In this enlightening episode, John Rush and Alan Hibbert offer an in-depth analysis of gold’s performance as an investment and its comparison with emerging technologies like cryptocurrency. They explore the challenges posed by US government debt and the difficult fiscal decisions that lie ahead. From discussing savvy investment tactics to offering cautionary advice on financial planning, this episode ensures listeners stay informed in turbulent times.
SPEAKER 03 :
This is Rush to Reason.
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SPEAKER 03 :
With your host, John Rush.
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My advice to you is to do what your parents did! Get a job, Turk!
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SPEAKER 04 :
Are you crazy? Am I? Or am I so sane that you just blew your mind?
SPEAKER 20 :
It’s Rush to Reason with your host, John Rush, presented by Cub Creek Heating and Air Conditioning.
SPEAKER 14 :
All right, we are back. Hour number two, Rush to Reason, Denver’s Afternoon Rush, KLZ 560. Myself, Andy Pate, Charlie Grimes, Alan Hibbert joining us now. Alan, welcome back. How are you? Hey, John. Thanks for having me. I’m great. Money specialist, goldsilver.com, and gold is higher than the last time you and I talked.
SPEAKER 07 :
Yeah, it is. It keeps going up and up and up, so can’t complain about that.
SPEAKER 14 :
Is there an end in sight?
SPEAKER 07 :
I don’t think anytime soon. I mean, I’m expecting the bull market to continue another couple of years, certainly in nominal terms. And if you measure the value of gold against other assets like stocks, you know, the bull market is definitely going to continue a few more years, I would say, at a minimum.
SPEAKER 14 :
Do you see anything – I mean, to your point, we’ve got runaway spending. Government continues to print money even as much as it tries to get slowed down. Even under a Donald Trump administration, they’re doing their best, although it’s a huge mammoth task to try to get things slowed down as we’re finding even all the things Doge is finding and so on. There’s just so much to try to pull back. Congress has to be involved in a certain amount of it, which you and I both know they don’t like to pull the purse strings back because that affects their ability to get reelected and so on. And reality is we’re 36 and a half trillion in debt now.
SPEAKER 07 :
Yeah, something like that. And to your point, I mean, so many of these issues are structural, and they’re really bigger than any one person or any one administration or any one term in Congress, for example. So there’s a lot of work to do to clean up the financial house of the United States, and by extension, the rest of the world. And I think that that’s going to be beneficial for sound money, like gold and silver, and it’s probably going to hurt all fiat currencies, like the dollar and every other currency in the world. So… There’s really no simple solution. You’ve got to rein in spending. You’ve got to break promises that you’ve made to people, whether it’s Social Security or any of these other programs. Basically, people aren’t going to get what they were promised, at least not in total. So the question is, do you inflate the value of the obligations away, or do you outright default? And based on a whole suite of obligations, there may be a combination of the two. But it really boils down to broken promises. And one thing that won’t let you down is gold. No one’s in charge of it. No one can print more of it. You know, it’s a hard asset. It’s tough to find more. So that’s a reliable store of value for sure.
SPEAKER 14 :
Well, and to your point, we’re right. I did look. We’re $36.8 trillion right now. If you look at the U.S. debt clock, for those of you that want to, you can do this on your own, usdebtclock.org. They’ve got a time machine where you can jump ahead to this time, same interest rate. So unless some things change drastically there, which I know they can, but if everything stays the same in this time, 2029, so four years from now, it’s $46 trillion. $46.5 trillion, actually.
SPEAKER 07 :
Yeah, and things may get worse. So I believe we’re in a rising interest rate environment. And so that’s going to hurt the United States, you know, and all the debt obligations. People may disagree with that, but they’re probably used to the last couple of decades where we’ve been in a falling interest rate environment. And we’ve had record low interest rates, you know, at zero basically for a long time. But if you zoom out, you see that interest rates sort of follow this mirror pattern where they go down for a certain number of years and then they go up for approximately the same number of years. And that’s just sort of a phenomenon of markets, even though we have interest rate policy set by committee. So it’s almost like their hands are tied by economic forces that are larger than them. So I believe we’re in a rising interest rate environment that’s going to make it even worse for the federal government. And I would actually expect the total national debt to be even higher than the number you just quoted, you know, four years from now.
SPEAKER 14 :
Yeah, well, if what you say happens, it… It absolutely will, and if the opposite happens, it may come down some. If we cut spending, it could come down some, although I hate to say this, and I really wish spending would slow down and we wouldn’t do as much as we’re doing. The problem is, Alan, we’ve gotten, in some cases, people are so used to getting what they have, you start pulling that away, politicians don’t get reelected, therefore it’s this vicious cycle that just continues.
SPEAKER 07 :
Yeah, exactly. There’s this There’s this amazing psychology of taking something away from someone once they already have it, which is sometimes even worse than giving it to them in the first place. So as much as I’m not a fan of all these entitlements and handouts and so forth, especially at the federal level, my goodness, we really shouldn’t have anything like that at the federal level. But the reality is we have a whole bunch of things that are federal programs. And it’s very, very tough to take that away from people once they’ve become used to it. So I’m not sure what the solution is. I certainly don’t envy anyone who has to make any of these decisions. So I’m just kind of minding my own business, buying gold and silver and holding as few dollars as I possibly can.
SPEAKER 14 :
So when you talk about that, what’s the best way for folks to actually hold gold and silver? I mean, I’ve heard we’ve had different folks that we’ve interviewed over the years. Some say hold physical. Sometimes that’s hard for certain people to do. Although if you don’t have physical, what do you actually have? Explain that.
SPEAKER 07 :
Yeah, it’s a great question. So you can just go online either to our website or any reputable gold dealer and you can order gold online and have it shipped to your house just like you’re buying something from Amazon, right? And an ounce of gold will fit in the palm of your hand. Five ounces of gold is going to be smaller and lighter than your cell phone. And that’s going to be $15,000 or even more at today’s prices. So you can hold a lot of value in a really small area. You can have it. You can store it in your sock drawer. You don’t need to create a basement with some vault in order to hold this stuff.
SPEAKER 12 :
If you’ve got that much, you’re doing pretty well.
SPEAKER 07 :
Exactly, exactly. So it’s pretty easy to hold this stuff in your existing setup. You already presumably have valuables that you’re keeping safe in your house, so you just kind of add it in with that. It’s not until you get to really large quantities that you have to worry about third-party storage or some other extra solution. But I do think physical is the way to go. And all these other types of investments, paper gold, we say, or digital gold, like ETFs and so forth, Those don’t really give you the benefit that physical gold gives you. Right. The main benefit of physical gold is that nobody can screw it up. There’s no central party. There’s no obligation or anything like that. But if you get an ETF, all of a sudden there’s a company, there’s a brokerage account, there’s an Internet service provider, there’s a stock exchange. There’s all these different parties that have to honor their obligations. And sometimes they might not.
SPEAKER 14 :
No, that’s a good point. Again, you can watch the market. You can look at what prices are doing. Although there’s not much of a dip, occasionally things may dip down. Is that something people really need to watch? Or is gold one of those things to where the price is what it is, go buy it. Even if it dips a little bit in a few days, it’s going to come back up.
SPEAKER 07 :
Another great question. And if you’re like me, once you decide that gold is right for you, you kind of just You kind of just go and buy it today. The thinking process, the learning process, that takes a lot of time, but once you make up your mind, just buy it. That’s what I do, because in the time you wait for a pullback, the price could run away from you, and then you have to pay an extra 5%, 10% more, because you were hoping to get it on sale, and that just didn’t play out. If the thesis makes sense to you and you are trying to protect your value, then you should just move into that as soon as possible, as soon as you’re comfortable doing it. If you still have more education, more learning to do, and if you have doubts, that’s a different issue. But, yeah, that’s basically my strategy.
SPEAKER 14 :
Okay. GoldSilver.com is the website, and I think it’s pretty safe, Alan, on your end to say that, yeah, I really mean unless something really dramatic were to happen, I don’t see gold really falling any lower than where it is. right now. I mean, yeah, you may see some upticks and downticks and so on, but the reality is going to be pretty stable. And the one thing about gold, too, the way you’re talking about and holding it like that, if something were to happen and all of a sudden things have gone awry and even a dollar doesn’t work much anymore, gold always will.
SPEAKER 07 :
Exactly. I agree completely. Gold has stored its value for thousands of years. And If you go into the far future, 100 years from now, the dollar might not even exist. The euro might not exist. Obviously, gold will still exist, and we’ll still be able to afford plenty of stuff. So I think it’s great, and I’m really proud to be representing the asset.
SPEAKER 14 :
Okay, before we move on, something that we talked gold, but silver is also a component. It’s a little less money to get into for some people, silver coins and so on. Is it a good investment or not?
SPEAKER 07 :
It really depends on your risk tolerance and your time horizon. So if you’re thinking about multi-generational long-term wealth, I do think it makes sense as long as you can stomach the volatility and as long as you can be extremely patient. Because silver takes a long time to catch up to gold, but when it does, it’s spectacular and it actually outperforms.
SPEAKER 10 :
Why is it more volatile, if I may ask? Good question.
SPEAKER 07 :
Yeah, it’s more volatile because it’s an industrial metal primarily. So most of the silver that’s mined is actually used in industry. And so based on supply and demand and are we in a recession or not or are there tariffs on this product and all these different things in the economy that move, that affects demand basically and all those suppliers and users of silver. Whereas gold… doesn’t have that problem. Most of the gold that’s used is monetary gold. And some of the biggest buyers, for example, are central banks. And they just have this massive tailwind of consistently buying for more than a decade. And so that just kind of stabilizes the price, you might say, and it’s just less volatile as a result.
SPEAKER 14 :
One last question, then I’ll let you go, and I appreciate all your time, Alan. As crypto becomes, in some cases, more popular, I’m still not a huge fan. I know a lot of folks out there are. I’m not that guy. I have my own reasons I won’t get into right now, but I’m just not that guy. But is there a chance that as crypto or if crypto gains more traction, does that have any ill effect upon gold and silver?
SPEAKER 07 :
Well, I think that, yes, Bitcoin, I would say, is digital gold. And I would segregate Bitcoin from everything else. And this took me years to figure out. I won’t go into all the details.
SPEAKER 14 :
No, I agree with you. And, yeah, you don’t need to because I agree with you on that one.
SPEAKER 07 :
Okay, yeah. So Bitcoin’s decentralized like gold. No one’s in charge. And I think that, yeah, a lot of the people who buy Bitcoin, including myself, right, with that portion of my portfolio, if Bitcoin didn’t exist, that would all be in gold. So, you know, if you could imagine the market cap of Bitcoin and just add it to the market cap of gold, and that’s probably where the price of gold should be. But, you know, some of those buyers have gone into Bitcoin. Of course, there’s plenty of people who buy Bitcoin and they’re just wildly speculating. They’re trying to get rich. They don’t really know what they’re buying. But that’s not everybody. There’s a certain cohort of Bitcoiners that really believe in a sound money thesis. And that’s kind of the batch that I put myself in. So I don’t know if that’s going to be hurtful to gold necessarily. I have both in my portfolio. I love both assets. I’ll probably have both in my portfolio for the rest of my life. I think they’re pretty great, and I think a lot of Bitcoiners should open their minds to gold, and I think a lot of gold bugs should open their mind to Bitcoin. I think it makes sense to have both.
SPEAKER 14 :
Okay, makes sense. Alan, I appreciate it. Again, Alan Hibbert, it’s goldsilver.com. I appreciate it, Alan, very much. Thank you.
SPEAKER 07 :
Hey, thanks, John. Thanks, Andy.
SPEAKER 14 :
You’re very welcome. Have a great night. And good insight, by the way. That was very elementarily explained, I guess, is the best way to say that. Yeah, I kept it basic. Yeah, because it can get really – I will say this, and I think Alan would agree with me. You just heard him a moment ago. I’m not a guy that believes in owning gold certificates or anything along those lines where you have actually no physical gold. You have bought literally at that point a piece of paper that may or may not actually be backed up at the end of the day. I’m like him. If you want to own X amount of gold and it doesn’t take much to store that anymore, you’ve got any kind of a safe or you can do a safe deposit box, which we’ll talk about how that can be stored as well. Many ways you can take care of that and do it on your own, and I would not do it on paper. Agreed. Or electronically. So I agree with him on that. All right, veteran windows coming up. And again, as I talked last hour, with all of the rain and moisture and things that we have right now, if you notice something where, man, I’ve got a leak coming around a window or something along those lines, give veterans a call today. Get with Dave. Find him at klzradio.com.
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SPEAKER 13 :
Putting reason into your afternoon drive, this is John Rush.
SPEAKER 14 :
All right, before we continue on, Andy wanted me to talk about this in the first hour. And frankly, we got busy and we were laughing and joking and I didn’t get around to it. But a PSA, and I mentioned this last night before going off air, with all the rain we’re having, more potentially to come. Those of you that are out driving around, A, be really careful of hydroplaning. If you don’t have really good tires, even sometimes with good tires, depending upon the depth of the water and your tire itself and your vehicle and so on, you can hydroplane. So be really careful. And then, as I said last night before I went off air, never drive through something you don’t know how deep it is. Period. Don’t be that first guy to go through a big pond, if you would, underpass, something along those lines, just because you think, oh, I can make it. Yeah, maybe, maybe not. You don’t want to be that guy stuck halfway through. Right. Because the engine damage and things that can happen are not worth it.
SPEAKER 10 :
Well, that’s what I was going to ask you really quick here. We’ve got a caller, but really quick. You’re a car guy. What happens to a car when you go through and you flood it in that way? What happens?
SPEAKER 14 :
If you drive through a puddle like that, that deep, and it starts to get high enough up to where water comes into the air filter area and it sucks into the engine, and then it causes what we call hydrolock, meaning the water gets sucked in. The engine’s a big vacuum pump.
SPEAKER 10 :
Think of that. And this is true of new engines?
SPEAKER 14 :
old engines doesn’t matter doesn’t make any difference okay and the reality is if you suck enough water into what we call hydro lock the engine meaning it’s locked up because there’s so much water in the cylinders that the engine will not turn over any longer because everything is literally locked up with water because your engine’s always drawing in air it’s an air it’s a big vacuum pump exactly it’s always sucking in right very much so so if you lock up the engine because of driving through too much water the engine is destroyed you’re done you need a new one
SPEAKER 10 :
You need a new engine.
SPEAKER 14 :
Yes. It will be destroyed.
SPEAKER 10 :
You can’t just get the water out.
SPEAKER 14 :
Nope. It will be destroyed. The amount of stress that it puts on all of the internal components, pistons, rods, crankshaft, and so on, that engine will never be good from that point forward. It’s done.
SPEAKER 10 :
I didn’t know that. I’ve never done that.
SPEAKER 14 :
Oh, I’ve seen engines where it literally will even take a rod and throw it out the side of the engine. Okay. In those circumstances. So, yeah, do not do that. You do not want to be that person driving through that puddle and then having the engine die because it sucks in so much water. Okay. And, by the way, gone are the days. Used to be back in the day, if it got a little bit wet because of distributors and so on, it would just shut off because things get wet, electrically speaking. No, the new engines will, if you could, with a snorkel, and that’s why you see some of these, you know, Jeeps and Toyotas and so on will have that snorkel coming up on the fender. Okay. An engine will run underwater as long as you can keep everything dry and keep the water out of the engine. That’s what those snorkels are doing. They’re keeping the intake. That’s why they’re called a snorkel, just like when we’re snorkeling, where you’re actually sucking air out of your mouth above the water line. That’s exactly what those are doing for the engine because the modern engines will run underwater, no problem. The problem is if they suck in water, they’re doomed. So that’s what those snorkel assemblies on those four-wheel drives are doing, is keeping that fresh air coming in with no water coming down into the engine itself. Ben, go ahead. Yeah, how you guys doing? Good, sir. How are you?
SPEAKER 05 :
Okay. Say, on this gold thing you guys were talking about?
SPEAKER 14 :
Yes.
SPEAKER 05 :
You know, my concern is I checked on, like, broker’s fees for gold, and not that they should do it for free. But, for example, if you buy gold at, let’s just go back a couple of years, at $1,000, it’s $50 to buy it, or at least the place I checked, and it was $50 for a broker’s fee to get out of it. So it’s got to go up, in that case, 10%, just to break even. So I’m guessing broker’s fees have only gone up. And then the other concern is, If you have, say, an ounce of gold, $3,000 in today’s market, well then, yeah, you could cash it in and get cash, but otherwise you’ve got to trade or barter. I’m not opposed to that, but if you have an ounce coin and you just need, say, whatever, a tank of gas and a box of ammo, That’s kind of a steep price.
SPEAKER 14 :
That’s where personally, this is more of a ready radio conversation on Friday, Ben, but personally, the way I would do that, if things get really bad, crap hits the fan, dollar’s no good, no more digital, you can’t use a credit card, and you’re literally back to using gold and silver, here’s how I would do it. You better have a file or something that will allow you to scrape gold off of a coin or a bar, because when you go to start bartering and buying something, yeah, I’m not handing over my gold coin for a bottle of water, but I’ll sure scrape off a few flakes for that person.
SPEAKER 05 :
I’ve never thought about that. And, by the way, I’ve never thought about that hydrolock thing either. I always thought what ruined engines in, like, a flood was… Of course, I’m sure that could happen, too, is sand and mud getting in everything and ruining it.
SPEAKER 14 :
It can, although just believe it or not, just even crystal clear water, no debris, no dirt in it will hydrolock the engine. Like I just said a moment ago, in most cases, Ben, literally destroying the engine.
SPEAKER 05 :
Huh.
SPEAKER 14 :
Yep.
SPEAKER 05 :
Never even crossed my mind.
SPEAKER 14 :
Because if you think about it, and this is really quick, and it’s kind of a drive radio topic, but it applies here because it’s a PSA, and anybody listening, this could apply to. So if you think about it, Ben, that piston inside of the engine, to Andy’s point a moment ago, it’s always sucking in air. It’s a big vacuum pump, so it’s got valves. It’s a four-stroke engine, so it’s drawing in air. It’s compressing. It’s then pushing that air back out in the exhaust stroke. Think about this, though, Ben. If the cylinder itself on the compression stroke is full of nothing but water, it didn’t draw air and fuel in, but instead it drew water in, and now the valves are closed, and that piston is trying to go up against all of that water that’s inside. Water doesn’t compress. Thank you, Andy. So it has no choice but to break something.
SPEAKER 05 :
Yeah, yeah. Yeah, hydraulics, it’s an interesting topic in itself.
SPEAKER 14 :
Oh, yeah, as anybody knows, Ben, you especially, you know, water is a, it can be, it’s one of those tools, I guess you could say, one of those chemicals. that can be very useful to us. You know, we drink it, we survive, our body’s made up of a certain amount of water, we need it to sustain life. On the same time, too much of it kills us. On the same token, when it comes to mechanical things, you can cut steel with water, you can cut rock with water. On the same token, you can float things across the ocean and deliver product. I mean, if you think about water in and of itself and how God created that, I mean, at the end of the day, Ben, what a miraculous thing all in and of itself.
SPEAKER 05 :
Yeah, and along that topic, there’s a guy up in Washington State named George Pollack, and he took, or one of his students took just regular fresh water, put it in a jar, put it in the sun, and they analyzed it later, and it actually creates kind of, it changes the pH and makes it so your cells can absorb it better.
SPEAKER 14 :
Interesting. If you don’t
SPEAKER 05 :
Yeah, and also, as a PSA, according to this guy, your body, when you drink water, it has to run it up to room temperature or actually body temperature to correctly or even absorb it in your cells. And your cells, the opening in your cells to absorb it is really not big enough. So I wonder, using that as an analogy, how many people are running around, even though they drink a lot of water, they’re somewhat dehydrated.
SPEAKER 14 :
Dr. Kelly, on Thursdays, Ben talks about the amount of people that, during COVID especially, were lack of vitamin D and dehydrated both. To your point, there’s a ton that are dehydrated. A lot of Americans are dehydrated.
SPEAKER 05 :
Yeah, and then the other side of that coin is, I think if I drink too much, it’s not good for my system. I think it pulls a lot of minerals out. It does.
SPEAKER 14 :
You can have, is it called hypoxia, where if you get too much water, you can somewhat drown and you don’t know you’re drowning. In other words, you drink so much water, you actually drown yourself even though you’re not underwater. Is that what it’s called? Charlie, is that what it’s called, hypoxia? Am I thinking correctly along those lines?
SPEAKER 05 :
Hypoxia is when you don’t get enough air.
SPEAKER 14 :
Yeah, and I think because— But I understand what you’re saying. Yeah, you understand what I’m saying. I mean, you actually can literally in some cases, and there’s been some, you know, athletes and so on where this happens, they end up, you know, getting all, you know, hot and dehydrated to a point, but then drink so much water it goes the other direction.
SPEAKER 10 :
See, Ben, that’s why you just stick with beer. It’s for your own safety. Oh, there you go, Ben. I’m liking that.
SPEAKER 11 :
There you go.
SPEAKER 05 :
Five o’clock somewhere. You know, you guys— As a PSA, I want all y’all listening out there to take care of that hydration thing.
SPEAKER 14 :
There you go.
SPEAKER 05 :
Great questions, Ben. Thank you.
SPEAKER 14 :
No, thank you. I appreciate that very much. And, yeah, that was a great explanation or great question when it comes to engines and how they work and so on. And that’s why I always just look at people as they’re starting to drive through things at times, Andy, and I’m just like, Why are you doing this? Somebody else texted in, too, and said, you know, by the way, keep in mind there are vents and things on other components of your vehicle, differentials, transmissions, things like that, where when you get into that much water, those things can actually even take on water. And now that becomes a problem in those other areas of the vehicle.
SPEAKER 10 :
All of those things expect to have air going through them or being compressed. Compression, that’s where you get compression. Water doesn’t compress.
SPEAKER 14 :
Yeah, your car is not meant to be underwater. It’s not a boat. Let’s just say that. Now, the other thing, too, that can happen, let me add this in really quick as well. I talk about this on Drive Radio a lot. And given that the majority of vehicles on the road, minus some SUVs and trucks, are unibody construction, meaning that even a lot of these smaller and midsize SUVs, very few of them are a body-on-frame. In fact, most body-on-frames are either like a Toyota 4Runner. That’s an SUV that’s body-on-frame, one of the few that size that is. Suburbans, Tahos, those are body-on-frame. F-150s, Expeditions, things like that. But most everything else that you’re driving. from the smaller SUVs and so on, are all unibody construction. And what I mean by that is they are made in such a way that even the way the doors seal up and so on, they are literally like a bathtub on water, meaning that if you get enough water underneath them, and you’ve seen images of this where floodwaters come in and the car literally starts floating down the street or the river. The reason for that is because of what I’m saying. They’re literally on a unibody construction with all the doors and everything shut, very much like a… It seals out a lot of the water. It seals out. Yeah, it’s airtight in a way, not completely, but pretty darn good to the point that they start to float on top of the water. Now, what people don’t realize, because they’re not thinking in these times, if they really wanted to be more safe – and I know this is going to sound really odd – If you had the ability, and it’s going to be very difficult in some cases because the doors won’t want to open because of pressure, but if you could get the doors to even open slightly and allow water into the car so the water now becomes less flotation-y, if you would. That’s not the right word, I know, but, you know, can’t float. Right. If you could somehow let the water into the car, the car will sink to the bottom. The tires now make contact with the road. The car would not then go down the street in the flood. Most people don’t think about that, though, Andy, because they don’t want that water coming in the car anyways. But the reality is, in some cases, you would be better off doing that and not having the car float down to wherever it’s going to go.
SPEAKER 10 :
It’s taking you to danger.
SPEAKER 14 :
That’s right. Whereas if you could get that car to just stay planted down on the ground and even climb on the roof, you’d be better off doing that than you would be floating down. But most people don’t think about that because they don’t understand how the car even operates. It’s a little PSA.
SPEAKER 10 :
Okay.
SPEAKER 14 :
There we go. All right. Up next, we have got Dr. Scott Faulkner. Now, I talk about this a lot, and I mean it. Dr. Scott does not be holding to big pharma or big insurance. He will do what’s necessary for you to stay healthy. And he’s got all sorts of things that can do that, by the way. Tools, I should say, at his disposal. Not just meds, but tools. 303-663-6990.
SPEAKER 01 :
Are you tired of crisis care and instead want true health care? Do you want to improve your overall fitness and beauty? Do you have a chronic medical condition that no one has taken the time to understand? Are you trying to meet a health or weight goal? Or maybe you’re just looking for a great doctor who thinks the way you do. Dr. Scott is a board certified internal medicine specialist, bringing decades of experience and expertise to the table. Dr. Scott is a true advocate of the latest advancements in health care. That’s why he uses umbilical derived stem cells, which have been clinically proven to be the most potent stem cells available. Worried about being lost in the crowd of impersonal health care? Fear not. Dr. Scott is a big picture doctor, not beholden to big pharma or big insurance like some other providers. He takes the time to understand your unique needs and will customize your health care to fit you, your body, and your lifestyle. Reach your full potential and achieve your goals. Call Dr. Scott today at 303-663-6990 or visit him online at castlerockregenerativehealth.com or find him at rushtoreason.com. Dr. Scott Faulkner and Castle Rock Regenerative Health Care is your path to a healthier tomorrow.
SPEAKER 14 :
All right, group insurance analysts, and by the way, everything we’re talking about in regards to cars and floods and so on, have good insurance because at the end of the day, if that car washes on down the old road and is destroyed and whatever, then just make sure you’re covered insurance-wise when it’s all said and done. And GIA can help you with that. They’re a broker. They shop for you, e-gia.com.
SPEAKER 19 :
Finding the right health insurance plan can be confusing, and picking the wrong plan can cost you thousands of dollars more in medical costs out of your pocket. Call Paul Linegro at GIA Insurance, and his team of ACA health specialists will help you find the right plan for your needs and at the very best premium. As independent brokers, GIA Insurance can help you navigate through the maze of health insurance options so you get the right plan to fit your needs at the best premium. GIA never charges fees, and your premiums will never be any higher than going directly to the insurance companies or buying online. Receive the local hands-on service you don’t get with a call center or online. Whether it is qualified health insurance plan, dental, life, or vision insurance, GIA has got you covered. Call 303-423-0162, extension 100. GIA is an authorized enrollment center for Connect for Health Colorado, the only place you can get an advanced premium tax credit to lower your premium.
SPEAKER 14 :
All right, Roof Savers of Colorado, and yes, we’ve got a lot of rain right now. Yes, you might have a roof leak. If you do, take a picture of it, send it off to Dave Hart. He’ll come out and look at things as soon as things get dried out, which is only going to be in a day or two. 303-710-6916.
SPEAKER 02 :
Wind and rain and hail, oh my. There’s no place like home, and you have to do what you can to keep a reliable roof over it. Summer hailstorms are here, bringing damage and door knockers. That’s where we come in. At Roof Savers Colorado, we take pride in helping homeowners like you find the right solution for your situation. We strive to provide peace of mind and a quality roofing experience for every customer. From plant-based rejuvenation treatments that give new life to dry, old, or minorly damaged shingles to full roofing replacements, we want to provide the best service for you and your home. Hail Season brings many out-of-state roofing companies knocking at your door, but we’re here to provide you with honest inspections, quality service, and customer care. Don’t wait. Call us for a free assessment before filing your insurance claim. Call today at 303-710-6916 or go to RoofSaverCO.com. That’s 303-710-6916 or go to RoofSaverCO.com to set up your free inspection.
SPEAKER 03 :
Call in to the KLZ studio line, 303-477-5600. Now, back to Rush to Reason.
SPEAKER 14 :
All right. And this is kind of along the lines of cars, although it’s related to some other things. And… I may even talk about this on the roundtable tomorrow morning, but there’s currently a video of the new Canadian prime minister, and he’s talking about the banning of old cars in Canada, cars that are older than 2,000. He’s talking about window tint and the fact that if you’ve got that, it has to be scraped off, and that if your vehicle is modified in any way, shape, or form, lifted, things along those lines, it has to be put back to stock. And I tell you what. He is such a commie. Well, here’s what’s really going on here. He’s not saying those things. Well, he is a commie. I’m not arguing that, Andy. I’m just doing a general statement. He definitely is a commie, but somebody has used AI in such a way that this video looks extremely real. In fact, it looks real.
SPEAKER 10 :
I haven’t seen it.
SPEAKER 14 :
If I hadn’t gone and done a little bit of research on it, the tonality, the facial expressions, the lips… The whole nine yards, you wouldn’t know that it wasn’t him speaking, but it’s not. It’s all a fake, and no, he didn’t say any of those things. He is a commie, no doubt about it, Andy. I’m not arguing that. And here’s, I think, what happens is, because he is… And none of that would surprise most people. That’s why people believe. The majority of people start believing that, circulating that around. It starts spreading. And my point, and Andy knows where I’m going with this, my point is, as conservatives especially, We just look so dumb.
SPEAKER 10 :
Yeah, got to be slow to believe these things.
SPEAKER 14 :
When we start sending those things on and we start propagating that stuff, the reality is we just look like a bunch of morons, Andy.
SPEAKER 10 :
Yeah, so many of these things that are passed around on Facebook, I am one of the last to buy into them. You and I both. I just…
SPEAKER 14 :
I am very slow. I go, look, and in this case, I’m like, okay, I saw this video like three or four times. I think I saved it. I could play it, but I’m not going to play it because, again, I don’t want to further this along. I don’t want anybody to think that, oh, did you hear what John played the other day and what the guy in Canada said? I don’t want any of that, so I’m not going to play it. I’ve got it, but I’m not going to play it for that reason.
SPEAKER 10 :
And we don’t have to anyway because this guy is going to do enough nutso things on his own. He is a big-time global warming fruitcake.
SPEAKER 14 :
Good way of saying it.
SPEAKER 10 :
He’s going to wreck a lot of their economy. Correct.
SPEAKER 14 :
He’ll do it on his own without these sorts of things. But again, I think where I wanted to go with this was, number one, be really careful, as Andy and I talk about all the time, before you send something on or even before you like something, even before you click that like button. Yeah. Be really careful that it’s something that’s genuine and is real. And for those of you that are listening, by the way, Me figuring out that was generated by AI, I didn’t spend 10 seconds looking. It was literally typing into Google, did the Prime Minister of Canada say blah, blah, blah? Right. It was that quick of a search. And I got back several different sites talking about, no, that’s deep. It’s a deep fake. It’s AI. On and on we go. And my point is, with the amount of AI now that’s being used, and it can be used in a good way, it can be used in a bad way. There are now videos and I watched a few of these last night to where I watched. It was actually hilarious. They have gone as far as to take episodes of Judge Judy. And they replace all of the characters, including Judge Judy herself, and they use babies. So Judge Judy is a baby. And the two individuals that are suing one another are one suing the other. And you know how that works. You know, everybody in the courtroom. Bailiff included. They’re all babies. And they have dubbed the actual words that Judge Judy would have been saying in the defendant and the prosecution side. I mean, everybody in the courtroom, it’s all still the same voices. But AI makes it look like it is so genuine that, and we know babies can’t talk that way, but if you did… No, but it’s fun. If you had just arrived here on this planet from somewhere else, Andy, and watched that video, you’d think, oh, man, these babies can talk. It’s that real, and I’m not exaggerating. It’s that good. Cool. So you have to be really, really careful is my point. Joe, go ahead. How do we know this is actually Joe? How do we know this is Joe? How do we know this is Joe?
SPEAKER 10 :
Okay, I’m just wondering. Hey, you want your legs broken?
SPEAKER 06 :
Okay, now we know that’s Joe. Okay, go ahead.
SPEAKER 14 :
Okay, yeah, we’re good.
SPEAKER 06 :
What you’re talking about has a name, and the name is called confirmation bias. And we all have it, but it’s important to know that you have it and to wait a minute because, like, yeah, that sounds just like him. Now, if somebody sent me a clip of Gavin Newsom or Obama or Biden saying something absurd— You know, I would say, well, you know, that sounds a lot like something he would do. But before I like it, post it, share it, I’m going to validate it. And because of the jerseyjoe.com, I have people send me stuff every day. Likewise.
SPEAKER 14 :
Yep. Likewise.
SPEAKER 06 :
And I’m going to say half of it is nonsense. It’s stuff. They want to believe. This is not true. It’s not true, though. You know, I mean.
SPEAKER 14 :
And by the way, at times I wish it were because it might get us to a conclusion faster with certain politicians and so on. It might actually wake people up. But the reality is it’s not true.
SPEAKER 06 :
It’s not true. And so, again, we all it’s called confirmation bias. We all have it. The important thing is recognize that you have a confirmation bias. It’s the tendency to want to believe things that that that reaffirm truth. You know, preconceived beliefs you have, like, you know, Gavin Newsom’s a jerk or, you know, Biden’s a demented old fool, whatever.
SPEAKER 14 :
Michelle Obama’s a man.
SPEAKER 06 :
Right. I mean, there’s all those.
SPEAKER 14 :
I mean, all those sorts of things are running around. That’s why they call her Big Mike. I mean, Joe, as you know, there’s all these things going around that, again, I think as conservatives, we have to be really, really careful in what we’re sharing and saying because it diminishes our credibility. Right.
SPEAKER 10 :
Well, we have a real problem, and Joe, I’d like you to comment on this. I believe that the conservative movement and the MAGA movement has become much more open and, shall we say, vulnerable to conspiracies than most people.
SPEAKER 06 :
Yeah, the tinfoil hat. And I try to do my own part by politely telling people, you know, I checked this out, and you may want to take it down because, you know, here’s the facts.
SPEAKER 11 :
Here’s why. Right.
SPEAKER 06 :
Yeah, here’s why. And I try to do it professionally and politely because I don’t want to antagonize anybody. And I say, you know, you might want to take this down or stop sharing this. And on rare occasions, I have sent something out that has turned out to be not 100% correct. And when I’ve done that, which might happen three or four times a year.
SPEAKER 12 :
Got to make a retraction.
SPEAKER 06 :
I’m sorry?
SPEAKER 12 :
You got to make a retraction.
SPEAKER 06 :
Right. Gentlemen, I’ve got you on a mailing list. And if you get something from me, You’re probably one of 15 people I have on a mailing list. If it turns out to be not 100% accurate, and I find that out a few hours later or the next day, John, you’re getting an email from saying, hey, that thing I sent you yesterday or yesterday noon, it’s not correct. Here’s the rest of the story, or here’s why it’s not accurate. You’ll get a retraction.
SPEAKER 10 :
I thought the picture of you in a dress was just a life change.
SPEAKER 06 :
Hey, by the way, global warming, here’s the story. This didn’t make the news. It’ll never make the news. And satellite photos just came out showing from 2021 to 2023 that the Antarctic ice cap has added 108 gigatons of ice per year. It grew. Every year for three years running. Did you see that on the evening news in any station you watched?
SPEAKER 14 :
Oh, of course not. No. We talked about it yesterday, but you’re not going to see that.
SPEAKER 06 :
It was on Fox. That’s the only place I’ve seen it.
SPEAKER 14 :
You won’t see it anywhere else.
SPEAKER 06 :
You won’t see it anywhere else. So that’s how the media…
SPEAKER 14 :
Which they also, Joe, I mean, I’m not just accusing us on our side of having confirmation bias. Their side has it as well. They do the same thing.
SPEAKER 06 :
Oh, it’s terrible. And the other – last week when we had a story about ICE raiding this home of this poor woman, you know, and they only – and it turned out that the house she was in was still owned by this wanted human trafficker. And it was a woman, Hispanic woman, was the owner of the house. Right. ICE had no way of knowing that the Hispanic woman who was in the house was not the listed owner of the house, who was, in fact, had a warrant out for her arrest. But they only published the first part, which was only reported initially by a local TV station, never fact-checked. It made it all the way up to Rachel Maddow on MSNBC. Not a single one of the news outlets, including MSNBC, fact-checked the story. Then the next day, the rest of the story came out. Not a single one of them retracted.
SPEAKER 14 :
So going back to our side, Joe, because we’ve got a few minutes here before we go to our last break. And I know, you know, Andy and I, you, we talk about things on my program. You do it on your podcast. We talk a lot about the factual end of things and making sure that people, as they repeat things or send things on or forward things or even click that like button, that they’re factually, you know, correct. How do we get that message out more, though, so people stop sending and or believing things that just frankly aren’t true?
SPEAKER 06 :
I think it comes down to feedback, John. That’s why when somebody sends me something, and if they send me, and if they do it more than twice in a short period of time, I’ll send it back a personal, you know, say, hey, Bob, I said, look, you know, this is the second time in three weeks you’ve sent me something that turned out to be completely bogus. It doesn’t make you look good. You might want to seriously reconsider. So it’s like trying to coach a small child. Yeah. So I think it’s just feedback, you know, polite, constructive feedback.
SPEAKER 14 :
Okay.
SPEAKER 06 :
I’m open to suggestion, but that’s…
SPEAKER 14 :
Even though it sounds real, and it wouldn’t surprise me if it weren’t, I’m like, you know, it’s a little out there even for a communist dictator like he is up there. Let me look a little further, and all I did was one little search, and voila, there we are.
SPEAKER 10 :
I always go by the too good to be true or too crazy to be true rule of thumb. If it is, at least check it out.
SPEAKER 06 :
Yep, yeah, check it out. By the way, if you notice, Andy, you’re on my same list as John. Whenever I send you a story or a claim or even a meme, I always try to include a link to a credible source, whether it be U.S. Treasury or CNN or Associated Press.
SPEAKER 14 :
just don’t send you a meme with you know with no support and i’ll be you know nothing against you know babylon b they’re funny it’s satire and so on although i will tell you that while we on our side i think understand that’s the case i’m not sure how many on the other side really understand so i am one where i’m even hesitant to share much babylon b stuff publicly like i’ll do it internally among you know the you you two and things like that but Publicly, Joe, I don’t share much from them because there’s a lot of folks out there that on the other side of the aisle… They’ll think you’re serious. Yeah, they don’t understand how that works.
SPEAKER 06 :
I mean, how many people don’t know that the Babylon Bee, like the onion, are satire sites?
SPEAKER 14 :
Well, I guess what I would ask you is how many on our site don’t know that the onion is? There are some, believe it or not.
SPEAKER 06 :
That don’t know that the onion is a satire site?
SPEAKER 14 :
Yes.
SPEAKER 06 :
Well, again, and John, I’ve gotten people afforded me things from the onion… And I have to tell them, hey, the onion is a satire site.
SPEAKER 14 :
You’re proving my point.
SPEAKER 06 :
Right.
SPEAKER 14 :
And there are those on the other side with the Babylon Bee that are exactly the same way.
SPEAKER 06 :
Exactly.
SPEAKER 14 :
So just something to think about for those of you out there listening. Joe, I’ve got to run. Appreciate you very much. Thanks for that great conversation. And let’s do this, Charlie. We’ll just combine things here. So Golden Eagle Financial coming up next. And with that, you’ll hear from Al here a nice little interview that he did with one of our folks here at the station.
SPEAKER 08 :
Al Smith from Golden Eagle Financial and the show you love, Retirement Unpacked, is here with me. How are you today, Al? I’m doing great. How are you, TJ? I’m doing great as well. I have a couple questions for you. As a financial advisor, do you also do taxes?
SPEAKER 17 :
No, I don’t prepare my clients’ taxes. I do, however, spend a lot of time talking to them about taxes. To use a sports analogy, tax preparation is like doing a recap of the game. What I do is more like creating a game plan and then following up over time to see how it’s working.
SPEAKER 08 :
And how much are taxes a part of that game plan that you create?
SPEAKER 17 :
Well, with so many different taxes we’re faced with, it becomes an important thing to take into consideration. It’s not how much income you have, but how much you get to keep. In addition to federal and state income taxes, there’s property taxes, state and local sales tax, and fees. And they all play a part in shrinking our income.
SPEAKER 08 :
What about people who already have really healthy balances in 401ks, IRAs? Won’t they be facing significant taxes as they draw income from those accounts? Well, it depends.
SPEAKER 17 :
Everybody’s situation’s a little bit different. There’s no one size that fits all when it comes to tax planning. But often when I work with people, we’ll create a strategy where we will convert traditional IRAs to Roth over time. And that not only reduces taxes in the future, but it will also lower the tax they’ll be paying on their Social Security.
SPEAKER 08 :
Is that kind of strategy really only for the wealthy?
SPEAKER 17 :
Not at all. Many of my clients who have modest IRAs have chosen to convert to Roth over time. They enjoy the freedom of having a tax-free nest egg that they can access on their own timeline rather than an RMD schedule.
SPEAKER 08 :
Well, that is excellent. And how can people reach you if they want to learn about their own taxation in retirement?
SPEAKER 17 :
You can reach me through KLZ or contact my office at 303-744-1128. And when you call, I’ll provide you with a summary of all the tax changes for 2025.
SPEAKER 08 :
You heard it here, folks. Good things from Golden Eagle Financial and Al Smith. Again, you can reach them at 303-744-1128 or just find them on the advertisers page at klzradio.com.
SPEAKER 13 :
Investment advisory services offered through Brookstone Capital Management, LLC. A registered investment advisor. BCM and Golden Eagle Financial Limited are independent of each other. Insurance products and services are not offered through BCM, but are offered and sold through individually licensed and appointed agents.
SPEAKER 14 :
All right, Cupcake Kidding and Air Conditioning is next. And if you’ve had any problems at all when it comes to your AC or your furnace, by the way, they can help you with either or. Second opinions are sort of their specialty, where they’ll come out and take care of something that you may have already had looked at, but don’t trust the results of. Give them a call today. Find them at klzradio.com.
SPEAKER 08 :
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SPEAKER 03 :
This isn’t rage radio. This is real, relatable radio. Back to Rush to Reason.
SPEAKER 14 :
All right, now this is an article where I did a little reading this morning, and turns out that, and I’m going to do more investigative work on this, but this was on Outkick.com, and it was on a few other places besides. And that is Representative Burgess Owens actually… revealing that Nike has allegedly, and they’re still working through trying to determine actually exactly what happened. And Nike’s pretty silent on this, which would almost make it sound like they probably were involved in this. And they did some funding of some trans studies that some would say were borderline, if not full bore, child abuse. Really? And Nike funded that. Now that’s something that is not just hearsay. This is not conspiracy theory stuff. This is things that a real representative is accusing Nike of. And at this point in time, Nike has gone completely dead silent with no response whatsoever.
SPEAKER 10 :
What do you mean child abuse?
SPEAKER 14 :
Well, so it’s been published that a youth transgender athletic study allegedly funded by sports apparel giant Nike, since then the company has gone completely silent about this. Despite contacting Nike over a dozen times after the initial report, OutKick has only received one comment from Nike, who refused to go on record. The executive told us that the study was never initialized or was not moving forward. But basically it was a… Funded experiment on young children to justify putting boys in girls sports. And we basically they’re doing more investigative work on this to determine exactly what was going on. What was this study? What were the answers? Who actually funded it and so on?
SPEAKER 10 :
Well, that wouldn’t surprise me. It’s an incredibly liberal company.
SPEAKER 14 :
Wouldn’t shock me either.
SPEAKER 10 :
The swoosh.
SPEAKER 14 :
Now, this is one of those, again, where I looked at this at first and I thought, is this another one of these? Is this real? Is this not real? And as I started reading through it, it’s like, oh, yeah. In fact, this was a study on puberty blockers, injecting hormones, sterilization, shunting growth, things along those lines that Nike actually helped fund.
SPEAKER 10 :
Yeah, Nike is the athletic shoe equivalent of Ben and Jerry’s.
SPEAKER 14 :
I think you’re exactly right, Andy. So, all right. With that, another full hour coming your way. Myself, Andy Pate, Charlie Grimes, Rush to Reason, Denver’s Afternoon Rush, KLZ 560.
SPEAKER 18 :
Just ordinary average guys. Ordinary average guys.
