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Join Kim Munson in an enlightening discussion on the interplay of freedom and force in today’s political landscape. Delve into the complexities of government control over essential resources such as transportation, education, and energy. As the conversation unfolds, you’ll discover how these issues impact our daily lives and the importance of engaging in informed voting.
SPEAKER 16 :
It’s the Kim Munson Show, analyzing the most important stories.
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The socialization of transportation, education, energy, housing, and water. What it means is that government controls it through rules and regulations.
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The latest in politics and world affairs.
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Under the guise of bipartisanship and nonpartisanship, it’s actually tapping down the truth.
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Today’s current opinions and ideas.
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On an equal field in the battle of ideas, mistruths and misconceptions is getting us into a world of hurt.
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Is it freedom or is it force? Let’s have a conversation.
SPEAKER 04 :
Indeed, let’s have a conversation. And welcome to The Kim Munson Show. Thank you so much for joining us. You each are treasured, you’re valued, you have purpose. Today, strive for excellence. Take care of your heart, your soul, your mind, and your body, my friends. We were made for this moment in history. And thank you to the team. That’s Producer Joe, Luke, Rachel, Zach, Echo, Charlie, Mike, Teresa, Amanda, and all the people here at Crawford Broadcasting. Be sure and check out my website and sign up for our weekly email newsletter that goes out on Sundays. So you’ll get first look at our upcoming guests as well as our most recent essays. And while you’re there, download my voter’s guide. All you need to do is click on the red banner at the top of the website. Just put in your name and your email, and we will send you a link to download that. I’ve had a couple of people that said that they had a challenge with that. And if that’s the case, text me at 720-605-0647, and we will get that figured out for you. And so, again, hopefully that will be a good resource for you as you are completing your ballot. Ballots are due a week from tomorrow by 7 o’clock to your county clerk. I know there are those that suggest to vote early. I’m in the other camp to vote very near Election Day. And the reason is, is because both sides of the aisle have a tremendous amount of data on all of us. And they each have a pretty good idea on how they think that we will vote. And so if it’s like showing your hand in poker, if you are voting early, because then as they’re seeing that the votes are coming in and they’re being logged in, then if somebody wanted to do some funny stuff, they’ve got a better idea on just where they think that the votes are. And so I recommend to wait to put your ballot in. But yeah, check out my website. And the text line again is 720-605-0647. And I am working on catching up on my emails. And my email is Kim at Kim Munson. That’s M-O-N-S-O-N.com. And as you know, we search for truth and clarity by looking at these issues through the lens of freedom versus force, force versus freedom. And taxes are force. And I think we all agree that there are some taxes that need to be paid. But while we are way out of the proper role of government at the local, the county, the state and the federal level. And also on my ballot, I did not take a position on that. some of these fire districts and different special districts. But I’m recommending a no vote on the South Metro fire protection ballot question. They’re asking for $50 million and I had not really looked at their finances on it, but I’m going to talk with somebody that I think probably has. But I got a text message from a firefighter or somebody that identified as a firefighter encouraging me to vote yes on that, saying that they had not had a tax increase for many, many years. But yet, with the assessed valuations, the higher assessed valuations, There was a hidden tax increase right there. So I felt that that was a disingenuous text. And then the other thing is, is at the bottom of the ballot question, it wants to de-tabor or de-bruce the excess revenue. What that means is, is they want to keep all of the revenue. And under Tabor, the excess revenue is above a very, not revenue, excess taxes, I should say, above a very generous formula of inflation plus population growth. Everything above that is to be returned to the taxpayer unless they ask us for it. So it’s a little hidden ask, and many people don’t understand what that is at the bottom of that ballot question. But I think that that is very disingenuous to want to keep all the revenue. I think that additional revenue, if that passed, should be returned to the people. And so because of that, I am recommending a no vote on that. And as you know, it’s never compassionate nor altruistic to take other people’s stuff, whether or not it’s their rights, their property, their freedom, their livelihood, their opportunities, or their childhoods. And force can be a weapon, but policy, unpredictable, and excessive taxation, which we’re living in, fear, coercion, government-induced inflation, the agenda of the World Economic Forum and the globalist elites. And remember, if something’s a good idea, you should not have to use force to implement it. I would say probably the top headline right now is Trump is very busy on the international stage. And from Newsmax, it says that Trump has said U.S. and China are going to come away with a deal. And so, again, the art of the deal on Donald Trump. And so stay tuned. I think that that’s really important. He’s trying to be a man of peace. And I like that a lot. Our word of the day is circumstances, and it’s a condition or fact attending an event and having some bearing on it or a determining or modifying factor. Number two, the sum of determining factors beyond willful control. Number three, financial status or means. And we need to be able to adapt to our circumstances. And so I went to Confucius for our quote of the day because Ellen Raleigh, who immigrated from China, she’s a proud American citizen. She has a book Confucius Never Said. So I went to Confucius for our quote of the day. He was born in 551 B.C., died in 479 B.C. He was a Chinese philosopher of the spring and autumn period. who traditionally considered the paragon of Chinese sages. And he said this, as the water shapes itself to the vessel that contains it, so a wise man adapts himself to circumstances. And again, that’s Confucius. We’ve got a jam-packed show planned for you today. And on Mondays, we talk with Roger Mangan, with a State Farm agent and his great State Farm agency, about things that are really important regarding, right now we’re going through an auto insurance primer. And a valued sponsor of the Kim Munson Show is the Roger Mangan State Farm Insurance Team. Roger’s been in business for over 50 years, taking care of his clients and providing for his family and giving back to the community. He and his team strive for excellence, and I’m honored to have them as a sponsor of the show. And I’m talking with Roger Mangan. Roger, we had started this primer on an auto insurance policy project. and talked about that a few weeks ago. What’s the next subject that you want to address regarding this primer?
SPEAKER 13 :
Thank you, Kim. There’s probably 12 items, and we’ve covered six, so we have about six left, so bear with us in this radio show, but it’s important, I think. We get up every morning, get in our car, turn it on, drive to work, and then don’t think about much other than what’s on our mind, and it’s certainly not auto insurance and line item coverage. So our purpose in doing this is to have you aware of what it is you should have or do have and how it works. So what I’d like to talk about now is emergency road service. Emergency road service is a must for any car. It costs you $3 maybe every six months to buy this coverage. And it’s so important and so inclusive. And it covers and pays for emergency road service for a covered car for mechanical labor up to one hour at the place of breakdown. Most people think of emergency road service as towing. And yes, towing is included, but there’s way more than just towing. And towing, it has to be to the garage of nearest repair. You cannot have a breakdown in Littleton and have your favorite mechanic in Thornton on a Ford and have it towed across town. The insurance company will probably pay maybe $100 to $120 for a tow. and not even question it. Now, by the way, with State Farm, they give the agent, which is really unique, the ability to actually directly pay that tow bill. So if you had a tow last week and you paid it and came to me with a receipt, I can actually write a check out of my office and reimburse you on the spot. Wow. As long as it’s reasonable. If you have that car towed from Littleton to Thornton and it’s a $300 tow or $200 tow, it’s probably not going to get paid. They’ll pay it to the garage of nearest repair. I did have a situation years ago where a Porsche broke down that I had insured in Goodland, Kansas.
SPEAKER 04 :
That’s my hometown. Yeah, the hometown of Jim. And that’s the thing is people of my hometown, their car either broke down or they got caught in a snowstorm there.
SPEAKER 13 :
Yeah. Well, this Porsche had to be towed back to Denver. And this is back in probably 85 or somewhere in there, 1985 ish. And the toll bill was $400 back in those days. That’s a lot. Yeah, enormous. So the question is, is State Farm going to pay that toll bill? Well, there was no Porsche dealership or repair garage between Goodland, Texas and Denver. Goodland, Kansas. Yeah, I’m sorry, Goodland, Kansas. So we paid that toll bill. Normally, we wouldn’t do that. Here’s an example. If you broke down in Vail and you had a typical American car, Ford, Chevy, whatever, and it had to be towed between Vail and Denver, there are several repair stations, mechanics that can repair your car. So you get a $400 tow bill from Vail to Denver, you’re probably only going to get $120 against that tow bill. Okay. So garage veneers repair. Okay. And then towing the car out of a, if it’s stuck on a public road, and here’s what happens. We get these four-wheelers who go back into the booties, and they get stuck, and they want their towing coverage to tow them out. It might take two tow trucks and four hours to move the car to a public road. You’re only going to get the service if your car needs to be towed. towed on a road that is maintained by the county okay can’t be a dirt trail off into the boonies or this emergency road service also covers delivery of gas oil battery change of a tire but not the cost of such item In other words, if you blow a tire and we have to repair that tire, put the spare on because you can’t. We’ll do that service, but we’re not going to repair or pay for the cost of the tire or the cost of gasoline. But the trip to bring the gasoline to you, we will pay for it. And this is an interesting one. Locksmith’s labor for up to one hour to unlock a covered car if the key is lost, stolen, or locked inside the car. Most people don’t know that, and you should know that. So if it happens to you, pay the bill, come to Roger, and he’ll reimburse you, okay?
SPEAKER 04 :
Wow. So, well, actually, we’re out of time on this particular issue. This is really informative. Can people get emergency? They don’t get it automatically. They have to ask for it?
SPEAKER 13 :
Yeah, I see 99% of the policies we write happen unless you have AAA and you don’t want us to do it. AAA is going to cost you maybe $100 a year. This is costing you $3 every six months, or let’s say less than $10 a year. So it’s your choice, AAA, State Farm. Most companies offer this. We’re not virtuous. We’re not the only company that offers this, but I’m the only one explaining it to all these companies.
SPEAKER 04 :
Which is very virtuous, I think. Yeah. So what’s that phone number for people to reach you for a complimentary appointment? 303-795-8855. Like a good neighbor, the Roger Mangan team is there.
SPEAKER 20 :
John Bozen and the attorneys at Bozen Law know how overwhelmingly life can feel after an accident or injury. That’s why Bozen Law can help guide you, support you, and fight for the full compensation you’re owed. Whether you were hurt on the road, at work, or in a hospital, the Bozen Law team is ready to stand by your side and help you move forward. Backed by decades of combined legal experience, Bozen Law can help you pursue justice and compensation. after serious accidents. Call Bozen Law at 303-999-9999 for a complimentary consultation. That number is 303-999-9999. Call Bozen Law now.
SPEAKER 19 :
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There’s so much noise coming at us. Sometimes it is difficult to make sense of it all. How can you sift through the clamor for your attention and get to the truth? The Kim Munson Show is here to help. Kim searches for truth and clarity by examining issues through the lens of freedom versus force, force versus freedom. Tune in to the Kim Munson Show each weekday, 6 to 8 a.m. with encores 1 to 2 p.m. and 10 to 11 p.m. on KLZ 560 AM, KLZ 100.7 FM. The KLZ website, the KLZ app, and Alexa. Play KLZ. Shows can also be found at KimMunson.com, Spotify, and iTunes.
SPEAKER 04 :
Welcome back to the Kim Munson Show. Be sure and check out our Web site. That is Kim Munson, M-O-N-S-O-N dot com and sign up for our weekly email newsletter while you’re there. My voters guide is is you can download that. There’s a banner at the top of the Web site, a red banner. Just click on that. Put in your name, put in your email and we will send you a link. to the analysis that we did regarding the ballot questions. And it’s important to be an informed voter, not an influenced voter. And that’s why there’s some great resources out there. And Brandon Wark is on the line with me, and he is a wonderful resource for freedom. He is the founder of Free State Colorado. Brandon Wark, welcome to the show.
SPEAKER 08 :
Hey, good morning, Kim. Thanks for having me on.
SPEAKER 04 :
Absolutely. And that website is freestatecolorado.com. And Brandon, you had highlighted or maybe low-lighted something that’s very important for people to understand regarding there’s only two statewide issues on the ballot. That’s Proposition LL and Proposition MM. And Proposition LL is referring back to Proposition FF. It’s so funny when we’re trying to explain all this. But that was passed by the people of Colorado in… 2022, under the moniker of Healthy School Meals for All Children. And they said that they were going to raise $107 million. They actually raised $12 million more. And that is to be returned back to us, the taxpayers. But they’re asking to keep all that money, Brandon.
SPEAKER 08 :
Yeah, Kim, exactly. You know, as we see so often with these government programs, they don’t work out as intended. So not only is the program set up under FF running out of money, but they’re collecting more money, and they have to refund it to the taxpayers under TABOR, our Taxpayers Bill of Rights, one of the great benefits of that part of our Constitution. But of course, because they’re exceeding the money, they’re spending more money than they’re bringing in, They’re asking the voters to retain that money. So that’s what Proposition LL is about, is keeping money, quote-unquote, previously collected. So a lot of people don’t think this is a tax increase, but it actually is a tax increase. According to the Blue Book, according to the legislative website, there’s 200,000 Coloradans who are going to be paying more taxes if Proposition LL passes. This is millions of dollars taken out of our economy, meaning that Coloradans will have less money to invest in our communities and our businesses. And, of course, as most people probably would expect, LL also allows for unlimited tax collection, eliminating the Tabor limit for revenue collected through this scheme. So it’s a big tax increase and definitely encourage people to vote no. But like you know, Kim, there’s always more to the story.
SPEAKER 04 :
Right. And a breakdown proposition M for us as well, Brandon Wark.
SPEAKER 08 :
Yeah, Proposition MM is a little bit more honest in the ballot title and the language there. It’s a total tax increase, and it’s going to raise taxes on individuals making over $300,000 a year. We’re talking about a $95 million tax increase, and that’s every year. So during the special session this year, our state legislature knew what was happening with the SNAP food stamps. Of course, that’s one of the big headlines right now. And they passed a bill, Senate Bill 25B-003. Don’t need to get into all those details. But they kind of modified what they were doing with this Healthy School Meals for All program. Not only is it going to be used for school children to provide every school child in Colorado a lunch paid for by taxpayers, even if they don’t need it necessarily. But they want to expand this program to SNAP food stamps, to the SNAP EBT benefits there. So they saw what was happening with the One Big Beautiful Bill Act and other programs at the federal level. So basically, the proposition is just a way for them to take money out of the productive sector of the economy. It’s a wealth redistribution scheme to steal money from higher income earners and give it to school kids and those receiving food stamps.
SPEAKER 04 :
Well, that’s what they say, and eventually there probably will be some money that we’ll get to children’s meals and food stamps. But what I’ve learned, Brandon Wark, is I call them PBIs, politicians, bureaucrats, and in this case, interested parties. They… They pony up to the trough to take money that goes by first. And you had mentioned, you posted something just recently about who is behind trying to drum up support for Proposition LL and Proposition MM, which you and I are both strong nose on. Who’s behind it?
SPEAKER 08 :
Yeah, no, that’s a great point, Kim. We always got to look for the money, right? We always got to see who’s spending big money behind these issues. And that tells us the rest of the story, tells us who these interested parties are. And so I went on the Secretary of State website. Every year at freestatecolorado.com, I write a ballot guide. And I always want to answer that question. Who’s behind this? Where’s the money coming from? And I found two organizations. There’s two organizations registered with the Secretary of State of Colorado to support or who are in favor of both of these propositions. And unfortunately, Kim, there’s none opposed. There’s none of us pro-liberty individuals across Colorado who created an organization this year to oppose these ballot measures, unfortunately, but that’s how it goes. But the two in favor, one of them is Keep Kids Fed Colorado. And of course, what a wonderful name, Keep Kids Fed Colorado. Who doesn’t want that? But a lot of people don’t know who this group is. It’s a new issue committee basically created by a nonprofit called Hunger Free Colorado. It’s a statewide nonprofit. They’ve already contributed over a quarter of a million dollars in support of Proposition LL and MM. It’s some of those ads you might be seeing on streaming services, on TV, maybe in the mail. I’ve seen some people door knocking in my neck of the woods up here. supporting this. So Hunger Free Colorado, for people who don’t know, is a big nonprofit, and it’s got some great support from private organizations, from some businesses. But what people don’t know is Hunger Free Colorado has also received nearly $2.5 million from taxpayers this fiscal year alone. It’s fiscal year 2025. I found this in TOPS, the Transparency Online Project. Just typed in Hunger Free Colorado, because that was my first question. Has this organization received any taxpayer money? And they have $2.3 million. And, of course, Kim, we know money is fungible. So you have to ask, hey, is this $2.3 million they’re getting to this nonprofit, is some of that money going towards this electioneering effort to try and convince voters to support an even further tax increase to the tune of a quarter of a million dollars? And that’s part of the story that people need to know.
SPEAKER 04 :
Well, and this is something that I have learned over the years now. We used to think as nonprofits, charities, that they were in the business of helping people. And granted, there may be some help that occurs. But just think, if our taxes were lower and we had more money in our pocket, then we could make the choice on which nonprofits… And I have that in air quotes because clearly… They’re making money. They just don’t have to pay taxes on it. But there’s something wrong with these government grants. We’ve got to stop those programs. But then connecting that dot that they are also out there promoting political agendas that they benefit from. It makes it it should be a hard no on that. But there’s also another organization, right?
SPEAKER 08 :
Oh, yes, Kevin. This is a big one. A lot of people haven’t heard of them, but they are a very powerful organization behind the scenes. And it’s called Community Change Action. Community Change Action is a Washington, D.C.-based group. And according to Influence Watch, I did my research here. Everything’s linked at freestatecolorado.com where people can dig in. But this is one of the groups that helped organize those No King protests. They support illegal immigration programs all across the country on these issues, as well as a variety of social welfare programs. So Community Change Action, this big Washington, D.C., big money group, it’s also tied to the Colorado Immigrant Rights Coalition, CIRC, the Working Families Party, the Tides Foundation, George Soros’ Open Society Foundations, and even the Pritzker Foundation. So these are the types of people, these are the types of organizations that is basically, you know, we hear that term dark money, but we see at least $13,000, according to Tracer, the Colorado Secretary of State website, of this money coming from Washington, D.C. into Colorado to influence our elections here. So you see the policies that these organizations promote. We see kind of the agenda they have for the rest of the country. And that should pause everybody to say, hey, listen, out-of-state money is spending a lot here in Colorado to try and get these ballot measures passed. What’s the agenda here? What are they trying to do? And that should really be a red flag for people.
SPEAKER 04 :
So Brandon Wark, freestatecolorado.com, this Proposition LL and Proposition MM, first and foremost, the title of it is, they’re really, it’s a marketing thing, and that is healthy school meals for all children. Who doesn’t want that? But it’s not the proper role of the state to be providing that. But the other thing is both Proposition LL and Proposition MM are based on envy and the fact that they say, oh, we’re going to soak the rich people, and that is people that are making $300,000 or more. But what happens, and that’s just how the income tax was passed as an amendment to the Constitution, is they said, oh, it’s only going to be on your neighbor, not on you, and it’s only going to be a limited amount. But government programs seem to never go away, and they seem to never have enough money. And so if you think that you’re soaking the rich by voting for this, what’s going to happen is, I think, my crystal ball is, is that The program becomes so expensive that they’ll have to look for more revenue. And ultimately, I think everyone, every taxpayer will probably be tapped to pay for this. What do you think about that? I guess my point is anything based on envy and anything that treats one individual differently from another, that’s antithetical to the American idea. Just on principle, I think we need to vote no on this.
SPEAKER 08 :
That’s such a great point, Kim, and I think that’s so important because we’ve got to see the craftiness, the craftiness, the cleverness of these legislators in our state government because both these ballot measures, right, they’re referred to the people by our state government, by Democrat legislators, frankly, who kind of have to ask those questions to say, okay, we want a tax increase. We want to pay for these programs. who are the voters going to support taking money from? So the $300,000 amount has got to be so arbitrary, in my opinion, for them to say, okay, most of the people of Colorado think that’s a lot of money, and sure, it is a lot of money. So let’s say this tax increase is only going to apply to them. And, you know, it’s kind of this tactic that our legislators use to talk to the average voter, the average taxpayer, and say, hey, listen, these people have enough money. They have too much money. You don’t have enough. Let’s let them pay for your school lunches. But, of course, if they did this program, if they put on the ballot to say everybody’s taxes increased, every single color added, then voters are going to say no. So these legislators figured out kind of that line, right, to say, let’s just say $300,000 or more. Let’s say this amount, this amount. But like you said, Kim, it doesn’t end there. It always continues on. And when Proposition FF passed three years ago, It was only going to collect $100 million. It was only going to do this. It was only going to do that. And here they are coming back to the taxpayers saying, no, we need more money. We need to take more. We need to do more. And it’s only a little bit more. It’s only a little bit more. And then before you know it, they’re taking it all.
SPEAKER 04 :
Well, and the other thing is, is what I’ve seen, though, is these PBIs, they end up taking their cut first. So these nonprofits that are in this business, they make sure that they’re paid before there’s any free school lunch for children. And typically… Well, just for example, as you said, this Hunger Free Colorado has received $2.5 million in money from the people of Colorado. You know, another interesting thing would be is to find out what their CEO, what that salary is. I think that’s some homework for you and I. I’m going to make a note on that, okay? Unless you know that. Great.
SPEAKER 08 :
I don’t, but that is a great question, Kim, definitely. I think we really need to have a hard look at any of these organizations that are receiving tax money, these nonprofits that are getting tax money, and then use that money for election purposes. In my opinion, that’s a blatant violation of the public trust, and, you know, I don’t think it’s right.
SPEAKER 04 :
I don’t either. Now, very quickly, Brandon, you are running for Greeley City Council, so just tell us just a little bit about that.
SPEAKER 08 :
Yeah, Kim, I really appreciate that. I’ve been out door knocking every single day talking to people in the community. It’s Brandon Wark for Greeley City Council here. I’m in Ward 2, so that’s the southeast corner of the city up here by the University of the Greeley Mall. If you see my name on the ballot, I’d really appreciate your vote. For me, it’s all about transparency. There’s so much going on with our local government here in Greeley where they’re making a lot of big decisions behind closed doors. In my opinion, they’re violating the public trust by not asking taxpayers to take out a billion dollars worth of debt. Instead, they’re using certificates of participation so they don’t have to ask the voters as required by our Taxpayers Bill of Rights. Additionally, affordability. We all know, Kim, that’s the biggest issue, not just in Greeley, but in the state of Colorado. We have to find ways to save us money.
SPEAKER 04 :
Okay, and how can people get more information about your campaign?
SPEAKER 08 :
ElectBrandonWark.com. ElectBrandonWark, and that’s W-A-R-K-A. If you Google my name, Brandon Wark, my website for my election will be the first thing that comes up.
SPEAKER 04 :
Okay. Brandon, thanks so much, and thank you for the great work that you do at freestatecolorado.com.
SPEAKER 08 :
Thank you so much, Kim. Take care.
SPEAKER 04 :
And we have these important discussions because of our sponsors. I wanted to say thank you to the Harris family for their gold sponsorship of the show. And then also for everything residential real estate, you want to have Karen Levine on your side of the table.
SPEAKER 22 :
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SPEAKER 23 :
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SPEAKER 15 :
Colonel, the British are raiding Danbury and burning the town. I’ll go tell them. Sixteen-year-old Sybil Ludington mounted her horse and rode 40 miles through night and pouring rain. That’s twice the distance of Paul Revere to sound the alarm.
SPEAKER 14 :
Quickly.
SPEAKER 15 :
assemble at my father’s house the kim monson show is our modern day sybil luddington bringing us the latest breaking news in the battle for truth and freedom ben’s plumbing heating and cooling is proud to stand with kim will you stand with us get engaged with the issue that keeps you up at night so that you can influence your school and community with truth and justice And for quality craftsmanship at a fair price, call or text Ben’s Plumbing, Heating, and Cooling at 303-995-1636. That number again is 303-995-1636.
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SPEAKER 04 :
And welcome back to the Kim Munson Show. Be sure and check out our website. That’s Kim Munson, M-O-N-S-O-N dot com. And while you’re there, click on that red banner at the top of the page and you can download our voters guide regarding the two statewide issues and also these issues that these debt issues that are on the Denver ballot. And then also there’s a resource for county clerks if you want to reach out to them regarding issues. information on any candidates and how to contact them. So be sure and check that out. Financial freedom starts with the right guide and Mint Financial Strategies is here to help. As an independent firm with over 25 years of experience and the credentials of an accredited investment fiduciary, they offer advice that’s focused on you, not a sales quota. Their strategy first approach is all about helping you live life on your terms. with clarity, confidence, and control. Call Mint Financial Strategies today. That number is 303-285-3080. Mint Financial Strategies is your path to independent financial confidence. And I’m pleased to have on the line with me Jason Bailey. He is the founder of an organization, Citizens for No New Debt. Jason Bailey, welcome to the show.
SPEAKER 09 :
Hello, Kim. Thank you so much. I’m so glad to be here. I’m so glad to be talking after Brandon Ward. He is one of my heroes as well. Yes.
SPEAKER 04 :
Definitely. And the federal debt makes the headlines all the time. And there’s a debt clock about how much each of us owe. But… What we don’t realize is we are encumbering ourselves at the local, the county, the state level with these special districts, with these fire districts. And it seems that the government, they have this insatiable appetite for taxes. And it’s time that we say no. And that’s why you founded Citizens for No New Debt.
SPEAKER 09 :
Correct. Yeah. You know, the amount of debt at all these different layers and levels, you know, layers of debt is everywhere. And, you know, one difference, I guess, between federal debt and so much of this local debt is so much of this local that the voters are saying, oh, yeah, sure. Give us more debt. um so citizens for no new debt we’re here to organize to push back on that debt you know tabor laws is as we all know says hey you know in colorado you need to take that new debt request to the voters here’s the problem kim we’re not we’re not winning the vote so citizens for no new debt we’re that missing piece of the puzzle we’re going to fill in um and we’ll start winning at the ballot box. We may win this November. Of course, right now we’re focused on the city of Denver. The city of Denver wants $950 million in new debt. They divided it up into those five different categories, 2A, 2B, 2C, 2D, 2E, all on the Denver ballot. And so we’re focused on that right now. And we may win. It’s going to be close, actually, and we’ll see. But even if we don’t win, I hope we do, of course, but if we don’t, We rally the next day. We build this organization up to be 100 times as big. And we start winning at the ballot box. And it’s that missing piece of the puzzle for the Tabor law. And once we start winning at the ballot box, then that’s going to snowball. And we’ll get that understanding out there that government debt is a counterproductive waste of valuable money.
SPEAKER 04 :
Well, what I have found, Jason Bailey, is us on the freedom side, people love their freedom, but it’s not like it’s an interested party that’s going to benefit. So we typically are rubbing nickels together as we are fighting some of these big ballot questions, whereas with these five ballot questions with Denver, Mike Johnston is out there In support of it, one has to question whether or not a taxpayer’s money is being used to encourage people to vote for taxes, which, as Brandon said in the previous segment, that money is fungible. But here you’ve got these politicians that are out there stumping for higher and higher taxes and taking more money out of our pocket. There’s something… As Brandon referred to it, it really goes against the public trust.
SPEAKER 09 :
You know, it really does. I mean, you know, the mayor of the city is supposed to be running the city and making sure our roads are in good condition and all of that stuff that a mayor should be doing. And technically, legally, the city employees are not supposed to use any city time campaigning for a ballot measure. So, I mean, I don’t know how Mayor Johnson is going to say, well, I’m not using city time considering it seems to be half of the time he’s awake, he’s campaigning for this new debt. Furthermore, on top of that… As Brandon was talking about, we are definitely using public tax money. They are definitely using public tax money to campaign and to finance that vibrant Denver Bond campaign. These organizations that gave $50,000 each, Denver Botanic Gardens, Denver Museum of Art, art and on and on and you know i like a lot of these organizations no doubt about it but uh the the uh the fact that they’re receiving tax money you know science and cultural facility money and lodging tax and other uh taxes and then they’re giving uh fifty thousand dollars to the campaign i don’t like that one bit and then besides that it’s actually illegal in colorado to use public tax money on ballot measures for advocating for yes or no vote so none of it makes any sense and um It’s not fair, and what they’re doing is wasting our tax money to go after more debt.
SPEAKER 04 :
Well, and you really brought this to my attention after we first met, that people don’t really think that much about the payback, but the investment bankers that are selling these bonds, they… they will be making, well, I guess it’s the bond holders, but there’s also the fees that go to the investment bankers. The total payback, the maximum payback that they’re quoting, if you add up all five of these measures, is over double 950 million dollars it’s one point almost 1.9 billion dollars in payback and that’s 1.9 billion dollars that could be in individuals and businesses pockets so that they could go out and create more businesses and more jobs and instead this stifles that and ultimately this business climate you will start to see producers and innovators and creators move because of onerous taxes and rules and regulations. Jason Bailey.
SPEAKER 09 :
Oh, without a doubt. And, you know, these investment bankers, I don’t blame them as much as I blame the politicians. The investment bankers are sitting on the other side of the table from the politicians. It would be the politicians, it would be their job to say no to the investment bankers and that tremendous amount of interest and fees and all of that. But they don’t. You know, it’s okay to hold two thoughts at the same time. If you’re on the side of the table as the investment banker, it makes sense. You’re going to be making the money. And if you’re on the other side of the table and you’re representing our government, it makes no sense whatsoever. It would be our government’s job to say, no, thank you, but they don’t. So I do consider this debt to be an unholy alliance between our political system and our financial system. And once again, it’s okay to hold two thoughts and be able to look at the issue from both sides of that table. But it’s an ideology by the city of Denver to keep taxes up at all times and to always push for more tax money. And if we need to structure a bond deal where we’re paying up to twice as much, and that’s what I always say with debt, Kim, we’re paying on average twice as much every time we build that road. or we build that bridge. And of course this makes no sense, you know, but so they, they’ll structure these, these debt packages so that, uh, they, they don’t have to lower taxes. Of course, the city of Denver, they always want more tax and they’re never going to let up. And this is an ideology they have. So their thinking is, well, even if the citizens need to pay twice as much to build a road, that’s just fine because otherwise we’d have to lower taxes. I mean, that’s just messed up, you know? Um, and, uh, So we’ve got to defeat this debt, and we’re here to get it done.
SPEAKER 04 :
Okay, I’m talking with Jason Bailey with Citizens for No New Debt, and we’re talking about this huge debt package that is broken out into five different ballot questions on Denverites’ ballots. And we need to start to say no. As Jason had indicated, we wring our hands about the federal debt, but then we say yes at the local level. And part of it is the marketing on all of it as well. And so we’re going to continue the discussion with Jason Bailey. when we come back but a couple of things that i wanted to mention is the usmc memorial foundation will be hosting an event on saturday the 8th right before november 8th right before veterans day for in honor of veterans day and you can get more information about that by going to usmcmemorialfoundation.org And then also the other nonprofit that I highlight on a regular basis, they’re nonpartisan, they’re nonpolitical, is the Center for American Values, which is located in Pueblo on the Riverwalk. And they’re focused on honoring our Medal of Honor recipients and telling their stories and also educational programs for K through 12 and also for educators. based around these principles that the center focuses on, and that is honor, integrity, and patriotism. So another great organization to support is the Center for American Values, and that website is AmericanValuesCenter.org. And then the Fed is meeting this week. So on, let’s see, Thursday, we’ll talk with Lauren Levy for Everything Mortgages about what happened at that Fed meeting and what is happening to mortgage rates.
SPEAKER 07 :
Many seniors are feeling squeezed because of inflation, higher property taxes, and increasing costs of living. If you’re 62 or older, a reverse mortgage may be the solution. Reverse mortgages can be complicated, so it’s important that you understand the process and work with a trusted professional. Mortgage expert Lorne Levy will help you craft solutions for your unique circumstances, whether a reverse mortgage, first mortgage, or a second mortgage. If you’d like to explore how a reverse mortgage might help you, call Lorne Levy at 303-880-8881. That’s 303-880-8881. Call now.
SPEAKER 02 :
All Kim’s sponsors are an inclusive partnership with Kim and are not affiliated with or in partnership with KLZ or Crawford Broadcasting. If you would like to support the work of The Kim Monson Show and grow your business, contact Kim at her website, kimmonson.com. That’s Kim Monson, M-O-N-S-O-N dot com.
SPEAKER 21 :
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SPEAKER 04 :
And welcome back to the Kim Munson Show. Be sure and check out our website. That is Kim Munson, M-O-N-S-O-N.com. And are you craving some real New York style pizza and pasta? Well, Little Richie’s and Parker and Golden have you covered. Authentic New York flavor with Colorado roots. So from daily specials and weekday lunch deals to a happy hour worth planning around, they are your neighborhood favorite and they’re always serving up something worth stopping for. and they have the best calzones I’ve ever had in my life. So be sure and check out Little Richie’s in Parker and in Golden. We are talking with Jason Bailey. He is the founder of Citizens for No New Debt. And we’re talking about these five ballot questions that are on the Denver ballot, which the ask is for just a little under $1 billion, if you put all five of those questions together, but the payback is $1.9 billion. That’s money that will be taken out of the economy, the free economy, and put into government. And what’s interesting, Jason Bailey, is first of all, I think that the tax questions or the ballot questions are very disingenuous because it begins with without imposing any new tax. So talk to me about that.
SPEAKER 09 :
Without any new taxes. You know, talk about, you know, politicians gaslighting the voters. It’s impossible, as you’re mentioning, to repay debt without twice as much tax money. It just, you know, to talk about no new taxes, it makes no sense at all. And everyone knows if your property tax goes down. If you don’t approve this debt and if you do approve the debt, the property tax does not go down. That is a new tax. You know, if you get a check in the mail, that’s money in the mail. And, you know, not paying property taxes like a check in the mail. So it’s it’s just it’s deception. There’s just no way around that, you know.
SPEAKER 04 :
Well, it really is. And so what they’re asking to do is to extend a debt that the Denver voters had approved that’s a scale to be paid off. So when you pay off your car and that payment goes away, you have money in your pocket. So when you pay off this property tax and that tax goes away, you have more money in your pocket. So it’s dishonest and disingenuous the way they have… couched this ballot question. And I would say just because of that, if I can’t trust you to be honest with me about the question, how can I trust you with just south of $1 billion in new debt?
SPEAKER 09 :
yeah absolutely and i see the main difference as uh you know an individual has a principle of course i want to pay less money so when that car is paid off of course i don’t want to go to the bank uh you know the day before it’s paid off and refinance it of course if i do not need to do that i don’t want to do that it’s just common sense it’s basic financial common sense On the other hand, our government does not have that principle of basic financial common sense, especially the city of Denver that I know so well. They absolutely want to have as much debt as possible. So if that car is about to be paid off, get to the bank and get that thing refinanced. Here’s the thing. The city of Denver has been here for 165 years. We should operate nowhere near debt. get rid of all of that. And we’re going to all have more money. We’re going to pay less in tax. Both of these things are going to occur because tax money and the public budget are the exact same thing. Whether you’re talking to the left or the right, it’s the same thing. It’s valuable money. And why would you waste it? But the city of Denver, they always want more tax. And so they’re not able to let up. You know, what Brandon was talking about on the Colorado The LL and MM, and there’s no one opposing it. That’s a problem. And so, you know, Citizens for No New Debt, we are here to organize and oppose these debt requests. This organizing is such a key element. And, you know… a simile that i use are these gun organizations protecting gun rights here in colorado if ll and mm would have been gun rights issues on that ballot the gun groups and gun organizations would have been you know organizing and pushing back on that but we don’t have that with debt so uh we need to we need to create that and that’s what this organization is all about and um You know, these gun rights groups keep, you know, our gun rights here in Colorado going, you know, and it’s a constant battle. And this issue with debt is going to be a constant battle as well. And we’re here to push back on that debt, Kim.
SPEAKER 04 :
And so on that, financial resources are very helpful. And so Citizens for No New Debt, nonewdebt.org is your website, and people can contribute to helping you there, yes?
SPEAKER 09 :
Absolutely. And we’re going to build this organization the same way the gun rights groups do with members. So if you’re listening, if you can join our organization with membership, whatever level that you’re able to do, it is great. But we’re going to build this up with thousands of members. And every election cycle, we’ll have dozens of opportunities to push back at the ballot box on debt because these debt requests are all over the place every election cycle. And we need to turn that tide. And, you know, table laws that say, hey, you need to take debt to the voters, they really are not holding water if we’re losing the vote. So, you know, we’re here to win that vote. And thank you so much for everything you do, Kim. I love being on your show. Your conversational style is amazing. And I get to talk on the same day as Brandon Wark. You’ve made my day, Kim. Thank you.
SPEAKER 04 :
Well, I’m glad that that is the case. But taxes, really, our country was founded on the fact that people were very frustrated with overtaxation and taxation without representation. And so at some point in time, we’ll have to talk about these certificates of participation. Oh, yeah. Because… That is really taxation without representation, encumbering the people for debt that they will have to pay off, but they don’t really have a voice on that. And all that’s antithetical to the American idea, Jason Bailey.
SPEAKER 09 :
And those lease purchase agreements that, you know, number one, what you’re talking about, number two, there’s such a ripoff in addition to no representation. You put those two factors together and they should be illegal. We could make them illegal with the initiative at the Colorado ballot box. We could if we can get enough financing and that’s what we will do, you know.
SPEAKER 04 :
well and i will let me make a a plug for the colorado union of taxpayers uh we have the organization we also have the foundation side which is educational and people can join us by going to coloradotaxpayer.org and one of the things we we’re focused on really four things one is standing up for the taxpayer which is all of us number two that in protecting Tabor, Colorado’s Taxpayer’s Bill of Rights, property rights, and parental rights. And let me just give a shout out to our team. And that team is Steve Dorman, Greg Golianski, Russ Haas, Bill Hamill, Rob Knuth, John Nelson, Wendy Warner, Marty Nielsen, Ramey Johnson, Mary Jansen, Dave Evans, Corrie Onazorg, Paula Beard, and Ray Beard. This is all volunteers that are doing amazing work to stand up for the taxpayer. On the freedom side, we’re not really an interested party. But what we do, what you do, is ultimately what we do is we work to save the taxpayers, the people of Colorado, millions and millions of dollars. And we’ve had some success.
SPEAKER 09 :
and even billions, you know, um, and your group is what an amazing group, Colorado union of taxpayers. And, um, you know, it’s impossible to get debt repaid without twice as much tax money. The two are, uh, completely connected in every way. And I, uh, Kim, I would love to see one more principle with Colorado Union of Taxpayers. We will win at the ballot box on these debt requests.
SPEAKER 04 :
Meaning win is defeating them.
SPEAKER 09 :
Defeating the debt, yeah. We’ll win the vote and defeat that debt. And that’s what Citizens for No New Debt is here to do. And I appreciate all of your help on this cause, Kim. Thank you so much.
SPEAKER 04 :
Well, absolutely. And so Citizens for No New Debt. And one other thing, and we have just a minute left, is what happened is Mike Johnston and company went around to all these organizations and said, hey, if this passes, what do you want? We’re going to give you some money. So now you have all these people. that are connected to government with government grants or whatever that are out there stumping for you to pay, you Denverites, to pay more in debt. And actually, it’s going to affect all of us. If we go in and do any kind of business in Denver, I go into Denver less and less because it’s become dirty and dangerous and dysfunctional. That’s why we don’t need to give them any more money. Jason Bailey, as always, thank you so much. And what is your website?
SPEAKER 09 :
Uh, uh, citizens for no new debt.org or RG. And, please take a look there and, um, appreciate it very much. And yeah, you know, uh, you know, these, these organizations that are contributing to this fire and Deborah bond, they’re not only are they receiving grants, but they’re also receiving tax money as well. You know, it’s just, it’s, it’s, it’s actually illegal, you know?
SPEAKER 04 :
Okay, Jason Bailey, thank you so much. And vote no on all of the, I have it in air quotes, vibrant Denver ballot questions. That’s 2A through 2E. Jason, thanks so much. Have a great day.
SPEAKER 08 :
You too. Be well. Bye-bye.
SPEAKER 04 :
And our quote for the end of the show is from Confucius, who said, All the darkness in the world can’t put out the light of one candle. Transparency is really key, and that’s what we’re doing here. So today, be grateful, read great books, think good thoughts, listen to beautiful music, communicate and listen well, live honestly and authentically, strive for high ideals, and like Superman, stand for truth, justice, and the American way. My friends, you are not alone. God bless you, and God bless America. Stay tuned for hour number two.
SPEAKER 18 :
The views and opinions expressed on KLZ 560 are those of the speaker, commentators, hosts, their guests, and callers. They are not necessarily the views and opinions of Crawford Broadcasting or KLZ management, employees, associates, or advertisers. KLZ 560 is a Crawford Broadcasting God and country station.
SPEAKER 16 :
It’s the Kim Munson Show, analyzing the most important stories.
SPEAKER 04 :
The socialization of transportation, education, energy, housing, and water, what it means is that government controls it through rules and regulations.
SPEAKER 16 :
The latest in politics and world affairs.
SPEAKER 04 :
Under this guise of bipartisanship and nonpartisanship, it’s actually tapping down the truth.
SPEAKER 16 :
Today’s current opinions and ideas.
SPEAKER 04 :
On an equal field in the battle of ideas, mistruths and misconceptions is getting us into a world of hurt.
SPEAKER 16 :
Is it freedom or is it force? Let’s have a conversation.
SPEAKER 04 :
Indeed, let’s have a conversation. And welcome to the Kim Munson Show. Thank you so much for joining us. You each are treasured, you’re valued, you have purpose. Today, strive for excellence. Take care of your heart, your soul, your mind, and your body. My friends, we were made for this moment in history. And thank you to the team. That’s Producer Joe, Luke, Rachel, Zach, Echo, Charlie, Mike, Teresa, Amanda, and all the people here at Crawford Broadcasting. Happy Monday, Producer Joe.
SPEAKER 19 :
Happy Monday, Kim.
SPEAKER 04 :
And another great hour planned for you. So fasten your seatbelts. Check out my website, which is Kim Munson, M-O-N-S-O-N dot com. While you’re there at the very top on the red banner, click on that. That is our voters guide. It’s very extensive to help you on the statewide issues as well as the five Denver questions. And also, I included in there county clerk contact information so you can contact them regarding candidates or things that are on your ballot, as well as some recommendations on questions to ask candidates for city council and mayor. And you can get their contact information by reaching out to your city clerk. And then a good resource for school board candidates is transformcolorado.org. That’s transformcolorado.org. It’s important that you are an informed voter, not an influenced voter. Those PBIs, those politicians, bureaucrats, and interested parties want you just to be influenced by the different ads that you see on social media, on television. But we really break down what you’re really voting on. And I give you a recommendation. In this case, it’s no on all of them. And that is based on principles. So be sure and check that out so that you’re an informed voter. You know what you’re really voting on. And I make a recommendation first. And then hopefully that will be of help to you as you’re completing your ballot. Our word of the day is circumstances. And it’s C-I-R-C-U-M-S-T-A-N-C-E-S. And it could be a condition or fact attending an event or having some bearing on it, a determining or modifying factor. or the sum of determining factors beyond willful control or financial status or means. And so circumstances, it’s a great quote. I have that in our quote of the day from Confucius, who was born in 551 B.C., died in 479 B.C., and he was a Chinese philosopher of the spring and autumn period, and he’s traditionally considered the paragon of Chinese sages. And I chose Confucius because we’ll be talking with Helen Raleigh as our featured guest in this show. And she immigrated from China, proud American citizen. But this is what Confucius said. He said, as the water shapes itself to the vessel that contains it. So a wise man adapts himself to circumstances. So, again, that is Confucius. And on the line with us is Jody Henze. You know her. She has meant financial strategies and helps people with their economic freedom. Jody Henze, welcome to the show. Good morning, Kim. Glad to be here. It’s good to have you. And I noticed on your website, one of the things that you focus on is helping people understand today’s financial environment. So is today’s financial environment different than, say, your grandpa and your grandma?
SPEAKER 12 :
Yeah, absolutely. I think one of the things that is different today is the amount of information that we have access to, which can make things very confusing. And so, you know, we have to navigate that. And it’s hard to navigate that because there’s a lot of bias and noise in the information that we are receiving. And so we have to be able to decipher that on our own, which is much different than previous generations.
SPEAKER 04 :
So it can seem daunting. It’s confusing. And that’s where you come in to help people try to get to clarity on their finances. Because we talk a lot about the federal government and government and taxes or whatever. But on the micro level, what is happening to people on their own finances is really one of the most important things.
SPEAKER 12 :
Yeah, I think one of the things that we do at Mint is one of our core values is information sharing. In fact, the word Mint is an acronym for our values, and the I is that information sharing piece. And so we do a lot of educational events, and that’s what they are. They are educational events to help clients navigate through all of this chaos. And so we want to make sure that we have informed investors, just like you want to make sure that people are informed voters to help understand all of this. And one of the compliments that I get all the time from my clients is you make it so easy to understand. And so I take that very seriously because this stuff is complicated.
SPEAKER 04 :
So with a new client, I guess, well, a couple of things. I know that if people can get started with you early in their life, that that’s a great thing. But what about people that are close to retirement? Can you still help them?
SPEAKER 12 :
Oh, absolutely. I think the biggest thing that we hear when people are coming in a little bit later in life is we wish we would have met with you 20 years ago. But it’s never too late to get started. The biggest thing that we see is lack of any type of financial planning or lack of any type of strategy. So that’s where we suggest everybody start. And that’s going to bring a lot of that clarity that you just mentioned. Am I on track? If I’m not on track, what do I need to be doing? And then when you are in situations like we’re in right now and the financial environment is hard to kind of navigate with a shutdown and we don’t know what’s all going on, having that strategy helps people stay disciplined and stick to the plan as opposed to making those emotional or knee-jerk reactions.
SPEAKER 04 :
And we talked about I’ve talked about it on the ballot regarding influence voters, passion. So I think that many times these PBIs try to speak to a passion and emotion. But typically you don’t make great decisions with passion and emotion. It’s important you have passion, emotion in your life. But for those really hard decisions, you need to. Do exactly what you’re saying is have strategy, have discipline, understand what your goals are. And then the passion and emotion, it’ll prevent you from making those rash decisions, I think, Jodi.
SPEAKER 12 :
Oh, absolutely. Investing is counterintuitive. You know, when your fear sets in, you tend to do the exact opposite of what you should be doing, which is staying disciplined. And when things get exciting, your greed tend to steps in and then you tend to invest when the markets are at all time highs. And so, you know, those emotions will, again, tell you to do the exact opposite of what you should be doing.
SPEAKER 04 :
And that is so difficult to be counterintuitive to that. So what’s the process, Jody Henze, for people to schedule a call or meeting with you?
SPEAKER 12 :
The best way is to go out to our website. There’s a scheduling link right out there, which is mintfs.com. That’s M-I-N-T-F as in Frank, S as in Sam.com. Or you can email me, which is Jody at mintfs.com. Or you can email me or call me or text, which is 303-285-3080. Again, that’s 303-285-3080.
SPEAKER 04 :
Okay. Well, Jody and Jody Henze, it’s important that people in their lives work with people that they can trust, that they work with people that strive for excellence. And that is why we are so pleased to have you as a sponsor of the show, because that’s exactly who you and Mint Financial Strategies is. And one more time, what is that website? MintFS.com. That’s MintFS for FinancialStrategies.com. Jody Henze, thanks so much. We’ll talk to you in a couple of weeks. Have a great day. You too, Kim.
SPEAKER 1 :
Bye-bye.
SPEAKER 04 :
And we do have amazing sponsors here at the show, and we are blessed also to work with Roger Mangan and his State Farm Insurance team, and they can help you with all of your insurance needs.
SPEAKER 03 :
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SPEAKER 07 :
For nearly 20 years, mortgage specialist Lorne Levy with Polygon Financial Group has helped individuals realize their hopes and dreams of home ownership, fund kids’ educations through second mortgages, and access capital by utilizing reverse mortgages. That’s 303-880-8881.
SPEAKER 22 :
A house protects from the rain, but a home shelters from the storms of life. Additionally, homeownership has helped Americans create wealth for themselves and their families. The Colorado Metro real estate market is ever-changing and is presenting new opportunities for homebuyers that we have not seen in quite some time. If you are thinking of buying a new home or selling your home, Remax Realtor Karen Levine can help you successfully navigate the complexities of real estate transactions. Call Karen Levine today at 303-877-7516. That’s 303-877-7516. You want Karen Levine on your side of the table.
SPEAKER 17 :
There’s so much noise coming at us. Sometimes it is difficult to make sense of it all. How can you sift through the clamor for your attention and get to the truth? The Kim Munson Show is here to help. Kim searches for truth and clarity by examining issues through the lens of freedom versus force. Force vs. Freedom. Tune in to the Kim Munson Show each weekday, 6 to 8 a.m. with encores 1 to 2 p.m. and 10 to 11 p.m. on KLZ 560 AM, KLZ 100.7 FM. The KLZ website, the KLZ app, and Alexa. Play KLZ. Shows can also be found at KimMunson.com, Spotify, and iTunes.
SPEAKER 04 :
And welcome back to The Kim Munson Show. Be sure and check out our Web site. That is Kim Munson, M-O-N-S-O-N dot com. And I do have our voters guide at on my Web site. Just click on the red banner on the top. Put in your name and your email and we will send you over a link to the website. We want you to be an informed voter, not an influenced voter. And you have a responsibility to know what’s on the ballot, to really think about it and reflect upon those things. And I hope that my voter’s guide will be a good tool for you as you are doing that. I wanted to mention Veterans Day is right around the corner, November 11th. And the USMC Memorial Foundation will be hosting an event out at the Marine Memorial on the 8th of November, Saturday. And you can get more information about that by going to USMCMemorialFoundation.org. That is USMCMemorialFoundation.org. And I am honored to support the USMC Memorial Foundation here at the Kim Munson Show. please have on the line with me helen raleigh she is an american entrepreneur writer and speaker she’s a senior contributor at the federal federalist and her writings appear in other national media as well including the wall street journal and fox news she is the author of several books including confucius never said and backlash how communist china’s aggression has backfired her latest book is not outsiders asian americans political activism from the 19th century to today you can follow her on twitter or x i guess it is at h raleigh speaks and that’s spelled r-a-l-e-i-g-h so h raleigh speaks and welcome helen raleigh good morning kim uh you have written a very important piece published at oh people can also follow you on substack i wanted to mention that as well how can they follow you on substack
SPEAKER 14 :
They can either search under my name or my Substack newsletter is called Confucius Never Said, which is the same title as my first book. So they can either search my name or search the title of the newsletter, Confucius Never Said.
SPEAKER 04 :
Perfect. Okay. You have published a very, I think, a very important piece at The Federalist, and this is regarding a leftist smear campaign in a university, Northern Michigan University, which then caused a very strong candidate to be bypassed. So set this up for us, Helen Raleigh.
SPEAKER 14 :
Right. So Northern Michigan University was searching for a president because their old, their existing president left for another job. And they narrowed down to four top candidates. One of the candidates is currently the dean of business school, College of Business at the University of Wyoming. And he’s a very strong candidate. He’s the first generation, and he grew up in rural Michigan. He’s the first generation in his family to go to college. And he got his Ph.D. at George Mason University in economics, which is one of the nation’s top economics programs. I have a friend there. So it’s a highly credible program. accredited program. And then he became the youngest business dean in 2016. So he has served at the Northern Dakota University. And then he moved down to become the dean of the College of Business at the University of Wyoming. So we just look at his credentials. He’s well qualified for this job. Because he’s an economist, he wrote papers, and some of the leftists… And he’s a conservative, by the way. So he’s more like an Austrian school of economists. And one of the… activist in the Michigan community that dug out a paper that Scott Buehler, which is this thing Dr. Scott Buehler wrote more than 20 years ago and selectively quoted the passages basically accusing Dr. Buehler of discriminating against the women and first generation of students, college students, minorities. And the campaign was very successful and he eventually bypassed this job.
SPEAKER 04 :
Okay, so this was very selective. This was a piece that he had written, as you mentioned, 20 years ago, and it was titled Behavioral Economics and Perverse Effects of the Welfare State. And so, as you mentioned, the leftist radical activists, and this is where they battle, is they come in and… In a way, you could see how they could possibly be silencing voices, because if Professor Buehler had thought 20 years ago that what he said might cause him to be bypassed for a promotion, people sometimes could start to make a decision on not to speak the truth. And it’s another type of censorship, and we have to be strong. We have to continue to speak truth to this. I think it’ll all work out well for him. But tell us a little bit about this piece, because I think it’s a very powerful piece, Behavioral Economics and Perverse Effects of the Welfare State.
SPEAKER 14 :
Right. So let me just set like a stage for behavioral finance. Behavioral finance was a relatively new, newer, not that you got a new, it’s been around for several decades. It’s relatively newer schools of thought of like a branch, sub-branch of economics. It’s basically studying about how human behaviors influence our economics-related decisions. And based on this school of thought, none of us is 100% purely rational and rational and self-controlled when we make decisions. Some of us are better than others, but all of our decisions are influenced by our psychological bias. His paper particularly studies how welfare programs, even though their intentions were good, they’re designed to help people in distressful situations. But because people are in distressful situations, such as poverty, sometimes, more often than not, I should say, welfare programs are designed to help actually end up exacerbating people’s bad tendencies to make poor choices that they think in the short term could benefit them, but in the long term, trap them in a desperate situation. For example, he, in his paper, He mentioned that he gave many examples. One example is the financial assistance for single mothers, basically for young moms who were not married and got pregnant. And he basically used the example to say, hey, if there’s no financial assistance for single mothers, you know, young women maybe will be more cautious when they engage in sexual, you know, behaviors. And just knowing that, you know, they may still want to have a career. They may want to have other things. They don’t want to be tied down by our family. So they make a different choice. But when there is financial and the government offers financial and substantial really the intent was to help single mothers to raise their child, make sure the child has enough food and security etc but the existence of the financial assistance may convince some young women to decide oh there’s really because this external uh support financial support then the cost of you know having a not being married have a child raising a child alone is low for the short term but in the long term this of having a child without getting married and living off of welfare could end up trapping young women in long-term poverty. I’m not saying this happens to everybody. I mean, some young women, you know, some… courageous and the brave, you know, young single mothers who still managed to achieve great things in life and raising a great child. You know, Dr. Ben Carson was raised by a single mom. I have friends who are raised by a single mom. So this is not a discrimination against a single mom or moral judgment against a single mom. His paper is purely from financial and the behavior point to see how government assistance in certain circumstances ends up helping people making wrong decisions that will trap them, have long-term consequences. So that’s kind of the example he mentioned in his paper.
SPEAKER 04 :
So you personally know, well, his life story and your life story, you know what, let’s go to break just a little bit early. I don’t want to interrupt this discussion with Helen Raleigh because it is so important. And these discussions and conversations happen because of our sponsors. And I so appreciate the Second Syndicate, the work that Alicia Garcia and Teddy Collins are doing to bring these voices together to protect our Second Amendment rights, because the Second Amendment is there to help protect all of the other rights.
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SPEAKER 01 :
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SPEAKER 04 :
And welcome back to the Kim Munson Show. Be sure and check out our website. That’s Kim Munson, M-O-N-S-O-N dot com. While you’re there, click on the red banner at the top and download our voters guide, which we hope will be a good tool for you as you are talking with others about these issues and completing your ballot. We want you to be an informed voter, not an influenced voter. And you have a duty, a civic duty, to understand these issues and to really contemplate them. And so we hope that that will be helpful for you. Regarding the school board candidates, a great resource is transformcolorado.org. They sent out a survey with key questions. And if the candidate did not respond to those and answer those questions, that could be probably a pretty good sign that maybe you don’t want to vote for them because they’re very important issues. I’m talking with Helen Raleigh. She is an American entrepreneur, writer, and speaker, and she’s a senior contributor at The Federalist, and she’s in other publications as well. You can find her at Confucius Never Said at Substack, and then also she regularly writes at The Federalist, which we’re talking about this piece today. regarding a leftist smear campaign at Northern Michigan University bypasses this very strong candidate for president. And you hit on this, Helen Roller, you said, well, welfare programs are designed to help. They can unintentionally worsen decision-making. And that’s really one of the things that Professor Bullier was talking about, And the attacks upon him were really they should have done more research about his life. And of course, your life also. Both those things, I think, are testaments to the American idea. So tell us, first of all, about Professor Boyer.
SPEAKER 14 :
Right. So let me first describe the attack. The attack basically took words and sentences out of the paper accusing Dr. Buehler and his co-authors of treating welfare recipients, poor people, as behaviorally deficient. And So the attacker, the leftists basically argue that poverty is really a result of a systemic, you know, structure issue. It’s a result of social justice. It’s not a behavior issue where you connect that to behavior. You basically discriminate against, you know, disrespect and discriminate against poor people, including women, like the example I used. And so it’s, it’s really a misrepresentation of Dr. Builder’s research. And also, there’s no evidence about Dr. Builder ever discriminating against the women, minority, and first-gen college students because, as I mentioned earlier, that he himself was a first-gen student. He grew up in rural Michigan, that he was the first in his family to go to college. And, you know, he made it out. He attended Northern Michigan University before he I went down to get a PhD at George Mason. And as for myself, you know, I basically made an argument in the piece that if the leftist attacks theory was correct, that the poverty is a structural issue, it has nothing to do with the behavior, it’s all just a structural issue, then I use myself also as an additional example to say, hey, I came to this country more than 20 years ago, had less than $100 in my pocket, and I didn’t speak very good English, and so if it’s a structure and social poverty, the structure, social issues, then I really had no hope, right? I should have just remained in that life station. I had no hope to move on or move forward. But my experience today, I’m not only a successful entrepreneur, but also I’m a well-published writer in English, not my native language. And I think Dr. Buehler’s experience as well as my experience shows that in this country, that your behavior does matter because where you start doesn’t define where you end up. We can, each one of us can absolutely do better in our life. You know, not all of us are going to become millionaires or billionaires, if that’s true, but we can all do absolutely better in our lives through our individual efforts. I think this leftist idea that every misfortune is always I mean, some of them may be the result of structural results, but many of them we can still make a difference. Even in the worst of circumstances, we can still make a difference in our life through our individual effort, our individual behavior. I think totally ignore the individual piece. To me, that’s really your disrespect. Women, minority, and people in poverty think they do not have their own agency to better their life.
SPEAKER 04 :
Well, and so Professor Boyer also has a proven track record of helping first-generation students and rural families and people from low-income communities. So tell us a little bit about that.
SPEAKER 14 :
Right. So he was the dean of Northern Dakota University, State University. And he was also currently the dean of College of Business and University of Michigan. Both of those schools are… University of Wyoming, right?
SPEAKER 04 :
University of Wyoming.
SPEAKER 14 :
University of Wyoming. Yeah. University of Wyoming. Yes. And both of those schools are regional universities. So their student bodies, they cater to… I mean… Full disclosure, University of Wyoming is my alma mater, so I’m familiar with the students’ bodies, especially in that university. So those are regional universities. They cater to the kind of population most of the students are, either first generations or seniors. You know, women, minorities, and, you know, because they’re regional, they cater to the local community. So their student bodies are very similar to Northern Michigan University’s student body. And there’s, you know, professor viewers at the University of Wyoming has a very successful track record of, you know, get the schools improve their national rankings. and establish more scholarships, you know, bringing more speakers and basically really strengthen that College of Business program. So there’s really no evidence that he ever discriminated or suppressed, you know, any first-gen students as well as women in the minority. There’s just no evidence of that. That’s why his attackers had to go dig up a more than 20-year-old paper and try to find a selective language and passages to discredit him.
SPEAKER 04 :
Wow. And we are in such a fight regarding our education system. And as we’re having more transparency and seeing what has happened, for example, I know families that they sent their kids off to college and the kids come back indoctrinated in radical activist leftism. And so we are at a critical juncture in our education system right now, Helen Raleigh.
SPEAKER 14 :
Yeah, and so in my paper, I actually offered an example. So this was written right before, my draft was written before Northern Michigan made its announcement. So I used the Florida example, you know, a couple of years ago, Florida Governor Ron DeSantis basically signed into law to restrict the state colleges from spending federal and state fundings on DEI. And so in response, University of Florida and the several other state university systems, they actually dismantled their DEI bureaucracy and rededicated those financial resources to enhance their academic performance and attract the conservative faculties. And they have really basically improved their education. academic ranking. So Florida now, as of 2025, has four schools in top 50 for public universities, which is the second most among all states. So basically, Florida’s experience shows, for universities, there is a path forward. you do not bow to the woke pressure, you get rid of the bureaucracy, you’re focusing on prioritizing academic achievements and the diversity of ideas that will lead to incredible outcomes. Otherwise, what we are seeing is the families and students The college enrollment has been going down everywhere else, but the college enrollment in Florida is going up because parents and students, they want to pay for results, right? They want to return on investment. Why should the family pay, you know, $60,000, $70,000 a year, you know, for four years if their kids do not learn any useful skills or they fail? All they got was political induction, ideological indoctrination, like you mentioned. So schools, colleges, this should be a wake-up call that they need to learn how to provide values to the family. Otherwise, the free market is going to eventually kick them off life support. There’s less and less desire. There are more and more calls for cutting federal funding for schools.
SPEAKER 04 :
Well, and that’s my next question is, until Trump, I had no idea the billions of dollars that is going to colleges and universities. In addition, we’ve got kids that have taken on tremendous amount of debt. There has been so much money that has flowed into colleges and universities that And then that money’s been used by radical activists, leftist professors to indoctrinate kids. First of all, I don’t think we should be putting federal and state money into colleges and universities. What do you think about that?
SPEAKER 14 :
I agree. You know, look at a Haystall College. I think, you know, even Haystall can do it. A lot of colleges should be able to do it. Haystall is a small liberal arts college also in Michigan. And ever since the school’s founding, they never took a penny of taxpayer dollars. They all rely on you know, a private fundings and it’s a tremendously successful college. So I think that that’s the way it should be, um, that the colleges should be able to stand on their own again, just like everybody else, right. Competing the market of ideas. If they offer lousy, lousy service, um, you know, if there’s no return on investment, they should have countdown, uh, taxpayer dollar to bail them back, uh, bail them out. And also that our college campuses today are really the hotbed. Basically, they are a very expensive indoctrination camp for young people because of the woke professors. I don’t know if you saw this. Yesterday, there’s a viral tweet showing that Zohan Mandani’s father, he’s a professor. Zohan Mandani is running for, is a socialist running for New York governor, I mean, New York mayor. And his father’s a professor at Columbia. And, you know, they both are refugees from Uganda when they first came here. But he was, they’re talking about America is the root of, quote him, He said America is the root of all evil and was the inspiration for Nazis. And Hitler learned the genocide from Abraham Lincoln. And he’s able to spill this kind of nonsense. I mean, he’s a professor at the University of Columbia. So he’s been able to spill this nonsense. Imagine how many students he has been influenced. Yet nobody had to push back to him until now. It’s because the college environment that he’s able to thriving in a college environment and spill this kind of nonsense to indoctrinate young people generation after generation. And so this whole college funding model is totally broken.
SPEAKER 04 :
So Helen Raleigh, with declining enrollment and with government funding hopefully going away, some of these colleges and universities may close. Yes, or what’s your thoughts on that?
SPEAKER 14 :
Well, let the free market decide, right? They can think of swing. They can either decide to change, like universities in Florida have done, or if they keep holding on to their original model, then they obviously cannot survive. So that’s one way. Another thing is I always advocate that not every kid needs to go to college. There are many paths to success in life. And I’m a big fan of Mike Rowe, the host of Dirty Job. And he mentioned, he’s been talking about how we need more American young people to go to trade school, learn solid skills. And right now, actually, with the booming of AI, AI is wiping out, you know, entry-level white-collar jobs, like a base for coding, you know, customer service. But you know what jobs AI cannot, you know, wipe out yet? Plumbers, welders, you know, those are very well-paying jobs. So I think we’re going to continue to see bifurcation of some young people just will not go to college at all, no matter how many colleges are there. They’re just going to choose a different career path, and then some of the colleges will not survive. Without federal support, I mean, they will hopefully, you know, get out of the free market that most more successful schools like Heathdale thriving and educate next generation of Americans.
SPEAKER 04 :
Well, it’s a very exciting time in America right now. And I say I think that we’re in the third founding of our country because when you have a candidate for New York mayor who was raised in a family that says that America is basically the root of all evil, that means that they don’t love America. They don’t love this American idea. You and I know that America is not perfect. But the sanctity of the individual with these rights from God of life, liberty, and pursuit of happiness, that was a radical idea when Jefferson wrote that in the Declaration. And you wonder what could happen if we had a country like that. And what can happen is your success, my success, Professor Boyer’s success, that anything is possible. in this country. And that’s why being dependent on government can really hold people back. Your final thought, Helen Raleigh, this has been so educational.
SPEAKER 14 :
Well, thank you, Kim. You know, you’ve been doing an amazing job to help, you know, spread good ideas. I just want to say, you know, you and I love America, but we also criticize things here. But we do it out of love, right? It’s like a mother, you know, criticize something his child does. You know, not because it’s, you know, hatred, but it’s out of love. But what Zohan Mandani’s father said about America and the people like him in college campuses, in doctoral children, they criticize America out of hatred. We cannot hold a country together if people who… uh gain power in this country have no love for this country you know you can criticize america out of love but if you have no love this country we cannot keep this republic so i hope your listeners will differentiate between there are two kinds of a you know a criticism there are one out of love there one out of pure hatred and we want more out of love and to make this country and make this country better. But we should definitely denounce those who, not just criticize, denounce America, denounce everything good America based on hatred, because that kind of idea will not hold us together.
SPEAKER 04 :
Wow. And Lincoln said it, and I just read it when I was doing some Bible reading, is a house divided cannot stand. And so those that hate America want to divide us. And the language, though, that they use is they accuse others of what they’re really trying to do. They accuse Donald Trump as a divider, but actually that is their particular agenda. And so we have to unite around this great American idea. I love this example that you gave regarding mother loving her child. I love that. That’s awesome. Helen Raleigh, great conversation. I appreciate it. People can find you at Confucius Never Said at Substack. And what is your website?
SPEAKER 14 :
My website is HelenRaleighSpeaks.com.
SPEAKER 04 :
And that’s Helen Raleigh, and Raleigh is spelled R-A-L-E-I-G-H Speaks.com. Helen, we will talk again very soon. And thank you.
SPEAKER 14 :
Thank you, Kim. Appreciate everything you have done.
SPEAKER 04 :
Right back at you. And all these discussions happen because of your support, our sponsors. If you’ve been injured, be sure and reach out to John Bozen and Bozen Law.
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SPEAKER 21 :
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SPEAKER 04 :
And welcome back to the Kim Munson show. Be sure and check out our website and our voters guide. You can download that by clicking on the red ribbon at the top and put in your name and your email and we will send you a link. And we hope this is a good tool to help you as you are completing your ballot with our analysis and our recommendations on regarding the Denver, the, I have it in air quote, vibrant Denver bond package, as well as the two, um, school meals questions on the statewide ballot. We have these discussions because of our sponsors. We are taking calls 303-477-5600. Wanted to say thank you to the Harris family for their gold sponsorship of the show. And also thank you to Hooters restaurants. They have locations in Loveland, Westminster. And on Parker Road, in fact, Kurt Gerwitz and I went over for lunch after he was on the show last week. And they have they have some of the best nachos and again, great specials for Hooters restaurants. And I appreciate their sponsorship of the show. And then also one of the nonprofits that I highlight is the Center for American Values, which is located in Pueblo. They’re nonpolitical, nonpartisan organizations. focused on foundational principles of honor, integrity, and patriotism through their portraits of valor of our Medal of Honor recipients, as well as educational programs for kids K-12 and also to help educators. So to get more information about that, going to AmericanValueCenter.org, AmericanValueCenter.org. Taking calls, 303-477-5600. We have Gammy on the line. Gammy, what is on your radar?
SPEAKER 10 :
Good morning. Great pieces of information today. I want to give everybody a website, www.dysphoria.com. That’s spelled D-Y-S-P-H-O-R-I-A, movie.com. Of course, it’s from Aaron Lee and others in it. It is absolutely mind-setting. Blowing, stunning reality that every parent, not just in Colorado, but in the country, needs to watch this. And then you need to parlay that into action into your schools who are ignoring the presidential executive orders on everything to do with gender, SEL, DEI, and CRT. And let me give you some information that you might find interesting. In America, there are 2.8 million people who identify as transgender. These are estimated numbers. Of those, approximately 724,000 youths. are in that grouping. And that’s probably inaccurate because the social-mental transitioning is occurring from kindergarten up, and the schools, the counselors, and the way overpaid administrators in the schools and all the middlemen getting paid are promoting all this when it should be going to real academic teaching and not medical, chemical, COVID, anything in the schools. Now, globally, that translates, we have approximately 8 billion people on the planet, right? And of that, maybe 413 million identify as some. Trans could be mental, it can be chemical, and it can be medical. It can be all of the above or one part. Now, that’s about .01. Well, globally, maybe it’s .05%. But nationally, we’re looking at maybe .01%. How is a population of, let’s say it’s 0.02%, how does that small amount of the population get to determine what is happening in the schools to indoctrinate, as you were talking with Helen, all of our population? And they’re breaking a lot of laws that no one, including the Denver legislature, the Denver governor or the secretary of state are admitting to and translate it to. If you had fair elections, none of this could happen. And. I’m going back. Tina Peters would never be in jail if the truth would be told. And she is saved, you know, election records. And until we fix and get rid of even the new guy that bought the machines, that’s all a scam. If you don’t get rid of the machines and have paper votes or this will continue to butcher children’s bodies that are healthy.
SPEAKER 04 :
And we are excellent points, Scami, and you are so well informed, and I thank you for sharing that information with us. We have Action Ann on the line. Oh, PSA Ann on the line with us. PSA Ann, what’s on your radar?
SPEAKER 11 :
It’s in honor of Action Ann, actually, that moniker. This is a… PSA for your Jeffco listeners regarding, you may want to call your assessor and your assessor supervisor regarding two properties that don’t seem to be on the tax rolls that were sold and are for sale. The sold one is at $14,000. Well, okay, the four-cell one that isn’t on the tax rolls is at 52-56 Flora Way, and the one that’s sold is 14… Let’s see.
SPEAKER 04 :
And what is your concern with this? We only have a minute left, so what’s your concern with this?
SPEAKER 11 :
They’re not on the tax roll. 52-56 Flora Way is… for sale it’s for sale currently and not on the tax rolls and that became 52 56 floor away from a 14 000 block of west 52nd avenue that also is not on the tax rolls so your listeners might want to call your assessor scott kersgaard and your assessor supervisor janiece berger and also the person who’s selling it, who is at 303-946-7358, and find out about that. How can they be sold and for sale and not on the tax rolls?
SPEAKER 04 :
Okay, very interesting. Curious. curious. So we’ll have to have to check on that. So property’s not on the tax rolls. Why is that? I think that’s the key question there. So as always, we learn so much. I thank all of you. I so appreciate you listening and kicking the tires on all of these ideas. It is so important to shed light on this. And that’s why the quote from Confucius is so important. He said this, all the darkness in the world can’t put out the light of one candle. And that’s what we work to do here on the show is to light a candle so that we can reclaim our state, reclaim our country. And we work on that every day. So thank you. And today, be grateful. Read great books. Think good thoughts. Listen to beautiful music. Communicate and listen well. Live honestly and authentically. Strive for high ideals and like Superman, stand for truth, justice and the American way. My friends, you are not alone. God bless you and God bless America.
SPEAKER 05 :
and fast on a rough road riding high through the mountains climbing twisting turning further from my home young like a new moon rising fierce through the rain enlightening wandering And I don’t want no one to cry. But tell them if I don’t survive.
SPEAKER 18 :
The views and opinions expressed on KLZ 560 are those of the speaker, commentators, hosts, their guests, and callers. They are not necessarily the views and opinions of Crawford Broadcasting or KLZ management, employees, associates, or advertisers. KLZ 560 is a Crawford Broadcasting God and country station.
