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In this episode of Rush to Reason, John Rush dives into a heated discussion with Jim Paff of the conservative caucus. They dissect Donald Trump’s recent speech, the ongoing conflict with Democratic strategies, and the essence of federal spending, emphasizing the theme of taxation being tantamount to theft. Rush and Paff weave through a range of topics from the impact of Elon Musk’s business practices to a critique of Marxist influences within the Democratic Party. They further explore the implications of governmental efficiency—or lack thereof—contrasting it with private sector practices and the persistent challenge of inflation.
SPEAKER 04 :
This is Rush to Reason. You are going to shut your damn yapper and listen for a change because I got you pegged, sweetheart. You want to take the easy way out because you’re scared. And you’re scared because if you try and fail, there’s only you to blame. Let me break this down for you. Life is scary. Get used to it. There are no magical fixes. With your host, John Rush.
SPEAKER 06 :
My advice to you is to do what your parents did!
SPEAKER 15 :
Get a job, Turk! You haven’t made everybody equal. You’ve made them the same, and there’s a big difference!
SPEAKER 14 :
Let me tell you why you’re here. You’re here because you know something. What you know you can’t explain, but you feel it. You’ve felt it your entire life, that there’s something wrong with the world. You don’t know what it is, but it’s there. It is this feeling that has brought you to me.
SPEAKER 15 :
Are you crazy? Am I? Or am I so sane that you just blew your mind?
SPEAKER 03 :
It’s Rush to Reason with your host, John Rush.
SPEAKER 18 :
All right, hour number two, Rush to Reason, Denver’s Afternoon Rush, KLZ 560. Appreciate you all listening to us. Jim Paff joining us now, conservative caucus. Jim, how are you this week? I’m doing well. How are you doing, John? You’re doing very well. What did you think of Donald Trump the other night?
SPEAKER 06 :
I thought it was fantastic. I mean, what really pleases me about Donald Trump’s speech is, first of all, the fact that he’s really on his game. And that is really important to see. I mean, he’s always been pretty excellent in what he’s done in politics. But he’s got it all fine-tuned, zoned in. And on top of that, it’s probably the greatest two months in a presidential term in history. It’s so fantastic to watch what’s going on and a lot of hope for the future. And I think he showed that. Then Democrats looked stupid. And that was an interesting contrast to observe.
SPEAKER 18 :
They did. And, you know, there are those that would say that he was maybe a little too harsh on them. I’m not one of those, by the way. at all, Jim, because I feel like they need to be put in their place. And I think Donald Trump did a really good job of that. And I know people would tell me that, no, John, you’re thinking incorrectly. We’re not going to do well in the midterms if we go about it that way and so on. And my feeling is the midterms are so far away, no one’s going to think about that at that point in time. So that’s irrelevant right now. The Democrats right now, given everything that’s happened to this country of late, they need to put in their place.
SPEAKER 06 :
Well, listen, these people have been seeking to destroy every liberty that we have as Americans. They have no respect for the Constitution. They have no thought of the Constitution. They don’t even care about the people. Listen, I’ve been posting many times on my X profile, day whatever, of Democrats for the bureaucrats. The Democrats are in tears today. for the jobs of bureaucrats. And by the way, I mean, there are definitely some federal employees who do a fantastic job, and they’re beneficial in the job that they have. But the reality is this. This thing has gone so far that we’ve got to turn it back. And no American sits back and says, I hope federal employees are doing good today. It’s crazy. And that’s where they’re at. And Democrats stand for three things. This is what’s going to kill them in the midterms unless they can get it changed. They stand for allowing men to go into girls’ restrooms and locker rooms. They stand for the federal bureaucrats, as I mentioned, but they also are working hard to keep criminal illegals in the United States, as we just saw with this hearing this week.
SPEAKER 18 :
And let’s add one more thing to it as well, which I think is a big factor too, Jim, when it comes to these things. So I would add even a fourth leg to this, and that is the fact that the signs that said Musk steals, number one, I think the average American knows there is waste, fraud, and abuse in federal government. Elon Musk is not stealing anything. He’s actually trying to give back to the people that have really put their hard-earned money into the country in the first place in the form of taxes. And he knows that. They know that. And the Democrats can’t figure that out. By the way, I hope they don’t.
SPEAKER 06 :
Well, they’re insane by saying things like Elon Musk steals. And keep in mind, it partly comes from their opposition to him heading up the whole Doge effort. But it also comes from their Marxist ideology, and they literally are Marxist. I mean, we have to admit the fact that elected Democrats in Washington are Marxist, and they think that any wealthy person is stealing from everyone else, which is an absurdity.
SPEAKER 18 :
No, the reality is, as always, Jim, and I’m with you every single day I come on here talking about the left being Marxists. I don’t call them Democrats anymore. They are all out Marxists through and through. Their end goal is to replace God in everything, take over, be the powerful over the powerless. I mean, that’s the end goal when it’s all said and done. And to your point a moment ago, the reality is that that is their whole goal. They are out to do that. They have done a really good job of that, by the way. Until now, the tides are starting to turn a little bit. And the reality is they’re always hypocrites. They’re always pointing at somebody else as to what they’re doing. In other words, they’re telling everybody that Musk steals. The reality is, Jim, you know this as well as I, they steal.
SPEAKER 06 :
We work, every one of us Americans, nearly half the year before we start earning income for ourselves. And we take it in during the year, but they grab up all of our income. They talk about, we need billionaires to pay their fair share. Listen, what about all of us that are spending 40 to 50 percent of our year paying our taxes? They’re the thieves. You know, the old libertarian meme, which I agree with, taxation is theft. It is. Even the taxation we agree on. to undertake for the from government purposes that are far restrained you know in the limited government system if we were as limited a government system as we were at our founding that’s still theft now it’s voluntary theft if we agree to do it but this is and we have agreed But this has gone so much further.
SPEAKER 18 :
Well, you know, I’m going to jump in for a minute. Yeah, we kind of agree, and we have tax code along those lines. But, Jim, there are times where, I mean, I think people would say that, yes, it’s volunteer, and yes, we agree. But on the same token, if you decide you don’t agree and you don’t want to be a volunteer anymore, you’re going to jail.
SPEAKER 06 :
Well, this is what I was getting to. So we had this progressive project begin at the beginning of the 20th century that started with the Teddy Roosevelt administration but came in earnest through the Wilson administration where we had the imposition of the Federal Reserve and the imposition of the income tax, which they said was just going to be for the wealthy people. Don’t ever believe this. tax the wealthy thing. It always comes back to you. But at that time, government went haywire. We were beginning to go off the gold standard. The Federal Reserve began to jack up the money. And we pay taxes in inflation. I mean, this whole inflation thing that we’re going through right now, you can tell me, blame Donald Trump all you want to, Democrats. And by the way, how can you after two months? But we just went through the biggest… time of expanded government spending and massive printing from the Federal Reserve. And what in the world else do you think you’re going to get? You’re going to get massive inflation. And these people, that’s how they steal from us. Government steals. It does not create. It doesn’t innovate. It steals.
SPEAKER 18 :
Jim, it’s It’s incomprehensible. They don’t know how. They can’t. The system isn’t set up to do that. And, yeah, I agree with you on all fronts. They are set up to literally become thieves for us. And it’s why I’m one where I’ve said this over and over again on this program of recent weeks. I’ve been saying it for a long time, but especially lately with Doge. 2.4 million federal workers. And, Jim, I would have a hard time being convinced that you couldn’t run it on about a third of them.
SPEAKER 06 :
I totally agree with you. And FYI, we got a kind of a mini example of this. That’s a thing called X. You know, Twitter had he got rid of 8000 employees and X is doing just fine. Right. And they’re beginning to get their legs financially. In fact, they have for some time. This happens in the private sector. We come to a place. in the private sector work where if you don’t make enough profit, you can’t continue to operate. This is just basic economics. And the government is not restricted to the ideas of the market.
SPEAKER 18 :
No, because they can print money where the private sector can’t, Jim.
SPEAKER 06 :
And we don’t follow the limits of the Constitution. So I’ve been saying, for example, the waste and fraud money that some of these courts are trying to stop doge, you know, the Donald Trump’s administration from pulling back. There is no authorization in the Constitution for Congress to spend money on fraud. And it is the duty of a president of the United States, when you have government programs where money is going out, but without discussing the validity of those programs, if you have a government program that Congress initiated and there’s fraud in it, he’s duty-bound as president to stop that. So there’s no authorization for fraud anywhere in the Constitution. And we’re seeing more and more of it through what Doge is revealing. We’ve got a long way to go, but this is showing how bad things really are.
SPEAKER 18 :
Jim, and I think guys like us, we’ve known for a long time how bad it was. And I, by the way, I’ve not been shocked at anything because you and I, through the years, you’ve sat in my chair. I’ve interviewed enough people over the years to talk about some of these things. Folks that dig into this on a routine basis, open the books, organizations like that. The reality is there have been people out there looking at this for quite some time. It hasn’t become, up until now, it hasn’t become very public as far as a lot of that. In fact, there are a lot of people that would want that information to get out, but it just didn’t make it out there. It’s out there now, and yes, I do think we’re at a point in time where guys like us aren’t shocked, but a lot of others are.
SPEAKER 06 :
Well, there’s no doubt about it. And we have a long way to go. Like, the weak link… And everything that we’re observing in the early days of Trump’s second term is that that weak link is Republicans in Congress. So one big example of it that isn’t being talked about but is very significant, when the Senate was working its bill to meet this March 14th spending deadline, Rand Paul offered an amendment on the floor to cut $1.5 trillion from the federal budget, and 29 Republican senators voted against it. Now, why is that? We are in the uptake of an election result. that resoundingly endorsed Donald Trump’s plan for the United States, in contrast to the frustration everyone was going through in the last four years, and the very positive reaction to the entire Doge effort in cutting government spending, and 29 Republican senators could not find it in them to cut $1.5 trillion for the budget. When you consider, in 2019, we had about $4.5 trillion of spending, one, And two, we increased spending in discretionary terms. This is not mandatory spending like Social Security and stuff. We added $2-plus trillion in 2020 to our spending, and we’ve never gone down below that. And we’ve got to cut the spending. Even if we gave inflation, even Biden’s inflation, to the $4.5 trillion, and we went to 2019 levels, we’d spend $5.39 trillion. And we would balance the budget immediately and then hopefully be on track to cut spending even further if Donald Trump and Congress would just take action on that.
SPEAKER 18 :
I agree. And to your point, we have a long way to go. I do think that we’re going to see some significant strides in that. It really, I think, Jim, is probably more of a question of, you know, do we have the kahunas to keep that going? Will the American public continue to get behind it even when it starts to hurt a little bit? Because to your point earlier, yeah, you know, there’s going to be some federal workers that are probably out there on the – on the old job line trying to figure out how they’re going to replace their income because that job no longer exists. As a private sector employer myself, what I will tell you, Jim, is while I always feel bad for somebody that loses their job, it’s a part of how the economy works. It’s life.
SPEAKER 06 :
There’s no doubt about it, and government employees are never – in any significant way until now, exposed to that. And they believe that they’re entitled to these jobs. And keep in mind, a good portion of these government employees here in the District of Columbia metro area who average somewhere in the six-figure income range, on average, these people have no concept of reality. Their job is something that we give to them. Six of the ten wealthiest counties in this country surround the Washington, D.C. metro area. Now, think about that for a minute. Six of the ten wealthiest counties in this country. That is not because… of economic growth and inputs in the economy that are positive, that is every one of our tax dollars rolling into Washington, D.C., going out to these people, and the only economy that exists is restaurants and other services that they consume, because they happen to be in this geographic area, all of which would go away, or most of which would go away, If they ever left and that would be bad for this particular area, but it would be really good for Americans because we need to stop having to spend so much money here. Three percent of it in Woodrow Wilson’s administration going into it, three percent of gross domestic product was federal spending. Now it’s well over 20 percent. And now our debt, we’re in 120 percent roughly. range maybe 130 percent debt to gdp ratio and gdp by the way the gdp number in part is government spending so it’s really much more than 130 when you compare it to the real life economy this is absurd we are living as slaves to our federal government and we need to be released from that agree agree all right tell folks about the conservative caucus how do they find you jim Everyone needs to go to theconservativecaucus.org. That’s T-H-E, theconservativecaucus.org. Or follow me, Jim Paff, on X. Jim, as always, I appreciate you, sir.
SPEAKER 18 :
Great to talk to you, John.
SPEAKER 06 :
You betcha.
SPEAKER 18 :
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SPEAKER 17 :
Putting reason into your afternoon drive, this is John Rush.
SPEAKER 18 :
And we are back. Rush to Reason, Denver’s Afternoon Rush, KLZ 560. I had something in my notes for today and actually was texting somebody during the hour we had with Dr. Kelly Victory and Steve House where we started talking about hospitals and charges and insurance companies and so on and how all that works. And so somebody sent me an article talking about how it’s illegal – for insurance companies to do discriminatory-type pricing, which we weren’t really talking about during that hour. We were talking about the deals that hospitals make with insurance companies and so on, and then there can be cash discounts and things along those lines. And somebody sent me the Robinson-Patman Act, And I read through it, and I’ve known about this, by the way, in the past. And what the Robinson-Patman Act is, it’s a federal law passed in 1936 to outlaw price discrimination. Now, that sounds good. And yes, there’s been some Supreme Court cases where they have enforced this and so on. But I will tell you that price discrimination happens every single solid day. It is happening as we speak. I would say good luck on stopping it. And I didn’t want to bring this part of it into the topic today because what I was going to talk about actually is opposite of that because this is a growing trend. There’s an article that came out here. Oh, I don’t know. There’s been several of these that have come out of late, and it’s very interesting any time you see these, and that is that different companies are always looking at adaptive pricing models. or discriminatory pricing. In other words, what customer A pays is different than what customer B pays versus customer C. And the way companies can do that is based upon profiles of each customer. And, again, it happens all the time. It’s happening as we speak. People can say all day long that, you know, it can’t happen, it’s illegal, it shouldn’t happen. Okay, well, then start suing everybody that does it because it happens a lot. So, for example, and by the way, I think the way some of these companies get by with this is through their quote-unquote loyalty program. So you may find yourself as, say, customer A is a gold customer with said company, and they may get X discount, meaning their price is different. You might have the next customer B, which is a silver customer based upon their spending profile habits and so on. And they will get a different price than what the gold customer got. And then let’s say you have the bronze customer. That’s number C or that’s letter C. And, again, for obvious reasons, they’re going to get charged a different price as well. Now, companies can get really discriminatory on how that is priced based upon who you are. And, of course, we have laws in this country that protect against racism and things like that. In other words, the color of your skin shouldn’t dictate the price you pay, although I will tell you it happens. And it’s not so much the color of the skin as it is to who are you as a customer. How well do you treat said establishment? I mean, I go down the list, folks, of the reasons why there’s discriminatory pricing. And I’ll just be straight up honest. There always will be. I don’t care what laws you put in play. You’re always going to have discriminatory pricing. And the example that this particular act uses is if you’re a TV manufacturer and Target wants to buy a TV and Walmart wants to buy a TV, that same model of TV has to be sold to them at the same price. And I will tell you right now, that is not how it works. I will tell you right now that depending upon the quantity… And by the way, the way a lot of these TV manufacturers will get around the law so they don’t get sued is they will give Walmart their own particular model number at X price and they will give Target their own model number at X price. And no, they are not going to be equal when it comes to pricing. And they can get around this act by doing that because they’re not, quote unquote, the exact same TV, although they are. And again, where I’m going with this is you’re going to see, I think with AI especially, a lot more of what I would call discriminatory pricing based upon your profile as a customer. And I’ll just be straight up honest, I’m okay with that. That doesn’t bother me. And I know some of you are going to think, well, John, geez, how can you say that? That means that not all customers are going to be equal? No. And I’ll just tell you straight up, as somebody that’s been in business my entire life, all customers aren’t equal. Some suck. I’ll just be straight up honest. Some are awful. Some customers, you want to charge so much, too, you don’t ever want to see them again. And others, you want to give the best deal possible because they’re great customers. So it happens already, folks. And by the way, it’s happening in every segment of the economy, period, like it or not. And all of these companies have ways to work around this particular act in ways that I just stated. They can, for example, package up something for customer A that’s a little different package than customer B that’s a little bit of a different package than customer C. And at the end of the day, they’re each paying a different price, although they’re getting the exact same service. There’s ways around this, and it’s happening constantly. And again, if you think it’s not, you haven’t been around business very long, and you haven’t been on the buying side of business very long to even understand how the suppliers do things. And then, of course, lastly, the way that the general population is charged changes as well. John and Cheyenne, you’re next.
SPEAKER 05 :
Well, which is the most notorious thing uh business that charges different prices for everything in the airlines yes thank you i mean prime example i can go online today and buy a ticket for say to la say for 100 bucks right and you can go on next week in that same seat or the one right next to me it’ll be 150 bucks it all depends on load how many fannies they got in a seat are they trying to you know fill it up correct and if if you can wait i’ve told i’ve told this to a lot of people you can wait until seven days prior they drop the prices will go up now and then seven days prior they’ll drop them again Because all they want to do is put somebody on that seat. Correct. Like, you know, so that’s one of the things.
SPEAKER 18 :
By the way, and again, I wasn’t know we were going to go this direction. That’s just the way things went. But I had a text message come in a moment ago that said, to your point, I’ve heard from a dental assistant who said there are dentists out there who won’t take a new customer until they Zillow their house to get an idea of what they can charge. You call and they get all of your information and they do their Zillow search and then determine whether you get an appointment or not. Wow.
SPEAKER 05 :
Now that I hadn’t heard from, but I don’t doubt it. I don’t doubt it. Not at all.
SPEAKER 18 :
Well, let me give you another example, John. I know for a fact, because I’ve watched some videos on this of late, to where certain plastic surgeons may charge more for one procedure for one person than the other based upon your initial visit and what you’re wearing and bringing in. In other words, John, are you wearing some super fancy outfit with your Rolex watch and your five-carat diamond ring? You may get one price versus the other person that walks in, which is plain clothes.
SPEAKER 05 :
Oh, absolutely. And, you know, it’s the same thing. Another prime example, which everybody in the younger generation uses, is Uber.
SPEAKER 18 :
Right.
SPEAKER 05 :
You know, Uber, 10 minutes after a game at Coors Field lets out, Uber’s going to charge you, say, $60 to go to the tech center, where if you wait an hour, it’ll be $30.
SPEAKER 18 :
Correct. That’s surge pricing, they call it.
SPEAKER 05 :
Yeah, and that’s good business. I’m sorry. If you can make a little more money because there’s a higher demand, why wouldn’t you?
SPEAKER 18 :
I agree. Anyways, it’s interesting because it’s been a good conversation. It’s been good banter back and forth with this particular person that texted in in the first place. And while I admire them and I get where they’re coming from to the letter of the law, what we’re talking about is illegal according to this act. The reality is, John, it happens every day.
SPEAKER 05 :
Every day in how many businesses? Every business.
SPEAKER 18 :
Every business.
SPEAKER 05 :
You know?
SPEAKER 18 :
Every business.
SPEAKER 05 :
Everything’s illegal until you either get it approved by the government or you get a permit.
SPEAKER 18 :
Right.
SPEAKER 05 :
And here’s another prime example. How about Excel being encouraged by the state of Colorado to do time of use rates?
SPEAKER 18 :
Good example.
SPEAKER 05 :
That is a perfect example. Can I jump back to what you and Dr. Kelly were talking about? Yes, go ahead, John. No, I grew up a kid of a New York City cop. New York City cops made no money, but a lot of people went on the job, fire department, sanitation, stuff like that, transit authority, because there was a benefit package to entice them. In my opinion, it all changed in the 80s. when everybody started having HMOs, remember the big HMO push? That’s right. That’s when it started changing because, you know, before that, my wife, her father was in sales. They didn’t have insurance growing up except for catastrophic. And, you know, you went to the doctor, $25, $30, $40, whatever it was, and you paid them. And doctors, you know, but there was a doctor here kind of like Dr. Scott when Obamacare first came out. And he just said, you know what? I’m done. I don’t take any insurance. I’ll give you a receipt. You can file with your own insurance. He cut his office staff because he didn’t need three people to do insurance documentation.
SPEAKER 18 :
There you go.
SPEAKER 05 :
And, you know, so and his prices were reasonable. And he just said, I’m not going to pay. I’m not going to do it because it cost me. And Dr. Scott would probably say the same thing. Absolutely. Cost of doing all the paperwork for insurance is insane. Absolutely. I had to have another skin cancer surgery and they call and they said, well, we’ll get the preauthorization from your insurance right out of the box. Pre-authorization to do the surgery from my insurance. If they said no, I would have said, okay, what are you going to charge me? Because you can’t have cancer and not get it removed, you know? Right. Great point. Because the mild kind turns into the bad kind if you ignore it.
SPEAKER 18 :
That’s right.
SPEAKER 05 :
But, you know, so it’s the insurance business, and it goes together with what we’re talking about now with the pricing things. You walk into the hospital, I don’t have insurance. I’m going to pay you cash. I’m going to write you a check. Okay, it’s $700. Like Dr. Kelly said, $3,000. Or was it Steve? $3,000 for the same procedure under insurance. I mean, that’s insane. But we’ve gotten too far along where I don’t think people will go back to having major medical.
SPEAKER 18 :
I’m afraid unless there’s some huge shift to encourage people to do that, I’m afraid you’re correct, John.
SPEAKER 05 :
And the main reason why is you can’t do it because of the Affordable Care Act. That got pushed through. Right. And, you know, like, I don’t know if you’re a business that’s required to provide health insurance. I work for a company big enough where they’re required.
SPEAKER 18 :
Yes.
SPEAKER 05 :
You know, so you’re required to provide health insurance.
SPEAKER 18 :
Correct.
SPEAKER 05 :
And that, you know, yeah, I’ll pay. Can you have somebody opt out at your business? Sure. I, for years, I opted out. at my company because my wife’s insurance was better and we didn’t need dual and then after after after american went through their bankruptcy 10 years ago whatever it was hers was more expensive than mine so we switched to the one i have but you know i was getting when i was opting out they were giving me 20 extra paychecks so every i get paid every other week so 26 times a year they were giving me an extra 20 bucks because i wasn’t taking the company insurance I mean, that’s not even a drop in the bucket. Whereas my wife opts out and they don’t give her anything. They just say, oh, sorry. So that’s the other thing. Big companies like Dr. Kelly said should incentivize to get people to opt out or maybe take a higher cost plan. And it’s the same thing. The insurance I have, I have to go once a year. They do a wellness check. It doesn’t cost anything. Part of the wellness check is a nicotine test. And if you’re a smoker, you pay more.
SPEAKER 18 :
Yep, absolutely.
SPEAKER 05 :
And that’s, I don’t know, is that a good thing? Is that a bad thing? I don’t know. It’s what it is. I think it is because I smoked one time, haven’t had a cigarette in 30 years. But when I smoked, that was the hardest habit I ever had a break.
SPEAKER 18 :
Oh, yes, definitely.
SPEAKER 05 :
Anybody who ever smoked and quit will tell you. You can quit a lot of other things. Smoking is very hard because of the nicotine addiction. John, have a great day.
SPEAKER 18 :
You too, man. Appreciate you very much. Joe, hang tight. I’m going to take a quick break. Come back, give you plenty of time. Golden Eagle Financial is next. Al Smith, let’s look forward to your financial future. Get some help from Al Smith. Talk to him today. Find him at klzradio.com.
SPEAKER 13 :
You’ve saved responsibly for years for your retirement, and now’s the time to structure those savings wisely with Al Smith of Golden Eagle Financial. There are a lot of unknowns in retirement planning, but Al can help you figure out how to make your retirement dream a reality. Let Al help you figure out if your retirement accounts are diverse enough and if they match your risk tolerance. Let him help you understand how things like life insurance and real estate can fit into your plan. Al doesn’t just use a systematic process. He is relational and gets to know you and your goals. In this uncertain economy, Al helps you keep ahead of inflation so your retirement isn’t dwindled away because of rising costs. If you or a loved one needs some extra wisdom in your retirement plan, contact Al Smith of Golden Eagle Financial to start a conversation. There’s no obligation. Find him on the klzradio.com advertisers page. Investment advisory services offered through Brookstone Capital Management LLC, a registered investment advisor. BCM and Golden Eagle Financial Limited are independent of each other. Insurance products and services are not offered through BCM, but are offered and sold through individually licensed and appointed agents.
SPEAKER 18 :
Cub Creek Heating and Air Conditioning. Make sure you’re dialed in. Yes, AC is just around the corner. Cub Creek can do all of that for you as well. Find them at klzradio.com.
SPEAKER 15 :
Cub Creek Heating and AC are pros at keeping the air in your home clean. The first step to clearing the air in your home is to make sure that your furnace filter is cared for. Almost all of the maintenance calls they answer track back to no filter, a dirty filter, or no maintenance. Reem Certified Pro Partners Cub Creek Heating and AC will help you stay on top of that maintenance so you can relax. Your furnace’s filter doesn’t just make the air cleaner, it also makes your system run cleaner and last longer. Without clogs and dirt in the way, It doesn’t work as hard to heat your home, which will result in lower energy costs for you. And Cub Creek’s furnace tune-up is a must-have for any Colorado furnace. The first thing they do is clean the system to make sure it’s running efficiently and cleanly and replace your filter to improve airflow. For a breath of fresh air and to find out more about Cub Creek, send them a message from the klzradio.com advertisers page.
SPEAKER 18 :
All right, and if you’ve got a coin collection, an old watch, stamps, jewelry, whatever it is, by the way, including sterling T-sets, which some of you may still have, find out the value. Find out if you want to turn that into cash. David Gonzalez can help you with all of that. Mile High Coin, 720-370-3400.
SPEAKER 03 :
You inherited a coin collection, some beautiful jewelry or sterling flatware, and you’re not quite sure who to trust with it. You need Mile High Coin. Owner David Gonzalez has 36 years working in precious metals, knows the market extremely well, and he has over 285 star reviews. Unlike any pawn or coin shop, Mile High Coin prides themselves on building trust first through educating you and through relationship building because he understands this business better than most. David will explain the value of what you have and then discuss all your options so you can decide what’s best for you. Mile High Coin is open six days a week by appointment only for your privacy and security. David has a solid, outstanding reputation. And with honesty and transparency above all else, David will always do right by you and your family. Mention you’re a KLZ listener and receive a no-charge appraisal when you connect with Mile High Coin by going to klzradio.com.
SPEAKER 08 :
Is your office ready for a new copier? Business Equipment Service has you covered. Whether you’re a small business or a large corporation, Business Equipment Service has current model Konica Minolta and Canon copiers on sale right now. Our models have very minimal usage at a fraction of the cost of buying new. We stand behind our equipment with a 90-day parts and labor warranty, as well as a one-year or 100,000-page performance warranty. giving you the reliability you need to keep things running smoothly. Right now, get free delivery and installation when you mention this ad. Why choose us? Aside from saving thousands on high-performance copiers, we have lease options starting at $100 per month, we service and supply what we sell, we offer full-service maintenance plans, fast on-site service, and remote support. For over 20 years, Business Equipment Service has helped hundreds of Colorado businesses find affordable, reliable office solutions. Visit us at besofcolorado.com or call 303-825-5664. And we are back.
SPEAKER 18 :
Joe, you’re next.
SPEAKER 07 :
Go ahead, sir. John, if price discrimination was illegal, every car dealership owner and general manager would be in jail.
SPEAKER 18 :
Yeah. Good point.
SPEAKER 07 :
I mean, if you and your next-door neighbor went into a car dealership on two different days to buy the identical car, you think you’re both going to save it for the same price?
SPEAKER 18 :
No, I’ll get a better deal, Joe.
SPEAKER 07 :
Of course. You and I will both get a better deal.
SPEAKER 18 :
Not bragging. I just know the industry, know the business, know how that works.
SPEAKER 07 :
And I’ve bought enough cars, and my next-door neighbor worked for one of the largest car dealerships in the state. You see his ads on TV all the time, and I know the ins and outs. I’ll give you another one. your credit rating affects the quote you get on your insurance.
SPEAKER 18 :
Correct.
SPEAKER 07 :
When you go to buy life insurance, two people the same age, one’s 50 pounds heavier than the other.
SPEAKER 18 :
One smokes, one doesn’t.
SPEAKER 07 :
One smokes, you get different quotes.
SPEAKER 18 :
Well, let’s go back to your industry, the HVAC and the things that you were in for a very long time. Does every company that gets a quote on a chiller or an AC unit or whatever get the exact same price?
SPEAKER 07 :
No, it’s, you know, you look at the circumstance, how critical… And there’s two different markets. One’s a commercial industrial where you don’t know how critical is this, where speed is more. The question in commercial industrial is rarely how much. It’s usually how fast.
SPEAKER 18 :
Well, and I’m also guessing, Joe, that if you’re looking at some sort of a new install and there’s 12 chillers going in versus one chiller, the guy buying 12 gets a better deal, does he not?
SPEAKER 07 :
Sure. Thank you. And then you get to residential. If one person is looking for a five-ton replacement unit, And they’re living in a $1.2 million house. And the other person, you know, is looking to replace a 20-year-old unit. And they’re in a $400,000 house, I guarantee you. the person living in the $1.2 million house is going to get a higher quote than the person living in the $400,000 house.
SPEAKER 18 :
You are correct. And while I understand there are, quote-unquote, laws against this, I mean, essentially that’s what the Robinson-Pittman Act is defined as, and it even says in the article I was reading a little bit ago that really since the 90s it hasn’t been enforced.
SPEAKER 07 :
And even within the Robinson-Patman Act, there’s something in most businesses, and even particularly in all federal government contracts, there’s something called the Most Favored Nations Clause that says the price, and this is particularly where the government gives you a no-bid contract. I’m going to say the government, federal, state, city, county, and I’ve done hundreds of contracts with this when I was doing commercial HVAC. All of their purchase orders say that the price you’re quoting us will be no higher than the best price you quote to other customers for similar quantities, similar products of similar quality and quantity. So if they’re buying one and somebody else bought six, I don’t have to quote Denver County the same price twice. though I quoted Douglas County, if Douglas County bought six at once.
SPEAKER 18 :
Right.
SPEAKER 07 :
Makes sense.
SPEAKER 18 :
And, Joe, I mean, I was in the retail end of things for years and years and years and still buy a lot of products in my current business, and I can tell you that as the quote-unquote middleman where I was buying from suppliers, warehouses, what have you, and between the two stores I had, At that time in Colorado and, frankly, probably west of the Mississippi until you got to California, I was buying as much product as anybody in my industry was. I’m not bragging. That’s just the way it was. I did that much volume. I can tell you right now my pricing that I was receiving from warehouses was 10% to 20% less than anybody else was getting at that same time.
SPEAKER 07 :
Right. And in those cases where they can’t, either because of an arrangement with the manufacturer or whatever, where they can’t, discount the price, they do rebate programs. Correct. So like with their commercial industrial buyers. So like you, so let’s say that, and by the way, there are some companies that say, I’m going to make up a name. Let’s say Ryobi. Ryobi may say, you can’t sell this tool for less. You can’t advertise this tool for less than this price. I’m not saying it’s right, but there are companies that will, you know, set a market price. But, and that’s very true. And with, I know with Carrier, you know, they had, you know, bottom price, but at the same time, The distributors would say a quarterly rebate, if you sell between X and Y in quarter one, you’ll get a 2% rebate. If you sell between T and V, that’ll be a 4% rebate, et cetera, et cetera. So even though the invoice may say the same price, the two different, a big dealer and a little dealer, the big dealer is going to get a quarterly rebate check.
SPEAKER 18 :
Exactly how the car companies do it, by the way.
SPEAKER 07 :
Right. So even though the invoice price may be the same, the big buyer is going to be getting a discount. once a quarter or twice a year, that makes his purchase price less than the invoice price at the end of the day.
SPEAKER 18 :
Joe, the same thing happens with airlines buying fuel from the same supplier and on and on and on we go, depending upon their quantity or how many jets they might have at that particular location. Again, you’re in the airplane end of things. You know exactly what I just said. There’s always other discounts and things and availability, and no, it is not exactly the same from person to person.
SPEAKER 07 :
I’ll give you two more, John. I pay less for my Sirius XM radio and my trash collection than my neighbors do because every year when I get the increase, I call up and threaten to cancel. And every year they give me the special promotional rate for another year. And that’s Sirius XM radio. I think I went from like $213 to $112 on Sirius XM. And my trash collection, I went from $135 a quarter to $85 because I know there’s a competing trash company that you know, is in town, and they’ve got some of my neighbors, and my big-name trash company is trying to hang on to their customers, and all I have to do is, well, I got this offer from, you know, XYZ Company, and I was thinking about, well, let me talk, and they refer you over to one of their customer retention Customer retention experts. And the first thing they do is they’ll knock 20% off your price.
SPEAKER 18 :
Correct. And I’m reading right here, the law came about to combat unfair trade practices that allowed chain stores to purchase goods at lower prices than other retailers. It was the first legislation to attempt to prevent price discrimination. It required that the seller offer the same price terms to customers at a given level of trade. And, Joe, you and I both know that while that’s there, I will just tell you straight up, does anybody abide by it, Joe? No.
SPEAKER 07 :
Well, John, you just said the key words, given level of trade. So if store A buys 20 units a year and store B buys 2,000 units a year, that’s a different level of trade.
SPEAKER 18 :
True.
SPEAKER 07 :
Those are keywords. Keywords. Same level of trade.
SPEAKER 18 :
Good point. Good point. Well, and like I said earlier, the other way around this from certain types of companies and the way they could do this is you put different quote-unquote packages together or SKU numbers together from one particular buyer to another. And, yeah, you could keep your prices the same on that SKU number, but not every person is buying the same SKU.
SPEAKER 07 :
Right. And by the way, the SKU number can be something as simple as this. Usually when you buy a TV, you get a remote, and normally there’s two batteries in the package with the remote.
SPEAKER 18 :
Maybe it has no batteries.
SPEAKER 07 :
The other one has no batteries. Or four. Same TV. But the fact that one has two AA batteries and the other one doesn’t, it’s a different SKU number. Correct. It doesn’t have to be the same price.
SPEAKER 18 :
Exactly. I mean, Joe, there’s so many ways around this that while it’s probably great on face, it doesn’t really hold water when it’s all said and done.
SPEAKER 07 :
No. So anyway, in reality, John, it’s one of those things. You know, great intentions, but in practice, you know, it really has no practical value other than, but again, if you can find where, again, the key words of similar trade.
SPEAKER 18 :
Right.
SPEAKER 07 :
If you can find where, you know, they were, in fact, giving favored nation status to one customer. In fact, if a, let’s say if a company, big company, you know, cut a purchase order, to buy something and they had a most favored nations provision in their purchase contract, which most do. And it turned out that they weren’t getting that most favored nation status. They in fact could sue for damages and they could collect damages from their supplier for not honoring that most favored nation’s provision. And I’ve seen that happen once or twice in 40 years, John, but it’s rare.
SPEAKER 18 :
Joe, thank you. Great examples. I always appreciate you.
SPEAKER 07 :
You’re welcome, John. Take care.
SPEAKER 18 :
Have a great night. American National Insurance, Paul Leuenberger. What I should say is if you’ve got American National Insurance, he still sells it car only. They are pulling out of Colorado when it comes to the homeowner end of things. In fact, if you’re somebody that’s gotten a rebate letter from them, call Paul first before you do anything else. 303-662-0789.
SPEAKER 02 :
Looking for top-notch home, auto, classic car, and business insurance? Look no further than Paul Leuenberger. Paul is now an insurance broker with access to industry leaders like Hartford, Travelers, Safeco, Liberty Mutual, Nationwide, Allstate, AIG, Chubb, Pure, Berkeley, Grundy, and Hagerty. Paul has you covered. Paul is also proud to continue his work with American National for all non-property insurance needs as well. Paul Leuenberger now serves Colorado, Wyoming, Arizona, Nevada, and Texas with more states on the way. Paul’s mission is simple, to connect you with the right coverage at the best value. Are you ready to protect what matters most? Call Paul Leuenberger today at 303-662-0789. That’s 303-662-0789.
SPEAKER 18 :
Michael Bailey Law, he is our mobile estate planner, and please get your estate in order. You have no idea what you will leave your heirs with if you don’t have things dialed in. Get that handled today. Call Michael. Find him at klzradio.com.
SPEAKER 09 :
They say the luck of the Irish can bring you fortune. But when it comes to your estate, do you really want to leave things up to chance? Michael Bailey isn’t an impish leprechaun. He won’t vanish into thin air and he doesn’t deal in magic. But as your estate planner, he will make sure your pot of gold goes exactly where you want it to. That’s because a good estate plan isn’t about luck. It’s about wisdom, preparation, and making sure your family is protected. no matter what. Think about it. If you had a pot of gold at the end of your rainbow, would you just bury it in your backyard and hope your family finds it? Or keep it someplace safe where your family can know your final wishes to a tee? That’s what an estate plan does. It’s not about luck. It’s about making sure your wishes are followed, your assets are protected, and your family isn’t left searching for answers. Rely on solid planning from Michael Bailey, not four-leaf clovers. Find the mobile estate planner Michael Bailey on the klzradio.com advertisers page.
SPEAKER 18 :
Ridgeline Auto Brokers, if you’re looking for a new used car, we’ve got you covered. In fact, if you’re looking for a new car, they can help you with that, as well as we were talking to Joe a moment ago about the price people pay for cars. We can get you a better deal by using them than you would on your own. RidgelineAutoBrokers.com.
SPEAKER 03 :
Are you in the market for a reliable car that won’t break the bank? DriveRadio’s sponsor, Ridgeline Auto Brokers, specializes in quality used cars that cost between $15,000 to $25,000, making them a great option for first-time drivers or anyone looking for a good deal. They pride themselves on providing a transparent and hassle-free car buying experience. That’s why at Ridgeline, they never charge a dealer fee. Plus, all vehicles are inspected by Legacy Automotive, a Colorado Select member and sponsor of Drive Radio. For a limited time, they are offering first-time customers the first oil change for only $1. Every car comes with a 30-day warranty, with the option to purchase a service contract. And at Ridgeline Auto Brokers, there are competitive financing options to fit your budget. If you cannot make it to the dealership in person, there are videos of all Ridgeline cars for sale on their website at RidgelineAutoBrokers.com. Call today at 303-442-4141 to schedule a test drive or visit RidgelineAutoBrokers.com. Ridgeline Auto Brokers, the smartest way to buy a car.
SPEAKER 18 :
All right, Roof Savers of Colorado, Dave Hart, who texted me a little bit ago and said he has had four bids this week alone that he has gone out on where people wanted second opinions and second bids, if you would, on a roof replacement. He was 40% cheaper. We don’t know what’s going on. He and I are trying to figure that out. But I can tell you right now that he is much cheaper than a lot of the competitors that are out there pricing roofs. So if you’ve gotten a roof price recently, you’re trying to figure out what to do, make sure you call Dave before you do anything else. 303-710-6916.
SPEAKER 01 :
At Roof Savers Colorado, we are about more than roofs. We are about helping you make the best decisions with the right information. Being a homeowner isn’t getting any easier or cheaper, and neither is getting your roof the solution it needs. Deductibles are going through the roof, and with every passing year, insurance covers less than the one before. Due to a record amount of hailstorms recently, insurance companies have started limiting your coverage and pulling out of states entirely. We know the industry. With over 3,000 roofs under our belts and 23 years of experience, Dave Hart and his team are ready to complete a free roof inspection and discuss the option that is best for you. Don’t wait. Policy renewals are increasing by as much as 50%. Now is the time to get the solution you need. Call Roof Savers Colorado today at 303- 710-6916 or go to roofsaversco.com that’s 303-710-6916 or go to roofsaversco.com to schedule your free inspection and start saving your roof today now back to rush to reason on klz 560
SPEAKER 18 :
We are back. Rush to Reason, Denver’s Afternoon Rush, KLZ 560. We have a lot of fun during commercial breaks, Charlie and I do. If only you guys could see or hear some of what we talk about. Never bad. Actually, a lot of what we talk about, literally everything we talk about on break, we could probably put on air because we talk about things that are completely off the wall that have nothing to do with even the topics in a lot of cases of what we’re covering at the time. We just get into different subjects and things along those lines but we have a lot of fun and i appreciate all you’re listening i’ve had a lot of text messages that have come in not only today but even earlier today before i came on air and i appreciate those as well don’t forget the text line you can always text a question 307 200 8222, again, 307-200-8222. But we have another full hour coming your way. We have a special guest joining us here at 5 o’clock. Troy Anderson’s going to join us. We’re going to talk about Zelensky and the fact that he wants to reconvene with Trump, which, by the way, we saw Trump even announce during his speech Tuesday night. So we’ll be right back. Hour number three is next. Rush to Reason, Denver’s Afternoon Rush, KLZ 560.
SPEAKER 1 :
Thank you. Rich guy.
