Welcome to the Kim Monson Show podcast. Kim Monson is your host. Taxes and regulation are immutable facts about living in this time. CEO of First American State Bank Jay Davidson notes it is difficult to understand just how much time, money, and effort are wasted in complying with regulations. Davidson also notes that we private citizens pay for every dollar our government spends. Dr. Jill Vecchio continues our discussion regarding healthcare in America. And we’ll talk with new show sponsor Karen Gordey, owner of Radiant Painting. ————————————————————————————– The Kim Monson Show airs on KLZ 560 AM every Monday
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It’s the Kim Munson Show, analyzing the most important stories.
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I find that it takes work to get your brain around these ideas, and it takes work to engage in these conversations.
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The latest in politics and world affairs.
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With what is happening down at the Statehouse, I used to think that it was above my pay grade to read the legislation, and it’s not.
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Today’s Current Opinions and Ideas.
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I see big danger in as much as we will be giving an unelected bureaucrat the power to make rules about what we inject into our bodies.
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Is it freedom or is it force? Let’s have a conversation.
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Indeed. Let’s have a conversation. And welcome to The Kim Munson Show. Thank you so much for joining us. You’re each treasured. You’re valued. You have purpose today. Strive for excellence. Take care of your heart, your soul, your mind, and your body, my friends. We were made for this moment in history. Thank you to the team. That’s Producer Joe, Luke, Rachel, Zach, Echo, Charlie, Mike, Teresa, Amanda, and all the people here at Crawford Broadcasting. It is Thursday, Producer Joe. Happy Thursday, Kim. Happy Thursday. And Memorial Day is right around the corner. It’s hard to believe.
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It is. I’m so excited, honestly, to go outside and enjoy the day.
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I know. It’s such beautiful days these days. Hey, check out the website. That is Kim Munson, M-O-N-S-O-N dot com. We have all of our past shows there and our essays. And you can just click on the images and all that stuff comes up. And sign up for our weekly email newsletter while you’re there. You’ll get first look at our upcoming guests for the next week as well as our most recent essays. You can email me at kim at kimmunson.com. Thank you to all of you who support us. We’re an independent voice on an independent station searching for truth and clarity. by looking at these issues through this lens of freedom versus force, force versus freedom. If something’s a good idea, you should not have to force people to do it. And it’s never compassionate nor altruistic to take other people’s stuff, whether or not it’s their rights, their property, freedom, livelihoods, opportunities, childhoods, or lives via force. And force can obviously be a weapon, but also policy and unpredictable and excessive taxation, fear, coercion, government-induced inflation, and The agenda of the World Economic Forum and globalist elites played out through the United Nations, this Colorado State Legislature, the Colorado Governor, land use codes, zoning regulations, forest fees, conservation easements, national monument designations, transmission lines easements, CO2 pipeline easements, and the list goes on and on. We need to contract that. and get government back into its proper role. Remember, if something’s a good idea, you should not have to force people to do it. And on the show, we focus on the issues, and we’ll mention the people regarding those issues, but we’re trying to stay out of all this personality fighting. And I’m really excited to have in studio with me Karen Gorday. Karen is the owner of Radiant Painting and Lighting, a new sponsor of the show. We are thrilled to have you.
SPEAKER 21 :
I’m excited to be here, Kim. Thank you.
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It’s great to have you. And also our partnership liaison, and that is Teresa Irby. Teresa, it’s always great to have you here.
SPEAKER 04 :
Good morning, everyone. It’s wonderful to be here, Kim.
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And you voiced the spot for radiant painting and lighting, and I just love it when I hear it.
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Correct. You just get to have a little bit of me every day.
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I love it. I love it. So our word of the day, Karen, is immutable. And I chose that because Jay Davidson, who is our featured guest in the first hour, is talking about an essay that was at American Thinker. And he said that taxes and regulation are immutable. And so the definition on this and how to spell it, it’s I-M-M-U-T-A-B-L-E. And it could be not subject or susceptible to change, not capable or unchangeable. So your challenge is to use immutable in a sentence today. And I would say the founding of, you know what, the vision of America, our Constitution, the original Constitution should not be immutable. How’s that Karen? Do you like that?
SPEAKER 21 :
I do like that. Yes.
SPEAKER 05 :
Okay. Did you practice anything using immutable at all? I did. Okay. What do you have?
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So this is what I came up with. Paint colors may change more often than the Colorado weather, but our commitment to quality, that’s immutable.
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Oh, well done. Well done. Teresa, did you try anything?
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In our lovely state of Colorado, they are trying to take away our immutable right to freedom of speech with House Bill 1312.
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Well done. Well done. Our quote of the day is from Ludwig von Mises. Of course, he was either the founder or the Austrian economics. And, of course, Jay Davidson is a real student of that. So I thought I would go to Ludwig von Mises. He was born in 1881. He died in 1973. And he was an Austrian-American political economist. and philosopher of the Austrian school. He wrote and lectured extensively on the social contributions of classical liberalism and the central role of consumers in a market economy. He’s best known for his work in praxeology, particularly for his studies comparing communism and capitalism, as well as being a defender of classical liberalism. And he said this, the criterion of truth is that it works even if nobody is prepared to acknowledge it. And so that’s why we search for truth and clarity, because that’s our North Star. That’s where we are headed on that. I wanted to just mention this. Yesterday we talked about this, what’s been going on in South Africa for a long time. And Yvonne had called in yesterday and she had actual proof. Somebody that she knew from South Africa rolled up his sleeves and showed the burn marks where he had been tortured. And so then she texted me later in the day. She said, hey, Trump is talking about this. And Trump had the let’s see here. It says that this is from Reuters. It said U.S. President Donald Trump confronted South African President Cyril Ramaphosa on Wednesday with explosive. But get this now. I saw this in two of the mainstream media stories with explosive false claims of white genocide and land seizures during a tense White House meeting that was reminiscent of his February ambush of Ukrainian leader Zelenskyy. And, again, just in that sentence, they say that he ambushed Zelensky. Zelensky had met with Democrats before that and was belligerent. And then this says that this is explosive false claims. And, Karen, one of our listeners had sent me a video in South Africa of crosses lined up alongside a road of all the people, the white people that had been murdered. Wow. So can you believe this? And so that was Reuters. And then this is from AP. The headline, Teresa, says Trump confronts South African leader with baseless claims of the systematic killing of farmers. Can you believe it?
SPEAKER 04 :
I can, unfortunately.
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And then get this one from The New York Times, this headline. It says, when Trump was the one taking land from farmers. So I clicked on that. And it says, the president has railed against South Africa’s seizures of land of white farmers. I guess right there, they’re admitting truth. But it says in the Oval Office yesterday, falsely accusing his government of seizing land from white farmers as part of a systemic persecution of Afrikaners, the white ethnic minority that led the apartheid regime. And it says, you can take away land for no payment, Trump claimed, making an accusation that skipped over the facts and amplified false claims of mass killings of white South Africans that have long circulated on the right. Says then President Cyril Ramaphosa pushed back. And then it went on to say that the claims that they are going after Trump for is the eminent domain of taking land at the border, for the border wall. And in eminent domain, in America, there is compensation when eminent domain is used. So this narrative is pretty wild. I can’t believe it. Karen, any comments on that?
SPEAKER 21 :
That is wild. It’s amazing how they’re one-sided in the reporting.
SPEAKER 05 :
It really is. But Karen, I want to get over to you. We are so excited to have Radiant Painting and Lighting as a new sponsor. And I went to your website, and the photos of both your work on painting and also on lighting, which that’s probably more around Christmastime, yes?
SPEAKER 21 :
It is, but we can decorate for any holiday.
SPEAKER 05 :
Okay. Well, tell us a little bit more about Radiant.
SPEAKER 21 :
So I had a franchise for about six years. I got out of the franchise and then started my own company a couple days later. And so we’re relatively new, but not new from an experience perspective. And I kept my painters from the first business, and we were off to the races. And we’re not the cheapest, but we’re not the most expensive. We like to stay right in the middle, and we’re all about quality.
SPEAKER 05 :
Okay, and so do you do both exterior and interior? Yes. Okay.
SPEAKER 21 :
Yes, and we can paint cabinets, and then, of course, we have the lighting component as well.
SPEAKER 05 :
Okay, and lighting, is that indoor and outdoor as well?
SPEAKER 21 :
It’s outdoor holiday lighting, so it’s full service. Come out. We talk with you, find out what you want as far as, like, colors, yard decorations to go along with the lighting or not. And then we put them up, and then after the holidays, we come take them down, store them, and they’re ready for next year.
SPEAKER 05 :
You store them? Yes. Okay. Well, one thing, these inflatable, and I know this is not in your bailiwick, but I have found, speaking of storing, I have a neighbor that has the inflatable or whatever it is for every season. And I was thinking if it wasn’t inflatable, they would have a real storage problem.
SPEAKER 21 :
Absolutely. Even though they… you’ve got to fold them and you’ve got to have big box crates to store them. So they still have significant storage. Exactly. Yes.
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Okay. And what is maybe something that really makes you different than most painters out there?
SPEAKER 21 :
So a lot of painters out there have lots of layers, and you deal with someone for sales, and you deal with someone for project management, and you deal with someone else for the final walkthrough. And we really have that streamlined, and we really focus on the quality. We show up when we say we’re going to show up, and then we do what we say we’re going to do with the products that we said we’re going to use.
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What a novel approach, Teresa.
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Is it okay? I would like to say one of the things that I loved when I talked with Karen about her business is that when she described a job and a client that she’s out, she said, I want to treat their home like it’s my own. That’s pretty important to me.
SPEAKER 05 :
Yeah, I love that. I love that. What’s the trick? I’ve heard of people getting their windows painted shut. What’s the trick on that?
SPEAKER 21 :
So that should not happen. There’s some coordination with the customer. So when we’re painting, we typically don’t care if the customer is around or not. But if we are painting windows, we want the customer there when we’re painting the windows after a week. paint those, then, you know, 10, 15 minutes later, have them open the windows. And that way, we’re not having to go back and unstick them down the road. Because that’s a that’s a big issue, especially on the older homes, where all the windows, you have the window trim, and you have the windows themselves painted, really need to make sure those are opened, you know, within minutes of painting.
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Okay. And how can people reach you Karen Gorday?
SPEAKER 21 :
So you can call us at 720-940-3887 or go out to our website at www.paintwithradiant.com and there’s a form you can fill out and that’ll be sent to us via email.
SPEAKER 05 :
Okay, one more time. What’s that website?
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www.paintwithradiant.com and the phone number is 720-940-3887.
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Well, Teresa and I are just thrilled to have you as a new sponsor of the show, so welcome.
SPEAKER 21 :
Thank you. I’m super excited to be here.
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Well, it is just great. Teresa, any other comments?
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I just am so excited to have her on board. You will love that in all of her contracts, everything is spelled out absolutely and completely, so there’s no questions about what you’re getting and receiving.
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Okay. And we really are blessed to work with amazing people that strive for excellence in their businesses. Another such sponsor is the Roger Mangan State Farm Insurance team. And Roger and his team have been – well, he’s been in business for 49 years. And I called him the other day. I had a question and answered it, which was great. And then he called back with a couple of suggestions, very reasonable, that he thought would be a good idea for me to add on. I just really appreciate the fact that they look out for their clients. That number for a complimentary appointment is 303-795-8855. Like a good neighbor, the Roger Mangan team is there.
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Car thefts, hail storms, and uninsured motorists are presenting unique insurance challenges for everyday hardworking Coloradans. The Roger Mangan State Farm Insurance Team knows that when you need to make an insurance claim, financial strength matters. State Farm consistently receives high marks for the company’s financial condition and ability to pay claims. For that peace of mind, to know that you are working with a financially strong company, contact the Roger Mangan team now at 303-795-8855 for a complimentary appointment to assess your insurance coverage. That’s 303-795-8855. Like a good neighbor, State Farm is there.
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A serious accident or a life-changing injury can leave you with seemingly insurmountable physical, emotional, and financial challenges. How will you be able to afford your medical bills? What if you can’t return to work? The attorneys at Bozen Law understand the immense stress you are under and want to help. Bose and Law’s attorneys have decades of experience helping people like you navigate some of the most difficult times in their lives. Bose and Law can provide the guidance and support you need to get back on your feet. Call Bose and Law now at 303-999-9999 for a complimentary appointment. That’s 303-999-9999. Don’t delay.
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When you’re looking for a premium quality painting experience or professional temporary outdoor lighting, call our friends at Radium Painting and Lighting. The owner, Karen Gorday, spent over 20 years in the customer service industry. She and her experienced professionals will treat your home as if it were their own and take great pride in their work. They only deliver excellence. When giving your home a beautiful new paint job, they use premium caulk and paint and will always deliver what they say. They don’t just enhance your space, they transform it. When you want excellence, call Radiant Painting and Lighting at 720-940-3887.
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Focused and wise marketing is essential for your success, especially during tough economic times. If you love The Kim Munson Show, strive for excellence and understand the importance of engaging in the battle of ideas that is raging in America. Then talk with Kim about partnership, sponsorship opportunities. Email Kim at kimmunson.com. Kim focuses on creating relationships with individuals and businesses that are tops in their fields. So they are the trusted experts listeners turn to when looking for products or services. Kim personally endorses each of her sponsors. Again, reach out to Kim at KimMunson.com.
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And welcome back to the Kim Munson Show. Be sure and check out our website. That is Kim Munson, M-O-N-S-O-N.com. Sign up for our weekly email newsletter. You can email me at Kim at KimMunson.com as well. Thank you to all of you who support us. We’re an independent voice. We search for truth and clarity by looking at these issues through the lens of freedom versus force, force versus freedom. If something’s a good idea, you should not have to force people to do it. I want to say thank you to the Harris family for their goal sponsorship of the show. And it’s because of all of these great sponsors that our independent voice is is on the air and pleased to have in studio with me Karen Gorday with Radiant Painting and Lighting, our new sponsor. Great to have you. Is this what you thought it’d be like?
SPEAKER 21 :
It’s a little different. I’ve never been on the radio before. This is a really cool setup.
SPEAKER 05 :
Well, you’re doing very, very well. Thank you. And again, what’s your website?
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www.paintwithradiant.com.
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Okay. And our partnership liaison, Teresa Irby, is in studio as well.
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Good morning, everyone. If you would love to be a part of the Kim Munson Show, please make sure you reach out to me at 520-631-9243. One more time. 520-631-9243.
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And on the line is former state senator Kevin Lundberg, author of the Lundberg Report, regular guest on the show. He and I are going to be presenting tonight. You are the surprise guest at Perspectives 101 tonight. Kevin Lundberg, welcome.
SPEAKER 06 :
Oh, well, now there’s no surprise left. That’s true.
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I let the cat out of the bag.
SPEAKER 06 :
I don’t want to take much of your time right here, but I did want to respond to that report you gave on how the major media is calling Trump’s claims of what’s happening in South Africa as false reports. I happen to be watching a live feed of that presentation that the president did make with the president of South Africa sitting beside him And so the supposedly false claims that the president made was to simply roll the tape. And first he showed pictures, actually a video, of a political leader in South Africa who was getting the crowd to chant, kill the farmer, kill the farmer. And they showed two different clips where apparently there’s this one guy who, is an active political leader in South Africa. And it seems to be his main theme is to get all of the people chanting, kill the farmer. And then they cut to the video of those crosses with hundreds of cars parked beside it just in a silent memorial. And then the president took out a sheaf of papers, dozens and dozens of them, each individual sheep talking about an individual farmer who was actually murdered by those who are trying to take over their land. It’s just unbelievable that the press can be so brazen in their fake news, their lying, where somehow they conflate that to be false claims. Oh, and I’ll add this one final thing. With the president of South Africa sitting beside him, he didn’t acknowledge it, but he also didn’t offer anything saying, well, you’re wrong. So, you know, just unbelievable. But maybe we can pick this up tonight.
SPEAKER 05 :
Okay, well, sounds great. Kevin, we’ll see you tonight. That’s former State Senator Kevin Lundberg. Check out his website. That is KevinLundberg, L-U-N-D-B-E-R-G.com. We’ll see you tonight, Kevin.
SPEAKER 06 :
Thanks. Bye.
SPEAKER 05 :
And if you would like to join us, you can reach out to Yvonne and get all the information, and that is at perspectives.info, hold on here, at gmail.com. I want to make sure I’ve got that right. Sorry about that. Hold on here. It is Perspectives 101. Here we go. Perspectives101.info at gmail.com. That’s Perspectives101.info at gmail.com. And that will be up in Loveland this evening. And we would love to have you join us. Yvonne said, boy, that was such a great spirited discussion that you and Kevin had on the air the other day. Why don’t we do something like that? And so we’re really excited to make that happen. And so, again, if you want to join us, doors open at 530, and the event begins at 6, and that is perspectives101.info at gmail.com to get more information. And all of this happens because of our great sponsors. Another great sponsor is Karen Levine, and you want her on your side of the table if you are looking at something to either buy a home, sell a home, or you’re looking for a new build. And we are just really blessed to have great sponsors.
SPEAKER 01 :
Award-winning realtor Karen Levine with RE-MAX Alliance understands the importance of home ownership. Karen Levine works diligently at the local, county, state, and national levels to protect your private property rights. With over 30 years experience as a Colorado realtor, Karen Levine will help you navigate the complicated metro real estate market, whether you are buying your home, selling your home, considering a new build, or exploring investment properties. Kim Monson highly recommends Karen Levine call Karen Levine at 303-877-7516 that’s 303-877-7516 for answers to all your real estate needs
SPEAKER 19 :
The Second Amendment was established to ensure that all individuals have the right to resist oppression, stand firm against government overreach, and protect our ability to defend ourselves, our families, and our freedoms. Today, that right is under relentless attack in Colorado. Colorado’s premier grassroots Second Amendment organization, the Second Syndicate, is on the front lines, fighting to preserve and protect your constitutional rights. We expose the most pressing threats to the Second Amendment and provide the education, resources, and tools to stay informed, empowered, and prepared. Join the movement. Protect your rights. Visit thesecondsyndicate.com. That’s thesecondsyndicate.com, where the second is first.
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All of Kim’s sponsors are an inclusive partnership with Kim and are not affiliated with or in partnership with KLZ or Crawford Broadcasting. If you would like to support the work of The Kim Munson Show and grow your business, contact Kim at her website, kimmunson.com. That’s kimmunson, M-O-N-S-O-N dot com.
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You’d like to get in touch with one of the sponsors of The Kim Munson Show. but you can’t remember their phone contact or website information. Find a full list of advertising partners on Kim’s website, kimmunson.com. That’s Kim, M-O-N-S-O-N dot com.
SPEAKER 05 :
And welcome back to The Kim Munson Show. Be sure to check out our website. That is KimMunson, M-O-N-S-O-N.com. Sign up for our weekly email newsletter. That way you’ll get first look at our upcoming guests as well as our most recent essays. And you can email me at Kim at KimMunson.com as well. Very pleased to have on the line with me Jay Davidson. He is the founder and CEO of First American State Bank, which is a community bank located right here in the metro area in the Denver Tech Center. and a great sponsor of the show as well. Jay Davidson, welcome.
SPEAKER 14 :
Well, thank you, Kim. It’s a pleasure to be with you.
SPEAKER 05 :
It’s always great to have you as well, Jay. And before we jump into talking about this piece that you have published at American Thinker, let’s just talk a little bit about First American State Bank and just how important relationships are with your clients.
SPEAKER 14 :
Well, relationships make the whole difference. That’s We have all the products that the big guys have, but we have something that they can’t do, and that’s the personal relationships between our lenders or our tellers or our new accounts people, wire people. That difference is the whole issue. And as a community-based bank, we’re here for small independent businesses, sole proprietorships, people that need a higher level of personal interaction with their banker. And the advice that I’ve been given is that you need a doctor, you need a lawyer, you need an accountant, and you need a banker to be on your team. So while you’re building your business, consider community banks and hopefully First American State Bank. Get to know us or get to know the banker in your area and see if you can get a relationship going because We’ve seen it all. I mean, my lenders have seen just about every possible deal out there, and they can certainly help you understand your need for debt and your payment schedule and so forth. We have payment systems on the deposit side and mobile banking apps that are second to none, so we can facilitate your banking needs without you ever having to step into the bank if that’s what you want.
SPEAKER 05 :
That was my question. Since you only have one location and don’t have a bunch of branches, how can that work for people? They don’t have to come into the bank every time they need to do something, right?
SPEAKER 14 :
That’s correct. With these new mobile apps that are available and that we have, for instance, if you want to deposit a check, you take a picture of it in the app, and it’s deposited. Wow. If you want cash, you go to any ATM, plug your card in and take the cash out of the ATM. There’s other features in what’s called treasury management that businesses would use, like positive pay and wiring instructions based on the internet. You don’t have to fill out any paperwork. Now, to be very frank, that has to be set up ahead of time because of the danger of fraud. We have to be very careful about how we handle people’s money. Once we get it set up, it’s relatively automated.
SPEAKER 05 :
Okay. Jay, I was thinking about you yesterday. There’s a new little business in my area, and I remember driving by on their opening, and there was all kinds of people in the business. And I thought, uh-huh, I hope they’re really successful. But the location is, I think, a challenging location. And yesterday I drove by, and there wasn’t as many cars out front, and I thought, huh, okay. I wonder if they were working with Jay Davidson and getting a loan for a new business, is that something that you would interface with them to just talk about location? If they’re putting themselves at risk, would that be something that one of your bankers would talk with them about?
SPEAKER 14 :
We would talk more in the realm of debt and debt service, things that the bank can’t affect. We certainly will evaluate a loan request. And we base it on real estate valuation, so location is somewhat important, but not primary importance. We have to be careful about our consultancy. We’re not consultants, but we do have an obligation to our customers to tell them what we think is a good idea and maybe not so good an idea. So I don’t want to portray us as a consultant to a startup business, but I think with our experience, we can impart some ideas that the new business person can decide to use or decide not to use, because ultimately it’s their decision.
SPEAKER 05 :
Okay, great. Thanks for clarifying that. And how can people reach you? What’s the best way?
SPEAKER 14 :
Probably the Internet for the young people at FASBank.com or 303-694-6464. or come in and meet and greet. I’ll give you my mobile number if you want to call me. On the weekend. I mean, we’re very accessible.
SPEAKER 05 :
Okay. I love that, Jay Davidson. So let’s jump over here. You write regularly and published at American Thinker. And this is at AmericanThinker.com. It was published on May 9th of this year, 2025. Immutable facts about taxes and regulation. And, yeah, it seems that we’ve got a lot of both of those in Colorado right now, Jay Davidson. So where should we start?
SPEAKER 14 :
I think we should start with our own party. I know that sounds weird, but our own party… I mean, when you’re sensitive to these issues and you’re looking at it in a microscopic level, our own party doesn’t do that well with these issues. Now, we say the words and all that good stuff, but then we get dissuaded and diverted and so on and so forth, and… I mean, every time I hear a politician say, well, yeah, I think I’ll pass a law to help you get through that, I’m cringing. I don’t need another law. I need less laws. I need fewer regulations. I need less taxation. And I need the government to stop spending my money because they’re putting my grandchildren in debt with the borrowings that they’re doing just to spend money today. This is unconscionable. I would not allow a customer to do this. I would stop the deal with them right away if they tried to do this kind of stuff. And yet the government gets by with it all the time, both Republican and Democrat. And until we call our party out and demand that our own politicians adhere to a limited government model, a constitutional model, I think we’re missing the boat. That may be harsh to some people, I’m sorry, but we’ve got to fix our own… system here at home.
SPEAKER 05 :
Well, we really do. And one of the things, I have this volunteer gig as president of the Colorado Union of Taxpayers. And it’s an all-volunteer group, amazing board that we review bills every week that’s presented, well, for hearing at the state legislature. And so as president, that means that I go through all those bills that are scheduled for hearing and basically have my eyeball on all of them. Now, there was over 700 bills. pieces of legislation and resolutions that were presented or proposed this last legislative session, which, Jay, that is unconscionable. But what you are describing, we know that the Democrats really are in lockstep to take more and more control and more and more of our money. And we would really like Republicans and unaffiliateds to stand in the gap to prevent that. But as I look at some of these different bills i see politicians on the republican side of the aisle that have said they want to protect tabor and the next thing i know i look at the fiscal note on a bill that they have their name on and it is affecting tabor and i don’t quite know what to do about that exactly excuse me bless you my allergies are killing me oh it’s terrible um
SPEAKER 14 :
Yeah, I hear you. It’s so frustrating. And I think we need an actual grassroots effort of every person, Republican, independent and moderate Democrat. a non-lefty type Democrat. There’s a lot of them out there. They contact me and they say, I know that you’re a Republican, but I kind of agree with what you’re saying. That’s a great honor. And I’m really happy to hear that because that’s what I’d like to attain. Our battle is not with each other. It’s with those in the Republican Party who are into big government and certainly those in the Democrat Party who are definitely into big government and the rest of us. And it doesn’t matter if we’re Republican, independent, or Democrat. It doesn’t matter. The issue is big government or limited government. And so my advice, and I’m so pleased at what you do with your show and why I write, is to try and get ground to all the people to understand this concept and start thinking down the terms of much more limited government.
SPEAKER 05 :
Well, and I like what you’ve said. It’s not Republican or Democrat, and it’s really not right or left. It’s big government versus limited government. And that’s really kind of the foundational question of what America was founded on, because the founders wanted a very limited government. And when government is limited, the opportunity for the individual to take risk and thrive and prosper and create wealth is significant. And that whole idea is unique within the history of mankind. And it certainly is under attack. And as you mentioned, it’s big government politicians on both sides of the aisle. But I think that people, everyday hardworking people, are starting to understand this. And so I think we’re at a really unique, exciting time in our country, Jay Davidson.
SPEAKER 14 :
Well, we certainly are. And you remember that Chinese curse, may you live in interesting times? I mean, these are certainly interesting times, and President Trump is certainly an interesting individual. And so my Republican friends get down on my case because I’ll criticize them. I said, well, if we’re not honest about the guy that we elected, then we don’t have any integrity. And, you know, a… A principle that’s subject to change based on your moods is not a principle, it’s an opinion. Principle requires that we adhere to the meaning. And when we talk about limited government versus big government, then we have to hold our own politicians’ feet to the fire. But you touched on the foundational, and you said the word foundational, issue of the Constitution and the formation of our nation. If you look back 250 years ago, Prior to the advent of our Constitution and the Revolutionary War and the great thinkers at that time, the whole idea was that there was a monarch that God had instilled some spiritual powers in. And so people adhered to and did what the monarch said. Well, the Americans said something totally different. Thomas Jefferson wrote it in the Declaration of Independence. And he basically said with the Enamble Rights Clause that the Godhead, the creation, the very relationship between us and the Almighty, the Creator, whoever you want to call it, Brahman, you know, they’re all the same, is in the individual. Not in an individual, but in every individual. So these inalienable rights that accrue to all mankind is a great departure from the centuries and millennia of thinking that there is a pharaoh, a king, a monarch, the pope, whatever you want to call it, that is divine. No, the divine spark exists in every individual. And that’s how and why the Constitution was written. Read the Constitution. It’s short. It’s to the point. It’s precise. And basically, everything in the Constitution limits the federal government, not you and not me as individuals. It limits the government to protect the rights of the individual, the inalienable rights, the God-given rights of the individual.
SPEAKER 05 :
And that’s what is so beautiful about this country. And that is what really is under attack. And like you say, from politicians on both sides of the aisle, I’m talking with Jay Davidson. He is the founder and CEO of First American State Bank. But wanted to mention the USMC Memorial Foundation. We’re coming in on Memorial Day. And Memorial Day is a day to stop and remember and think about and reflect upon those that gave their lives for our liberty. And liberty is the responsible exercise of freedom. And a great way to honor Memorial Day is the USMC Memorial Foundation will have an event at 2 o’clock. And you can get more information about that by going to usmcmemorialfoundation.org. That’s usmcmemorialfoundation.org. And for everything mortgages, reach out to mortgage specialist Lorne Levy.
SPEAKER 15 :
If you’d like to explore what a reverse mortgage can do for you, call Lauren Levy at 303-880-8881. That’s 303-880-8881.
SPEAKER 11 :
Call now. All of Kim’s sponsors are an inclusive partnership with Kim and are not affiliated with or in partnership with KLZ or Crawford Broadcasting. If you would like to support the work of The Kim Munson Show and grow your business, contact Kim at her website, kimmunson.com. That’s kimmunson, M-O-N-S-O-N dot com.
SPEAKER 02 :
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SPEAKER 05 :
And welcome back to the Kim Munson Show. Be sure and check out our website. That is Kim Munson, M-O-N-S-O-N.com. Sign up for our weekly email newsletter. That will go out on Sunday. You can do that at the website. And you can text us, 720-605-0647. Did want to mention the Center for American Values located in Pueblo on the beautiful Riverwalk. And they’re nonpartisan, nonpolitical, focusing on these foundational principles of honor, integrity, and patriotism. And they will have an event in honor of Memorial Day on Sunday. The 28th, which is a Wednesday, and it will be one of their On Values presentations at 4 o’clock in the afternoon. And you can get more information on that by going to AmericanValueCenter.org. That’s AmericanValueCenter.org. I’m talking with Jay Davidson. And he is the founder and CEO of First American State Bank. And we’re talking about taxes and regulations. And last week, Jay, it was announced that Denver is filing suit against the federal government because the Trump administration said that they were going to withhold funds to come to Denver because of Denver’s Sanctuary City Policies. And I find it very interesting that the city of Denver, the city of Chicago, and Pima County, Arizona are the three plaintiffs in this suit. So KMGH Channel 7, or Denver 7, reached out and wanted a statement from… Cut the Colorado Union of taxpayers. And so I thought I thought I’d let you know what we said and then let you comment on it. And this is what we said. We said Mayor Mike Johnston, his administration and prior city administration’s agendas regarding welcoming people to Denver who have come to America illegally is significantly hurting Denverites. Mayor Johnston has looked and is looking to the federal government. which is money collected from citizens across the country and federal debt to bail him out. I should have said and our children. I should have used that. But anyway, to bail him out and fund his ideological agenda. It is time for Mayor Johnston to grow up and learn that there are consequences to his poor decisions. Instead of using Denverites hard-earned money to sue the federal government, Johnston should cut spending, lower taxes and fees, reverse course on his sanctuary city policies for illegal immigrants, and begin to find real solutions for the issues facing the people of Denver.
SPEAKER 14 :
What do you think? Perfect comment. I can’t add to it.
SPEAKER 05 :
I was channeling Jay Davidson then. How’s that?
SPEAKER 14 :
Well, that’s nice of you to say, but we know that’s not true. Yeah, beautiful. And we need more of that. I really appreciate your work on CUT, and that’s most impressive.
SPEAKER 05 :
That’s a good work. It’s a really great group of people, but I think we have to continue – to explain that, and I think I probably got the cut spending from all of our conversations with you and I together, because we have those regarding the environment that say they want to have a sustainable environment. This is not a sustainable economic policy, and I think it’s important that people understand that, Jay.
SPEAKER 14 :
Well, that’s exactly right, and to that point, you and I were at a Common Sense Institute function last week on energy and met with the mayor of the governor of Wyoming, who is obviously very conversant in the issue. And the point that these leaders in in the energy world were making is This whole green energy concept, maybe it sounds really good, and it does sound really good, because I kind of conflate, maybe incorrectly, green energy with a clean atmosphere and clean water. Well, we’re all in favor of a clean environment, but what they’re doing and the way they’re doing it by killing off fossil fuels is terrible. we’re, we’re walking according to these energy guys, we’re walking down a path of absolute destruction and everything I read about it and hear about it is here’s another example of a, I will forgive me if I anger someone here, but this is a harebrained idea. You’re taking a concept that, uh, anthropomorphic, uh, global warming concept, which means mankind is affecting, uh, the climate in some significant manner. Um, I mean, you can’t prove it or disprove it. There’s all sorts of theories here and all sorts of scientists on both sides of the equation. But the fact is that the solution that the left has come up with is, number one, destroy fossil fuels, which is gas and natural gas and gasoline and oil and so on and so forth. And then let’s go to renewable energy sources. Well, the renewables are not capable of handling the level of energy necessary to keep people out of the dark ages. The left is playing with fire here, and their activities will lead to a dark age unless we start getting our hands up around it. This is what I mean by the regulation is overcoming common sense and thoughtful response.
SPEAKER 05 :
Well, and another way, Jay, that there’s regulation or in a way picking winners and losers. So there is the regulation, but then there’s also the subsidizing of a complete industry. And many times that might be with tax incentives. And I really think we need to – the vision of the declaration is that we’re all created equal. So I think that we should all be taxed the same way as well. And so when you start to pull out industries – and give tax incentives for that that’s trying to guide money into that particular industry. That industry should have to stand on its own two feet from an economic standpoint. And if you take away the tax incentives and all the regulations pushing green energy, and I have that in air quotes, then you’re… The economy will determine where people really want to go. And one of the things, as we’ve done the whole podcast series with A Climate Conversation and the documentary A Climate Conversation, which people can watch for free at AClimateConversation.com, is I’ve come to the conclusion that the green in the Green New Deal is the green that is going in PBIs, politicians, bureaucrats, and interested parties’ pockets.
SPEAKER 14 :
That’s a good one. And that’s true. We look at what Doge has been doing, and I’m just blown away by what Musk and his team are doing. And that’s just they’re starting the amount of graft and what’s called cronyism. It’s not capitalism. It’s the opposite. It’s called cronyism, where the government feeds a particular individual or a particular business. Our tax dollars is rampant. And they do it with these NGOs, non-government agencies, NGAs or whatever they’re called. And like USAID, the money that they were spending was mind-boggling on what? A transgender fundamentalist Muslim in Syria? I mean, what’s going on here? Well, we know that somebody was lining their own pockets. And when a $250,000 a year… Congressman goes into Congress and five years later, he’s a multimillionaire. There is something totally wrong with that whole picture.
SPEAKER 05 :
Yes, that’s a connect the dots. There is something wrong with that whole picture. And that is why we have to with the vision of the Constitution and this vision, the declaration, all men are created equal. with these rights from God of life, liberty, and pursuit of happiness. So that’s why we have to make sure that our tax policy is impartial. And I think that one of the big problems was when we put in place those progressive amendments to the Constitution back under Woodrow Wilson, and one of those was the income tax. Well, when you tax income, you’re taxing people’s creativity and innovation. And we need to figure out a way, I think, to walk that back.
SPEAKER 14 :
Yeah, I mean, the whole tax is a disincentive and freedom is an incentive. And that capitalism is defined by fair trade, fair value. And that’s a willing buyer, willing seller without outside coercion. That’s a fair trade. As opposed to the government getting involved and diverting our tax dollars to something that they like or into their own pockets. So the… The whole system is wrong, and we all know, Democrat, Republican, Independent, know that something’s wrong, and we’re looking for the answer. How do we fix this? Well, folks, the founding fathers figured this one out 250 years ago, or however long it is now, more than that, and they wrote the Constitution. And they laid out the framework for what needs to be done, and it’s time to get it done again. And that is to elect and monitor politicians and stay on top of them so they don’t pass more laws, they don’t spend more money, they don’t create more government agencies. In fact, they do just the opposite. And the point of my argument, of my article, was that we can all agree that, you know, taken individually, that a welfare or entitlement is… necessary for, let’s say, a mother of two or three kids that needs help. We can all agree that that’s, yeah, she does, and our hearts break for her, and we want to help. I get that. But what we’re forgetting is that this is used throughout the nation, and it’s used to the tune of trillions of dollars to move money away from the individual, from you and me, the people that are making the money by doing work, into the government, which makes money by taking money. They don’t make money like we do in the private industry. They take, and taxes are taking. And, you know, you talk about progressivism. The progressive tax code that exists today has set up where the top 5% of wage earners generate something like 85% of all tax revenue. And the bottom 50% of, uh, taxpayers pay nothing are of earners pay nothing. Now the code is way too progressive right now. And I’m kind of, I don’t know if you’re going to a flat tax concept, but I agree with that. Uh, charges 20% across the board, uh, regardless of what it does to the accounting and tax profession. Um, and you know, government re re revenue actually increases. when federal tax rates go down. That’s because business responds positively to tax rate reductions.
SPEAKER 05 :
Well, I think in the tax preparation and accounting field, what would then happen is as the economy, as more money is in the private economy, certainly they’ll have to pivot over to helping businesses as they’re navigating business building their businesses, but instead of all the regulations that they’re trying to adhere to with the tax code, which is – I think it’s almost impossible. It’s so complicated. I agree with you. I think a flat tax across the board – because if everybody has skin in the game, they are going to vote accordingly. But if you can vote – and say the other guy has to pay the taxes, and I think I’m going to get the benefit. Human nature says, okay, I kind of like that idea. That’s why we have to have the discipline to make sure everybody has skin in the game, Jay Davidson. So a great article at American Thinker, and would really recommend that you check that out. It is Immutable Facts About Taxes and Regulations by Jay Davidson. What’s your final thoughts you’d like to leave with our listeners today?
SPEAKER 14 :
We are a representative constitutional republic. In other words, a republic is a rule of and by the people. Constitutional means that the government is controlled by a constitution, not that the government controls us. And yet if you look at everything that’s happening right now, rules, regulations, laws, spending all control us. We don’t have to put up with that. We have the perfect nonviolent system to address that, and that’s called the vote. That’s actually the one place where we are a democracy, and our Constitution is not a democracy. We’re based on a Republican form of governance where the people rule, not an elite few rule as in a democracy. So we can make a difference. Just start thinking down terms of limited government versus big government when you look at a politician.
SPEAKER 05 :
And you would think for the quote at the end of the show that you and I talked to each other, but we didn’t. But it’s from Von Mises. And he said this, those who are asking for more government are asking ultimately for more compulsion and less freedom. So, my friends, today be grateful, read great books, think good thoughts, listen to beautiful music, communicate and listen well, live honestly and authentically, strive for high ideals, and like Superman, stand for truth, justice, and the American way. My friends, you are not alone. God bless you. God bless America. Stay tuned for hour number two.
SPEAKER 08 :
I will fight.
SPEAKER 16 :
The views and opinions expressed on KLZ 560 are those of the speaker, commentators, hosts, their guests, and callers. They are not necessarily the views and opinions of Crawford Broadcasting or KLZ management, employees, associates, or advertisers. KLZ 560 is a Crawford Broadcasting God and country station.
SPEAKER 12 :
It’s the Kim Munson Show, analyzing the most important stories.
SPEAKER 05 :
I find that it takes work to get your brain around these ideas, and it takes work to engage in these conversations.
SPEAKER 12 :
The latest in politics and world affairs.
SPEAKER 05 :
With what is happening down at the Statehouse, I used to think that it was above my pay grade to read the legislation, and it’s not.
SPEAKER 12 :
Today’s current opinions and ideas.
SPEAKER 05 :
I see big danger in as much as we will be giving an unelected bureaucrat the power to make rules about what we inject into our bodies.
SPEAKER 12 :
Is it freedom or is it force? Let’s have a conversation.
SPEAKER 05 :
Indeed. Let’s have a conversation. And welcome to the Kim Munson Show Second Hour. Thank you so much for joining us. You each are treasured. You’re valued. You have purpose. Today, strive for excellence. Take care of your heart, your soul, your mind, and your body, my friends. We were made for this moment in history. Thank you to the team that I get to work with. That is Producer Joe, Luke, Rachel, Zach, Echo, Charlie, Mike, Teresa, Amanda, and all the people here at Crawford Broadcasting. Happy Thursday.
SPEAKER 18 :
Happy Thursday, Kim.
SPEAKER 05 :
And Memorial Day weekend, I can’t believe it. Memorial Day is pretty early this year. And I would recommend to all of you, it’s a time to stop and reflect about those that have given their lives for our liberty. And liberty is the responsible exercise of freedom. And something that you could do is the USMC Memorial Foundation is having an event on Memorial Day out at the memorial. 145, they’re going to be swearing in new Marines. And at 2 o’clock is the event. And I talked with Debbie Whipple yesterday. She’s the daughter of Don Whipple, World War II Iwo Jima veteran who I’ve gotten to know really well. And he passed on last week. And I think that it’s the time for us to really stop and remember all of these people and what they’ve done for our country. So, again, more information on that, go to usmcmemorialfoundation.org. That’s usmcmemorialfoundation.org. And the website is Kim Munson, M O N S O N.com. And check that out. We have all of our, our shows and our essays and everything there. Just click on the image. Zach does such an amazing job on all of these different images and that’ll bring up all the information that you need. And while you’re at the website, Make sure that you are signed up for our weekly email newsletter that goes out on Sundays. And that way you’ll get first look at our upcoming guests as well as our most recent essays. You can email me at kim at kimmunson.com. And thank you to all of you who support us. We’re an independent voice on an independent station searching for truth and clarity by looking at these issues through the lens of freedom versus force, force versus freedom. Remember, if something’s a good idea, you should not have to force people to do it. We do focus on the issues on the show and try to stay out of all the personality fighting. But we do think it’s important that you understand what is going on out there. And so that is all the stuff that we do. I wanted to say thank you to the Harris family for their gold sponsorship of the show because it is reliable, efficient, affordable, and abundant energy products. that powers our lives and fuels our hopes and dreams. In studio with me is my good friend and our partnership sponsorship liaison, and that’s Teresa Irby. And it was really great to have Karen Gorday in studio, new sponsor with Radiant Painting and Lighting.
SPEAKER 04 :
Good morning. Kim, it was so great to have her here. She’s so much fun and I’m just so excited to have her along as a partner. I love that she strives for excellence in everything she does and that she is out to, when she gives your home a paint job, to treat it like it were her own.
SPEAKER 05 :
I love that as well. And then also earlier in the week, we welcomed our new sponsor, Jody Henze, with Mint Financial Strategies.
SPEAKER 04 :
Absolutely. Also so excited. Just, again, another partner that strives for excellence in everything she does, being that she’s able to offer you so many different options because they are not part of a firm. I wasn’t ready for that, was I? No.
SPEAKER 05 :
Well, and again, we are really excited about that. What’s the phone number if somebody would like to talk with you? We have a finite amount of spots that you are working to bring partners on. So what’s that phone number?
SPEAKER 04 :
Bringing sponsors on because, remember, we are an independent radio station. And so we need our sponsors just like they need us to be great partners and forward this wonderful cause forward. of having freedom conversations and information. My number is 520-631-9243.
SPEAKER 05 :
And again, Teresa Irby, it’s so great to have you as a member of the team. And we are an independent station, but I’m an independent… a broadcaster, because I buy my airtime from the station. So we are totally independent.
SPEAKER 04 :
Independent show, not station. I said that wrong. It’s both.
SPEAKER 05 :
It’s really both. And so this evening, in my effort to burn the candle on both ends, I am going to be up in Loveland at Perspectives 101, and we’ll be there with Kevin Lundberg, just talking about this legislative session, what’s going on in Colorado, And the way to get information on this is to reach out to Yvonne Paez, and she’s the co-founder. She’ll get you the information on that, and that is perspectives101.info at gmail.com, perspectives101.info at gmail.com. And I think Kevin indicated we’re going to talk about this whole thing going on in South Africa. Teresa, it is absolutely amazing. Unbelievable. And to unpack what this mainstream media is doing. We talked about an article from Reuters, one from AP. When there is visual proof of what’s going on is pretty. And that is that whites are being targeted, taking their land and killing them. It’s pretty, it’s unbelievable.
SPEAKER 04 :
The fact that the media is flipping that story to a complete false narrative of what is actually happening is, it’s really hard to stomach.
SPEAKER 05 :
It’s unbelievable. And I wanted to, let’s see here. Jenny said, okay, so this was another thing that we talked about yesterday, is that it used to be, Teresa, years ago, after World War II, If people had been persecuted, they were coming to America, they had to have a sponsor. Many times it might be a relative. They might get a couple of months of rent, and the expectation was, you’re on your own. You need to make it. And so many people did. So then what happened was churches got into the business of being a sponsor, which that made sense. So your community of your church might bring somebody over and help them get a job. And again, there was no government money in this. Parishioners might come together and put some money together, help them get rent, food. Then it goes into things. that they started these agencies like Lutheran Family Services, Catholic Charities, Episcopalians had their refugee resettlement and so then what starts to happen is and the government started to work with these agencies and once that started to happen that these agencies were getting money for the refugees that they were bringing in of course they’re going to want to bring in More refugees. And that was where then we’re getting into the World Economic Forum to undercut America, to flood America with people from third world countries that didn’t have skills. But there was big money involved. It was the immigration industrial complex. But always under the guise of compassion, right? Under the guise of compassion. And so the Episcopal Church here, Trump had asked them to help with these just, I think, 56 refugees, white refugees from South Africa. And the Episcopal refugee resettlement said no. Can you believe it?
SPEAKER 04 :
No, I am surprised because I feel just like you were saying, it was all about the money that I think we started seeing the government. The government is seeing the churches getting involved, which. was freedom of choice for people to donate, which is the way it should be, for people to be able to donate to these organizations, not government-led. But when government saw the money, that’s when government wanted to get involved. But the Episcopal Church said no.
SPEAKER 05 :
And so I had been on this journey because I think it was in the 90s. I was on the board of Lutheran Family Services, had watched a – they had done adoption. And I had someone that I knew that had an unplanned pregnancy. She gave the baby up for adoption. I thought this was a beautiful thing. I loved that work on that. And refugee resettlement, that seemed like that made a lot of sense to me as well. But two things on my experience again, and again, it was six years. So I had those six years there. I had the four years on city council. All these things gave me perspective. Two things. When I was going through the budget and I saw that this charity was had a line item where they were paying a lobbyist. I thought, what on earth is a charity lobbying for? Well, if you’re getting government money.
SPEAKER 04 :
More money.
SPEAKER 05 :
And then the other thing is, I did a white paper, my first white paper ever. I made a presentation to the board because regarding adoption, it was so difficult for American couples to adopt children from third world countries. And what I unpacked is the United Nations did not want white families adopting black babies. And I thought, would you not want to get a child out of a situation, an orphanage in a third world country? Maybe poverty life, right. And give them a better life. And this was all regarding kind of an international thing. The Hague, which we now realize the World Economic Forum, What they wanted to do was then be able to come in and monitor adoptions here in America. And I did a white paper saying this is like giving up our sovereignty. So that was a long time ago. I made the presentation. The board voted the other way with staff. Somebody said, Kim, it’s pretty difficult. for board members or council members or whatever to do something against staff. But that was quite the experience. Quite eye-opening. It was very, very eye-opening. And we have all these discussions because of our sponsors. One of those is Hooters Restaurants. And it’s an interesting story about the proper role of government And PBIs, Politicians, Bureaucrats, and Interested Parties. But Hooters has five locations, Loveland, Aurora, Lone Tree, Westminster, and Colorado Springs. And they have been wonderful sponsors of both the Kim Munson Show and America’s Veterans Stories for a long time. And then also… I wanted to mention the Roger Mangan State Farm Insurance Team, and Roger knows that life can be challenging, and it’s the Mangan’s team’s mission to maximize your financial security as you manage the risks of everyday life. So call Roger Mangan at 303-795-8855 for more information. Like a good neighbor, Roger Mangan’s team is there.
SPEAKER 10 :
It seems like we are getting squeezed everywhere. Inflation, high taxes, at the gas pump. Where can you save money? Well, when you bundle your insurance coverage with the Roger Mangan State Farm Insurance team, you may save money on your insurance premiums. The Roger Mangan team will help you with a personalized plan to cover all your insurance needs. for your home, auto, boat, and renter’s coverage. For a complimentary appointment, call the Roger Mangan team now at 303-795-8855. That number again is 303-795-8855. Like a good neighbor, the Roger Mangan team is there.
SPEAKER 15 :
We’ll be right back. Knowledge is power and preparation leads to success. Call Lauren Levy at 303-880-8881 so that you are prepared for the opportunities in the mortgage market. That’s Lauren Levy at 303-880-8881.
SPEAKER 04 :
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SPEAKER 17 :
You’d like to get in touch with one of the sponsors of The Kim Monson Show, but you can’t remember their phone contact or website information. Find a full list of advertising partners on Kim’s website, kimmonson.com. That’s Kim, M-O-N-S-O-N dot com.
SPEAKER 05 :
And welcome back to the Kim Munson Show. Be sure and check out our website. That is Kim Munson, M-O-N-S-O-N dot com. Sign up for our weekly email newsletter. You can email me at Kim at Kim Munson dot com as well. Thank you to all of you who support us. We’re an independent voice and we search for truth and clarity by looking at these issues through the lens of freedom versus force, force versus freedom. If something’s a good idea, you should not have to force people to do it. And Teresa Irby is in studio with me. She is our partnership liaison. And Teresa, I am so excited to have Jodi Henze with Mint Financial Strategies as a new sponsor.
SPEAKER 04 :
I am so excited to have her as part of the team.
SPEAKER 05 :
And she’s a freedom girl. And she says financial freedom starts with the right guide. And Mint Financial Strategies can help. They’re an independent firm with over 25 years of experience in the credentials of an accredited investment fiduciary. And Jody can offer advice that’s focused on you, not a sales quota. And her strategy first approach is all about helping you live life on your terms with clarity, confidence, and control. So call Mint Financial Strategies today at 303-285-3080. They are your path to independent financial confidence. So I’m just really jazzed.
SPEAKER 04 :
I’m excited too. So give them a call. Let them help you start your financial freedom future.
SPEAKER 05 :
And that’s 303-285-3080. And on the line with me is Dr. Jill Vecchio. You know her. She is retired now, radiologist, but she is one of the few people that actually read the Obamacare legislation. And she was making all kinds of presentations about the dangers of socialized medicine. And Dr. Jill, welcome to the show. Thanks for having me, Kim. Good to hear from you. It’s good to talk with you. And health care, in a way, it doesn’t seem like it’s been the focus of these elections the way it was with Obama. But yet health care is so important. And we’ve talked about kind of this racket, I think, if you will, of the billing a certain amount. And then if you have insurance, that goes down and what that’s all about. But I think this health insurance affects health care affects everybody. So where do you want to start today, Dr. Jill?
SPEAKER 07 :
Well, yeah, you know, that’s the thing. I mean, it may not be a very sexy topic and people aren’t thinking about it very much, but it does affect every single person. So you may not have used it for a while, but chances are you’re going to be using it at some point. We talked at another show, too, a follow-up show, about the influence, how much control government really does have over the health care industry just through Medicare and Medicaid, because so many, all the billing and charges and all that stuff goes, funnels down from Medicare. or trickles down from government decisions and congressional decisions about Medicare. All reimbursement is tied to Medicare. All the billing and coding comes from Medicare. Medicare determines whether some procedure or new medical device will be reimbursed by Medicare, and everybody follows that lead. So actually, we have a highly centrally controlled healthcare industry through our federal government. And the minute that happens, The minute there’s central control with only a few people making the decisions, that just is asking for extensive corruption, right? Absolutely. And that’s what we’ve got. The thing is, we’ve got between McCain-Feingold and the Citizens United case and the PACs, you know, political action committees and the super PACs, money in campaign finance has tripled or quadrupled since 2008. So there’s money flying all over the place. And a lot of these donations, the big donors are big hospital and corporate health care groups, pharmaceutical companies, trial lawyers association, hospital associations, and obviously the insurance companies. So you think about the minute it all becomes these huge entities funneling money to campaigns, those huge donors are going to have a whole lot more influence over our elected officials, number one, who gets elected, and number two, what influence they have, what decisions they make are going to be influenced by these big donors rather than their own constituents. or even the physicians or health care providers on a low level, right?
SPEAKER 05 :
Okay, so a couple of things. First of all, Citizens United, that is something that you would speak favorably of that particular case, correct?
SPEAKER 07 :
Right, but it came out of McCain-Feingold, and the weird thing is it got – You know, I haven’t read the entire thing. I read part of the evaluation of it just on Wikipedia to see, you know, what exactly what – because I couldn’t remember. But, you know, it’s mostly about initially when could you – and how much free speech could corporations and could you do a documentary and release a documentary on Hillary Clinton right before the election.
SPEAKER 05 :
So they – yeah, they – so it’s corporations –
SPEAKER 07 :
Right. That corporations can have, you know, they have just as much right to free speech. Well, the McCain-Feingold is more about the money, the flow of money, the ability for these huge PACs, the ability for NGOs to donate to super PACs, non-government organizations, nonprofit things. And so the money spent on campaigns just exploded
SPEAKER 05 :
And what they were saying, though, is that they were trying to get money out of politics, right? Isn’t that kind of what they – Exactly. Yeah. Right. But don’t you find it interesting – and the thing about it is there are those that say you can’t say anything negative about John McCain because he was a POW during the Vietnam War. And I certainly honor his service there. But I think this is an interesting – so we’re going to put that aside. Thank you. But over here, I think he did some things that really were detrimental to the country. So I find it interesting what you’re saying, that you have McCain-Feingold, and it was billed as we’re going to get money out of campaigns. Campaign Reform Act. As you mentioned, big money now in these PACs. And then you mentioned pharmaceuticals, hospital associations. Who was the deciding vote on Obamacare, and wasn’t it right around Christmastime?
SPEAKER 07 :
Oh, you told me this one time. It was McCain. Remember? Oh, it was McCain. Okay. It was McCain. And, you know, and that whole thing with John McCain, you can’t say anything bad about him. And, you know, he had so many injuries and was tortured and all this stuff. It’s kind of like, okay, he’s got that side of him. It doesn’t mean everything he does, he gets a pass on. Exactly. Where does that come from? You know, it’s kind of, it’s nuts. And he did, you know, he did some really questionable things. And I, you know, I’m okay calling him out on it. It seems it’s weirder not to be able to call somebody out on something they actually did. do that you disagree with or that may be wrong.
SPEAKER 05 :
So, Jill, I want to make one other point here. And this is in Colorado. And there’s always some kind of a campaign or voting law or something that’s been passed. But in Colorado, and I’ve got to look this up and maybe somebody can text me on this, and that’s 720-605-0647, is we have campaign finance laws that That is very low amount that can be given to a candidate. And so it’s really difficult for a candidate, a Republican candidate, to get enough money to really be able to. run their campaigns and but what is interesting is is that unions here in Colorado don’t have limits on what they can give because I guess this is my understanding is they they count all of the members of the Union that that in essence can could be different people so that’s why they you know they’re exempt from that and then the other thing is is if you self finance So polis can put in or some wealthy person can put in as much money for their campaign as they want. And again, this makes a very unfair advantage, makes it very difficult for just regular people to win office here in Colorado.
SPEAKER 07 :
Well, and then let’s go to, you know, Doge, what the Doge team is finding all of this. bizarre waste and fraud, crazy numbers of people in their 300s or people who haven’t even been born yet getting Social Security checks, right? So it’s all this weird stuff. And you kind of go, McCain-Feingold set up the ability for huge organizations receiving massive amounts of money. And you couldn’t – it was really hard to track where it was all coming from.
SPEAKER 05 :
Well, we know where it was coming from. It was either coming from us or debt that our children and grandchildren will have to pay off. So that’s where that’s coming from.
SPEAKER 07 :
Right. Well, and how do we know – how can you keep track of foreign entities that donate to an NGO 10% or 20% of the money from the NGO according to – depending on which kind of nonprofit you’re running – 10% to 20% of the money that you bring in can be spent on political action. And if you’re getting money from foreign entities, how do you trace all that money? Right. How can you say that a foreign entity through an NGO isn’t influencing our elections through campaign finance? These NGOs are kind of the link to so much corruption in because they can launder the money through, they can donate to another NGO, and that NGO can donate to the campaign, right? It’s all this funny money everywhere. Then it just, it’s hard to, it’s hard to get a feeling for how much influence the individual voter even has anymore. Everybody says, call your congressman, call your senator. I can tell you, they don’t answer your call. They’re not going to look at your email. They don’t. They’re going to pay attention to whoever’s writing them the biggest check.
SPEAKER 05 :
Well, and that’s why we have got to elect people that are representatives of the people. And I’m talking with Dr. Jill Vecchio, and we’re talking about money and how that’s affecting health care. And, of course, you saw all kinds of force during the reaction to COVID-19. So we’ll continue the discussion. In studio with me is Teresa Irby, and she is our partnership liaison with the Kim Munson team. And really fascinating stuff, huh?
SPEAKER 04 :
Oh, it’s very fascinating stuff. And just like we were talking earlier, it is all about the money, unfortunately.
SPEAKER 05 :
Yeah, it is. And follow the money. And Dr. Jill is just really very, very good at that. And another recent new sponsor, which I’m just thrilled to have, is the Second Syndicate Foundation.
SPEAKER 19 :
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SPEAKER 20 :
Focused and wise marketing is essential for your success, especially during tough economic times. If you love The Kim Munson Show, strive for excellence and understand the importance of engaging in the battle of ideas that is raging in America. Then talk with Kim about partnership, sponsorship opportunities. Email Kim at kimmunson.com. Kim focuses on creating relationships with individuals and businesses that are tops in their fields. So they are the trusted experts listeners turn to when looking for products or services. Kim personally endorses each of her sponsors. Again, reach out to Kim at kimmunson.com.
SPEAKER 05 :
And welcome back to The Kim Munson Show. Be sure and check out our website. That is KimMunson, M-O-N-S-O-N.com. Sign up for our weekly email newsletter and email me at Kim at KimMunson.com as well. Thank you to all of you who support us. We’re an independent voice and we search for truth and clarity by looking at these issues through the lens of freedom versus force, force versus freedom. If something’s a good idea, you should not have to force people to do it. In studio with me is Teresa Irby, our partnership liaison. And what’s your phone number if people want to talk with you?
SPEAKER 04 :
Good morning, everyone. My phone number is 520-631- 9243. We would love to have you as a partner.
SPEAKER 05 :
And the real criteria is that you strive for excellence in your business. And before we get back to Dr. Jill, two things. Memorial Day is coming up. It’s this Monday. And it is important to stop and remember. Another great event will be on Wednesday the 28th down at the Center for American Values, which is located on the beautiful Riverwalk in Pueblo. And you can get more information by going to AmericanValueCenter.org. It starts at 4 p.m., and that will be on Wednesday the 28th. And the center is a very special place. And a clarification, Eric, thank you. I said that it was 56 South African refugees that had come to America. He says it was 59. And we’d like to get it right. So, Eric, thank you so much. And Dr. Jill… You and I went through a leadership program in the Rockies together, and one of the things that we had to read was Atlas Shrugged. And Producer Joe was, we were talking about this in the break, that it’s not the love of money that is the root of all evil, No, wait, wait. It’s not money. It’s not money that is the root of all evil. It’s the love of money that is the root of all evil. And so you’re talking about the hospital industrial complex, the pharmaceutical industrial complex, and the influence that they have on our PBIs, politicians, bureaucrats, and interested parties. And oh my gosh, did that ever play out. during COVID where we were using tax dollars to pay for the vaccine and then also using force or coercion to have people, I shouldn’t call it the vaccine, to take the jab. Your thoughts on that?
SPEAKER 07 :
Oh, 100%. And if it hadn’t been for Obamacare having so many regulations and being so complex, and so expensive to follow on an individual basis, 90% of physicians ended up selling their practices because of Obamacare to these big hospital corporations. That’s the only way that they could be controlled. To have all the doctors in the hospital agree to get the vaccine themselves and pushing it on their patients and punishing patients that didn’t get it, I don’t think that would have happened at all the way that it did if it hadn’t been for uh… those positions having uh… now being employees of these hospital corporations so i think you know i think obama care because of that centralization did to all of health care and one of the one of the only way to can really fix health care considering all of this you think about the congress have to pass blah blah blah well what’s going to be their incentives if if everything is centralized and they have all this power and they’re getting all this money to be constantly reelected, because let’s face it, that is their number one goal is to get reelected, stay in office. So as long as that gravy train is going on, we’re never going to fix health care unless you decentralize health care so that it is not controlled by the federal government. And right now, because of Medicare and how much is tied to Medicare, it is a centralized decision-making entity in Congress. And with all the big corporations, everything has conglomerated into just a few big entities. So we need to decentralize this, give people more options, change this. We’ve talked several times about the ideas for health care reform, and I encourage people to kind of listen back to some of those. or if you have a group, I would love to come and give a talk to you and talk about real ideas for health care reform, but the idea has to be decentralized. When you really go back to the Constitution, the Ninth and Tenth Amendments, especially the Tenth Amendment, says any right or authorization, any power given to the federal government that is enumerated in the Constitution, that’s all they get. everything else if it’s not specifically a power given to the federal government through the constitution then that power belongs to the states and the people and that includes health care medicare and medicaid are violent one that maybe not medicaid because the states administer that but they still get federal money and but medicare is a complete violation of the constitution it was never challenged in the supreme court i would love to see it challenged in the supreme court What’s the validity of Medicare from a constitutional basis? I don’t care how long it’s been there. Get rid of it. And send it back to the states.
SPEAKER 05 :
Well, and again, it’s not the proper role of government. And I think you’re going to love this. Jenny had texted me this yesterday. And listeners reach out all the time. And remember, don’t call it federal money. Call it what it is. It’s taxpayers’ money. But she came up with this new one, OPM, other people’s money. So opium. I love that. Yes, that’s it. Right, right. I’m going to try to use that. So the founders, Jill, realized centralized anything is danger, danger. And so there’s been this long march, particularly since Woodrow Wilson was in office for the last 100 years, to centralize more and more decision-making into the federal government and And I think that the reaction to COVID was a big wake up to a lot of people saying, wait a minute. For example, Teresa Karen Gorday, our new sponsor, she said during COVID, she’s got this small business. And you’ve got government saying, hey, small businesses, you can’t be open. But yet you’ve got people at Home Depot, you know, the big box stores were open. And it was that was where that was a big eye opener for me. It’s like when they said that there were some people that were essential and some that weren’t. I’m like, wait a minute. This sounds this sounds like stuff that got us into World War Two.
SPEAKER 07 :
Right. Right. Yeah, 100%. And like you said, whenever you have these decisions being made centrally, and they don’t have to affect that many people because all of these corporations are so conglomerated now. You only have like six media outlets that own all the media, all media that we ever listen to. I think there’s maybe even down to four or five at this point. They just keep buying each other up, right? How many big phone companies are there, really? You remember when they broke up Ma Bell?
SPEAKER 16 :
Yeah.
SPEAKER 07 :
You remember Southwestern Bell? That was a huge thing when they broke that up. And now we have better prices on all this stuff. We’re not paying long-distance calls and all that. That was a big deal. When they decentralized telephone companies and some of the utilities that people have talked about decentralizing, the minute you decentralize, you allow more people to have more ideas. more solutions that will work for individual groups of people better and better and better, and they’re going to keep making it better and better. It’s like if the government made a car, we’d still have an Edsel, right? Everybody would be driving an Edsel if the government was in charge of making cars. So the more decentralized it is, the better, but they’ve created this system where they can have enormous influence, like during COVID, just because they didn’t have to contact that many. They didn’t have to have a collusion with that many people just a few incredibly influential and powerful people that were part of the pharmaceutical industry and and uh you know the CDC itself and um the hospital associations and all that and all that could just trickle right down to the rest of us and we had no say in it so we need to do that with health care across the board Send it back to the states.
SPEAKER 05 :
It used to be that way. Well, and we’ve got to – we’ve really got to work towards – this came in from Jenny on the text line. She said, Jared Polis was in Congress and helped pass Obamacare. She calls it centralized sick care. He voted for all of us to deal with this mess at the same time. He was investing in health care tourism. And another example of his hypocrisy, which I think is a really important point. We’ve got to continue to connect these dots. You’ve always been really good at that, Dr. Jill. And there was another thing that you had said that has stuck with me all these years. You said, whenever government gets in control… The price goes up, the quality goes down, and the supply becomes limited. And that’s pretty true across the board.
SPEAKER 07 :
Right, right. Government creates a limited resource, and that’s the thing with Medicare and Social Security. All these people are paying a bunch of money out of their paychecks, right? The most heinous thing ever is the payroll deduction, right? Payroll deduction tax. So because you never even now, it’s just a direct deposit. You have no money, no idea how much money you’ve actually earned anymore. All you see is what’s deposited in your account. So you have no idea where it goes. If you had to write a check to, you know, all of these Medicare and Social Security, if you had to write individual checks as you went along, then you’d be changing your mind about things, right? People would pay a lot more attention. So it’s been a beautiful blinding of the American worker through payroll deductions. But Yeah, I mean, the idea that we’re paying in all to all of this, it goes into one single pot. And with Medicare, everybody’s grabbing to get their little dollar bills out of that pot. I need more dollar bills out of that pot than everybody else. The doctors, the hospitals, the surgery centers, the patients, the laboratories, all of this. Everybody’s grabbing at those dollars. So it’s created a limited resource, and in order to even stay afloat, you have to then start limiting services, limiting reimbursement, limiting availability of certain procedures and services. pharmaceuticals and things like that that they’ll cover. And it’s just, it’s a stupid system. It’s just stupid.
SPEAKER 05 :
Well, and I think that if there was ever a time to make a change in all of this that’s right now. So, Dr. Jill, we’re going to continue the discussion. In studio with me is Teresa Irby, who is our partnership liaison. And all of this happens because of our sponsors. If you’ve been injured, reach out to John Bozen with Bozen Law.
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SPEAKER 11 :
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SPEAKER 02 :
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SPEAKER 05 :
And welcome back to the Kim Munson Show. Be sure and check out our website. That is Kim Munson, M-O-N-S-O-N dot com. Sign up for our weekly email newsletter. You can email me at Kim at Kim Munson dot com as well. In studio with me is our partnership liaison, Teresa Irby. And we’ve got a finite amount of spots that we could have. And you are working with people to become sponsors.
SPEAKER 04 :
Absolutely. Good morning, everyone. We are looking for sponsors, but sponsors who share our values, our constitutional values, are striving for excellence as we are here on the Kim Monson Show. And what’s that number? 520-631-9243. We’d love to hear from you.
SPEAKER 05 :
And we’ve got Dr. Jill Vecchio on the line, and she’s going to hold on for just a moment because we also have the president of the USMC Memorial Foundation, Paula Sarles. She’s a busy woman. They just finished up their very successful second annual golf tournament and then turn right around and we get into Memorial Day. Paula Sarles, I don’t think you sleep. Not too much, but more than President Trump. Well, yeah, they say he’s a short sleeper, and he sure gets a lot done. But Memorial Day, it is a day that we need to stop and reflect about those that have given their lives for our liberty, and liberty is the responsible exercise of freedom. And so you’ve got a great event on Memorial Day out at the USMC Memorial.
SPEAKER 03 :
Right. Every Memorial Day, we celebrate and remember and honor those who serve. So this year, we’re very excited to have our friend Bob Chica, who was on the USS Pueblo when it was captured. And I’m sure he’s going to be a very compelling speaker, and it would be great for everybody to come out and meet him. They’re hoping for a big crowd. And we also are celebrating the 250th birthday of the Marine Corps and our two Iwo Jima friends that are 99 and 100, Al Jennings and Jim Blaine, are planning to be there.
SPEAKER 05 :
And they were out at the memorial.
SPEAKER 03 :
We’re hoping everyone will come out.
SPEAKER 05 :
They were out at the Memorial Golf Tournament as well. Teresa, you met them.
SPEAKER 04 :
I was just going to say, I’m kind of swelling over here just thinking about the moment that I had with them and just my gratitude for them and for everyone who served.
SPEAKER 05 :
So how can people get more information, Paula Sarles?
SPEAKER 03 :
Well, they can go to our website, usmcmemorialfoundation.org, and there’s a red banner at the top. Just click on that, and it has all the details. And there’s photos from previous events also on the website.
SPEAKER 05 :
Okay. Well, great. And thanks for all that you do for our veterans and our military. And Paula Sarles, I need to mention, she’s not only the president of the USNC Memorial Foundation, she is also a Gold Star wife, and she’s a Marine veteran. So thank you for my liberty, Paula Sarles. Thank you, Paula.
SPEAKER 03 :
You are welcome.
SPEAKER 05 :
Thank you. Thank you. And Dr. Jill, it’s just really been this journey that you and I have been on regarding America. And you have been such a great voice in this health care industry. We’ve got about five minutes left. What else, Dr. Jill, do you want people to know about, you know, this money and corruption that’s that’s influenced our health care industry?
SPEAKER 07 :
Well, understand that so much of legislation this past is written by these lobbyists, these influencers. They’re the ones that write the legislation. This stuff isn’t written. I mean, McCain-Feingold wasn’t written by McCain and Feingold. They sponsored it, but it was written under, you know, probably with a gazillion lobbyists and through some law firms, and the lobbyists will submit sections of it. So I just thought it would be interesting if we had a requirement that we had to see who wrote each section, who authored each section of a piece of legislation. You know, where did this come from? And I think in Obamacare, you can tell exactly who wrote these various sections, including the insurance companies. And, you know, that’s going to be an eye-opener. We need to have a lot more, obviously, transparency in things. But until – as long as we keep health care – under the control of the federal government, and therefore congressmen that can easily and are easily and are being corrupted through huge money in order to keep them in power and in office, you know, we’re never going to be able to change health care until that system can change. And I think the easiest way to change it is to try to decentralize healthcare as much as possible, put it back to the states. Then the incentives for the lobbyists, they can’t go to just one or two offices or just a few offices in a couple of days around Capitol Hill, like you and Molly and I did. But, you know, we weren’t offering any money. So it was more difficult to get in to see people. They’re going to have to work a lot harder. Yeah. They’re going to have to work a lot harder if they have to go to the states to try and influence people. You see what I mean? It’s so… To decentralize it is the only way we’re going to make it get it done. Otherwise, if it stays centralized with Congress in charge of making decisions that affect all of health care all the way down. It doesn’t look good for reforming health care.
SPEAKER 05 :
Okay. And, hey, I’m looking up – you read the whole Obamacare piece of legislation, and there should really be a requirement. There is this expectation that our representatives would read everything before they passed it, and there’s no way down here at the Colorado Statehouse with over 700 – pieces of legislation and resolutions that have been presented. There’s no way that our representatives can read it. But I’m reading a piece from Forbes from March of, I think, 2014, because it was a little fuzzy for me. And I’m like, did I get this right? But it said, with the supermajority vote safely intact, once again, the Senate moved rather quickly to to pass the ACA, or Obamacare, on Christmas Eve 2009 in a 60-39 vote. And it says Republican Senator Jim Bunning chose not to vote since he was not running for re-election. And I remember that. I thought, Christmas Eve, that was just crazy. But how many pages? Because you read it.
SPEAKER 07 :
Well, it all depends on how it was printed out. But the official copy that I’ve got from one of the congressmen is 2,700 pages. It’s like four volumes. And they just put so much gamish stuff in there that’s silly. And usually for every page of legislation, there are like 100 pages of regulation that result that have to be right because you have the legislation, but it doesn’t give you all these detailed things. So then you have all these hundreds of thousands of pages of regulations. And some congressman took a picture, and it was not even maybe two years after Obamacare was passed, he took a picture of all the printed out regulations, and it went up to the ceiling. And it’s like this monster pile of regulations, just as a joke. He took a picture of it and said, here’s, this is what this looks like. So you can imagine how many people, how many physicians completely said, I’m not dealing with this. I can’t deal with it. And I’m going to go to jail if I don’t know that something even passed, a regulation even exists. But if I don’t follow it, they can show up at my door and charge me $10,000 per incident, $10,000 per incident. And they were even threatening to put people in jail if they had too many violations.
SPEAKER 05 :
This sure sounds like it’s force to me. Dr. Jill, we’re going to be having a conversation once a month with you regarding health care. Get that back to the forefront and talk about real solutions. We’ve got about a minute left today. What’s the final thought you’d like to leave with our listeners?
SPEAKER 07 :
You know what? It is possible to fix health care. And I think this moment in time, I think we have the best opportunity to actually accomplish something because of the… COVID woke a lot of people up, pissed a lot of people off.
SPEAKER 1 :
Indeed.
SPEAKER 07 :
And people are starting to look around going, we were lied to here, we were lied to here. They’re starting to find out their own truth, right? They’re starting to find out what really happens with this. What was COVID really? And they find out, oh, yeah, it was just that Joe Biden really was demented. And it’s like all of the things that are coming out now, thanks to the level of social media, thanks to brave, hard-working, hard-researching people that are willing to spend their time going on social media and making videos and showing people truths and raising questions. And more and more people, I even have my family members, are actually doing research. And they’re going, wait a second, I saw this and I went and did my own research and that was a big lie. It’s like, Hallelujah. Welcome to the group, right?
SPEAKER 05 :
Okay. Well, Jill, you’re doing amazing work and we really do appreciate it. So thank you. Thank you very much. Have a great day, ladies. You too. Have a great day, Jill. And our quote for the end of the show is from Ludwig von Mises. He said, those who are asking for more government interference are asking ultimately for more compulsion and less freedom. So today, be grateful, read great books, think good thoughts, listen to beautiful music, communicate and listen well, live honestly and authentically, strive for high ideals, and like Superman, stand for truth, justice, and the American way. My friends, you are not alone. God bless you, and God bless America.
SPEAKER 16 :
The views and opinions expressed on KLZ 560 are those of the speaker, commentators, hosts, their guests, and callers. They are not necessarily the views and opinions of Crawford Broadcasting or KLZ management, employees, associates, or advertisers. KLZ 560 is a Crawford Broadcasting God and country station.