Al Smith of Golden Eagle Financial wants you to know about an upcoming retirement seminar called The New Reality in Retirement. Al will discuss changes to retirement as compared to our parents and grandparents, and the unique challenges that you will face during your retirement.  The class will be at the auraria CCU campus in the Leprino room 104.  With admission you will receive a robust workbook for notes with helpful tables and charts to guide you through Al Smith’s instruction, and a catered lunch.  Free parking is readily available.

Course Outline

Conventional Financial Wisdom

Much of what we have heard and thus have (collectively) taken as true is simply not so. If investment choices and retirement decisions are made based on this so-called wisdom, many retirement plans could be subject to failure.

The Fiscal Health of the United States

It is important to get the most income with the least amount of long term drain on your assets. The choices we make when it comes to our sources of retirement income can have a significant impact on the success of our retirement.

Failure To Maximize Retirement Income

When it comes to income in retirement, how we have saved and allocated our money plays a major role. Having your assets in the right types of accounts may contribute greatly as to how long your money lasts or how much you have in reserve. Should you have an IRA? Should you have a Roth IRA? When do you know if a Roth conversion is an idea and how much should you convert? This sections shows you how to maximize cash flow in retirement.

Unplanned Healthcare Expenses

Adverse health events can occur at any time. The financial cost of long-term health care can be devastating. There are cost-effective options available that allow us to get the care we need while preserving our lifestyle.

Improper Estate Transfer Design

Many of us are ill-prepared for the protection and transfer of our estate and assets at incapacity or death. Knowledgeable planning can preserve estate values for one’s spouse and/or heirs.

Losing Money in Large Market Declines

We’ve suffered two large systemic market declines in the last 18 years. The reduction in national investment account values was staggering in both instances. For Baby Boomers, retirement may be decimated when the next major systemic decline occurs.

Failure To Have A Well-Designed Retirement Plan

Hoping things “just work out” is not an effective strategy and will likely lead to massive failure. Just like when planning a trip, after deciding where you are and where you want to go, you then need to know how to map your journey to your destination with the flexibility to make course corrections as you go.

In this comprehensive class you will learn:

How to know if you’ll run out of money in retirement
How to protect your assets from rising taxes regardless of Washington policies
What the 3 basic types of retirement accounts are and how to use them to maximize cash flow from them during retirement
How to maximize the benefits of Social Security
3 low-cost, simple ways to guard against market losses during retirement
What the most common mistakes are in retirement income planning and how to avoid them

This educational course was developed for adults ages 50-70 with at least ~$250,000 of investible assets. There is no cost or obligation, but seating is limited so reserve your spot today.

For more information or to register for the course, fill out this short interest form, and enter “New Reality” in the subject line.  We hope to see you there!