reset it by, you know, taking off the positive and putting it back on. That worked for a little while, but it’s not working anymore.
SPEAKER 09 :
Got it. Got it. Yeah, okay, so I did find the article really quick. So for those of you listening, yeah. Coming in 2026, so next year, there will be self-service emissions kiosks coming to the front range. So I was correct in what I just said. That’ll be in 2026. Okay. Okay? All right. Well, thank you, guys. You betcha, Jim. Appreciate it. And, by the way, how these will work specifically, the article that I read didn’t say what they’re really talking about. Steve McCannon, who I’ve interviewed, by the way, here on this program in the past, he is in charge of the Air Pollution Control Division. He is their director. And the main goal is to increase customer convenience. And then, of course, what they’re going to do on top of that is go after some of the more, quote-unquote, heavy products. where if somebody turns you in because you’re blowing smoke or you’re a diesel that’s rolling coal and things along those lines, they’re going to go after more of those sorts of things. But this is a new program that will be coming in 2026. And how that kiosking, some of you are asking me, how is that going to work? That part I have no idea. I’m guessing you’re going to have to. You know, go up and probably enter your VIN and you may have to plug some things in that. Again, I don’t know exactly how all of that’s going to work. I don’t know the details of as I learn more on that and we get closer and closer to 2026. Because if they’re going to roll this out, they’ll have to probably even do some preliminary testing probably, I don’t know, second or third, or sorry, third or fourth quarter of this year. I’m sure you’ll see some of these things start rolling out. They’ll do some preliminary testing. Otherwise, they won’t have them ready to go by 2026. So it’ll be interesting to see exactly how that all works and so on. But they’re going to start going after some of the more blatant polluters, some of the heavier trucks and things along those lines. So those of you guys that are in the diesel world, if you think for a second you’re going to get by with some of the things I talked about in the first hour, doing deletes and so on, in this particular article, they even talk about rolling coal. and the fact that they are going to be zeroing in more on those particular vehicles. And by doing some of this kiosk-driven things, it will free up some of their personnel to go after some of these other things. So for those of you that think you’re going to watch some of these videos, delete your truck, roll coal, or even blow more smoke than normal, and be okay with it at the end of the day, I’m here to tell you that ain’t happening. Not in Colorado. Maybe some of you that are in different states, but not here.
SPEAKER 26 :
It sounds like there’s going to be some year restrictions on this because it sounds like they’re going to have to just do an OBD test and not an opacity test.
SPEAKER 09 :
Most likely.
SPEAKER 26 :
I mean, so it’s not, I don’t think this is going to be for everybody.
SPEAKER 09 :
New or something along those lines. Yeah, plug it in.
SPEAKER 26 :
All the readiness monitors have tested all the emissions equipment and you get your passing test. I mean, that’s what they’re doing at the emission station anyways. They’re not actually doing an opacity test on the newer cars. So I wonder if that’s what they’re going to do.
SPEAKER 09 :
Who knows?
SPEAKER 26 :
Which that system could be cheated. Yeah.
SPEAKER 09 :
Well, in this article, basically what even Steve is saying is while we know this won’t be, I’m paraphrasing, but while they know this won’t be as diligent as what they have now, the reality is the amount of vehicles that are on the road today that don’t pass is getting smaller and smaller and smaller anyway, so they’re just going to go after the bigger fish is what they’re going to do. Still making you get an emissions test when it’s all said and done, but going after the bigger fish when it’s all said and done is what they’re going to be doing. So as a side note, that’s where they’re going to be. So 303-477-5600 is our number, 303-477-5600. Got several text messages that have come in, which, by the way, I will take a quick timeout, and we will come back and answer those. Can we take a break, Charlie? Yep. Okay, we will take a break. We’ve got a review coming in as well right now on the Tacoma, or no? Are we going to do that next hour? Okay, we’ve got a review that we will do next hour on that then. So guys, we’ll be right back. Drive Radio, KLZ 560.
SPEAKER 13 :
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SPEAKER 09 :
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SPEAKER 01 :
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SPEAKER 09 :
All right, we are back. Drive Radio, KLZ 560. Thanks for joining us again with us today. Larry Ingram, of course, answering phones for us today. We have got Paul Lumberger, our insurance agent, with us today as well. And, of course, Steve Horvath, Geno’s Auto Service, Justin and Josh from Legacy Automotive and Ridgeline Auto Brokers. Okay, here’s a question that came in for you, Paul. Insurance comments. Someone either stole my son’s driver’s license. Info. on the number or was accidentally inputted correctly. We have an accident with a $5,000 claim on our report from Minnesota. Our insurance broker could not remove it. We wrote a letter to the Lexus Nexus, and they would not change it. We’re stuck. We’ve never been to Minnesota. In other words, they’ve got a claim that showed up because of a wrong driver’s license number that was inputted at one point in time. No actual claim, but it’s still showing up on their report. How do they fix that?
SPEAKER 25 :
Did they try to reach out to Minnesota, to the DMV up there?
SPEAKER 09 :
If you’re listening, let us know that.
SPEAKER 25 :
Because that’s where I would go.
SPEAKER 09 :
That’s where you would start?
SPEAKER 25 :
Yeah.
SPEAKER 09 :
Okay.
SPEAKER 25 :
Try to get a copy of the police report.
SPEAKER 09 :
and then go through the process of proving that wasn’t us. We weren’t there, etc.
SPEAKER 25 :
Yeah.
SPEAKER 09 :
Okay, so start go back for I guess, in this case, if you’re if you’re listening, and you’re hearing this, go back farther than just the Lexus Nexus. Keep in mind, Lexus Nexus is just reporting what it’s been given. Yeah, they’re probably not going to fix anything, because they’re pulling from DMV records and other things. You got to go back to the initial part of it. That’s a good idea, Paul, because otherwise, you’re not going to get that fixed.
SPEAKER 25 :
Yeah, because they’re just – you’re going to them, and they’re just telling you this is what was given to us.
SPEAKER 09 :
Yeah, exactly. Yeah, because like I said, they are an aggregate. They’re just pulling info from, by the way, all sorts of things. They look at house deeds and titles and all sorts of things along those lines, and that’s how they handle all of that. Yeah. Let’s see here. Somebody says, I know folks in northern Colorado that have their diesel trucks that roll coal. They’re registered in Nebraska, Wyoming, Montana. Good luck stopping them in Colorado. Well, I’ll tell you what’s going to happen on some of those really quick. Maybe good luck, although what you’re starting to see a lot of local municipalities looking at is if you’ve got an out-of-state plate and they’re seeing you on a pretty routine basis, knowing that you live here, you’re not just working here, trust me, at some point they’re liable to pull you over and start asking questions as to, you know, let me see your driver’s license, which, by the way, you pull out a Colorado driver’s license and you’ve got, you know, Nebraska, Wyoming, whatever plates, that alone is going to be a red flag, and they’re going to start asking questions. Now, I understand there’s a lot of folks with motorhomes and things like that that will register them in Montana. That’s a little different situation. You’re doing an LLC. You’re the owner of the LLC, and in those particular cases, you can probably get by with it, although there are some states even starting to crack down on that if you’re not an actual resident of said state. And keep in mind, motorhomes are a little different because they travel around. They are known for being able to go mobile, A truck, on the other hand, is not in that same situation. So while you are correct technically in that, I would be very careful because down the road, trust me, they’re going to start cracking down on these things. And if you’re rolling coal and they pull you over for excessive smoke, which, by the way, they can, anywhere in the state they can do that, and all of a sudden they start diving into what’s your driver’s license say versus what the truck registration says versus – You get my drift. You’re liable to have other issues when it’s all said and done, which, by the way, here’s what they can do. If they find out you, in fact, are a resident of Colorado and you’re running on plates that are not resident plates, they can technically write a ticket and make you get plates or write another ticket. That’s how the law works. The only exceptions to that, and you guys might know this answer, I think are students, because the college towns can get by with that, because students can still run out of state if they’re a full-time student. Is there any other exceptions to that? And military. Thank you. Those are the two. Thank you. That was what I was thinking of. Military, and if you’re going to school, those are the only two exceptions to that. Otherwise, technically, if you move to a state, Colorado, you have to change that within 30 or 60 days of residency.
SPEAKER 08 :
I think it’s 30. I think it is, too. Is it that quick?
SPEAKER 09 :
Yeah, they don’t want you messing around. So if you move here, you have 30 days. They give you a month to get your ducks in a row and have your registration changed. Now, I realize that most are not doing that. Two or three years later, yeah. There’s too many Florida plates here that I know darn good well, in the wintertime especially, they are not Florida residents. their colorado residents so here here’s what’s gonna happen in this always this is the way things always work for those of you that are listening that maybe don’t believe me when they start seeing patterns of certain things and they want to put resources behind because they feel like they can generate enough revenue out of those resources they put behind it trust me they will and they will start targeting some of those particular situations out-of-state plates and so on so while that sounds fine And, again, you guys know me. I’m a freedom-driven guy. I mean, and I don’t think we should even have the emissions things that we’ve got right now. In fact, I think in a lot of cases it’s detracting from not only the performance of the vehicle, it’s creating additional fuel costs that you don’t need to have. You’re running diesel fuel down the exhaust to try to clean things up. When it’s all said and done, I think you’re really defeating the purpose. And I’m not in favor of it, but I can tell you this. It is what it is.
SPEAKER 26 :
You know, nowadays, we’re not going to make the truck run better than the manufacturer does. They’re making those trucks run so good nowadays, 700, 800 foot-pounds of torque. I mean, what more are you asking for? And then the other thing is all these people that are out in Weld County, if you’ve deleted all that stuff and you don’t still have it in your garage… It is coming where you’re going to have to put all that stuff back on.
SPEAKER 09 :
It’s coming. Justin, I cannot disagree with you on that.
SPEAKER 26 :
It’s going to be $10,000, $15,000 to put the truck back together.
SPEAKER 09 :
And the other issue you have on these vehicles that end up this way, and this is where you guys come into play on the resale side, if you’re anywhere along the front range of Colorado or any other state that requires emissions, good luck selling that vehicle. You guys will not touch it. Am I correct?
SPEAKER 26 :
As a dealer, it doesn’t matter to us. If you’re in El Paso and you don’t have diesel emissions, if you’re in Weld County and you don’t have diesel emissions, it doesn’t matter to us. We still have to pre-test that truck before we can sell it to you.
SPEAKER 09 :
Okay. So it’s not an option for you guys. For us, it’s not.
SPEAKER 26 :
I mean, private party, if you guys want to get away with that, you can, but you’re still breaking the law because even on a private party… You’re technically supposed to have a brand new passing emissions inspection to hand to your buyer. Or you’re breaking the law there. And honestly, if the guy decides three months, four months, five months, six months down the road that he doesn’t like that truck anymore… Well, now you’re going to court.
SPEAKER 09 :
Now you’re going to court over it. It’s just not worth it. And this is a big enough one where you’re really probably not going to small claims. You’re probably going to regular civil court.
SPEAKER 26 :
Oh, you’re going to civil court because it’s over, what is it, $5,000? I think it’s $7,500 now for small claims, right?
SPEAKER 08 :
Yeah, but most diesel trucks is over, even the most beat up one is over $10,000. So, yeah, you’re not in small claims on it.
SPEAKER 26 :
I just don’t think it’s worth it anymore. These trucks run great the way that they’re built.
SPEAKER 09 :
Yeah. And again, so not trying to pick on anybody, not trying to tell anybody what to do or not do. But again, and keep this in mind, folks, publicly here on air and so on. I cannot tell you to go delete a truck, nor would I. And frankly, it’s just in your best interest not to. And I know there are, and I’ve talked to some of these people, there are even companies, there’s fleet operators out there that go and they delete vehicles and so on. And I will tell you right now, you are playing around with something that I don’t think you want to write the check for on down the road if they catch you. Because the fines, and all they’re looking for right now, folks, is to make an example out of you. They’ve done it with shops that have been doing deletes and installs, and in some cases… We had a shop here in northern Colorado. I’m not naming names, but we had a shop in northern Colorado that I would tell you was probably a small-time player. I’m not going to say they were a big-time player by any means. Really, a small-time player. That guy’s in jail right now. The owner’s in jail. And why he went to jail and others got fined, I don’t have that answer. I don’t have the inner knowledge of how things worked. But there’s a few things my dad taught me growing up. One was have a roof over your head at all times. that was kind of the number one rule have you have a job have a roof over your head and stay out of jail so i don’t know about everybody else out there but i still in the back of my mind constantly have this i’m not going to jail in my mind because no offense i don’t want to be there on any level white collar whatever i you know no i’m one of those guys that even when i get called for jury duty i get nervous because i don’t want to go there I don’t want to be in the courtroom. I’m that guy. I do not want to see any part of jail whatsoever. And, no, I’m not one of those guys that goes in and ministers to and services inmates and so on. Not in my wheelhouse. Some people love that. Not me. I have this phobia of I’m not going to jail. Good or bad, I don’t want to be there. That’s just me. Now, some of you, evidently, that doesn’t bother some because some are like, okay, cuff me. And that’s not me. And personally, I’m going to play by the rules because I don’t want to go to jail. Now, are there times in life where breaking the law… is an okay thing to do. And I talk about that during the week. Depends on what it is, yes. But frankly, in this case, no. These are not, to me, these are not things worth going to jail over. Sorry. And I was that way, and I took a lot of flack for this when I owned my own shops that I sold about 13, 14 years ago now. I took a lot of flack back in the day for not doing things other shops would do. but i didn’t want to go to jail nor did i want big insurance claims paul’s sitting here you know i didn’t want to go down any of those paths on anything along those lines it took a lot of flack for it back in the day but i will still stand by what i did back then because i wanted to do it the right way not the wrong way and with the fines i see i mean even the amount of money you could make doing these things is not equivalent to the amount of the fines they’re giving you on these things And they’re doing that on purpose, by the way.
SPEAKER 08 :
Yeah, they are.
SPEAKER 09 :
They’re making sure that even if you had profit, guess what? We’re going to take that away.
SPEAKER 08 :
And most of the fines are more than just going after profit. They’re going to put the company out of business.
SPEAKER 09 :
They’re wanting them to go out of business, right? Again, they are out there, Josh. You and I have talked about this off-air some. They’re making an example out of you. They’re proving a point.
SPEAKER 08 :
Oh, they are. Right? Yeah, exactly.
SPEAKER 09 :
And the point is, don’t do this.
SPEAKER 08 :
Don’t do this. No, it’s not worth it.
SPEAKER 09 :
All right, Phil and Centennial, you’re next. Go ahead. Morning, John. Good morning.
SPEAKER 11 :
So I got a question for Paul. I’ve been working with the same insurance broker for 25 years. I always hope he’s doing me right. But you as an insurance broker and he is an insurance broker, if you quote a price for me for my cars and my house, apples to apples, is it going to come back the same?
SPEAKER 25 :
It should. I mean, unless he’s doing something different, then I’m doing something different. I mean, they always should be the same, unless there’s things inside the quotes that are different. You know, different mileage, different coverages, different deductibles, different discounts.
SPEAKER 11 :
Okay, that’s all I was wondering, because… I figure a broker gets the same price for the same person, no matter… I mean, there’s things built in that can be different. And are you able to change coverages on certain things? Like, you know, I noticed I got a shed in the back, and it has an obscene amount of coverage on it. Is that things you can tweak in each policy, or is it just standard… Well, there’s always going to be standard coverage.
SPEAKER 25 :
Like coverage B is always going to be 10% of coverage A. So if you’ve got $250,000 for coverage A, coverage B is going to be 10% of that, which would be $25,000. So most of that stuff is going to be standard unless you’ve increased different coverages built inside of that policy.
SPEAKER 11 :
As a matter of way, you keep in the shed? No, that’s personal property.
SPEAKER 25 :
Yeah, that’s personal property.
SPEAKER 09 :
Okay.
SPEAKER 25 :
All right, Paul.
SPEAKER 11 :
My curiosity had me questioning if I’m doing good.
SPEAKER 09 :
Great question, Phil. Thank you. Appreciate you guys very much. All right, we’ll take a quick break. We’ll come right back. Drive Radio, KLZ 560.
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SPEAKER 09 :
All right, we are back. Drive Radio, KLZ 560. Thanks for joining us today. Mick and Arvada, you’re next.
SPEAKER 14 :
Hello, John and company. How are you, sir? I’m okay. See winter, get a rearview mirror. We hear you. If you know what I mean. Born and raised in Colorado, so snow can go. I just wanted to run by you guys. I’m looking at, it wouldn’t be, I’m retired, so I don’t need it as a full-time driver, but I was looking to have that capability. Both, you’ve got passenger cars. So occasionally I will need stuff that’s a little bigger than a trunk capacity. And I don’t want anything brand new, but like I said, it’s going to be a beater. Maybe either one of them would probably be occasional camping in the mountains sort of thing, not heavy off-roading or anything. But I was looking to get your guys’ opinion on it. Say a 90s up to the early 2000s, either a Jeep Cherokee or the same model years of a Ford Ranger. If you can find either, they’re in good shape.
SPEAKER 09 :
Go for it.
SPEAKER 14 :
You guys have had pretty good experience with their longevity.
SPEAKER 09 :
You do the late. I don’t know. I do an early 90s Cherokee. The later ones were definitely, you know, much better. So if you find a later model Cherokee, yeah, I would have no issues with that. And the Rangers, I mean, honestly, you know, unless it’s like a 90, anything after that, you know, they got better and better as time went by. And, yeah, and that’s another one, though. Good luck on finding it. I mean, you’re going to pay premium for either one of those if you find one in good shape.
SPEAKER 26 :
You know, Mick, if you’d be willing to go Tacoma, I got a Tacoma extended cab for $8,000 right now. Just did a timing belt water pump. That’s a perfect car. That truck will get you wherever you need to go.
SPEAKER 14 :
And hold its value, by the way. What did you say? You’re that Tacoma?
SPEAKER 26 :
It’s a 2003, and it’s on our website, RidgelineAutobrokers.com. It’s a nice, reliable little truck, good tires, good maintenance history.
SPEAKER 14 :
Oh, yeah, they’re solid. Yeah, it’s a little out of the budget I kind of had set aside. John, on that, you were mentioning your reluctance, reticence on that early 90s Jeep. Was there a particular faux pas with them that kind of…
SPEAKER 09 :
Oh, yeah. I mean, a lot of the early ones had issues with you name it. I mean, again, I put kids through college working on those things back in the day, Mick. So, I mean, you could kind of go through the laundry list of things they had issues with. And it would depend on whether you were buying one with a standard transmission, automatic transmission. The automatics were not very good. By the way, it depends on what engine you’re buying. By the way, I’d only buy them with a four liter. I wouldn’t buy any other options they had. And even then, the later they got, the better they became. For example, valve cover leaks and things along those lines. The later engines were better that way than the early ones were.
SPEAKER 16 :
But I’ve got to be honest with you, that’s a 35-year-old car.
SPEAKER 09 :
They are.
SPEAKER 16 :
You’re not going to find anything out there that’s not beat to heck.
SPEAKER 09 :
And here’s the thing on those. I mean, you said a little bit out of your budget. Mick, I hate to say this, but you find a good early Cherokee or Ranger, you’re in that same 8K range or above. You’re not going to find anything less than that that’s not beat.
SPEAKER 26 :
Or you’re going to spend $2,500 and put $5,000 into it.
SPEAKER 09 :
Right. Yeah, easy. Then you’re back to the 8.
SPEAKER 26 :
You’re back to the 8. 8 is kind of the number. 810, that’s kind of the number if you want it to be reliable enough to travel with.
SPEAKER 14 :
Okay. Yeah, that’s kind of what I was curious about. I know they both have pretty good reputations. They’re six bangers, and their bodies hold up fairly well. I look online and look at these opinion surveys and stuff about both models. I would rather talk to you guys that have hands on, wrenched on them, to see the true story on how they are.
SPEAKER 09 :
What I’m saying, the early Cherokees, first of all, find a good clean one. And I’m not exaggerating. Find a good clean one with the forward leader. I mean, you find like an 86, 87 that’s super clean, that is solid, that doesn’t need a ton of work. They’re $10,000, and I’m not exaggerating because you can’t find them. And when they get cheaper, it’s because they’re rusting out. That’s right. I agree with you on that.
SPEAKER 26 :
We’ve sold some lower mileage ones for $15,000.
SPEAKER 09 :
Yeah, those are vehicles, Mick, that I said earlier, there’s few vehicles you can buy, and it’s actually kind of an investment, not an expense. Those two you just mentioned, if you find a really good clean one and keep it up, you will not lose any money. Even that Tacoma that Justin just talked about, you won’t lose any money on that truck at all, period.
SPEAKER 14 :
Yeah, I agree with you there. Yeah, I’ve had… I’ve driven a Cherokee late 90s. They’re plain Jane, but I like that. They’re a good vehicle. They’re not a crossbreed like these supposed SUVs now. I don’t do a lot of off-road, but occasionally I’ve got to put in four low. Traverse a little rock field, you know, but nothing heavy. I’m not a rock crawler by law.
SPEAKER 09 :
Honestly, on the Cherokees, you’re always better off on everything you just said, buy a standard transmission, because they had a better transfer case and setup as far as all that goes. The automatics had some goofy things at times, depending upon how they were equipped with the quadra track and other nonsense that would break. So just buy a standard transmission.
SPEAKER 26 :
The two doors are nice, too, if you’re doing any switchbacks. It’s nice to have that two door so you’re not having to back up a million times.
SPEAKER 14 :
Right. oh just uh what is that because of the extra length wheelbangers yep okay okay yeah i don’t get that heavy but i know what you’re saying that you don’t want a real long lengthy off-road rolls royce right you can’t negotiate corners and or steep uh steep grades uh okay well i appreciate you guys giving me that like i’d rather not go with some yahoo that has no idea at of a vehicle’s real capabilities, you know, and they’re getting online and getting in their fantasy world. You know, I want to hear the nitty-gritty from guys that have actually wrenched on them, you know. So, okay, well, I really thank you guys.
SPEAKER 09 :
You’re very welcome, Mick. Appreciate it. Thank you very much. Tom, you’re next. Go ahead.
SPEAKER 12 :
Oh, hi. Yeah, we bought a new Camry, a 2024 Camry, the gas version. And the dealership’s telling me the first oil change is at 10,000 miles. Yeah. I mean, I just have a hard time. I know the synthetic oils are great.
SPEAKER 09 :
Yeah, no, they’re not that good. And because of a lot of the things that we talk about continually on this program, even today, the variable valve timing, all the different things that are happening inside of the engine, the weight of the oil itself. No, Tom, 5,000 max is all I would do, and I would do that from here on out. Yeah.
SPEAKER 12 :
So half of what they’re telling you. Yeah, and the guy at the dealership said, yeah, you can do it at $5,000, but you’ll just have to pay for it.
SPEAKER 09 :
Yeah, because it’s not included in their quote-unquote free service.
SPEAKER 26 :
Yeah, Tom, they just need to get you out of the warranty.
SPEAKER 09 :
That’s right.
SPEAKER 26 :
So they can do your oil changes every 10,000 miles and get you out of the warranty, but the longevity of the car is not going to be there for the rest of its life.
SPEAKER 12 :
Yeah, that’s what I thought. I just wanted your guys’ opinion, so I’ll get that car in and get some oil in it.
SPEAKER 09 :
You’re on the right track. Tom, thank you. Thank you, sir. I appreciate it. That’s a topic we talk about a lot. We can come back and maybe cover that a little bit more in our last hour. Question really quick for Paul that came in. Insurance agents said that he will insure my house for $300K. Houses on my block in the neighborhood are selling for about $800K. He said he’ll insure it for the rebuild cost, not the market value. Your thoughts, Paul?
SPEAKER 25 :
There is a discrepancy between the two to where in the market today you’re always going to have The market value is going to be different.
SPEAKER 09 :
Right. Because your land costs are there.
SPEAKER 25 :
Yeah, but you still need to go in there and figure out… 300 is not enough, I can tell you that right now. Not even close. But you still need to go in there and look at the guts of what your house is. Like we were talking earlier, an hour ago, is it builder-grade bathrooms? Is it designer kitchen? Like, what is your house compared to the market value? I mean, have you done upgrades in there? Because if you’ve done upgrades, you’ve got hardwood floors, laminate floors…
SPEAKER 09 :
you know ceramic tile floors and really quick for those of you listening in this particular case easy math is take your square footage so if it’s 2,000 square foot right now it’s pretty tough to get much built for under 300 bucks a square foot yeah you can do it for less and have really low grade stuff but if you want mid-grade finishes and so on some of what Paul’s just mentioning you’re 300 a foot so that’s 600k yep on that particular, which by the way, I’m probably not far off because your lot’s probably worth, you know, one 50 ish or so. And keep in mind, one thing you got to make sure of in the insurance that you’re also covering, like we’ve seen in California, if there is a complete wipeout, total loss of the house, it’s burned it to the ground. And the foundation, by the way, is not going to be any good anymore. Cause a lot of people think, Oh, I’ll just go on top of the foundation. If it burns hot enough, like some of those in California did, you’re putting a foundation in as well. And now, by the way, I’m off on my price at $600. Yeah, I agree. That’s not enough.
SPEAKER 26 :
Hey, Paul, did you have anyone in the Marshall Fire that was underinsured? I didn’t personally. No? No.
SPEAKER 09 :
Good. Well, I’ll just tell you right now, $300 is not enough. If that’s what somebody will do, and it probably covers the mortgage and so on, that’s your call. But you’ll find yourself, if there’s a total loss, like some of the folks Justin just mentioned up in the Louisville Superior area, there are a lot of those homes up there. And if you don’t believe me, go drive through there. I encourage any of you that don’t believe me, take a drive through there. Because I’m guessing, and Josh drives through there more than I do, but what are you guessing? A third have been rebuilt right now?
SPEAKER 08 :
Yeah.
SPEAKER 09 :
At best?
SPEAKER 08 :
Yeah, it’s getting a lot better, but it took a long time to even get to that number. To get a third? Yeah.
SPEAKER 09 :
So keep in mind, we’re at a third right now, meaning two-thirds haven’t been rebuilt. Right.
SPEAKER 08 :
Just the stuff like right on McCaslin is starting to get rebuilt now when that was an empty lot for forever.
SPEAKER 09 :
And the reason for that, folks, is several. Mostly, though, people were underinsured. They probably sold the lot off. Somebody else came in and is now building the house. And the original owners are probably no longer around because they couldn’t afford to stay there because they weren’t insured for enough money.
SPEAKER 08 :
And I can’t think of any that I’ve seen being rebuilt that they went on the foundation. The foundations all came out. They tore it all up. They had to.
SPEAKER 09 :
They had to. That’s exactly right. So, again, folks, yeah, no, that one is not correct. Whoever’s telling you that, I would run. Call Paul instead. He’s more than willing to take good care of you, by the way. And if you call Paul, just give him a call. It’s 303-662-0789. We’ll come right back. Drive Radio, KLZ 560.
SPEAKER 23 :
Still haven’t had enough? Go to drive-radio.com. Email your questions and comments. Download previous programs and find lots of useful information, including your nearest Colorado Select Auto Care Center. That’s drive-radio.com. Thanks for listening to Drive Radio, sponsored by the member shops of Colorado Select Auto Care Centers. On KLZ 560.
